Small DOHA Seal

2015 Industrial Security Clearance Decisions

 

These 1,660 decisions pertain to the adjudication of security clearance cases for contractor personnel under DoD Directive 5220.6, which implements Executive Order 10865.

Other years: 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016

Financial

M04/02/2015

Applicant is 50 years old. He experienced financial problems when his home was damaged by a tornado and he had two periods of unemployment. He defaulted on his student loans during this period. He has paid the small debts alleged on the SOR and has a payment plan for his student loans. Applicant mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 12-11841.h1


Financial

12/31/2015

Applicant failed to file federal and state income tax returns for several years under mistaken understandings his income levels did not meet the threshold levels required for mandatory tax filing. Despite afforded opportunities to do so, he provided no evidence of any corrective steps taken to file his tax returns for the years in issue. Financial concerns are not mitigated. Clearance is denied. CASE NO: 15-00804.h1


Financial

12/31/2015

Applicant did not mitigate the financial considerations trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 15-00030.h1


Financial

12/31/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-06702 .h1


Security Violations

12/31/2015

Applicant has mitigated the security concerns raised by multiple security violations over an 11-year period. Clearance is granted. CASE NO: 14-05067.h1


Financial

12/31/2015

Applicant has a history of financial problems, dating back to before 2008. He has delinquent debts that are not paid or resolved. Financial security concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-04802.h1


Financial

12/31/2015

Applicant had debts discharged in bankruptcy in 2007. Since then, she has accumulated 37 delinquent accounts totaling more than $58,000, which are unpaid. She intentionally failed to disclose those delinquent debts when she completed her security clearance application. She did not provide sufficient evidence to mitigate the security concerns under Guideline F, financial considerations or Guideline E, personal conduct. Clearance is denied. CASE NO: 14-03943.h1


Financial

12/31/2015

Applicant’s statement of reasons alleges a Chapter 7 bankruptcy discharge of her debts in 2004, failure to file state and federal tax returns from 2006 through 2012, and 28 delinquent or charged-off debts and collection accounts totaling $15,604. Applicant did not provide sufficient evidence of progress paying or otherwise resolving her delinquent debts. She did not file her federal and state tax returns from 2006 through 2012. Her eligibility to occupy a public trust position is denied. CASE NO: 14-03598.h1


Guideline F; Guideline J; Guideline H

12/31/2015

The Judge analyzed Applicant’s individual drug offenses in isolation rather than considering them in light of the record as a whole. Her mitigation analysis is not sustainable. Favorable decision reversed.


Financial

12/31/2015

Applicant failed to mitigate the security concerns raised by his $30,000 in delinquent debts, none of which had he attempted to resolve until after he received the Statement of Reasons. Clearance denied.


Drugs; Personal Conduct

12/31/2015

Applicant used marijuana between August 2001 and late December 2012, including after he was granted a Department of Defense (DOD) security clearance. He recalls two occasions where he used marijuana from 2011 through 2012, although he admits that he could possibly have used it two more times during that period. Applicant denies any future intent to use marijuana, but he could not rule out future use. Clearance is denied. CASE NO: 14-02500.h1


Financial

12/31/2015

Applicant did not file his state income tax returns for 2011 and 2012. He incurred delinquent debt in the amount of $4,466. He did not provide any documentation that he has paid any accounts or has a payment plan. He stated that he intends to pay his debt but has not provided any evidence to support mitigation under the financial consideration guideline. Eligibility for a security clearance is denied. CASE NO: 14-02067.h1


Financial

12/31/2015

Applicant mitigated the security concerns raised by his delinquent debts by working to minimize the financial impact of his periods of unemployment and underemployment, and working to resolve his debts as his resources allowed. Clearance granted.


Financial

12/31/2015

Applicant had unresolved delinquent debts due to many circumstances beyond her control. She has not acted responsibly under the circumstances. The record does not provide sufficient information for mitigation of the financial security concerns. Eligibility for a security clearance is denied. CASE NO: 14-00615.h1


Financial

12/31/2015

Applicant has satisfied all of the delinquent debts alleged in the Statement of Reasons except three. Of these remaining debts, two accounts have been closed, and Applicant is negotiating a payment plan in good faith with the creditor of the third debt. Applicant mitigated the security concern. Clearance is granted. CASE NO: 12-12212.h1


Financial

12/31/2015

Applicant has not mitigated the financial concerns raised by her delinquent home mortgage loan. Clearance is denied. CASE NO: 12-12070.h1


Financial

12/31/2015

Although Applicant demonstrated that his two previously-delinquent education loans were now current, he failed to mitigate the security concerns raised by his remaining $29,000 in delinquent debts, none of which had been addressed. Clearance denied.


Financial

12/31/2015

Applicant attributed her financial problems generally to being periodically unemployed and recently added the fact that she is now a single mother. She offered no explanations as to why she had so many automobile loans, credit cards, and charge accounts with clothing stores and jewelry stores. She did explain why she had multiple cellular telephone accounts for the benefit of various family members, but she failed to demonstrate what actions she has taken to obtain the necessary funds from them to pay her accounts. Applicant’s delinquent student loans were placed into forbearance until December 31, 2015. Applicant has offered no documentary evidence of a good-faith effort to resolve any of her other delinquent debts. She essentially ignored them, and seemingly continues to do so. When she was still employed, she had a monthly budget deficit of minus $211, but now that she is unemployed and has a new child, her financial situation has deteriorated. There appear to be clear indications that Applicant’s financial problems are not under control. Her actions under the circumstances confronting her do cast doubt on her current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 12-11067.h1


Financial

12/31/2015

Applicant's successful implementation of a Chapter 13 financial reorganization, and timely payment of over 18 months' payments, mitigated the security concerns raised by the financial problems which led him to seek bankruptcy protection. Clearance granted.


Financial

12/31/2015

Applicant’s statement of reasons (SOR) alleges one state tax lien and nine delinquent debts or collection accounts totaling $32,316. The SOR also alleges he failed to file his federal and state tax returns for tax years 2000 through 2013. Seven of the ten SOR debts are mitigated. He did not make sufficient progress on two debts resulting from his repossessed vehicles, and on a debt resulting from a charged-off credit card. He did not file his state and federal tax returns for tax years 2000 through 2013. Financial considerations security concerns are not mitigated. Access to classified information is denied. CASE NO: 12-05304.h1


Foreign Influence

12/30/2015

Applicant is a U.S. citizen who is employed as a policy analyst and advisor for U.S. fims who maintains routine and infrequent contact with Taiwan citizens he encounters in international conferences hosted by the Taiwan government and other academic groups in the region. He also maintains casual and infrequent contact with his father-in-law and mother-in-law who reside in Taiwan. While Taiwan is a major collector of classified and proprietary information, it is a recognized democracy and a country historically friendly to the United States. Any heightened risks presented by Taiwan are more than offset by Applicant's proven commitments to U.S. geopolitical interests and are manageable risks, considering all of the circumstances present. Foreign influence concerns are mitigated. Clearance is granted. CASE NO: 15-00076.h1


Drugs

12/30/2015

Applicant is a systems analyst with a security clearance who used illegal drugs on a single occasion during a retreat in 2013 with friends. He is remorseful of his poor use of judgment and is committed to avoiding marijuana and all illegal drugs in the future. Applicant's drug use is mitigated. Clearance is granted. CASE NO: 14-06710.h1


Financial

12/30/2015

Applicant failed to timely file federal and state income tax returns from 2009 to 2013. She has unpaid or unresolved debts. She did not provide sufficient evidence to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-06584.h1


Financial

12/30/2015

Applicant’s financial problems essentially started because his mobile home tenants left it, and Applicant’s efforts to seek new tenants were thwarted by the trailer park when it refused to permit him to rent to non-family tenants. His efforts to sell the mobile home were made more difficult when he was not permitted to place a “for sale” sign near the mobile home. He could not move the mobile home because he did not have enough money saved to do so. Faced with continuing mortgage payments and trailer park payments, Applicant chose to voluntarily relinquish the mobile home to the creditor as a repossession. Following the guidance of a bank financial advisor, Applicant focused on reducing or paying off credit cards and auto loans. The current remaining balance is $5,000. Applicant’s financial difficulties were exacerbated when, relying in large part on some erroneous or otherwise incorrect information appearing in his credit report, the Department of Defense Consolidated Adjudications Facility (DOD CAF) revoked his security clearance, and Applicant’s employer subsequently fired him. The three other Statement of Reasons (SOR)-related accounts were resolved between three and ten years before the SOR was issued. Despite his current unemployment status, there appear to be clear indications that Applicant’s financial problems are under control. His actions under the circumstances confronting him do not cast doubt on his current reliability, trustworthiness, or good judgment. Eligibility is granted. CASE NO: 14-06560.h1


Guideline F

12/30/2015

Applicant failed to rebut the presumption that the Judge considered all of the evidence in the record. Applicant’s appeal argument was not sufficient to show that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Adverse decision affirmed. CASE NO: 14-05740.a1


Foreign Preference

12/30/2015

Applicant possesses a valid Nigerian passport. Resulting security concerns were not mitigated. Based on a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-05241.h1


Financial

12/30/2015

Applicant remains indebted to seven creditors in the total approximate amount of $24,325. Resulting security concerns were not mitigated. Based on a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-05216.h1


Alcohol

12/30/2015

Applicant’s August 2013 alcohol-related arrest is mitigated as an isolated incident that does not negatively affect his ongoing security worthiness. Clearance is granted. CASE NO: 14-04383.h1


Guideline F; Guideline E

12/30/2015

The Appeal Board cannot consider new evidence on appeal. Applicant’s arguments are not enough to show that the Judge mis-weighed the evidence. Adverse decision affirmed. CASE NO: 14-04300.a1


Financial

12/30/2015

Applicant’s credit reports and statement of reasons (SOR) alleged three judgments and 15 collection or charged-off accounts totaling $32,016. All of her SOR debts are resolved, except for four debts totaling $6,418. She established a track record of debt payment and resolution. Financial considerations security concerns are mitigated. Access to classified information is granted. CASE NO: 12-09757.h1


Guideline F

12/24/2015

The Judge’s error about the total amount of debt was ultimately harmless in that his overall conclusion would have been the same had he not made the error. Adverse decision affirmed.


Financial

12/24/2015

Applicant co-signed for a $35,000 line of credit with her husband. The business, which he operated while she remained a full-time employee of a defense contractor, was thriving and making a profit until sales sharply declined approximately 50 percent virtually overnight, because of the faltering national economy. Applicant’s husband worked with his vendors and creditors and eventually resolved those accounts. The lending bank refused to negotiate any repayment plans and charged off the balance. It also obtained a summary judgment for $50,016. Repeated efforts were made by Applicant’s husband and their attorney to make payments, but all efforts were ignored. Applicant and her husband established a fund, now worth $47,337, to await the creditor’s agreement to accept their payment. Applicant has a credit rating of over 800, and has no other debts. There are clear indications that Applicant’s financial problems are under control. Her actions under the circumstances confronting her do not cast doubt on her current reliability, trustworthiness, or good judgment. Eligibility is granted. CASE NO: 15-00918.h1


Personal Conduct

12/24/2015

Applicant presented sufficient evidence to mitigate the security concerns arising from his personal conduct. Eligibility for a security clearance is granted. CASE NO: 15-00460.h1


Financial; Personal Conduct

12/24/2015

Applicant refuted the security concerns arising from a falsification allegation, but failed to mitigate such concerns arising from his delinquent debts. Eligibility for a security clearance is denied. CASE NO: 14-06467.h1


Sexual Behavior; Criminal Conduct

12/24/2015

Applicant’s solicitation of prostitution was a one-time, isolated criminal offense. There is no other evidence of sexual behavior or criminal conduct to raise security concerns. His prompt disclosure of his arrest to his facility security officer, guilty plea, remedial security training, good character, and productive service to his employer serve as evidence of his rehabilitation. Clearance is granted. CASE NO: 14-05391.h1


Financial

12/24/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. She has unresolved debt and has not presented sufficient information concerning the matter to provide mitigation. She has not met her burden. Eligibility for a security clearance is denied. CASE NO: 14-05357.h1


Guideline F

12/24/2015

Appplicant had one attorney representing him at the hearing. One of his witnesses was an attorney but that attorney did not represent Applicant at the hearing. Adverse decision affirmed.


Financial

12/24/2015

Applicant mitigated the security concerns raised by his delinquent debts, including federal tax liens incurred for failing to pay over federal income taxes withheld from his employees. Clearance is granted. CASE NO: 12-11590.h1


Financial

12/24/2015

Applicant mitigated security concerns raised by the foreclosure of his home in February 2012. He attempted to resolve his mortgage situation before the lender foreclosed on the property. In the nearly four years since the foreclosure, Applicant has responsibly managed his finances and his current finances appear to be under control. Clearance is granted. CASE NO: 12-10298.h1


Financial

12/24/2015

Applicant mitigated the security concerns raised under financial considerations. Clearance is granted. CASE NO: 12-07740.h1


Criminal or Dishonest Conduct; Material, Intentional False Statement, Deception, or Fraud

12/23/2015

In 2010, Applicant operated a vehicle while intoxicated (OWI) and operated with prohibited blood alcohol content (BAC), which was not listed on her employment form. Because there was no conviction, she was not required to list the incident. Applicant rebutted the government’s security concerns under criminal conduct and under material and intentional false statement. Common Access Credentialing (CAC) eligibility is granted. CASE NO: 15-01110.h1


Financial; Personal Conduct

12/23/2015

Applicant falsified his 2012 security clearance application concerning his delinquent debt, a substantial portion of which remains unresolved. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 15-01070.h1


Criminal or Dishonest Conduct

12/23/2015

Common Access Credentialing (CAC) concerns were identified as a result of Applicant’s two misdemeanor arrests for domestic violence and harassment, and boating under the influence of alcohol over one year ago. All charges pertaining to the domestic violence and harassment arrest were dismissed following his successful completion of a pretrial diversion program. Applicant pled guilty to the boating under the influence of alcohol charge and has completed all aspects of his sentence except for a short period of remaining unsupervised probation. Applicant demonstrated significant remorse, lifestyle changes, and rehabilitation. CAC eligibility is granted.


Foreign Influence

12/23/2015

Applicant failed to provide sufficient evidence to mitigate the security concerns arising from his foreign contacts. Eligibility for a security clearance is denied. CASE NO: 14-06675.h1


Guideline B; Guideline J; Guideline E

12/23/2015

The weight assigned to evidence is a matter within the Judge’s discretion. We will not disturb a Judge’s weighing of the evidence unless it is arbitrary, capricious, or contrary to law. In a whole-person analysis, a Judge should evaluate an applicant’s conduct and circumstances in light of the record as a whole. We find no error in the Judge’s analysis. Adverse decision affirmed.


Financial

12/23/2015

Applicant is successfully resolving his financial issues, mitigating any security concerns. Clearance is granted CASE NO: 14-04191.h1


Guideline F

12/23/2015

Applicant received notice sufficient to apprise a reasonable person as to the kind of evidence that might mitigate the concerns arising from his delinquent debts and of his responsibility to provide such evidence. Although pro se applicants are not expected to act like lawyers, they are expected to take timely and reasonable steps to protect their rights under the Directive. Adverse decision affirmed.


Foreign Preference; Foreign Influence

12/23/2015

Applicant applied for and received a Taiwanese passport after he became a United States citizen and received a United States passport. He has not relinquished control of the passport, and he has used it to ease his entry to Taiwan. He has not mitigated security concerns for foreign preference. He has family members who are residents and citizens of Taiwan. Applicant mitigated security concerns for foreign influence based on his family members in Taiwan. Eligibility for access to classified information is denied. CASE NO: 12-09672.h.1


Guideline F

12/23/2015

There is no reason to question DOHA’s jurisdiction in this case, so the extent to which Applicant handles classified information is not relevant. Adverse decision affirmed.


Financial

12/23/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 12-06468.h1


Foreign Influence; Foreign Preference; Financial

12/22/2015

Applicant is a naturalized citizen of the United States. He surrendered his Iraqi passport to his security officer, shortly after becoming a U.S. citizen. It was subsequently destroyed. All of his immediate family members, with the exception of his elderly mother-in-law, are residents of the United States. He repaid one debt, is rehabilitating his mortgage, and has hired a debt consolidation company to manage his remaining delinquent debts. Security concerns raised under Foreign Preference, Foreign Influence, and Financial Considerations are mitigated. Eligibility for access to classified information is granted. CASE NO: 15-04996.h1


Case Number: 12-090545.a1
Guideline F

12/21/2015

We have reviewed the Judge’s conduct of the hearing. The Judge questioned Applicant extensively and even sharply. However, it appears that she did so to clarify evidence that Applicant had presented. Many of the Judge’s questions were in response to vague answers by Applicant. The Judge left the record open for two weeks in order for Applicant to present additional evidence that might corroborate her testimony about debt payment. She resolved the majority of SOR allegations in Applicant’s favor. Adverse decision affirmed.


Financial

12/21/2015

Applicant has in good faith addressed his child support arrearage, and has successfully disputed the remaining alleged past-due debts. Clearance is granted. CASE NO: 14-06009.h1


Criminal Conduct

12/21/2015

Applicant’s driving under the influence conviction was an isolated alcohol-related criminal offense. There is no other evidence of alcohol-related or criminal conduct. Her good service to her employer and selfless community work serves as evidence of her rehabilitation. Clearance is granted. CASE NO: 14-05542.h1


Financial

12/21/2015

Applicant made a lot of poor decisions in his early 20s. He failed to understand the consequences of debt, failed to take his financial issues seriously enough, and did not fully appreciate the importance of financial stability and debt management. Accounts were placed for collection, and an automobile was repossessed. While his initial potential resolution actions were constrained by his limited salary, Applicant commenced a course of conduct to address and resolve his financial problems. He sought financial counseling, contacted creditors, disputed an account when appropriate, and set up an intended debt repayment plan. With his new job and a substantially increased salary, Applicant was about to start his intended repayment process, but good fortune intervened with the emergence of his emergency fund. Debt resolution followed without any further delay. Applicant has resolved nearly all of his debts with the possible exception of two relatively small debts. There are clear indications that Applicant’s financial problems are under control. His actions under the circumstances confronting him do not cast doubt on his current reliability, trustworthiness, or good judgment. Eligibility is granted. CASE NO: 14-05248.h1


Foreign Influence; Financial

12/21/2015

Applicant mitigated the security concerns raised under the foreign influence and financial considerations. Clearance is granted. CASE NO: 14-05100.h1


Guideline F

12/21/2015

Applicant has demonstrated that the Judge made an error with regard to a $455 debt. However, the error is harmless. Adverse decision affirmed.


Guideline F

12/21/2015

Given the record, the Judge’s conclusion that Applicant had not resolved the concerns arising from his delinquent debts was reasonable. Evidence that a creditor is no longer seeking enforcement of a debt and has written it off, does not establish that the debt has been resolved in a way that mitigates security concerns arising from it. Adverse decision affirmed.


Financial

12/21/2015

Applicant owed $30,677 on a second mortgage after a foreclosure by his primary lender around September 2010. He has made some payments on the debt since November 2014 and intends to pay $300 per month going forward until he has the means to settle it or make a large lump-sum payment. As of September 2014, he also owed a $717 telephone landline debt in collection and a $70 medical debt. Both debts were paid in 2014. Clearance is granted. CASE NO: 14-01532.h1


Drugs

12/21/2015

Applicant used marijuana four or five times a year until May 2013 and used hallucinogenic mushrooms three times stopping in 2010. Applicant mitigated the drug involvement security concerns. Clearance is granted. CASE NO: 14-00199.h1


Case Number: 14-02559.h1
Foreign Influence; Foreign Preference

12/18/2015

Applicant is a naturalized U.S. citizen from Afghanistan. He has mitigated the foreign influence concerns raised by his relationship with his wife and stepdaughter who are citizens of Mexico, now living in the United States as permanent residents. Although Applicant has indicated affection for Mexico and Afghanistan, Applicant has not engaged in any conduct to suggest an actual preference for either country over the United States. Clearance is granted. CASE NO: 14-02559.h1


Foreign Influence; Foreign Preference

12/18/2015

Foreign influence and foreign preference concerns were raised as a result of Applicant having a Colombian passport, holding dual U.S. and Colombian citizenship, and having Colombian relatives in Colombia and in the United States. He surrendered his Colombian passport to his facility security officer and expressed a willingness to renounce his Colombian citizenship. Applicant demonstrated that his family ties in the United States are far more significant than those in Colombia. Additionally, all of his assets are in the United states versus having no assets in Colombia. Clearance is granted. CASE NO: 15-00419.h1


Financial

12/18/2015

Applicant provided sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is granted. CASE NO: 14-05597.h1


Financial

12/18/2015

Applicant has resolved five debts totaling $3,978. She is making payments on eight other delinquent accounts. Applicant’s financial difficulties were a result of conditions beyond her control and she is acting responsibly with respect to her delinquencies. Security concerns were mitigated. Based on a review of the pleadings and exhibits, eligibility for access to classified information is granted. CASE NO: 14-02764.h1


Case Number: 14-04479.h1
Financial

12/17/2015

Applicant has a long history of financial problems that began prior to 2007 when he filed a Chapter 13 bankruptcy. In 2012 he completed payments on the bankruptcy plan established through the court. From 2008 to 2014, he accumulated about $15,500 in delinquent debts, which included medical bills and student loans. He did not provide documentation that he has a budget or reasonable plan to fully resolve all of his debts. He failed to rebut or mitigate the trustworthiness concerns raised under Guideline F, Financial Considerations. His eligibility for a public trust position is denied. CASE NO: 14-04479.h1


Financial

12/17/2015

Applicant failed to mitigate the security concerns raised by his $12,000 in delinquent debts, none of which had been addressed. Clearance denied.


Drugs; Security Violations

12/17/2015

Applicant has mitigated his single use of marijuana in 2012, as well as his inhalant use. He has also mitigated the impact of his 2013 security violation. He exhibits knowledge of his security responsibilities and will fulfill them. Clearance is granted. CASE NO: 14-03302.h1


Financial

12/17/2015

Applicant mitigated the security concerns raised by her decision to strategically default on a mortgage loan. For two years, Applicant made a good-faith effort to honor the terms of her mortgage obligation. She made the decision to strategically default on a mortgage loan after consulting her financial planner and at least two real estate attorneys. She acted responsibly in light of her circumstances. Clearance is granted. CASE NO. 14-01515.h1


Financial

12/17/2015

Applicant failed to mitigate the security concerns raised by her $13,000 in delinquent debts, none of which had been addressed. Eligibility for public trust position denied.


Personal Conduct, Financial

12/17/2015

Applicant has numerous delinquent debts that are unpaid or unresolved. He has a delinquent state tax lien entered in 2010. He failed to timely file his 2014 federal income tax returns. Applicant deliberately failed to disclose a felony arrest and other alcohol-related arrests and charges on his security clearance application. Applicant failed to mitigate the security concerns under Guideline E, personal conduct, and Guideline F, financial considerations. Clearance is denied. CASE NO: 12-11330.h1


Alcohol; Criminal Conduct

12/17/2015

Applicant did not mitigate the security concerns about his history of alcohol-related arrests and convictions. He is still on probation for his most recent drunk driving conviction. His request for a security clearance is denied. CASE NO: 12-09592.h1


Financial

12/17/2015

Applicant failed to mitigate the security concerns raised by his $12,500 in delinquent debts, none of which had been addressed. Clearance denied.


Financial; Foreign Influence

12/17/2015

Applicant is a 52-year-old employee who is seeking to obtain a security clearance for the first time. He resolved an unpaid judgment of more than $10,000 in 2013. He did not present sufficient evidence to rebut, explain, extenuate, or mitigate the foreign influence concern based on his family ties to South Korea. Clearance is denied. CASE NO: 12-09008.h1


Financial

12/16/2015

Applicant has addressed all of the alleged past-due debts through a Chapter 7 bankruptcy. All were accrued as the result of unemployment and unexpected medical emergencies. Clearance is granted. CASE NO: 14-04972.h1


Financial

12/16/2015

Applicant has addressed all of the alleged past-due debts, and delinquent tax filings. All were accrued as the result of a period of unemployment. Clearance is granted. CASE NO: 14-04921.h1


Financial

12/15/2015

Applicant accumulated a number of tax and consumer debts between 2010 and 2013, attributable mostly to the lack of work opportunities and worsening economic conditions. She has since repaid most of her listed delinquent debts through a combination of direct creditor payments and payment plans. Prospects are good for her satisfying her remaining debts. Financial concerns are mitigated. Clearance is granted. CASE NO: 14-06450.h1


Drugs; Personal Conduct

12/15/2015

During a six-week period in June and July 2013, Applicant used marijuana and tested positive on a drug urinalysis. He has mitigated the drug involvement and personal conduct security concerns. Clearance is granted. CASE NO: 14-05294.h1


Drugs; Personal Conduct

12/15/2015

Applicant, a prospective employee of a Defense contractor, mitigated security concerns raised by his past involvement with illegal drugs while in college. He has not been involved with illegal drugs in nearly two years. He demonstrated, through his words and action, a commitment to remain drug free. Clearance is granted. CASE NO: 14-04961.h1


Personal Conduct

12/15/2015

In 2004, Applicant, who was a physician’s assistant, was arrested and charged with Possession of Controlled Substance by Fraud, when he wrote pain medication prescriptions for his disabled brother. The charge was deferred for two years. He has mitigated the personal conduct security concerns. Clearance is granted. CASE NO: 14-03727.h1


Alcohol; Psychological

12/15/2015

Applicant had three alcohol-related incidents involving police authorities and judicial authorities, with the most recent such incident occurring in 2003. He spent time in jail, paid fines, and was required to attend education classes, and alcohol counseling. Nevertheless, he continued to consume alcohol. After lengthy periods of psychotherapy and sobriety, he experienced a number of self-described alcohol relapses. Now abstinent since June 2014 – 6 months before the SOR was issued and 18 months ago – Applicant’s updated diagnosis should be changed to read alcohol dependence in “sustained full remission.” Applicant has taken full responsibility for his actions. He is active in the 12-step program of Alcoholics Anonymous and has a sponsor. In an October 2014 clinical evaluation, it was said that Applicant would be suitable for a security clearance providing he sustains consistent treatment around his mental health and substance dependency. His prognosis for recovery is good and his reliability and trustworthiness should improve. If he complies with therapy, substance abuse treatment, and AA attendance, clinically he should be a very stable employee. Applicant’s past relationship with alcohol no longer casts doubt on his current reliability, trustworthiness, or good judgment. Eligibility is granted. CASE NO: 14-01490.h1


Financial

12/14/2015

The favorable information in the record regarding Applicant’s financial history is enough to rebut the concerns raised in the SOR. Clearance is granted. CASE NO. 14-05781.h1


Financial

12/14/2015

Applicant, a military spouse and prospective employee of a Defense contractor, mitigated security concerns raised by his past financial issues. He left a well-paying job when his spouse received military orders transferring her overseas. He was unable to secure employment while overseas and was unable to pay the debts he had incurred before moving overseas. Upon returning to the United States, the three-year gap in employment resulting from the overseas move and the state of the economy hindered his ability to find a job. He submitted documentation of satisfying his largest outstanding debt, a $10,000 student loan account, and is addressing the remaining debts that he incurred while unemployed. His current financial situation does not raise concerns about his ability to handle and safeguard classified information. Clearance is granted. CASE NO: 14-03841.h1


Financial

12/14/2015

Applicant had unresolved delinquent debts due to many circumstances beyond his control after he left the military in 2005. He was advised to file Chapter 7 bankruptcy in 2009, which discharged the debts. He again encountered more challenges and was advised to file a Chapter 13 bankruptcy petition in 2014. He is under a wage earner's plan that repays his creditors more than $41,000. He is current with his payments. The record provides sufficient information for mitigation of the financial security concerns. Eligibility for a security clearance is granted. CASE NO: 12-08892.h1


Financial; Personal Conduct

12/11/2015

Applicant did not mitigate security concerns raised by his past-due debts. He deliberately ignored his financial obligations to finance a lifestyle he could not otherwise afford. He attempted to mislead the Government about his finances during the background investigation. His past-due debts, the circumstances under which they arose, and his dishonesty raise concerns about his eligibility for continued access to classified information. Clearance is denied. CASE NO: 14-04839.h1


Guideline F

12/11/2015

The Applicant’s purported response to the FORM includes (and her cover letter discusses) three attachments that post-date the June 22, 2015, cover letter and one of which actually post-dates the Judge’s decision. Applicant has failed to demonstrate that she actually sent a response to the FORM within the time allotted. Adverse decision affirmed.


Guideline F

12/11/2015

Applicant has not rebutted the presumption that the Judge considered all the evidence. Adverse decision affirmed.


Guideline F

12/11/2015

The Judge’s findings of security concern are sustainable. Applicant challenges the Judge’s treatment of her gambling. Given the Judge’s conclusion that it did not cause her financial problems, she contends that it should have resolved favorably. Guideline F addresses financial circumstances that cast doubt upon an applicant’s judgment, self control, etc. The Judge reasonably concluded that her expenditures of up to $500 a casino trip while incurring debts that she could not pay impugned her good judgment. A Judge has no obligation to discuss every piece of evidence, which would be a practical impossibility. She has not rebutted the presumption that the Judge considered all of the evidence. Adverse decision affirmed.


Financial

12/10/2015

Applicant incurred 49 delinquent debts over the past decade, totaling more than $38,000. He demonstrated neither sufficient means nor efforts toward resolving any of them. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 15-05087.h1


Financial

12/10/2015

Applicant mitigated the security concerns about his past-due or delinquent student loans. His request for access to classified information is granted. CASE NO: 14-06671.h1


Financial

12/10/2015

Applicant is a 30-year-old employee of a defense contractor. As listed in the SOR, Applicant was alleged to be delinquent on nine debts in the total amount of $34,622. One delinquency was forgiven by the creditor; he is making payments on four accounts; and he has formally disputed the remaining four accounts. Eligibility for access to classified information is granted. CASE NO: 14-06128.h1


Financial

12/10/2015

Applicant has in good faith addressed his alleged past-due debt. Clearance is granted. CASE NO: 14-05639.h1


Foreign Preference, Foreign Influence, Financial

12/10/2015

Applicant was born in Syria and came to the United States in 1991. He became a naturalized U.S. citizen in 2012. Applicant’s father is a citizen and resident of Syria. Applicant has a current Syrian passport that he used for travel after becoming a U.S. citizen. He has about $22,000 of old delinquent debts, which remain unresolved. He failed to present sufficient evidence to mitigate foreign preference, foreign influence, and financial security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04864.h1


Financial

12/10/2015

Applicant denied delinquent debt, but the credit bureau reports confirm she has delinquent debts. She did not present sufficient information to show that she made a reasonable effort to resolve the debts. Eligibility for access to classified information is denied. CASE NO: 14-04753.h.1


Foreign Preference; Foreign InfluenceDIGEST: Applicant is a naturalized citizen of the United States whose birth country is the Republic of Georgia. She has since renounced her Georgian citizenship and deactivated her Georgian passport. She has manifested exclusive preference for the United States and mitigated split preference concerns. Foreign influence concerns stemming from her having family members and a friend who are citizens and residents of Geogia are also mitigated. Heightened risks associated with the Republic of Georgia are manageable. Clearance is granted.

12/10/2015

Applicant is a naturalized citizen of the United States whose birth country is the Republic of Georgia. She has since renounced her Georgian citizenship and deactivated her Georgian passport. She has manifested exclusive preference for the United States and mitigated split preference concerns. Foreign influence concerns stemming from her having family members and a friend who are citizens and residents of Geogia are also mitigated. Heightened risks associated with the Republic of Georgia are manageable. Clearance is granted. CASE NO: 14-04690.h1


Financial

12/10/2015

Applicant had his debts discharged in bankruptcy in 2006. He has delinquent debts that he has not paid or resolved, despite having the resources. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-03885.h1


Financial

12/10/2015

Applicant mitigated security concerns raised by his past financial trouble. He moved to a high-cost area of living upon a change in military assignments. He was unable to keep pace with ever increasing expenses, primarily his mortgage, and accumulated a significant amount of delinquent debt. After negotiating a modification of his mortgage, Applicant reached out to his overdue creditors and either paid or is paying his debts. He has received financial counseling and his past financial trouble no longer raises concerns about his judgment, reliability, or trustworthiness. Clearance is granted. CASE NO: 14-03858.h1


Drugs; Personal Conduct

12/10/2015

Applicant used marijuana approximately eight times while in college, including once after she was granted a Department of Defense (DOD) interim security clearance as a student intern. She deliberately did not disclose her marijuana use on her October 2006 security clearance application. She exercised poor judgment by certifying a June 2008 application for a clearance upgrade without reviewing the form for accuracy. The drug involvement concerns are mitigated because of her abstinence from marijuana since 2006 and her intent not to use any illegal drug in the future. The personal conduct concerns are mitigated by her efforts at rectification with remorse. Clearance is granted. CASE NO: 14-01719.h1


Financial

12/10/2015

Applicant has a history of financial problems and delinquent debts that he has not resolved. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 12-11679.h1


Financial

12/10/2015

Applicant mitigated the security concerns raised by his delinquent student loans and other financial problems. His request for continued access to classified information is granted. CASE NO: 12-11346.h1


Financial

12/10/2015

Applicant presented no documentation to verify and mitigate security concerns for delinquent debts verified by credit reports that Applicant claims he has paid or is paying. Applicant failed to mitigate the financial security concerns. Eligibility for access to classified information is denied. CASE NO: 12-09997.h.1


Financial

12/10/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. He did not file federal and state income tax returns from 1996 until 2002 until recently. He has a tax lien against him and has not made a payment plan, although he has set aside the money to pay the tax owed. He acknowledged that he has no one to blame for not filing the tax returns, despite his 2005 divorce. He has not met his burden in this case. Eligibility for a security clearance is denied. CASE NO: 12-09404.h1


Financial

12/10/2015

Applicant’s apparent naïveté regarding his post-retirement finances, as well as his failure to secure a full-time job before actually retiring from the U.S. Navy, along with his continued pre-retirement spending level, resulted in various accounts becoming delinquent. He erroneously underpaid his federal income tax. Accounts were placed for collection or charged off. Upon learning of his financial situation, Applicant commenced a course of conduct, before the SOR was issued, to address and resolve it. He received financial counseling, entered into a debt-resolution agreement, set up settlement agreements, and has continuing repayment arrangements with his creditors. Routine periodic repayments are currently made to his creditors. Applicant is in the process of resolving most of his delinquent debts. There are clear indications that Applicant’s financial problems are under control. His actions under the circumstances confronting him do not cast doubt on his current reliability, trustworthiness, or good judgment. Eligibility is granted. CASE NO: 12-06611.h1


Guideline F

12/09/2015

Applicant, relying on the Federal Rules of Evidence (FRE), asserts that the Judge erred by saying an exhibit lacked authenticity. The FRE addresses admissibility. The Judge appears to have admitted the exhibited. His discussion of authenticity seems to have been part of his weighing the evidence. Adverse decision affirmed.


Guideline F

12/09/2015

The filing of tax returns is both a legal and a financial obligation. Adverse decision affirmed.


Guideline F

12/09/2015

Given Applicant’s repeated failure to file tax returns and timely to pay taxes, the weight of the evidence does not support the Judge’s favorable conclusions. Favorable decision reversed.


Guideline B; Guideline C

12/09/2015

Applicant’s close relatives in Hong Kong could be a means through which Applicant comes to the attention of those who seek U.S. information and technology and would attempt to exert coercion. The record need not contain evidence of an actual threat of espionage. Factors such as the relatives’ obscurity or the failure of foreign authorities to contact those relatives in the past are not a meaningful measure of a trustworthiness risk There is no reason to disturb the Judge’s conclusion that Applicant’s relatives pose a heightened risk. Adverse decision affirmed.


Guideline F

12/09/2015

Applicant has not rebutted the presumption that the Judge considered all the evidence. Adverse decision affirmed.


Case Number: 14-05293.h1
Criminal Conduct; Personal Conduct

12/08/2015

Applicant has not mitigated the security concerns caused by his repeated acts of domestic violence criminal conduct. Clearance is denied. CASE NO: 14-05293.h1


Financial

12/08/2015

Applicant provided sufficient evidence to mitigate the security concerns arising from her financial problems. Eligibility for a security clearance is granted. CASE NO: 14-06715.h1


Financial

12/08/2015

Applicant is 64 years old and employed as a truck driver by a defense contractor. Her financial problems of the past have been resolved. Clearance is granted. CASE NO: 14-06602.h1


Financial

12/08/2015

Applicant has been experiencing significant financial problems since 2006, when the first of his various accounts commenced the slide into delinquency. Starting in 2008, and continuing for several years thereafter, he failed to timely file his federal income tax returns for 2007, 2008, 2009, 2010, 2011, 2012, and 2013. Applicant attributed his financial problems to a variety of causes and misadventures, including financial irresponsibility with his wife spending freely and Applicant simply standing by; using too much credit; and other commercial interests of his wife which failed to pan out. None of the expressed reasons appear to be beyond Applicant’s control. There is a paucity of evidence to indicate that Applicant took any steps to contact his creditors (even for one account for only $122) in an effort to resolve his debts. He has never had financial counseling. Applicant has no budget and no actual plan for addressing his delinquent accounts. His financial problems are not under control. He finally filed his federal income tax returns in 2014. Applicant has not acted responsibly by generally failing to address his delinquent accounts. Applicant’s actions under the circumstances cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-06542.h1


Foreign Contact

12/08/2015

Applicant is 24 years old and employed as a Software Engineer by a defense contractor. Her past foreign contact with a Syrian national no longer poses a security risk to the United States. Clearance is granted. CASE NO: 14-06278.h1


Drugs

12/08/2015

Applicant is 52 years old and employed as an Electrical Engineer by a defense contractor. His thirty year history of marijuana use and purchase, while working in the defense industry, has not been mitigated. Clearance is denied. CASE NO: 14-06232.h1


Drugs; Criminal Conduct

12/08/2015

Applicant illegally purchased and used cocaine once in 2013, while serving in the Navy and possessing a security clearance. Additionally, he accumulated five misdemeanor convictions of traffic offenses between 2008 and 2014. The passage of time so far is insufficient to establish a track record for judgment, reliability, and compliance with the law, rules, and regulations. He failed to mitigate the drug involvement and criminal conduct security concerns. Clearance denied. CASE NO: 14-05095.h1


Financial

12/08/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-01664.h1


Financial; Personal Conduct

12/08/2015

Applicant mitigated the financial considerations security concerns, but failed to mitigate the personal conduct security concerns. Clearance is denied. CASE NO: 14-01234.h1


Financial; Personal Conduct

12/08/2015

Applicant mitigated the concerns raised under financial considerations and personal conduct. Eligibility for a position of public trust is granted. CASE NO: 12-10415.h1


Foreign Influence

12/07/2015

Applicant mitigated the security concerns raised by her family ties to the Philippines. Clearance is granted. CASE NO: 14-05876.h1


Financial

12/07/2015

Applicant did not meet his burden of persuasion in response to the Government's adverse information about his finances. He failed to mitigate the security concerns raised by a long and recurrent history of financial problems. His request for continued access to classified information is denied. CASE NO: 14-05488.h1


Financial

12/07/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-05092.h1


Financial

12/07/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-05074.h1


Foreign Influence

12/07/2015

In 1956, Applicant was born in the People’s Republic of China (China or PRC). In 1990, when Applicant was 34 years old, he entered the United States and began attending a U.S. university on an education visa. In 2008, Applicant was naturalized as a U.S. citizen. Applicant’s mother, parents-in-law, and three sisters are citizens and residents of China. He is close to his mother and visits her almost every year. Foreign influence concerns are not mitigated. Access to classified information is denied. CASE NO: 14-04858.h1


Foreign Preference; Foreign Influence

12/07/2015

Department Counsel withdrew the foreign preference security concern. Applicant did not mitigate security concerns arising from his connections to and contact with close family members who are resident-citizens of the Republic of Korea (South Korea). Clearance is denied. CASE NO: 14-02454.h1


Financial

12/07/2015

Applicant’s statement of reasons (SOR) alleges 25 delinquent or charged-off debts and collection accounts totaling $35,768. She admitted responsibility for 22 delinquent or charged-off SOR debts and collection accounts totaling $34,980. Applicant did not provide sufficient evidence of progress paying or otherwise resolving her delinquent debts. Her eligibility to occupy a public trust position is denied. CASE NO: 12-12222.h1


Financial

12/07/2015

Applicant’s statement of reasons (SOR) alleges 25 delinquent or charged-off debts and collection accounts totaling $35,768. She admitted responsibility for 22 delinquent or charged-off SOR debts and collection accounts totaling $34,980. Applicant did not provide sufficient evidence of progress paying or otherwise resolving her delinquent debts. Her eligibility to occupy a public trust position is denied. CASE NO: 12-12222.h1


Financial

12/04/2015

Applicant experienced financial difficulties that have been resolved. Applicant mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 15-05830.h1


Personal Conduct; Sexual Behavior

12/04/2015

Applicant failed to provide sufficient evidence to mitigate the security concerns arising from his personal conduct and sexual behavior. Eligibility for a security clearance is denied. CASE NO: 15-00266.h1


Financial; Personal Conduct

12/04/2015

Applicant mitigated concerns about his finances, but he intentionally provided false information on his 2014 Questionnaire for National Security Positions. Clearance is denied. CASE NO: 15-00235.h1


Drugs

12/04/2015

Applicant used marijuana infrequently when he was 18 to 21 years of age. He is now 23 and has made a commitment to abstain from illegal drug use. He provided sufficient evidence to mitigate the security concerns under Guideline H, drug involvement. Clearance is granted. CASE NO: 15-00234.h1


Guideline F; Guideline E

12/04/2015

The cited portion of the interview summary from Applicant investigation merely represents a recitation of Applicant’s responses during the interview, not the interviewers opinions. Adverse decision affirmed.


Guideline F; Guideline E

12/04/2015

As security clearance decision is not a determination of an applicant’s loyalty. Adverse decision affirmed.


Drugs

12/04/2015

Applicant mitigated the drug involvement concerns related to his one-time marijuana use in July 2013, his past practice of gifting marijuana to his friends on a few occasions between 2011 and 2013, and his ongoing association with his parents who legally use, grow, and distribute marijuana under the laws of their state of residency. He has demonstrated an intent not to use or distribute drugs in the future. Clearance is granted. CASE NO. 14-05513


Financial

12/04/2015

Applicant’s credit reports and statement of reasons (SOR) showed one judgment and 13 collection accounts totaling $50,663. He filed his federal and state tax returns late for tax years 2010 to 2014. All of his SOR debts are resolved, except for one debt totaling about $4,700, and his $13,000 federal tax debt; both debts are in payment plans. Applicant retired from Navy service as a chief petty officer after serving 20 years of active service, including 11 years of sea duty. For 30 years he has made important contributions to national security and established a track record of integrity and honesty. Financial considerations security concerns are mitigated. Access to classified information is granted. CASE NO: 14-05476.h1


Foreign Influence

12/04/2015

Applicant has numerous relatives in South Korea, provides funds to family members in South Korea, his children have received financial assistance from the South Korean government, his wife maintains a bank account in South Korea, and he has visited South Korea. Applicant provided insufficient information to mitigate security concerns raised under this guideline. Clearance is denied.


Financial; Drugs; Personal Conduct

12/04/2015

Applicant has not mitigated the security concerns raised by his delinquent debts, drug involvement, and falsification of his security clearance application. Clearance is denied. CASE NO: 12-07410.h1


Financial

12/03/2015

Applicant is 47 years old. He failed to timely file his federal income tax returns for tax years 2010, 2011, 2012, and 2014. Applicant failed to mitigate the financial considerations security concerns under Guideline F. Clearance is denied. CASE NO: 14-07021.h1


Foreign Influence

12/03/2015

In 1970, Applicant was born in Bangladesh, and in 1988, he immigrated to the United States. In 2002, Applicant was naturalized as a U.S. citizen. His spouse and four children are U.S. citizens. He has two sisters who are citizens and residents of Bangladesh, and he has limited contacts with them. One sister is a Bangladesh elected official. His parents and brother are U.S. permanent residents; however, his parents have visited Bangladesh for lengthy periods after immigrating to the United States. He has strong connections to the United States; however, his sister is in an important elective position in Bangladesh. Foreign influence concerns are not mitigated. Access to classified information is denied. CASE NO: 14-06274.h1


Drugs; Foreign Influence

12/03/2015

Applicant mitigated the concerns raised under foreign influence because his U.S. investments are greater than his investment in an apartment located in China. Drug involvement concerns are mitigated based on the minimal amount of marijuana use and the passage of time since Applicant last used marijuana. Clearance is granted. CASE NO: 14-05913.h1


Financial; Personal Conduct

12/03/2015

Applicant refuted the personal conduct allegation, but failed to mitigate the security concerns under the financial considerations guideline. Eligibility for a security clearance is denied. CASE NO: 14-05730.h1


Alcohol; Personal Conduct

12/03/2015

Applicant is a 31-year-old veteran with three tours in Afghanistan and Iraq. He had three alcohol-related incidents, most recently in 2012. I am satisfied that he has learned his lesson, and the conduct will not be repeated. He did not intentionally provide false information on his 2013 Questionnaire for National Security Positions. Clearance is granted. CASE NO: 14-05369.h1


Financial

12/03/2015

Applicant financially overextended herself in assisting relatives. Consequently, she incurred approximately $16,000 of delinquent debt. In January 2015, she began contacting creditors to develop payment plans and negotiate settlements. Since then, she has either satisfied all of the delinquencies in their entirety, or has been steadily satisfying them with monthly payments. Applicant has mitigated the financial considerations security concerns. CASE NO: 14-05142.h1


Financial; Personal Conduct

12/03/2015

Applicant failed to mitigate the security concerns raised by his financial problems and by his decision to provide false answers in his security clearance application. His request for a security clearance is denied. CASE NO: 14-04939.h1


Foreign Influence

12/03/2015

Applicant – a trained physician – relocated from Pakistan to the United States in 1994. He married twice here; and he worked here. He formally renounced his Pakistani citizenship. Applicant’s siblings are citizens and residents of Pakistan, residing in locations that are substantial distances from the Federally Administered Tribal Areas (FATA) of Pakistan. There is no evidence that Applicant’s siblings are, or ever have been, political activists, challenging the policies of the Pakistan government; that terrorists have approached or threatened Applicant or his siblings for any reason; that the Pakistan government, al-Qaida, or other terrorist organizations have approached Applicant; or that his siblings currently engage in activities that would bring attention to themselves. As such, there is a reduced possibility – a reduced “heightened risk” – of foreign exploitation, inducement, manipulation, pressure, or coercion to disqualify Applicant from holding a security clearance. Applicant’s loyalty to the United States, as well as his loyalty to his medical profession, is steadfast and undivided, and that he has “such deep and longstanding relationships and loyalties in the U.S., that [he] can be expected to resolve any conflict of interest in favor of the U.S. interest.” There are no questions or doubts as to his security eligibility and suitability. Clearance is granted. CASE NO: 14-02029.h1


Drug Involvement

12/02/2015

Applicant has mitigated the security concerns under the drug involvement guideline. He has obtained therapy for his anxiety disorder and takes his prescribed medication. He learned from his mistake in 2013 and 2014 when he used his girlfriend's prescription medication for a panic attack. He has insight into his behavior. His prognosis is excellent with continued compliance. Clearance is granted. CASE NO: 14-06737.h1


Financial

12/02/2015

Applicant has in good faith addressed his alleged past-due debt. Clearance is granted. CASE NO: 14-06564.h1


Alcohol

12/02/2015

Applicant is a 38-year-old employee who is seeking to obtain a security clearance. His background includes multiple alcohol-related incidents during 2001 2010 when he was arrested and charged with drunk driving. His most recent arrest was in 2010, which resulted in a diagnosis of alcohol dependence as well as his honorable discharge from military service due to alcohol rehabilitation failure. Since then, he has abstained from alcohol for periods and he has reduced his level of drinking, but he continues to drink alcohol on a periodic basis. He did not present sufficient evidence to explain, extenuate, or mitigate the security concern stemming from his history of excessive consumption of alcohol. Clearance is denied. CASE NO: 14-05011.h1


Financial

12/02/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04434.h1


Financial

12/02/2015

Applicant has failed to demonstrate that she has addressed her very significant past-due debt. Clearance is denied. CASE NO: 12-09202.h1


Guideline F

11/30/2015

Applicant failed to show that the adverse decision was influenced by a typographical error in his application. Neither is there evidence that Applicant’s self-described lack of preparation resulted from the conduct of Government officials. Applicant’s brief asserts no harmful error by the Judge. Adverse decision affirmed. CASE NO: 14-04044.a1


Guideline F

11/30/2015

The Appeal Board cannot consider new evidence on appeal. Applicant failed to demonstrate that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Adverse decision affirmed. CASE NO: 12-08414.a1


Guideline F

11/25/2015

The presence of some mitigating evidence does not alone compel a Judge to make a favorable security clearance decision. Adverse decision affirmed.


Drugs

11/25/2015

Applicant used marijuana on four occasions between February 2000 and June 2013, including once while he held a security clearance. More time without illegal drug use is necessary to provide assurance of his judgment and his willingness to comply with the law, rules, and regulations. He did not mitigate drug involvement security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04506.h1


Financial

11/25/2015

Applicant is a 44-year-old employee who is seeking to retain an existing security clearance. He has a history of financial problems or difficulties due to circumstances largely beyond his control. He has acted responsibly under the circumstances, and he has initiated a good-faith effort to repay his delinquent debts. He presented sufficient evidence to explain and mitigate his problematic financial history. Clearance is granted. CASE NO: 14-02635.h1


Guideline F

11/25/2015

The Judge quoted Directive, Enclosure 2 ¶ 18 at length. Applicant’s argument that the Judge relied on only a narrow portion of the paragraph is not persuasive. Adverse decision affirmed.


Financial

11/24/2015

Applicant has eight delinquent accounts totaling more than $68,000. He did not provide sufficient evidence to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-06883.h1


Financial

11/24/2015

Applicant is a 38-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-06322.h1


Financial

11/24/2015

Applicant has twelve delinquent debts totaling more than $37,000 that he failed to provide sufficient documentary proof to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-05578.h1


Financial

11/24/2015

Applicant is a 42-year-old prospective employee of a defense contractor. She provided sufficient evidence to mitigate the security concerns arising from her financial problems. Eligibility for a security clearance is granted. CASE NO: 14-04994.h1


Financial

11/24/2015

Applicant has not mitigated the security concerns caused by his financial situation. Clearance is denied. CASE NO: 14-03493.h1


Personal Conduct

11/24/2015

In early 2005 and 2007, Applicant was terminated from employment by employers. On several occasions thereafter, Applicant obfuscated, intentionally omitted, concealed, or falsified the true facts associated with both terminations. The evidence reveals unreliable behavior and a pattern of dishonesty. Applicant’s actions under the circumstances cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-01086.h1


Financial; Personal Conduct

11/23/2015

Applicant has mitigated the security concerns caused by his financial situation. He also did not falsify a Government questionnaire as alleged. Clearance is granted. CASE NO: 14-06150.h1


Foreign Preference

11/21/2015

Applicant continues to possess a valid United Kingdom passport, which does not expire until January 2020. Applicant did not indicate his United Kingdom “passport has been destroyed, surrendered to the cognizant security authority, or otherwise invalidated” under Adjudicative Guideline ¶ 11(e). Security concerns pertaining to foreign preference are not mitigated. Eligibility for a security clearance is denied. CASE NO: 15-00607.h1


Financial

11/21/2015

Applicant failed to provide sufficient information about her finances and progress resolving her 2010 state tax lien for $98,000. Her unsecured, nonpriority debts were discharged under Chapter 7 of the Bankruptcy Code in July 2013; however, she did not provide enough information to establish good faith in the handling of her finances leading up to her bankruptcy. Financial considerations concerns are not mitigated. Access to classified information is denied.


Financial; Personal Conduct

11/21/2015

Applicant did not mitigate the financial considerations or personal conduct trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 15-00020.h1


Financial

11/21/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. He has resolved some debts, but he has not taken action until recently on student loans that have been in default for a period of time. He has not presented sufficient evidence for mitigation. Clearance is denied. CASE NO: 14-06633.h1


Financial

11/21/2015

Applicant did not mitigate the financial considerations trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-06631.h1


Sexual Behavior; Personal Conduct

11/21/2015

Applicant failed to mitigate the sexual behavior and personal conduct concerns. Eligibility for access to classified information is denied. CASE NO: 14-06458.h1


Financial; Personal Conduct

11/21/2015

Applicant’s statement of reasons alleges 26 charged-off, collection or delinquent accounts totaling $31,181. She failed to provide sufficient information about her finances or her progress resolving her SOR debts. From May 2008 through March 2014 on five occasions, she was either terminated from employment or quit her employment after being told she would be fired; however, there is insufficient information about the circumstances of the terminations, and personal conduct security concerns are refuted. Financial considerations security concerns are not mitigated. Access to classified information is denied. CASE NO: 14-06399.h1


Foreign Influence

11/21/2015

Applicant has two sisters, S1 and S2, who are citizens and residents of Bangladesh. S1 is a high-level Bangladesh elected official. He has frequent contacts with S1 and visits her when he goes to Bangladesh. Her high-profile in Bangladesh raises unmitigated foreign influence security concerns. Access to classified information is denied. CASE NO: 14-06274.h1


Financial

11/21/2015

Applicant did not provide sufficient evidence to mitigate the security concerns raised by her history of delinquent debts. Clearance is denied. CASE NO: 14-06250.h1


Financial

11/21/2015

Applicant accumulated $143,600 in delinquent debt as a result of a series of events beyond her control. However, despite having significant assets at her disposal, the delinquent accounts remain unresolved. Applicant’s promise to pay the delinquent accounts in the future does not mitigate the security concern. Clearance is denied. . CASE NO. 14-05836.h1


Financial

11/21/2015

Applicant is a 49-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-05556.h1


Financial, Criminal Conduct, Personal Conduct

11/21/2015

Applicant has a history of financial problems and criminal conduct, which he did not disclose to the Government in his application for a position of trust. He failed to present sufficient evidence to mitigate those financial, criminal conduct, and personal conduct trustworthiness concerns. Based upon a thorough review of the pleadings, exhibits, and testimony, eligibility for access to ADP I/II/III sensitive information is denied. CASE NO: 14-05479.h1


Financial

11/21/2015

Applicant accrued significant delinquent debt as a result of unforeseen circumstances. However, in response to her financial problems she has not acted responsibly to resolve even the smallest of her debts. She did not establish that she will be able to avoid financial problems in the future. Her request for eligibility to occupy a position of trust is denied. CASE NO: 14-05463.h1


Financial; Personal Conduct

11/21/2015

Applicant failed to mitigate the trustworthiness concerns raised by her deliberate attempts to engage in tax fraud. Her request for eligibility to occupy a position of trust is denied. CASE NO: 14-05409.h1


Foreign Influence

11/21/2015

Applicant mitigated the security concerns under the foreign influence guideline. He is a naturalized U.S. citizen with strong ties to the United States. Applicant presented sufficient information concerning the matter to provide mitigation. He has met his burden. Eligibility for a security clearance is granted. CASE NO: 14-05367.h1


Financial

11/21/2015

Applicant has not mitigated the security concerns under the foreign influence guideline. He is a U.S. citizen who is married to an Iranian who is a dual citizen. She lives with him and their two children in the United States. Applicant's father-in-law has significant ties to Iran. He has also been convicted of a felony pertaining to violations of Iranian export and sanctions regulations. His father-in-law has lived in Iran and the United States for the past 25 years. Applicant and his wife maintain some communication with him. Applicant has not met his heavy burden to mitigate the security concerns in this case. Eligibility for a security clearance is denied. CASE NO: 14-05259.h1


Drugs

11/21/2015

Applicant illegally used marijuana with varying frequency from October 2010 to January 2014. He continues to associate with his marijuana-using friends. His period of abstinence, in light of the record evidence, is insufficient to mitigate the drug involvement security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04883.h1


Financial

11/21/2015

Applicant owes federal income tax, he has had three vehicles repossessed, and his home went to foreclosure. Additionally, he has a number of charged-off, collection, or delinquent accounts, which total approximately $14,000. Applicant has failed to rebut or mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-04665.h1


Financial; Drugs; Criminal Conduct

11/21/2015

Applicant mitigated the trustworthiness concerns raised by his financial problems. Despite the presence of other debts not alleged in this case, he is taking sufficient steps to resolve his debts and ensure similar financial problems do not recur. However, Applicant failed to mitigate the concerns related to a drug-related arrest and his long history of using marijuana. His request for eligibility to occupy a position of trust is denied. CASE NO: 14-04509.h1


Financial

11/21/2015

Applicant is a 56-year-old employee who is seeking to retain a security clearance. He has a history of financial problems or difficulties consisting of charged-off credit card accounts for more than $100,000, and those matters are largely unresolved. He did not present sufficient evidence to explain and mitigate his problematic financial history. Clearance is denied. CASE NO: 14-04124.h1


Financial

11/21/2015

Applicant did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts. Clearance is denied. CASE NO: 14-03751.h1


Drugs; Personal Conduct

11/21/2015

Applicant used marijuana before entering active duty and while out processing from the Army. He has not used any illegal substance in over four years and he received a favorable prognosis concerning his drug use. He established that he did not deliberately provide false information concerning his marijuana use to security investigators. Applicant mitigated security concerns for drug involvement and personal conduct. Eligibility for access to classified information is granted. CASE NO: 14-03154.h.1


Foreign Influence; Foreign Preference

11/21/2015

Applicant is a 57-year-old employee who is seeking to obtain a security clearance for the first time. He is a native-born citizen of Iran who immigrated to the United States in 1978 and became a naturalized U.S. citizen in 1992. He has strong and long-standing family, employment, and financial ties to the United States. But those ties do not outweigh and overcome the security concern stemming from his family ties to Iran, a country that is hostile to the United States. In addition, his possession and use of an Iranian passport during 1998 2013 are problematic. Clearance is denied. CASE NO: 14-03086.h1


Alcohol; Criminal Conduct; Financial; Personal Conduct

11/21/2015

Applicant mitigated security concerns raised by his alcohol consumption and criminal conduct. He has not mitigated security concerns raised by his delinquent debts and falsifications of two security clearance applications. CASE NO: 14-02278.h1


Financial; Personal Conduct

11/21/2015

Applicant has not mitigated security concerns raised by his delinquent debts and record of traffic-related personal conduct. Clearance is denied. CASE NO: 14-01995.h1


Financial; Criminal Conduct; Personal Conduct

11/21/2015

Applicant, a highly successful businesswoman and domestic violence survivor, mitigated the security concerns raised in the Statement of Reasons (SOR). She established that the largest debts listed in the SOR were the legal obligations of her former husband. Despite not being responsible for these debts, she satisfied a sizeable $30,000 debt. She is resolving the other SOR debts. Her financial situation is under control and improving. She did not falsify her security clearance application and refuted the false allegations that her estranged husband made during the security clearance investigation. She has a demonstrated track record of handling and safeguarding classified information and of upholding the highest ethical standards demanded from a federal contractor granted a security clearance. Applicant met her burden in establishing her eligibility for continued access to classified information. Clearance is granted. CASE NO: 14-01905.h1


Drugs; Personal Conduct

11/21/2015

Applicant used marijuana approximately eight times while in college, including once after she was granted a Department of Defense (DOD) interim security clearance as a student intern. She deliberately did not disclose her marijuana use on her October 2006 security clearance application. She exercised poor judgment by certifying a June 2008 application for a clearance upgrade without reviewing the form for accuracy. The drug involvement concerns are mitigated because of her abstinence from marijuana since 2006 and her intent not to use any illegal drug in the future. The personal conduct concerns are mitigated by her efforts at rectification with remorse. Clearance is granted. CASE NO: 14-01719.h1


Financial

11/21/2015

Applicant failed to provide sufficient evidence to mitigate the trustworthiness concerns arising from her delinquent debts. Eligibility to occupy a position of trust is denied. CASE NO: 12-11186.h1


Financial

11/21/2015

Applicant was financially irresponsible and did not pay her debts. She has matured, and she is working two jobs to pay her debts. Clearance is granted. CASE NO: 12-10255.h1


Financial

11/21/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 12-10219.h1


Financial

11/21/2015

Applicant did not provide sufficient evidence to mitigate the security concerns raised by his delinquent debts. Clearance is denied. CASE NO: 12-09816.h1


Financial

11/21/2015

Applicant has unresolved delinquent debts. She filed a Chapter 13 bankruptcy petition in 2013, which is a legitimate way to resolve debt. However, she did not produce any documentation that she has made any monthly payments. She also has other debts that are not included in the bankruptcy petition. She admits that she was overextended. The record does not have sufficient information for mitigation of the financial security concerns. Eligibility for a security clearance is denied. CASE NO: 12-09279.h1


Financial

11/21/2015

Applicant is a 34-year-old employee who is seeking to obtain a security clearance for the first time. She has a history of financial problems or difficulties consisting of about $27,000 in unpaid judgments or collection accounts, which are largely unresolved and ongoing. She did not present sufficient evidence to rebut, extenuate, mitigate, or explain her problematic financial history. Clearance is denied. CASE NO: 12-06978.h1


Financial

11/21/2015

Applicant did not mitigate the security concerns raised by his finances. He has consistently failed to pay his federal taxes over the past decade. His past-due tax debt has risen from nearly $7,300 in 2007 to approximately $40,000 today. He failed to demonstrate that he has reformed the poor financial habits that led to his current financial situation. Clearance is denied. CASE NO: 11-12537.h1


Financial

11/20/2015

Applicant’s statement of reasons (SOR) alleges one state tax debt for about $21,000, a telecommunications debt for $160, and a medical debt for $56. Appellant paid the debts for $21,000 and $56. She successfully disputed the $160 debt. All three SOR debts are resolved. Financial considerations concerns are mitigated. Access to classified information is granted. CASE NO: 14-06563.h1


Financial

11/20/2015

Applicant mitigated the concerns raised under financial considerations. Clearance is granted. CASE NO: 14-06350.h1


Financial

11/20/2015

Applicant failed to file federal and state income tax returns for tax year 2009. Once he received the SOR and realized that he is legally required to file a federal tax return, even if he is expecting a refund, he filed both his federal and state returns for the 2009 tax year and received refunds. Financial concerns are mitigated. Additional security concerns are raised regarding Applicant's omission of his filing failure in the security clearance application he completed in January 2014. Applicant's explanations of a good-faith mistaken understanding are accepted. Personal conduct concerns are mitigated. Clearance is granted. CASE NO: 14-04594.h1


Guideline F

11/20/2015

Applicant’s decision regarding representation and the quantity of evidence to submit were not a function of inadequate notice of his procedural rights. Adverse decision affirmed.


Handling Protected Information

11/20/2015

Applicant’s security violations demonstrated negligence and lack of judgment. She expressed remorse and took responsibility for her actions. She has demonstrated a renewed, positive attitude toward the discharge of security responsibilities. Considering her performance, credible contrition, and her current attitude toward the discharge of her security responsibilities, I find Applicant’s past security violations are unlikely to recur and do not cast doubt on her current reliability, trustworthiness, and judgment. Clearance granted. CASE NO: 14-03659.h1


Financial

11/20/2015

The non-collectability of the second mortgage on Applicant's home that was foreclosed in 2010 is not a controlling factor when assessing the financial considerations security concern under the Adjudicative Guidelines (AG). However, when considered in tandem with the circumstances surrounding Applicant's financial problems that led to the foreclosure and her efforts at rehabilitating her finances since then, I conclude that she has mitigated the security concern. Clearance is granted. CASE NO: 14-03595.h1


Drugs; Personal Conduct

11/20/2015

Applicant was honest and forthcoming in his 2014 security clearance application (SCA) and disclosed his past illegal drug use and his omissions in his 2005 SCA. He acknowledged his mistakes and demonstrated his intent to comply with the law, rules, and regulations. Moreover, it shows Applicant’s current maturity, judgment, and his desire to be truthful, reliable, and honest. He mitigated the drug involvement and personal conduct security concerns. Eligibility for access to classified information is granted. CASE NO: 14-03591.h1


Guideline F

11/20/2015

Applicant submitted substantial new evidence which the Board cannot consider.


Financial

11/20/2015

Applicant’s financial problems were caused by events beyond her control and she acted responsibly to resolve them. Although she is not debt free, Applicant has mitigated the financial considerations concerns. Clearance is granted. . CASE NO. 14-03004.h1


Financial

11/20/2015

Applicant mitigated security concerns related to her past-due tax debts. Clearance is granted. CASE NO: 14-02316.h1


Financial; Personal Conduct

11/20/2015

Applicant has set up payment plans for his four largest debts, which are student loans. He has settled and paid one account, and he is disputing one remaining account. Evidence presented supports Applicant’s good-faith efforts to resolve his debts. A deliberate falsification allegation of Applicant’s failure to accurately provide adverse financial information was determined to be unfounded. Clearance is granted. CASE NO: 12-11315.h1


Financial

11/18/2015

Applicant remains indebted to five creditors in the total approximate amount of $17,775. Resulting security concerns were not mitigated. Based on a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 12-09763.h1


Drugs; Personal Conduct

11/17/2015

Applicant has mitigated the security concerns caused by his drug use during the time he held a security clearance. Clearance is granted. CASE NO: 14-04089.h1


Financial

11/16/2015

Applicant accrued significant delinquent debt as a result of unforeseen business and medical problems. Her response to her financial problems, and her efforts to resolve her debts, reflect positively on her judgment and reliability. Her request for eligibility to occupy a position of trust is granted. CASE NO: 14-06975.h1


Financial

11/16/2015

Applicant’s statement of reasons (SOR) alleges seven debts, totaling $15,268 and discharge of his unsecured nonpriority debts under Chapter 7 of the Bankruptcy Code in June 2010. His SOR debt for $6,426 is in an established payment plan, and the current balance is $3,616. His four medical SOR debts were discharged in his 2010 bankruptcy. Two debts totaling $975 are unresolved. He has an established track record of paying his debts. Financial considerations concerns are mitigated. Access to classified information is granted.


Drugs

11/16/2015

Applicant admitted that he smoked marijuana about ten times in social settings during his last few months of high school. He was arrested, but not prosecuted, on marijuana-related charges in 2013 after being falsely accused by another person. Resulting security concerns were mitigated. Eligibility for access to classified information is granted. CASE NO: 14-04494.h1


Foreign Preference

11/16/2015

Applicant is a dual Italian and U.S. citizen based on his birth in Italy of a U.S. service member father and an Italian mother. He was educated in Italian schools and received Italian health benefits like any Italian citizen. He lived a U.S. lifestyle with his family in Italy. He was never issued an Italian passport but only had a U.S. passport. He relinquished his Italian Identification Card to his facility security officer. Applicant established his strong preference for the United States and mitigated security concerns for his birth in and receipt of benefits from Italy. Eligibility for access to classified information is granted. CASE NO: 14-03918.h.1


Financial; Personal Conduct

11/15/2015

Applicant falsified his 2014 security clearance application concerning his delinquent debts, which remain largely unresolved. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-06916.h1


Financial

11/15/2015

Applicant recently had her delinquent debts discharged through bankruptcy. She has not established a sufficient track record of being fiscally responsible. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-06293.h1


Financial; Personal Conduct

11/15/2015

Applicant has more than $42,000 in delinquent collection and charged-off accounts. He secured the services of a credit correction firm, but has made no payments on his delinquent obligations. Applicant mitigated the personal conduct security concerns; however, he has failed to mitigate the financial considerations security concerns. Clearance is denied. CASE NO: 14-06051.h1


Drugs; Personal Conduct

11/15/2015

Applicant did not mitigate the drug involvement and personal conduct security concerns. She deliberately falsified her initial security clearance application by failing to disclose her past marijuana use. After being granted a clearance, she again used marijuana. Applicant’s past marijuana use and lack of candor during the security clearance process continue to raise questions about her judgment, reliability, and trustworthiness. Clearance is denied. CASE NO: 14-05917.h1


Financial

11/15/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. She has not provided documentation to show that she has paid or is in the process of resolving any delinquent debts. She has not provided evidence to substantiate her claim that she has filed her tax returns. Eligibility for a security clearance is denied. CASE NO: 14-05741.h1


Financial

11/15/2015

Applicant failed to mitigate the trustworthiness concerns arising from her financial problems. Eligibility for access to sensitive information is denied. CASE NO: 14-05493.h1


Financial

11/15/2015

Applicant did not provide sufficient evidence to mitigate the security concerns raised by his delinquent debts. Clearance is denied. CASE NO: 14-04964.h1


Drugs

11/15/2015

Between 2006 and December 2013, Applicant illegally purchased and used marijuana. He has made lifestyle changes, and signed a statement of intent with automatic revocation of clearance for any violation. He clearly understands the adverse consequences he will face if he is ever involved in the use of illegal drugs. He mitigated the drug involvement security concerns. Eligibility for access to classified information is granted. CASE NO: 14-04821.h1


Financial; Personal Conduct

11/15/2015

Applicant did not intentionally provide false information about his finances on a Questionnaire for National Security Positions. He has taken significant action to address his financial problems. Clearance is granted. CASE NO: 14-04687.h1


Financial

11/15/2015

Applicant has unpaid delinquent obligations resulting from a repossessed vehicle, collection accounts, and delinquent obligations. Financial considerations remain a security concern. Clearance is denied. CASE NO: 14-03884.h1


Financial

11/15/2015

Applicant has mitigated the security concerns raised by his untimely filing of federal and state income tax returns and the resulting tax debts. As of the date of the hearing, Applicant had filed all past-due tax returns and settled his federal and state tax debts. Clearance is granted. CASE NO: 14-03625.h1


Drugs; Personal Conduct

11/15/2015

Applicant failed to mitigate the drug involvement and personal conduct concerns. Eligibility for access to classified information is denied. CASE NO: 14-03522.h1


Financial

11/15/2015

Applicant is a 45-year-old armed security guard employed by a federal contractor. His financial problems were caused by circumstances beyond his control. He established financial responsibility by addressing his legal obligations commensurate with his financial means. Clearance granted. CASE NO: 14-03413.h1


Financial, Personal Conduct

11/15/2015

Applicant did not intentionally falsify his February 2013 security clearance application. However, Applicant failed to mitigate the financial considerations concerns raised by his history of financial problems. He has not demonstrated a good-faith effort to resolve his debts or a history of financial rehabilitation or reform. Clearance is denied. . CASE NO. 14-03348.h1


Financial; Personal Conduct

11/15/2015

Applicant mitigated the financial considerations security concerns. The Government failed to establish that Applicant deliberately falsified her security clearance application. Eligibility for access to classified information is granted. CASE NO: 14-03122.h1


Personal Conduct

11/15/2015

Applicant failed to timely file her federal and state income tax returns for 2009, 2010, and 2011. She failed to determine the urgency, or generate the motivation, to comply with the law in a timely manner, explaining that that she just let things go because of a variety of family physical and mental health issues that arose in 2007 and continued until 2015. At the same time she was unable to comply with the filing mandates, Applicant was performing her employment duties in an exceptional manner, resulting in accolades from her employer. Applicant’s actions under the circumstances cast doubt on her current reliability, trustworthiness, and good judgment. Eligibility to occupy a public trust position is denied. CASE NO: 14-02604.h1


Financial

11/15/2015

Applicant had financial difficulties due to a failed business. He has paid many of his delinquent debts and has implemented a financial strategy for resolving the remaining debts. He mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 14-01899.h1


Foreign Influence; Personal Conduct

11/15/2015

Applicant failed to mitigate the foreign influence and personal conduct concerns raised by his failure to provide full, frank, and candid disclosure about his foreign interests and contacts during the security clearance adjudication process. Clearance is denied. CASE NO: 14-01837.h1


Financial

11/15/2015

Applicant incurred more than $278,000 in delinquent debts over the past decade. He recently entered into a debt resolution plan addressing fewer than half of them, despite employment in his current position since December 2008. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-01198.h1


Financial

11/15/2015

Applicant is a 50-year-old employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is granted. CASE NO: 12-10131.h1


Financial

11/15/2015

Applicant is a 44-year-old truck driver employed by a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 12-09110.h1


Financial

11/15/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 12-07817.h1


Financial

11/15/2015

Applicant accumulated nine delinquent debts, totaling approximately $14,469. These debts are from a variety of creditors and range from a $200 collection account to a $9,905 charged-off credit card account. Applicant failed to produce sufficient evidence demonstrating that she has paid or otherwise resolved any of these debts. Eligibility for access to sensitive information is denied.


Financial

11/15/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 12-07286.h1


Guideline F

11/13/2015

Given a ration basis, a Judge may conclude that some allegations are mitigated while others are not. Hearing office decisions are not binding on other Judge or on the Appeal Board. Adverse decision affirmed


Drug Involvement; Foreign Influence

11/13/2015

Applicant illegally used and purchased marijuana from 2007 to at least May 2009 in an estimated quantity of more than 270 occasions, and he used and distributed to another individual the illegal substance Molly/MDMA in October 2013, after he possessed a security clearance. Applicant has grandparents and other relatives who are citizens and residents of Egypt, but his contact is infrequent and his relationship is casual. While Applicant's foreign influence has been mitigated, mitigation has not been shown for his drug involvement. Clearance is denied


Foreign Influence

11/13/2015

39 year old Applicant was born in the People's Republic of China (PRC), emigrated to the United States in 1992, and became a United States citizen in 2006. Her mother and father are citizens and residents of the PRC. Applicant traveled to the PRC in 2010 for 30 days to visit her parents and again in 2013 for 45 days to visit her parents. Her contact with her parents creates a heightened risk of foreign exploitation, inducement, manipulation, pressure or coercion. Mitigation has not been shown. Clearance is denied


Guideline H; Guideline E

11/13/2015

The Judge’s finding that Applicant deliberately falsified his application is consistent with the record evidence. Adverse decision affirmed


Guideline F; Guideline E

11/13/2015

The evidence of record does not support Applicant’s theory that he has mitigated delinquent debts for which the creditors have not filed a proof of claim in his ongoing Chapter 13 bankruptcy proceeding. Adverse decision affirmed


Financial

11/12/2015

Applicant has failed to demonstrate that he has addressed his very significant past-due debt. Clearance is denied. CASE NO: 15-00277.h1


Financial

11/12/2015

Applicant has successfully resolved his financial issues, mitigating any security concerns. Clearance is granted CASE NO: 14-04773.h1


Financial

11/12/2015

Applicant has addressed her alleged past-due debts. Access to sensitive information is granted. CASE NO: 14-01098.h1


Financial; Personal Conduct

11/10/2015

Applicant was alleged to be delinquent on 15 debts, in the total amount of $37,338. He resolved one of them. The rest of his debts remain unresolved. The additional security concern raised by Applicant’s failure to disclose his debts on his electronic Security Clearance Application (e-QIP) was not mitigated. Applicant failed to mitigate both the financial concerns and the personal conduct concerns. Eligibility for access to classified information is denied. CASE NO: 14-06305.h1


Financial

11/10/2015

Applicant has failed to demonstrate that he has addressed his past-due debts and tax liens. Clearance is denied. CASE NO: 14-05989.h1


Financial

11/10/2015

Applicant is a 60-year-old employee of a defense contractor. As listed in the SOR, Applicant was alleged to be delinquent on ten debts in the total amount of $54,535. He has resolved eight of his delinquencies, and he is making payment on the remaining two accounts. Eligibility for access to classified information is granted. CASE NO: 14-03993.h1


Guideline F

11/06/2015

Applicant has not rebutted the presumption that the Judge considered all the record evidence. Adverse decision affirmed.


Guideline F; Guideline E

11/06/2015

Applicant was given sufficient notice of her rights and obligations. She was not denied due process. Adverse decision affirmed.


Financial

11/04/2015

Applicant has successfully resolved his financial issues, mitigating any security concerns. Clearance is granted CASE NO: 14-05286.h1


Financial

11/03/2015

Applicant incurred numerous debts following a divorce and a wrongful termination. Her student loans are either in forbearance or being placed in forbearance. Applicant is repaying her creditors through payment plans or disputing debts that are either incorrect or not valid. Her financial recovery is ongoing and she is adhering to a recovery plan developed by her financial counselor. Clearance is granted.


Financial; Personal Conduct

11/03/2015

Applicant’s statement of reasons alleges 12 delinquent, collection, or charged-off accounts and two judgments totaling $27,228. He has not made any payments to SOR creditors since December 2012. Four debts are mitigated because he disputed two debts and two debts are duplications. He failed to provide sufficient documentation of his progress in resolving his financial problems. Financial considerations concerns are not mitigated. Applicant submitted his May 24, 2012 SF 86 Electronic Questionnaires for Investigations Processing (e-QIP) version of a security clearance application (SF 86) knowing that it did not include accurate information about his financial problems. Personal conduct concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-06669.h1


Financial

11/03/2015

Applicant’s wife was apparently in charge of at least a segment of the family finances. She routinely made monthly payments for two credit card accounts, but without Applicant’s knowledge, her payments did not always meet the required monthly minimum amount. Over time, the accounts became delinquent and in September 2012, they were charged off. It is unclear as to how or why she failed to make the monthly minimum payments or why she failed to advise Applicant of the situation. He was never advised of the failure to maintain monthly minimum payments or that the accounts had been charged off. Once the accounts were charged off, no further monthly statements or collection notices were issued. When he learned of the situation, Applicant, a retired U.S. Army E-8, initiated a good-faith effort to resolve the two delinquent debts, and he is currently in the process of doing so. Applicant’s failure to oversee his wife’s activities more closely, in this instance, may not have been the best course of action, but his actions are not reflective of a lack of judgment and reliability. This situation occurred under such unusual circumstances that it is unlikely to recur and does not cast doubt on Applicant’s current reliability, trustworthiness, or good judgment. There are clear indications that the problem is being resolved or is under control. Clearance is granted. CASE NO: 14-06589.h1


Guideline B; Guideline C; Guideline F

11/03/2015

It was in accordance with the Directive for the Judge grant Department Counsel’ motion to amend the SOR to conform to the evidence. The Judge permitted Applicant more than a month to address the new allegations. Adverse decision affirmed.


Guideline J; Guideline E

11/03/2015

Given the record evidence, it was reasonable for the Judge to conclude that Applicant committed the assualts and that charges were dropped for reasons that were not inconsistent with Applicant’s guilt. Adverse decision affirmed.


Guideline B; Guideline C

11/03/2015

As a threshold matter the official notice documents that Department Counsel cited are not contained in the record. Rather, Department Counsel has cited to the web sites where he obtained them. Due to the dynamic nature of the Internet, a reference to a document’s URL in the case record is not sufficient to preserve the matter for meaningful appellate review. Nor can we consider in a vacuum, without reference to a properly developed record, whether a document was properly noticed by an Administrative Judge. Adverse decision remanded.


Financial

11/03/2015

Applicant failed to mitigate the trustworthiness concerns arising from his financial problems. Eligibility for access to sensitive information is denied. CASE NO: 12-08437.h1


Foreign Preference

11/03/2015

Applicant is 37 years old. She used her foreign passport after becoming a naturalized citizen of the United States. She failed to mitigate the Guideline C, foreign preference trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 12-07347.h1


Financial; Personal Conduct

11/02/2015

Applicant has addressed all of his admitted past-due debts. Since discovering the gravity of his situation, he has been candid and cooperative with the Government in answering the Government's concerns. Clearance is granted. CASE NO: 14-06207.h1


Financial

11/02/2015

Applicant was co-signer on a home mortgage with her daughter when the daughter and Applicant’s son-in-law fell behind on their mortgage payments. The daughter refinanced the loan to more favorable terms and has reestablished a track record of timely mortgage payment. With the delinquent debt thus rehabilitated under more manageable terms, financial considerations security concerns are mitigated. Clearance is granted. CASE No.: 14-04671.h1


Financial

11/02/2015

Applicant has yet to address over $26,000 of admitted past-due debts. Clearance is denied. CASE NO: 14-04110.h1


Financial

11/02/2015

Applicant has failed to demonstrate that he has addressed his past-due debts. Clearance is denied. CASE NO: 14-02064.h1


Financial

10/31/2015

Applicant failed to mitigate the financial considerations concerns raised by his history of financial problems. He demonstrated neither a good-faith effort to resolve his debts nor financial rehabilitation or reform. Clearance is denied. CASE NO. 14-02147.h1


Financial;

10/30/2015

Applicant is resolving his student loan debts with two separate payment plans. He was unemployed and underemployed after his college graduation and could not pay his student loans. He has mitigated the security concerns under the financial guideline. Eligibility for a security clearance is granted. CASE NO: 15-01082.h1


Financial

10/30/2015

Applicant is a 44-year-old employee of a defense contractor. She failed to provide sufficient evidence to mitigate the security concerns arising from her financial problems. Eligibility for a security clearance is denied. CASE NO: 14-06667.h1


Financial; Personal Conduct

10/30/2015

Applicant has unpaid delinquent obligations resulting from a repossessed vehicle, collection accounts, and past-due student loans. When completing his security questionnaire, he failed to disclose his financial difficulties. Financial considerations and personal conduct remain a security concern. Clearance is denied. CASE NO: 14-06444.h1


Financial; Personal Conduct

10/30/2015

Applicant has unresolved financial problems, and he intentionally provided false information about his finances on his 2013 Questionnaire for National Security Positions. Clearance is denied. CASE NO: 14-06286.h1


Financial; Personal Conduct

10/30/2015

Applicant did not mitigate the financial considerations security concerns. The Government failed to establish that Applicant deliberately falsified his security clearance application. Eligibility for access to classified information is denied. CASE NO: 14-06041.h1


Financial

10/30/2015

Although Applicant's delinquencies were caused largely by circumstances beyond his control, he failed to provide enough evidence that he is taking steps to resolve them. Clearance is denied. CASE NO: 14-05920.h1


Financial; Personal Conduct

10/30/2015

Over the years, Applicant incurred ten delinquent debts totalling more than $30,000. He did not provide proof of any efforts to satisfy them, and he intentionally failed to disclose them, as required, on his security clearance application. Clearance is denied. CASE NO: 14-05254.h1


Financial

10/30/2015

Applicant’s three unpaid debts total $10,800 or less. After almost ten years of self-employment, he experienced a serious downturn in his business, eventually resulting in its sale and depletion of his assets. Due to circumstances beyond his control, including a current period of unemployment, he has insufficient financial resources to pay his outstanding debts at this time. Resulting security concerns were mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is granted. CASE NO: 14-04927.htl


Financial

10/30/2015

Applicant is a 38-year-old employee of a defense contractor. She discharged a Chapter 7 bankruptcy filing in March 2012, and then subsequently filed for Chapter 13 bankruptcy relief in June 2012, which was dismissed in July 2013. She has participated in financial counseling and there are clear indications that her financial problems are under control. Eligibility for access to classified information is granted. CASE NO: 14-04622.h1


Financial

10/30/2015

Applicant is a 39-year-old employee of a health care contractor for the Defense Department. She has a history of financial problems or difficulties related to defaulted mortgages loans, which led to foreclosure and sale of a residential property about five years ago in 2010. She presented sufficient evidence to explain and mitigate her problematic financial history. Eligibility is granted. CASE NO: 14-04132.h1


Financial

10/30/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04130.h1


Financial

10/30/2015

Applicant failed to mitigate the security concerns raised by his $18,000 delinquent education loans, for which he began repayment only after the SOR was issued. Clearance denied.


Financial

10/30/2015

Applicant was delinquent on two student loans totaling approximately $17,000 and five charged-off or collection accounts and a judgement, totaling approximately $8,000. He mitigated the financial considerations security concerns. Clearance is granted. CASE NO: 14-03510.h1


Financial

10/30/2015

Applicant’s financial problems were caused by circumstances beyond his control. Although he has significant debt, Applicant demonstrated financial responsibility handling his financial problems by communicating with creditors, and making payments consistent with his financial ability. Considering the circumstances of this particular case, Applicant’s financial problems do not show he currently lacks judgment, reliability, or trustworthiness. Clearance granted. CASE NO: 14-03163.h1


Personal Conduct; Drugs

10/30/2015

Applicant illegally used marijuana with varying frequency from 1999 to June 2012. He used marijuana while possessing a top secret security clearance in 2012. Applicant’s evidence is insufficient to mitigate the drug involvement and personal conduct security concerns. Clearance is denied. CASE NO: 14-03088.h1


Personal Conduct; Financial

10/30/2015

Applicant had just begun receiving firearms instruction when he mishandled his M-16 during basic training. His termination from his job with a cell phone company was not misconduct-related. Under these circumstances, I conclude that there are no personal conduct issues that generate a security concern. Conversely, Applicant's failure to pay his delinquent debts generates a financial considerations security concern that he failed to mitigate. Clearance is denied. CASE NO: 14-02138.h1


Personal Conduct

10/30/2015

Applicant mitigated the security concerns raised by her association with persons involved in criminal activity by demonstrating that she does not have any contact with her ex-boyfriend and her brother has ceased his criminal involvement. Clearance granted.


Financial

10/30/2015

Applicant mitigated the security concerns raised by his delinquent debts by starting repayment plans as soon as his employment was stable, satisfying several of the SOR debts, and having a solid plan for repaying the remaining debts. Clearance granted.


Financial

10/30/2015

Applicant mitigated the concerns raised under financial considerations. Clearance is granted. CASE NO: 12-09504.h1


Financial

10/30/2015

Applicant has a long history of financial problems. He has numerous delinquent debts that are unpaid and unresolved. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 12-08364.h1


Financial

10/29/2015

Applicant accumulated two delinquent debts totaling $13,525.05. Applicant has resolved one debt and is making consistent monthly payments on the other debt. Resulting security concerns were mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is granted. CASE NO: 14-06428.h1


Financial

10/29/2015

Applicant is 67 years old and employed as a Managing Director by a defense contractor. His excessive indebtedness caused by his failure to pay his Federal income taxes for tax years 2008 and 2009, totaling $159,000, resulting in a lien filed against him in 2011, has not been mitigated by sufficient evidence. Clearance is denied. CASE NO: 14-05489.h1


Financial

10/29/2015

Applicant is 47 years old and employed as an Administrator by a defense contractor. Her excessive indebtedness has not been mitigated by sufficient evidence of reform and rehabilitation. Clearance is denied. CASE NO: 14-04956.h1


Financial

10/29/2015

Applicant is 58 years old and is employed as a Logistician for a defense contractor. A series of unexpected circumstances beyond the Applicant's control caused her financial difficulties, including a divorce, several deaths in the family, and her daughter's abusive relationship requiring that the Applicant provide her and her four children a safe place to live. Applicant has paid the delinquent debts and otherwise resolved her financial problems. Clearance is granted. CASE NO: 14-04933.h1


Financial

10/29/2015

Applicant accrued significant delinquent debt as a result of an abusive marriage that ended by divorce in 2007. Legal fees, periods of unemployment in 2008 and 2013, and unplanned medical bills incurred while she was uninsured initially hindered her ability to pay or otherwise resolve her debts. However, her current finances are sound, she has begun to pay off her debts, and available information shows she will continue her efforts. Her request for eligibility to occupy a position of trust is granted. CASE NO: 14-04772.h1


Financial

10/29/2015

Applicant is 50 years old and employed as a Senior Software Engineer Consultant by a defense contractor. His history of excessive indebtedness has not been mitigated by responsible behavior or a good faith effort to resolve his debts. Clearance is denied. CASE NO: 14-03851.h1


Financial

10/29/2015

Applicant is 53 years old and employed as a Senior Trainer by a defense contractor. His history of excessive indebtedness caused by circumstances mainly beyond his control, has been resolved. Sufficient mitigation is shown. Clearance is granted CASE NO: 14-03434.h1


Personal Conduct; Financial

10/29/2015

Applicant is 35 years old and employed as an Background Administrator by a defense contractor. His charges for Dereliction of Duty and Making a False Official Statement as an officer in the military, coupled with his financial instability, have not been mitigated by sufficient evidence of reform and rehabilitation. Clearance is denied. CASE NO: 14-03080.h1


Financial; Personal Conduct

10/29/2015

Applicant is 42 years old and is employed as a Senior Network Engineer for a defense contractor. His history of excessive indebtedness has been resolved. He was honest in answering the questions and did not deliberately attempt to conceal material information from the Government on his security clearance application. Clearance is granted. CASE NO: 14-01171.h1


Guideline C

10/28/2015

The Board cannot consider new evidence on appeal. Any error the Judge made with regard to Applicant’s attitude on his foreign passport was ultimately harmless. Adverse decision affirmed.


Financial

10/28/2015

Applicant has resolved or is resolving his delinquent debts. He has steady employment and he can pay his bills. He has mitigated the financial considerations guideline. Eligibility for a security clearance is granted. CASE NO: 14-05853.h1


Financial

10/28/2015

Applicant failed to provide documentary evidence showing she had taken appropriate action on any of the delinquent debts at issue. These debts amount to about $16,000. Lacking such documentary evidence or description of a reasonable plan for addressing these debts, financial considerations security concerns remain unmitigated. Clearance is denied. CASE No.: 14-05440.h1


Financial

10/28/2015

Applicant provided sufficient documentation to show that she has resolved or is resolving her delinquent debts. Eligibility for a position of trust is granted. CASE NO: 14-04890.h1


Drugs; Personal Conduct

10/28/2015

Applicant has mitigated the security concerns caused by his minor drug use, and his visiting prostitutes in foreign countries. Clearance is granted. CASE NO: 14-04452.h1


Guideline F; Guideline E

10/28/2015

The Judge’s challenged finding is sustainable based on the record. We have no authority to rule on the conduct of investigations. Adverse decision affirmed.


Guideline F

10/28/2015

The Judge’s challenged findings are consistent with the record evidence. Applicant was adequately advised of her rights and obligations. Adverse decision affirmed.


Guideline F

10/28/2015

Both parties refer to information outside the record. Adverse decision remanded.


Financial; Personal Conduct

10/28/2015

Applicant mitigated the financial security concerns by filing a five year plan for Chapter 13 bankruptcy. She is current with her payments. She has mitigated concerns under the personal conduct guideline. Applicant did not intentionally falsify her 2011 security clearance application.8 Eligibility for a security clearance is granted. CASE NO: 14-01029;.h1


Case Number: 14-04309.h1
Finances, Personal Conduct

10/27/2015

Between 2007 and 2013, Applicant accumulated 19 delinquent debts totaling over $20,000, the majority of which are medical bills. He resolved or is resolving $14,000 of the debt and intends to subsequently resolve the remaining debts. He sufficiently rebutted allegations that he intentionally failed to disclose debts to the Government when he completed a position of trust application. He mitigated the trustworthiness concerns raised under Guideline F, Financial Considerations and Guideline E, Personal Conduct. His eligibility for a public trust position is granted. CASE NO: 14-04309.h1


Financial

10/27/2015

Applicant mitigated security concerns raised by her past financial trouble. She lost her job and her home during the recent recession. She responsibly addressed her past-due debts and her financial situation is under control. Clearance is granted. CASE NO: 14-06629.h1


Foreign Influence

10/27/2015

Applicant is 44 years old. She is a naturalized citizen of the United States. She has relatives in Taiwan. Applicant mitigated the security concerns under Guideline B, foreign influence. Clearance is granted. CASE NO: 14-05229.h1


Personal Conduct

10/27/2015

Applicant failed to mitigate the personal conduct security concerns raised by his numerous incidents of poor judgment and disregard for the law. Clearance is denied. CASE NO: 14-05198.h1


Financial

10/27/2015

Applicant is a 40-year-old employee who is seeking to retain an existing security clearance. She has a history of financial problems consisting of delinquent students loans, which have since been through a period of forbearance and are now being paid. She presented sufficient evidence to explain and mitigate her problematic financial history. Clearance is granted. CASE NO: 14-05147.h1


Financial

10/27/2015

Applicant was indebted to 7 creditors in the total approximate amount of $84,306. She recently paid one of them, for $212. Additionally, her wages have been garnished five times for her failure to pay her local and Federal tax obligations. Resulting security concerns were not mitigated. Based on a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-04278.h1


Criminal Conduct; Alcohol; Financial; Personal Conduct

10/27/2015

Applicant has a history of criminal conduct from 1985 until 2012, including possession of illegal substance with intent to sell, two driving while intoxicated offenses, and felon in possession of a firearm. He has been drinking alcohol to excess since 1976, and he continues to drink alcohol to excess today. He had delinquent debt that he is paying or paid. He has delinquent debt attributed to him that he did not incur and is not responsible for since it was incurred in his name by his son. He did not deliberately provide false financial information on his e-QIP. Applicant did not mitigate criminal and alcohol security concerns, but he did mitigate financial and personal conduct security concerns. Eligibility for access to classified information is denied. CASE NO: 14-02614.h.1


Sexual Behavior; Personal Conduct

10/27/2015

Applicant did not mitigate the sexual behavior and personal conduct security concerns. Over the course of several decades, he has engaged in deviant sexual conduct, to include incest with both of his sisters and masturbating to child erotica and anime with his minor children present in the room. Although Applicant’s behavior can, in part, be attributed to the sexual abuse he suffered as a child and he apparently has not engaged in similar conduct in several years, he failed to establish that the deviant behavior is unlikely to recur and no longer serves as a means through which he can be unduly influenced. Clearance is denied. CASE NO: 14-01343.h1


Financial; Alcohol

10/27/2015

Applicant resolved three of four debts alleged and is in the process of resolving the remaining debt. During an eight-year period, he was arrested four times for driving under the influence and was diagnosed with alcohol abuse and alcohol dependence. Applicant has been sober for five years and submitted a favorable substance abuse evaluation. Clearance is granted. CASE NO: 10-06586.h1


Foreign Influence

10/26/2015

Applicant emigrated from Taiwan in 1969 with his parents and became a naturalized U.S. citizen in 1974. Applicant has infrequent contact with his mother-in-law and brother-in-law who are citizens and residents of Taiwan, a country with demonstrated democratic ideals and substantial economic ties to the United States. With close family, financial interests, active community service, and voting interests manifest in the United States, Applicant presents no risk of pressure or compromise of U.S. security interests from Taiwan authorities. Foreign influence concerns are mitigated. Clearance is granted. CASE NO: 14-02955.h1


Case Number: 14-03140.h1
Drugs

10/23/2015

Applicant mitigated the Drug Involvement concerns that arose out of his marijuana use and purchases from May 2009 to March 2013. Eligibility for access to classified information is granted. CASE NO: 14-03140.h1


Criminal Conduct; Alcohol

10/23/2015

Applicant's most recent alcohol-related criminal episode was nearly two and a half years ago. He is no longer on probation, has successfully completed counseling, and now recognizes the consequences of alcohol abuse. I conclude that he has mitigated the security concerns. Clearance is granted. CASE NO: 14-06272.h1


Drugs; Criminal Conduct

10/23/2015

Applicant mitigated the Drug Involvement and Criminal Conduct security concerns that arose out of his marijuana use and purchases from 2005 and 2010, and his marijuana-related infraction in 2011. Eligibility for access to classified information is granted. CASE NO: 14-04113.h1


Financial

10/23/2015

Applicant is a 54-year-old employee of a health care contractor for the Defense Department. She has a history of financial problems or difficulties. Although she did not present a perfect case in mitigation, she presented sufficient evidence to explain and mitigate her problematic financial history. Eligibility is granted. CASE NO: 14-03581.h1


Financial

10/23/2015

Applicant did not provide sufficient evidence to mitigate the trustworthiness concerns raised by her history of delinquent debts. Eligibility for access to sensitive information is denied. CASE NO: 14-02391.h1


Financial

10/22/2015

Applicant’s statement of reasons (SOR) alleges two mortgage debts totaling $246,290, and both debts were secured by the same residence in state A. Applicant was unable to afford the payments on the property because of a circumstance beyond his control, and the property went into foreclosure. The creditor provided an Internal Revenue Service (IRS) Form 1099-A indicating the first mortgage debt for $211,308 was resolved. The creditor for the second mortgage debt provided an IRS Form 1099-C discharging or cancelling the remainder owed of $26,691. Aside from these two debts, Applicant has an excellent track record of paying his debts. He provided sufficient evidence of his financial responsibility. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-05507.h1


Guideline F; Guideline E

10/22/2015

Applicant asks the Board to contact Applicant’s employer which we have no authority to do. The impact of the Judge’s adverse decision is not a relevant part of assessing Applicant’s security eligibility. The Board’s authority is limited to cases in which the appealing party alleges the Judge committed harmful error. Adverse decision affirmed.


Guideline F

10/22/2015

Given the extent of Applicant’s delinquent debts, the absence of a reasonable explanation for his financial problems, and a paucity of evidence of a track record of meaningful debt resolution, the Judge’s ultimate decision is sustainable. Adverse decision affirmed.


Financial; Personal Conduct

10/22/2015

Applicant provided sufficient evidence to mitigate security concerns raised under the financial considerations. He did not intentionally falsify his security clearance application. Personal conduct is found for Applicant. Eligibility for a security clearance is granted. CASE NO: 14-02106.h1


Guideline F

10/22/2015

Applicant states that without an attorney he was doomed to fail. He received the Directive as well as pre-hearing guidance both of which advised him of his right to seek counsel or other representative. He submitted evidence and testified in his own behalf. Department Counsel and the Judge asked him questions that elicited relevant and often favorable information and focused on the issues of the case. We cannot conclude that Applicant’s decision to represent himself was due to inadequate advice as to his rights or that it impaired the due process afforded him by the Directive. Adverse decision affirmed.


Case Number: 14-04932.h1
Finances

10/21/2015

Applicant accumulated approximately $37,677 in delinquent debts and unpaid income taxes since 2011. Recently, she began addressing the delinquencies. She has not yet established a track record of resolving debts. Resulting security concerns were not mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-04932.h1


Financial

10/21/2015

Applicant and his spouse began to struggle to pay their expenses and debts due to a loss of income in 2011. They began repaying some debts through a debt management plan (DMP), and between November 2011 and February 2015, they made $16,815 in payments. Applicant borrowed $25,000 from his retirement savings to pay off his remaining past-due debt. Clearance is granted. CASE NO: 14-06619.h1


Financial

10/21/2015

Applicant experienced financial difficulties and has delinquent debts that are unresolved. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-06440.h1


Financial; Handling Protected Information

10/21/2015

Applicant is a 59-year-old employee of a defense contractor. He has held a security clearance for more than 30 years. He mitigated any concerns about his finances. He had a minor security infraction and a more serious one in 2012. He learned from the experience, and he is cognizant that he must be more diligent in his responsibilities for safeguarding classified information. Handling protected information security concerns are mitigated. Clearance is granted. CASE NO: 14-06038.h1


Foreign Preference; Foreign Influence

10/21/2015

Applicant mitigated the security concerns under the foreign preference and foreign influence security concerns. She relinquished her Ukraine passport, which the FSO has destroyed. She is a naturalized U.S. citizen with strong ties to the United States. Applicant presented sufficient information concerning the matter to provide mitigation. She has met her burden. Eligibility for a security clearance is granted. CASE NO: 14-05296.h1


Financial

10/21/2015

Applicant is a 33-year-old employee who is seeking a security clearance for the first time. She has a history of financial problems or difficulties consisting of more than $27,000 in collection or charged-off accounts, which are ongoing and unresolved. She did not present sufficient evidence to rebut, extenuate, mitigate, or explain her problematic financial history. Clearance is denied. CASE NO: 14-04955.h1


Drug Involvement

10/21/2015

Applicant mitigated the security concerns generated by his illegal marijuana use Clearance is granted. CASE NO: 14-04153.h1


Drugs, Personal Conduct

10/21/2015

Applicant mitigated security concerns under Drug Involvement related to his one-time use of marijuana in 2010. Personal Conduct is found for Applicant because he did not intentionally falsify his security clearance application. Clearance is granted. CASE NO: 14-03733.h1


Financial

10/21/2015

Applicant's financial problems began after her husband died in 2002 and were compounded by a two-year unemployment from 2011 to 2013, together with a serious car accident in 2012 that required extensive, costly medical treatment. Since gaining a job in 2013, Applicant has begun paying her bills. Also, she filed suit against both the driver of the van in which she was passenger and the driver who hit the van. Under these circumstances, I conclude Applicant has mitigated the concerns regarding her eligibility for access to the sensitive information required to hold an automated data position (ADP). CASE NO: 14-03279


Financial

10/21/2015

Applicant failed to timely file his federal and state income tax returns for 2010 and 2011. He has numerous delinquent debts that are unresolved. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 12-10801.h1


Foreign Influence

10/21/2015

Applicant is a U.S. citizen. In 2010 and 2011, he invested $35,000 in two Chinese companies through a Canadian company with a subsidiary in the United States, which handled the financial transactions. Applicant has strong ties and sufficient financial interests in the United States to mitigate the foreign influence security concerns. Eligibility for access to classified information is granted CASE NO: 12-07944.h1


Financial

10/20/2015

Applicant’s statement of reasons alleges a Chapter 7 discharge of his nonpriority unsecured debts in January 2008, and one judgment and six charged-off or collection accounts totaling $35,670. He failed to provide sufficient documentation of his progress in resolving his financial problems. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-06895.h1


Drug Involvement; Personal Conduct

10/20/2015

Applicant' s use of marijuana, which spanned a 20 year period, while holding a security clearance does not mitigate the security concerns under Guideline H or Guideline E. Applicant did not disclose his use of marijuana until his 2013 security clearance. Eligibility for a security clearance is denied. CASE NO: 14-06014.h1


Financial; Criminal Conduct

10/20/2015

Applicant’s long-standing failure to address or repay his creditors since 2010, even in the smallest amounts, or to arrange payment plans, reflects traits which raise concerns about his fitness to hold a security clearance. His history is one of denial of any of the facts pertaining to his financial issues or his criminal conduct. He ignored his creditors for several years, and only now is he disputing his delinquent accounts without offering explanations for his inaction or follow-up dispute actions. Likewise, he denied and ignored his criminal conduct, and only recently appears to have addressed them. Applicant’s actions under the circumstances cast doubt on his current reliability, trustworthiness, and good judgment. Clearance is denied. CASE NO: 14-05401.h1


Drugs; Personal Conduct

10/20/2015

Applicant’s involvement with medical marijuana ceased 29 months ago and he has demonstrated that he is leading a drug-free lifestyle. He executed a signed statement of intent not to use drugs. Based on evidence presented and taking into account the whole-person concept, Applicant has mitigated security concerns pertaining to drug involvement and personal conduct. Clearance is granted.


Financial

10/20/2015

Although Applicant showed he has satisfied two nominal debts, the current status of his tax obligations and another delinquent debt remain undocumented. Clearance is denied. CASE No.: 14-04660.h1


Financial

10/20/2015

Applicant’s statement of reasons (SOR) alleges her debts were discharged under Chapter 7 of the Bankruptcy Code in October 2005. Her SOR also alleges two judgments and eight delinquent or collection accounts, totaling $19,560. On August 29, 2014, she and her husband filed for discharge of their nonpriority unsecured debts under Chapter 7 of the Bankruptcy Code. Most of the debts listed in the 2014 bankruptcy are medical debts and student loan debts. Assuming her nonpriority unsecured debts were discharged in December 2014 or early 2015, three SOR debts are student loan debts, totaling $10,143, and there is no evidence they have been brought to and retained in current status. Financial considerations concerns are not mitigated. Her eligibility to occupy a public trust position is denied. CASE NO: 14-04079.h1


Financial

10/20/2015

Applicant and his spouse have struggled financially since she resigned from a job for health reasons in September 2009. He has satisfied some judgments, settled some delinquent credit card balances, and modified his home loan. Medical expenses for his four adopted children still living at home have exceeded state subsidies, and he has incurred unexpected home repair and vehicle expenses. While he has made no payments on a credit card debt in collection since March 2013, he is not likely to jeopardize the job he needs to support his family by engaging in any illegal activity to resolve his delinquent debt of approximately $12,343. Clearance is granted. CASE NO: 14-03048.h1


Criminal Conduct; Alcohol; Personal Conduct

10/20/2015

Applicant was involved in an alcohol-related incident away from work in 2011, when he became heavily intoxicated after arguing with his wife, who then left the family home. The incident escalated when he locked his wife out of the house, and he threatened his son with a firearm. The incident was resolved when Applicant surrendered to the police, who had deployed a SWAT team to the family home. Subsequently, he pleaded guilty to two counts of disorderly conduct involving domestic violence and was placed on a term of probation, which ended in April 2015. Although Applicant has established a good case in reform and rehabilitation, the security concerns stemming from a serious alcohol-related incident of criminal conduct are simply too much to overlook, mitigate, or explain away. Clearance is denied. CASE NO: 12-06840.h1


Foreign Preference; Foreign Influence

10/19/2015

Applicant was born and raised in India. She immigrated to the United States in 2001 and became a citizen in 2013. She had an Indian passport that she surrendered in 2014 along with renouncing her Indian citizenship. Her parents and husband’s parents live in India and are citizens there. She has substantial financial assets in India. She visits India almost annually. She mitigated the Foreign Preference and Foreign Influence trustworthiness concerns. Eligibility for a public trust position is established. Eligibility for access to sensitive information is granted. CASE NO: 14-05412.h2


Financial

10/16/2015

Applicant and his family incurred significant delinquent debt which they did not attempt to pay or satisfy. Applicant took no action to pay the debts until he filed a Chapter 13 bankruptcy two years after learning that the delinquent debts were a security concern. He has paid one of five years of the bankruptcy payment plan. He has not established a meaningful track record of debt payment. He has not mitigated financial security concerns. Eligibility for access to classified information is denied. CASE NO: 15-01184.h.1


Guideline H

10/16/2015

The Judge’s error in his findings of fact was not harmful. Had he not made the error the Judge would still have decided the case the same way. Adverse decision affirmed.


Misuse of Technology; Personal Conduct

10/16/2015

Applicant has mitigated the security concerns under Guideline M and Guideline E. Eligibility for a security clearance is granted. CASE NO: 14-02798.h1


Handling Protected Information

10/16/2015

Applicant’s statement of reasons alleges 14 violations of security rules. He admitted to nine security-related infractions from March 2012 through October 2013. Applicant’s conduct did not result in the compromise of classified or sensitive information. Applicant did not receive adequate training or supervision from his facility security officer (FSO), D, who showed poor leadership and was terminated or resigned from her employment in December 2013. Applicant took over as FSO; he obtained extensive security training; and he significantly improved his Department of Defense employer-contractor’s security. Handling protected information security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-00498.h1


Financial

10/16/2015

Applicant’s statement of reasons (SOR) alleges 12 delinquent, collection, or charged-off accounts totaling $25,809. Three old medical debts and two other debts could not be located, and they were dropped from her credit report. She paid or settled three debts. Her remaining four SOR debts are in established payment plans. In 2015, she paid more than $3,000 to address her SOR debts and to correct her credit report. Her September 28, 2015 credit report shows she has paid, is paying, has resolved, or kept current 14 debts. She provided sufficient evidence of her progress in resolving her financial problems. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 12-09905.h1


Financial

10/15/2015

Applicant remains indebted to 15 creditors in the total approximate amount of $14,916. Resulting security concerns were not mitigated. Based on a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 15-00367.h1


Guideline C; Guideline F

10/15/2015

The Directive does not permit the Board to consider the impact of an unfavorable decision. Adverse decision affirmed.


Drugs; Personal Conduct

10/15/2015

Applicant is a 25-year-old employee of a defense contractor. He has not used any illegal drugs since April 2013. He mitigated the drug involvement and personal conduct security concerns. Clearance is granted. CASE NO: 14-05761.h1


Guideline C; Guideline B

10/15/2015

Applicant’s appeal raises the issue of whether documents she submitted were included in the record. Adverse decision remanded.


Financial

10/15/2015

Applicant has mitigated the security concern raised by a defaulted mortgage loan and a deficiency after foreclosure. Clearance is granted. CASE NO: 14-04909.h1


Financial

10/15/2015

Applicant accumulated numerous delinquent debts over a period of several years. Periods of unemployment likely played some role in her debt accumulations but were not developed enough to credit her with more than partial extenuation. Repayment initiatives are generally lacking, too, with only a general letter of purpose from a credit repair firm to rely on for future progress in stabilizing her finances. Mitigation is not demonstrated with the limited documentation made available. Eligibility for holding a public trust position is denied. CASE NO: 14-03906.h1


Financial

10/15/2015

Applicant has yet to fully address his alleged past-due debts and an outstanding judgment. Clearance is denied. CASE NO: 14-03732.h1


Financial

10/15/2015

Applicant is 35 years old. He has delinquent debts that he did not pay. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-03087.h1


Alcohol, Personal Conduct

10/15/2015

Applicant mitigated the concerns raised by his April 2012 and February 2013 alcohol-related arrests. Furthermore, he did not try to conceal the April 2012 arrest from his employer. Clearance is granted. CASE NO. 14-02946.h1


Guideline F

10/15/2015

Even if a delinquent debt is no longer collectable, the Judge can consider the circumstances underlying the debt. Adverse decision affirmed.


Guideline F

10/15/2015

The totality of Applicant’s appeal is simply a disagreement with the Judge’s weighing of the evidence and does not demonstrate error. Adverse decision affirmed.


Drug Involvement; Personal Conduct

10/14/2015

Applicant failed to mitigate the Drug Involvement and Personal Conduct security concerns. Applicant used marijuana, with varying frequency, from 1977 to February 2012, including use after receiving a position of public trust in 2010. He intentionally omitted the full extent of his illegal drug use on his May 2005 and October 2009 questionnaires for public trust positions. Eligibility for access to classified information is denied. CASE NO: 14-05238.h1


Sexual Behavior; Personal Conduct

10/14/2015

Applicant’s employment was terminated in August 2013 after he placed a cell phone on the floor in an attempt to take a picture of a female co-worker’s underwear without her knowledge. He failed to mitigate the sexual behavior and personal conduct security concerns. Clearance is denied. CASE NO: 14-05078.h1


Financial

10/14/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04071.h1


Financial

10/14/2015

Applicant has successfully resolved his financial issues, mitigating any security concerns. Clearance is granted. CASE NO: 14-02532.h1


Drugs

10/13/2015

Applicant's use of marijuana was limited to a brief period of experimentation during his freshman year in college more than two years ago. Although he is still in college and knows people who use marijuana, other information about his academic, professional, and personal circumstances, together with the passage of time since his last drug use, are sufficient to mitigate the Government's security concerns. His request for a security clearance is granted. CASE NO: 14-06231.h1


Financial

10/13/2015

Applicant failed to link several unfortunate incidents in her life to the acquisition of delinquent debt or show that she handled her finances responsibly at those times. She also failed to provide documentary evidence showing she had addressed any of her delinquent debts. Financial considerations security concerns remain unmitigated. Clearance is denied. CASE No.: 14-05740.h1


Foreign Influence; Foreign Preference

10/13/2015

Applicant worked overseas under dangerous conditions in support of the national defense. He mitigated any foreign influence concerns raised by his family members in Morocco. He surrendered his Moroccan passport to his facility security officer. It is now expired, and he does not intend to renew it. Foreign preference security concerns are mitigated. Clearance is granted. CASE NO: 14-05077.h1


Financial

10/13/2015

Applicant accumulated delinquent debts based on his pleading admissions and information reported in his credit reports. Applicant documented his satisfaction of the debt owed to a judgment creditor i=covered by subparagraph 1.o, but provided no documentation of his addressing his remaining creditors. Security concerns related to Applicant's delinquent debts are not mitigated. Clearance is denied. CASE NO: 14-03722.h1


Financial, Personal Conduct

10/13/2015

Applicant had 11 delinquent debts ranging from $50 to $23,051. He has mitigated all of his debts through a combination of corrective action to include making payment arrangements with creditors, paying debts off, and retaining counsel to dispute his largest debt. Applicant also contacted his local government and resolved an outstanding bench warrant for a misdemeanor traffic-related offense. Clearance is granted. CASE NO: 14-02923.h1


Financial

10/13/2015

Applicant has a history of financial delinquencies. He filed a Chapter 13 bankruptcy in 2004, but continued to accumulate delinquent debts beginning in 2007. He provided sufficient proof that he resolved 2 of the 11 delinquent debts, but not the others. Resulting security concerns were not mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-01702.h1


Financial

10/13/2015

Applicant has mitigated the security concerns raised by his delinquent debts. Clearance is granted. CASE NO: 12-09823.h1


Guideline F

10/09/2015

The Judge’s finding that Applicant received no credit counseling beyond that required for his bankruptcy is consistent with the record evidence and refuted Applicant’s argument on appeal. Adverse decision affirmed.


Financial

10/09/2015

Applicant failed to provide documentary evidence showing he had taken appropriate action on any of the 11 delinquent debts at issue. These debts amount to about $150,000. Lacking such documentary evidence or description of a reasonable plan for addressing these debts, financial considerations security concerns remain unmitigated. Clearance is denied. CASE No.: 14-05024.h1


Guideline F

10/09/2015

The Judge has to weigh the evidence as whole and decide whether the favorable evidence outweighs the unfavorable evidence or vice versa. Adverse decision affirmed.


Guideline F

10/09/2015

Applicant has $180,000 in delinquent debt for past due taxes and for education loans, approximately $150,000 of which are owed to the Federal Government. Even if Applicant’s plan for his state taxes were sufficient to resolve the concern arising from them, evidence that he has only recently made an offer for compromise to the IRS and is making $5 a month payments on a plan for the student loans is not sufficient to mitigate the security concerns. The Judge’s decision runs contrary to the weight of the record evidence. Favorable decision reversed.


Foreign Influence

10/09/2015

Applicant has mitigated the security significance of the presence of his family members in Afghanistan. Clearance is granted. CASE NO: 14-02781.h1


Case Number: 14-06352.h1
Financial; Personal Conduct

10/08/2015

Applicant has not mitigated security concerns raised by his financial delinquencies and personal conduct. Clearance is denied. CASE NO: 14-06352.h1


Financial

10/08/2015

Applicant struggled financially to support herself and her three children after she lost her job in 2004. She tried to save her home by filing for Chapter 13 bankruptcy in 2006 and again in 2007, but she could not make the payments. In the past two years, Applicant has rehabilitated her $31,556 in student loans and satisfied a 2006 state income tax lien for $1,856. She filed her 2012 federal income tax return late but has no other record of tax filing delinquency. Applicant plans to resolve the $1,801 balance remaining on a past-due utility account. She disputes her liability for three other debts. The financial considerations concerns have been sufficiently mitigated. Position of trust granted. CASE NO: 14-04392.h1


Financial

10/08/2015

Applicant has mitigated the security concerns under the financial considerations guideline. Applicant has addressed his delinquent debts. Eligibility for a security clearance is granted. CASE NO: 14-04389.h1


Financial

10/08/2015

Applicant has in good faith addressed her alleged past-due debt. Clearance is granted. CASE NO: 14-02176.h1


Financial

10/08/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. He has not paid his delinquent debts. He is waiting for his divorce so that he can only pay half the debts. He has no other plan in place. He provided no documentation to state when the divorce might take place. He has not provided any mitigation. Eligibility for a security clearance is denied. CASE NO: 14-02006.h1


Financial

10/08/2015

Applicant has yet to file his state and federal income tax returns for tax years 2009, 2011 and 2012. Clearance is denied. CASE NO: 14-01867.h1


Foreign Influence

10/08/2015

Applicant mitigated the foreign influence security concerns. Eligibility for access to classified information is granted. CASE NO: 14-00320.h1


Financial

10/08/2015

Applicant failed to timely file her 2005 through 2009 federal income tax returns. She owed capital gains taxes for the sale of two properties in 2005 and did not begin to address her tax issues until 2010. She had other delinquent debts that she did not address until after receiving the Statement of Reasons. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 12-09545.h1


Foreign Influence; Criminal Conduct, Personal Conduct

10/7/2015

Applicant has not mitigated the security concerns under the criminal conduct and personal conduct concerns. She has mitigated the security concerns under the foreign influence guideline.. Eligibility for a security clearance is denied. CASE NO: 14-04587.h1


Financial

10/07/2015

Applicant is a 38-year-old employee with a history of financial problems or difficulties consisting of past-due first and second mortgage loans for a residential property. Applicant provided extensive documentation that is sufficient to explain and mitigate her unfavorable financial history. Clearance is granted. CASE NO: 14-02987.h1


Security Violations, Personal Conduct

10/07/2015

Between November 2009 and February 2013, Applicant committed nine security infractions, all of which he self-reported to his employer. Since taking corrective steps, he has not had another incident. Although he failed to disclose all of the infractions on his most recent security clearance application, his explanation for the non-disclosure was credible. Resulting security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-02373.h1


Financial

10/07/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01807.h1


Financial

10/06/2015

Applicant experienced financial difficulties due to living beyond his means when he was younger and when he and his wife were unemployed. He accumulated delinquent debts. He has decided to focus on paying his current expenses and does not plan to pay his delinquent debts. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 15-00427.h1


Financial

10/6/2015

Applicant is a 58-year-old employee who is seeking to obtain a security clearance. She has a history of financial problems or difficulties consisting of a past-due mortgage loan that is now in foreclosure, a defaulted student loan, two collection accounts, and multiple medical collection accounts. She did not present sufficient evidence to rebut, extenuate, mitigate, or explain her problematic financial history. Clearance is denied. CASE NO: 14-06463.h1


Financial; Personal

10/06/2015

Applicant has over $10,000 in past-due debts. He failed to disclose these debts on his e-QIP. Clearance is denied. CASE NO: 14-06239.h1


Financial

10/06/2015

Applicant’s statement of reasons alleges state tax debts for 2007 and 2008, failure to timely file her state tax returns for 2010 through 2012, and two medical collection accounts totaling $566. She failed to file her state tax returns as required, and she failed to provide sufficient documentation of her progress in resolving her financial problems. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-04823.h1


Finances

10/06/2015

Applicant failed to present sufficient information to mitigate the security concerns raised by the Government's adverse information about her financial problems. Her request for a security clearance is denied. CASE NO: 14-02902.h1


Financial

10/06/2015

Applicant left active duty with a combat-related disability in 2013, with some debts remaining from his first marriage and divorce in 2010. He has successfully disputed or otherwise addressed them, has stable employment with surplus income, and has incurred no new delinquencies during the past five years. Resulting security concerns were mitigated. Eligibility for access to classified information is granted. CASE NO: 14-00861.h1


Financial

10/05/2015

Applicant was alleged to have been more than $31,000 past due on his child support obligation and had seven charged-off or collection accounts, totaling more than $4,000. It was also alleged Applicant provided false answers on a security questionnaire. The delinquent accounts have been resolved as have the personal conduct security concerns. Clearance is granted. CASE NO: 14-05353.h1


Guideline B

10/05/2015

The Directive presumes a nexus between admitted or proven conduct under any of the Guidelines and an applicant’s eligibility for a clearance. Applicant did not rebut the presumption that the Judge considered all of the evidence. Hearing Office cases are not binding on other Hearing Office Judges or on the Appeal Board. Adverse decision affirmed. CASE NO: 14-05251.a1


Foreign Influence; Foreign Preference

10/05/2015

Applicant sister is a dual U.S. and Syrian citizen. His aunt and mother-in-law are citizens and residents of Syria. The foreign preference and foreign influence security concerns have been mitigated. Clearance is granted. CASE NO: 14-04976.h1


Financial

10/05/2015

Applicant mitigated the security concerns raised by his delinquent debts and failure to timely file federal and state income tax returns. Clearance is granted. CASE NO: 14-04761.h1


Alcohol

10/05/2015

Applicant has been involved in sporadic alcohol-related misconduct, including driving under the influence (DUI) of alcohol and abusing alcohol at a workplace social event, since 1984. He is currently on probation until 2018 following a 2013 DUI conviction. Applicant has not mitigated the security concerns about his alcohol consumption. His request for a security clearance is denied. CASE NO: 14-04037.h1


Drugs; Personal Conduct

10/05/2015

Applicant is a 32-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his drug use while holding a security clearance and his hacking into computers. Eligibility for a security clearance is denied. CASE NO: 14-03549.h1


Criminal; Alcohol Consumption

10/05/2015

Since Applicant's most recent alcohol-related incident, he has successfully completed a rehabilitation program and remained sober for nearly five years. I conclude that he has mitigated the security concerns. Clearance is granted. CASE NO: 14-02819.h1


Drugs

10/05/2015

Applicant began smoking marijuana around August 1987, when he was serving in the United States military in Vietnam. He used marijuana recreationally over the next 46 years, including a few times per month in the seven years preceding his reported last use in September 2013. Applicant denies any intent to use marijuana in the future, but his present abstinence is brief when compared to his decades of involvement. Clearance is denied. CASE NO: 14-02744.h1


Guideline E; Guideline B; Guideline F; Guideline G

10/05/2015

The Judge’s finding that Applicant’s false statements were not deliberate was not supported by the record viewed as a whole. The multiple nature of false statements is a reason to believe that they were deliberate. Inconsistent statements can undermine a witness’s credibility. Evidence that charges were dismissed is not enough in and of itself to show that Applicant did not commit the underlying misconduct. Favorable decision reversed. CASE NO: 14-02567.a1


Financial

10/02/2015

Applicant has addressed all of his past-due debts. All, but one, were accrued as the result of his parents' separation and divorce. He is current with his present debts, and has a positive monthly cash flow. Clearance is granted. CASE NO: 14-05593.h1


Financial

10/02/2015

Applicant did not pay his self-employment income taxes to the Internal Revenue Service (IRS) when they were due for tax years 2011 and 2012. An IRS tax lien was filed for $35,849 in December 2013. By July 2007, he owed delinquent credit card debt of $29,684 on two accounts. Despite high income, these debts went unpaid until October 2014, when he settled the credit card debt for $14,600 and paid off his delinquent taxes for 2011 and 2012. He has yet to demonstrate an ability to pay all his debts without relying on a loan. Clearance is denied. CASE NO: 14-04739.h1


Financial

10/02/2015

Applicant is 40 years old and employed in a supervisory clerical position by a defense contractor. His history of excessive indebtedness has not been resolved. Clearance is denied. CASE NO: 14-04409.h1


Financial

10/02/2015

Applicant is 58 years old and employed as an Receptionist/Administrative Assistant by a defense contractor. Applicant's history of financial indebtedness, brought on by a divorce, periods of unemployment, and a husband's death has not been mitigated. Applicant has filed for bankruptcy protection on five different occasions over the past nine years. She is currently involved in a Chapter 13. There is no evidence in the record to show that she can live within her means or without court supervision. Clearance is denied. CASE NO: 14-03384.h1


Criminal Conduct, Drugs, Personal Conduct

10/02/2015

Applicant is 26 years old. He was charged with felony possession of marijuana and successfully participated in a pretrial intervention program. He falsified information on his security clearance application and when he provided a statement to a government investigator. Applicant mitigated the security concerns under Guideline J, criminal conduct and Guideline H, drug involvement, but failed to mitigate Guideline E personal conduct. Clearance is denied. CASE NO: 14-02271.h1


Financial

10/02/2015

Applicant failed to file his federal income tax returns for tax years 2007, 2008, 2010, and 2011 in a timely manner. All the returns are now filed, and he has mitigated the financial considerations security concerns. Clearance is granted. CASE NO: 14-01373.h1


Financial

10/02/2015

Applicant has addressed all of the alleged past-due debts. He is current with his present debts. Clearance is granted. CASE NO: 12-06569.h1


Financial

10/02/2015

Applicant has addressed all of the alleged past-due debts. All were accrued as the result of a divorce. He is current with his present debts. Clearance is granted. CASE NO: 12-05154.h1


Financial

09/30/2015

Applicant has not mitigated the security concerns raised by his delinquent debts and repeated failures to timely file his federal income tax returns. CASE NO: 14-05196.h1


Financial; Criminal Conduct; Alcohol

09/30/2015

Applicant has a history of financial delinquencies, excessive alcohol consumption, and criminal misconduct. Based upon a review of the pleadings, testimony, and exhibits, eligibility for access to classified information is denied. CASE NO: 14-04856.h1


Financial

09/30/2015

Applicant is a 62-year-old consultant (independent contractor) employed by a defense contractor. He has a history of financial problems, including a current debt to the IRS for around $260,000 for tax years 2006 through 2012. He failed to establish financial responsibility in the handling of his legal obligations. Clearance denied. CASE NO: 14-04202.h1


Financial

09/30/2015

Following a period of unemployment from late 2011 to early 2013, Applicant showed no evidence of any attempts to address nearly $40,000 in delinquent debts. Financial considerations security concerns remain unmitigated. Clearance is denied. CASE No.: 14-03669.h1


Financial

09/30/2015

Applicant has failed to mitigate the financial considerations security concern. Eligibility for a security clearance is denied. CASE NO: 14-03502.h1


Financial

09/30/2015

Applicant owes more than $29,000 in unresolved delinquent debts that she incurred over the past ten years. She offered no evidence of either ability or willingness, under her current financial circumstances, to resolve these obligations. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-03469.h1


Financial

09/30/2015

Since 2007, Applicant has accumulated 22 separate unpaid debts totaling $24,940. These debts are from a variety of creditors and range from a $137 collection account to a $7,242 charged-off repossession account. Applicant failed to produce sufficient evidence demonstrating that she has paid or otherwise resolved any of these debts. Clearance is denied.


Financial

09/30/2015

Applicant has not mitigated the security concerns caused by his financial situation. Clearance is denied. CASE NO: 14-03412.h1


Financial

09/30/2015

Applicant mitigated security concerns raised by her financial situation. She responsibly addressed the majority of her past-due debts and her finances appear to be under control. Clearance is granted. CASE NO: 14-03022.h1


Financial

09/30/2015

Applicant has four debts, a collection account for $1,906, a charged-off account for $2,562, a charged-off account for $13,625, and a charged-off account for $5,019. He fell behind with these creditors as a result of a family medical emergency. Applicant enrolled all four debts in a debt consolidation plan and is making monthly payments by direct debit. Clearance is granted. CASE NO: 14-02270.h1


Financial

09/30/2015

Applicant has three charged-off student loans in the amounts of $85,118, $60,289, and $13,378. He claimed that he contacted the lender to consolidate the loans and settle for a lesser amount. However, he provided no documentation of having done so or of any progress in resolving these debts. Clearance is denied. CASE NO: 14-02009.h1


Financial; Personal Conduct

09/30/2015

Applicant is 60 years old. He has delinquent debts that he failed to pay or resolve. He intentionally failed to disclose his delinquent debts on his security clearance application. Applicant failed to mitigate the security concerns under Guideline F, financial considerations, and Guideline E, personal conduct. Clearance is denied. CASE NO: 12-09887.h1


Financial

09/30/2015

Applicant failed to pay his state and federal income taxes from 2005 to 2009. As a result, two state liens were filed against him in the amounts of $26,440 and $19,279, and two Internal Revenue Service (IRS) liens were filed against him in the amounts of $51,311 and $8,542. Applicant settled his state tax liens and they are resolved. However, he has not settled or paid his federal tax liens and they remain unresolved. Clearance is denied. CASE NO: 12-08814.h1


Financial

09/30/2015

Applicant accumulated a significant amount of delinquent debt, raising security concerns about his eligibility for continued access to classified information. He has yet to take action to address his past-due debts and his overall financial situation continues to raise a concern. Clearance is denied. CASE NO: 12-08632.h1


Financial, Personal Conduct

09/30/2015

Although Applicant has been working toward the resolution of his delinquent debt through a Chapter 13 bankruptcy plan, he has failed to demonstrate sufficient rehabilitation or reform to mitigate the financial considerations concerns. Also, Applicant intentionally falsified his 2012 security clearance application. Clearance is denied. CASE NO. 12-06592.h1


Financial

09/30/2015

Although circumstances beyond Applicant's control contributed to her financial problems, she failed to provide evidence of any steps taken to satisfy her delinquent debts and stabilize her financial situation. Under these circumstances, it is not clearly consistent with the national interest for Applicant to possess a security clearance. Clearance is denied. CASE NO: 12-01325.h1


Case Number: 14-05693.h1
Financial

09/29/2015

Applicant was delinquent on two student loans totaling more than $27,000 and five collection accounts totaling less than $4,000. He has mitigated the financial considerations security concerns. Clearance is granted. CASE NO: 14-05693.h1


Financial

09/29/2015

Applicant is a 40-year-old prospective employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is granted. CASE NO: 14-06601.h1


Financial, Personal Conduct

09/29/2015

Applicant failed to mitigate the security concerns raised by his history of financial problems and misuse of his corporate credit card. Clearance is denied. CASE NO. 14-04300.h1


Financial

09/29/2015

Applicant was delinquent on a home equity loan and has unpaid Federal and state income taxes due for tax years 2011 and 2012. He failed to document payment on his delinquent obligations. The financial considerations security concerns have not been mitigated. Clearance is denied. CASE NO: 14-03609.h1


Criminal Conduct; Alcohol

09/29/2015

Appellant’s alcohol-related conduct from 1982 to April 2013 resulted in police involvement five times. In 2008, he was diagnosed as alcohol dependent. He continued to consume alcohol as recently as two weeks before his hearing. Criminal conduct security concerns are mitigated; however, alcohol consumption security concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-03109.h1


Foreign Influence; Personal Conduct

09/29/2015

Applicant’s parents are U.S. registered aliens living in the United States. She has an uncle living in the People’s Republic of China whom she has not talked with in 16 years. She did not list two jobs each lasting two weeks on a security questionnaire. The foreign preference and personal conduct security concerns have been mitigated. Clearance is granted. CASE NO: 14-02199.h1


Financial

09/29/2015

Applicant has three unresolved Internal Revenue Service tax liens in the amounts of $208,000, $202,000, and $2,984. He owes approximately $149,000 for delinquent taxes for tax years 2001, 2002, 2003, 2004, 2005, and 2009. Applicant has not mitigated financial considerations concerns. Clearance is denied.


Case Number: 14-02718.a1
Guideline F

09/28/2015

Any error in the Judge’s findings of fact is harmless. Applicant’s failure to file tax returns raised concerns under Guideline F. Adverse decision affirmed. CASE NO: 14-02718.a1


Financial

09/28/2015

Applicant’s unemployment, underemployment, surgery, and sister’s death adversely affected her finances. Since obtaining full-time employment in March 2013, she has made significant strides in addressing her financial problems. Eligibility for access to sensitive information is granted. CASE NO: 14-05848.h1


Guideline J; Guideline G; Guideline E

09/28/2015

Applicant has failed to rebut the presumption that the Judge considered all of the evidence. Applicant has not shown that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Adverse decision affirmed. CASE NO: 14-05484.a1


Financial; Personal Conduct

09/28/2015

Applicant has not mitigated the security concerns caused by his financial situation. He also falsified a Government questionnaire as alleged. Clearance is denied. CASE NO: 14-05458.h1


Financial

09/28/2015

Although circumstances beyond Applicant's control contributed to her financial problems, she failed to provide evidence of any steps taken to satisfy her delinquent debts and stabilize her financial situation. Under these circumstances, it is not clearly consistent with the national interest for Applicant to possess a security clearance. Clearance is denied. CASE NO: 14-03263.h1


Financial

09/28/2015

Applicant had a delinquent credit card account that he resolved through a payment plan from 2011 to 2013. A major bank charged off three of his daughter's college student loan debts, for which he had cosigned, when she failed to repay them in 2012. He has otherwise been financially responsible, and works two full-time jobs to pay his bills. Resulting security concerns were mitigated. Eligibility for access to classified information is granted. CASE NO: 14-02850.h1


Drugs

09/25/2015

Applicant has a history of poly-drug abuse that ended in 2013. He sought professional counseling and has made positive lifestyle changes to avoid any future drug involvement. He is now a dedicated, mature, and responsible professional. He mitigated the drug involvement security concerns. Eligibility for access to classified information is granted. CASE NO: 14-05466.h1


Financial

09/25/2015

In April 2011, Applicant’s employer fired him for providing his employer false timecard information. He falsely denied that he was terminated from employment in the previous seven years on his November 22, 2013 Electronic Questionnaires for Investigations Processing (e-QIP) (SF 86). On January 13, 2014, he falsely stated to an Office of Personnel Management investigator that he was released from employment as part of his employer’s reduction in force. Personal conduct concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-04152.h1


Financial

09/25/2015

Applicant accumulated seven delinquent debts totaling $34,088. She also failed to file her 2013 Federal tax return in a timely manner. The debts were incurred due to a contentious divorce and several periods of unemployment. Applicant has acted responsibly, given the circumstances. She documented she resolved $32,520 in debt. She has filed her 2013 Federal income tax return. Resulting security concerns were mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is granted. CASE NO: 14-03987.h1


Financial

09/25/2015

Applicant is a 55-year-old employee of a defense contractor. Based on a review of the pleadings, exhibits, and testimony, I conclude that Applicant has mitigated the security concerns raised under the guideline for Financial Considerations. His request for a security clearance is granted. CASE NO: 14-03165.h1


Financial; Personal Conduct

09/25/2015

Applicant has not mitigated the security concerns under the financial concerns due to a history of financial difficulty and unresolved debt. He has mitigated the personal conduct concerns because he did not falsify his 2011 security clearance application. CASE NO: 12-05707.h1


Financial

09/24/2015

Applicant did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts. Clearance is denied. CASE NO: 14-06110.h1


Financial; Drug Involvement; Personal Conduct

09/24/2015

Applicant works for a defense contractor. He has seven delinquent debts totaling $20,628, none of which he has resolved. Applicant admitted to marijuana use from 2003 to 2013. He failed to disclose on his security clearance application his delinquent debts or his marijuana use. His marijuana use is also a personal conduct security concern. Applicant did not mitigate the Financial Considerations, Drug Involvement, or Personal Conduct security concerns. Eligibility for a clearance is denied. CASE NO: 14-04988.h1


Financial

09/24/2015

Applicant works for a defense contractor. He has 18 delinquent debts totaling $31,203 that remain unpaid. Of those debts his friend is paying his child support in trade for a home renovation and his student loans as a gift. The remaining debts are included in his March 2015 Chapter 7 bankruptcy, except for two debts he paid. Applicant mitigated the financial considerations security concern. Eligibility for a clearance is granted. CASE NO: 14-04418.h1


Financial

09/24/2015

Applicant’s accumulation of over $15,000 in delinquent debt raises concerns about his continued eligibility for access to classified information. He failed to present evidence of having taken responsible action to address his past-due debts. He also failed to establish that his finances are under control. Clearance is denied. CASE NO: 14-04044.h1


Financial

09/24/2015

Applicant accumulated delinquent debts as a consequence of caring for her elderly mother and her husband’s long periods of unemployment. She is resolving delinquent debts through a 2013 Chapter 13 bankruptcy plan. In addition, she has paid several debts and has worked with a financial counselor since 2007. Despite the large amount of accumulated debt, she has taken sufficient actions over the years to help address her debts. Financial security concerns are sufficiently mitigated. Eligibility for access to classified information is granted. CASE NO: 12-06303.h1


Financial

09/23/2015

Applicant works for a defense contractor. He has 16 delinquent debts listed in the SOR totaling about $52,601. He has 11 other debts that remain unpaid totaling $41,613. His total debt amount is $94,214. He has not repaid any of the debts. Eligibility for a clearance is denied. CASE NO: 14-03786.h1


Financial

09/23/2015

Applicant works for a defense contractor. He has two delinquent mortgage debts owed since 2012 on his former residence. These two debts total $182,684 that remain unpaid. He has not resolved these debts. Eligibility for a clearance is denied. CASE NO: 12-09921.h1


Financial; Criminal; Personal Conduct

09/22/2015

Applicant was less than candid about her 2006 general court-martial on her 2013 e-QIP. Clearance is denied. CASE NO: 14-05603.h1


Foreign Influence

09/22/2015

In 1954, Applicant was born in Taiwan. In 1980, he immigrated to the United States. In 1994, Applicant was naturalized as a U.S. citizen. His spouse, sister, and two sons are U.S. citizens. However, his mother lives in Taiwan, and his son and his son’s spouse reside in the People’s Republic of China (PRC). He is close to his mother and son. He has much stronger connections to the United States than to Taiwan or the PRC. Foreign influence concerns are mitigated. Access to classified information is granted. CASE NO: 14-05208.h1


Finances, Personal Conduct

09/22/2015

Applicant filed for bankruptcy protection in February 2014, then denied having filed for bankruptcy in the preceding seven years when he completed a security clearance application (SCA) in March 2014. Applicant’s repeated use of bankruptcy protection and his failure to candidly disclose information on his SCA sustain financial considerations and personal conduct security concerns. Clearance is denied. CASE No.: 14-04853.h1


Financial

09/22/2015

Applicant has addressed all of the alleged past-due debts. All were accrued as the result of a divorce. He is current with his present debts. Clearance is granted. CASE NO: 14-04091.h1


Drug Involvement

09/22/2015

Between September 2012 and at least September 2013, Applicant purchased, possessed, and used marijuana. He smoked marijuana cigarettes and marijuana-filled pipes approximately two times per month. He did so after he was granted a DOD security clearance. He initially said his marijuana abuse was for a variety of general recreation and social reasons including, relaxing while hanging out with friends, in the presence of his spouse, or to address a sleeping difficulty. He offered differing characterizations of recreational use: “I never used it recreationally” versus “the nature of the use was merely recreational. . . .” Applicant’s actions under the circumstances cast doubt on his current reliability, trustworthiness, or good judgment. Clearance is denied. CASE NO: 14-02797.h1


Financial

09/21/2015

Applicant has not mitigated the security concerns raised by his financial problems. Clearance is denied. CASE NO: 14-06241.h1


Financial

09/21/2015

Applicant is a 36-year-old employee of a defense contractor. He has a history of financial indebtedness demonstrated by ten debts that remain unresolved. He failed to provide proof he filed his 2011 Federal and state income tax returns. Eligibility for access to classified information is denied. CASE NO: 14-04299.h1


Financial

09/21/2015

Applicant has not mitigated the security concerns raised by his financial problems. Clearance is denied. CASE NO: 14-03761.h1


Financial; Personal Conduct

09/18/2015

Applicant’s financial problems resulted from circumstances that were partially beyond his control. Although he has limited financial resources, Applicant resolved four of the SOR debts. He started the process to correct his financial situation, and understands what is required of him to establish his financial responsibility. Financial considerations security concerns are mitigated. His falsification of his 2014 security clearance application continues to raise serious concerns about his honesty, judgment, and his ability to follow rules and regulations. Clearance is denied. CASE NO: 14-04658.h1


Guideline F

09/18/2015

Promises to pay delinquent debts are not a substitute for a track record of timely payments and other financially responsible conduct. Adverse decision affirmed.


Guideline F

09/18/2015

The file may be incomplete and the Judge did not consider evidence Applicant submitted. Adverse decision remanded.


Financial

09/18/2015

Applicant failed to provide evidence that she paid or resolved any of the nine alleged delinquent debts. She filed her 2011 and 2012 Federal income tax returns in 2014. Resulting financial security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-01977.ht1


Guideline F

09/18/2015

A party’s disagreement with the Judge’s weighing of the evidence is not sufficient to demonstrate that Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Adverse decision affirmed.


Guideline F

09/18/2015

A Judge is presumed to have considered all the evidence. In this case the Judge discussed the evidence that Applicant believes was ignored. Adverse decision affirmed


Financial

09/17/2015

Applicant is a 40-year-old prospective employee of a federal contractor. He failed to provide sufficient evidence to mitigate the trustworthiness concerns arising from his financial problems. Eligibility for a position of trust is denied. CASE NO: 14-06540.h1


Foreign Influence

09/17/2015

Applicant is a 50-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his foreign contacts. Clearance is denied. CASE NO: 14-05745.h1


Financial, Personal Conduct

09/17/2015

Applicant has been unable or unwilling to resolve 24 of 28 alleged delinquent debts. She failed to present sufficient evidence to mitigate the financial security concerns. She mitigated the personal conduct issues relating to her failure to disclose delinquent debts. Eligibility for access to classified information is denied. CASE NO: 14-05696.htl


Drugs; Personal Conduct

09/17/2015

Applicant failed to mitigate the drug involvement and personal conduct concerns. Eligibility for access to classified information is denied. CASE NO: 14-04106.h1


Drugs; Personal Conduct

09/17/2015

Applicant falsified her 2013 security clearance application. She used marijuana in 2012 while holding a security clearance. She has not mitigated the security concerns. Eligibility for a security clearance is denied. CASE NO: 14-03471.h1


Financial

09/17/2015

Applicant’s statement of reasons alleges two delinquent collection accounts, a judgment, a tax lien, and failure to file federal and state tax returns for tax years 2008 and 2010. He failed to file his tax returns as required, and he failed to provide sufficient documentation of his progress in resolving his financial problems. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-03147.h1


Financial

09/17/2015

Applicant is a 58-year-old employee of a defense contractor. She has a history of financial indebtedness demonstrated by her 2000 Chapter 7 bankruptcy. Despite having her delinquencies discharged through bankruptcy in the early 2000s, she incurred 15 additional delinquent accounts between 2009 and the present time. She is now current on her mortgage, but 14 other delinquent accounts remain unresolved. Eligibility for access to classified information is denied. CASE NO: 12-09588.h1


Financial; Personal Conduct

09/16/2015

Applicant’s failures to timely file his state and federal income tax returns for the tax years 2011, 2012, and 2013, were neither infrequent nor under unusual circumstances; they constituted a routine practice that continued to occur over a multiyear period. He attributed his failures to file his returns for those tax years to evolving reasons, but none of those enumerated reasons appears to qualify as something largely beyond Applicant’s control. It is his failure to see the urgency, or to be motivated, that sets Applicant’s actions apart. He promised to have the income tax returns filed by April 15, 2015, but by the August 2015 hearing, they still had not been filed. Applicant’s actions under the circumstances cast doubt on his current reliability, trustworthiness, and good judgment. Clearance is denied. CASE NO: 14-06816.h1


Financial

09/16/2015

Appellant failed to provide documentation supporting his contention that he has filed his income tax returns and begun paying his delinquent debts. Clearance is denied. CASE NO: 14-04601.h1


Case Number: 14-05441.h1
Financial

09/15/2015

Applicant mitigated the security concerns raised under the financial considerations guideline. Eligibility for a security clearance is granted. CASE NO: 14-05441.h1


Financial; Personal Conduct

09/15/2015

Applicant did not mitigate the security concerns arising from his finances and falsification of his security clearance application (SCA). He was discharged from the military for defrauding the U.S. Government of approximately $8,500. He falsified his recent SCA by deliberately failing to disclose the true reason for his discharge. Applicant’s past criminal conduct and recent falsification of his SCA were, in part, motivated by financial stress. He has a long history of financial problems that continue to the present day. Applicant’s finances and conduct raise concerns about his judgment, reliability, and trustworthiness. Clearance is denied. CASE NO: 14-06406.h1


Financial

09/15/2015

Applicant is a 35-year-old employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is granted. CASE NO: 14-05614.h1


Financial

09/15/2015

Applicant is a 56-year-old employee of a defense contractor. He was indebted on 12 delinquent accounts in the approximate amount of $115,044. He recently began making payments on seven of his debts. While he claimed to have resolved the remaining five medical debts, he failed to present documentation to substantiate his claim. He resolved his delinquent 2011 Federal Income taxes, and filed his 2011 Federal Income tax return. However he failed show he filed his 2012 state income tax return. Eligibility for access to classified information is denied. CASE NO: 14-05226.h1


Financial

09/15/2015

Applicant is a 33-year-old employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is granted. CASE NO: 14-05168.h1


Financial

09/15/2015

Applicant has had a long-standing problem with her finances. When she turned 18, she obtained as many credit cards as she could and spent beyond her means, without thinking about how she was going to pay for her debts. She eventually found herself with insufficient funds to make the necessary minimum monthly payments, and her accounts became delinquent. They were placed for collection or charged off. One account went to judgment. She was unemployed on several occasions, during which she spent her free time with her children, and received cash grants under a welfare program called Temporary Assistance for Needy Families (TANF): from March 2008 until January 2011; from September 2012 until March 2014; and again from May 2014 until June 2014. Applicant has simply made the assertions that she intends to pay off some smaller accounts and file for bankruptcy for the remainder. She offered no documentary evidence of a good-faith effort to resolve any of her delinquent debts since 2005. There are no indications that Applicant’s financial problems are under control. Considering the absence of confirmed debt resolution and elimination efforts, Applicant’s financial issues are likely to remain. Applicant’s actions under the circumstances cast doubt on her current reliability, trustworthiness, and good judgment. Eligibility to occupy a public trust position is denied. CASE NO: 14-04801.h1


Financial

09/15/2015

Applicant’s statement of reasons alleges two judgments totaling $25,475. She satisfied one judgment in May 2014, and she has been making payments on the other judgment since June 2014. She provided sufficient evidence of her progress in resolving her financial problems. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-04737.h1


Foreign Preference; Foreign Influence

09/15/2015

Applicant’s mitigating information is insufficient to fully overcome the foreign influence security concerns under Guideline B. He failed to establish that it is unlikely he will be placed in a position of having to choose between the interests of his parents and the interest of the United States. He has lived in the United States for only six years. He has substantial liquid financial assets in the United States, but owns no property in the United States. His financial interests in the United States are outweighed by his property interests in Jordan. Eligibility for access to classified information is denied. CASE NO: 14-04209.h1


09/15/2015


Financial

09/15/2015

Applicant has had a long-standing problem with his finances which started as early as 2008. He either found himself with insufficient funds to continue making his routine monthly payments or chose not to do so, and various accounts became delinquent, and were placed for collection, and charged off. One vehicle was repossessed. Applicant has simply made the assertions that he can satisfy some accounts and intends to file for bankruptcy. He offered no documentary evidence of a good-faith effort to resolve any of his delinquent debts. There are no indications that Applicant’s financial problems are under control. Considering the absence of confirmed debt resolution and elimination efforts, Applicant’s financial issues are likely to remain. Applicant’s actions under the circumstances cast doubt on his current reliability, trustworthiness, and good judgment. Clearance is denied. CASE NO: 14-03501.h1


Finances, Personal Conduct

09/15/2015

Applicant stopped filing annual tax returns in the mid-2000s on the advice of an associate. Applicant failed to prove that the associate’s advice was accurate. The main tax lien at issue has been settled, mitigating financial considerations security concerns. Personal conduct security concerns remain unmitigated, however, due to Applicant’s security clearance application denials of having had liens or adverse judgments in the preceding seven years. Clearance is denied. CASE No.: 14-02828.h1


Financial

09/15/2015

Applicant failed to provide evidence that he has paid or resolved any of the alleged nine delinquent debts, which include six judgments. Resulting financial security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-02742.htl


Drugs; Personal Conduct

09/15/2015

Applicant mitigated security concerns raised under drug involvement and personal conduct. Eligibility for a security clearance is granted. CASE NO: 14-01800.h1


09/15/2015


Financial

09/15/2015

Applicant has been unable to resolve two large delinquent debts that date back to 2009. He is also in litigation regarding unpaid child support. He failed to present sufficient evidence to mitigate the financial security concerns. Eligibility for access to classified information is denied. CASE NO: 12-07822.h1


Financial; Personal Conduct

09/14/2015

Applicant is a 54-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his failure to file his federal income tax returns as required and from his multiple instances of being charged with criminal offenses. Eligibility for a security clearance is denied. CASE NO: 14-06093-.h1


Foreign Preference; Foreign Influence

09/14/2015

Applicant mitigated the foreign preference and foreign influence security concerns raised by her former possession of a Columbian passport, and her relatives who are Columbian citizens and/or residents. Clearance is granted. CASE NO: 14-05703.h1


Foreign Preference, Foreign Influence

09/14/2015

Before becoming a naturalized U.S. citizen, Applicant exercised the benefits extended to him as a result of his British National Overseas (BNO) status and his birth in Hong Kong. His BNO passport expired in January 2014. Applicant surrendered both his foreign passport and his Hong Kong identification card to his facility security officer (FSO) in early 2014. However, he failed to mitigate the foreign influence concerns raised by his relationships with his parents and three siblings who are residents of the Hong Kong Special Administrative Region (HKSAR) of the People’s Republic of China (PRC). Clearance is denied. CASE NO. 14-04573.h1


Financial

09/14/2015

For ten years, Applicant did not file his federal or state tax returns. He informed the Government twice in January 2014 that he intended to have the federal and state returns filed by April 2014. Yet, he did not file most of the returns until after the hearing in June 2015. Applicant's procrastination for not filing federal and state tax returns continues to raise questions about his judgment and willingness to follow rules and regulations. Eligibility for access to classified information is denied.


Drugs

09/14/2015

Applicant used marijuana twice in 2012, while holding a security clearance. He disclosed the illegal drug use in his security clearance application. He provided evidence that he no longer uses marijuana or associates with people using illegal drugs. His employer is aware of the 2012 incidents, and continues to support Applicant’s request for a security clearance. He mitigated the drug involvement security concerns. Eligibility for access to classified information is granted. CASE NO: 14-02870.h1


Drugs; Personal Conduct

09/14/2015

Applicant illegally purchased and used drugs between 2008 and 2012. Part of his illegal drug-related behavior occurred after he was hired in 2010 by a federal contractor. Moreover, he falsified both his 2011 and 2012 security clearance applications (SCA) to conceal his history of drug-related behavior. He failed to mitigate the drug involvement and personal conduct security concerns. Clearance denied. CASE NO: 14-00880.h1


Financial

09/14/2015

Applicant has two unresolved federal tax liens. Clearance is denied. CASE NO: 12-09479.h1


Financial

09/11/2015

Applicant failed to mitigate the trustworthiness concerns raised by her $27,000 in delinquent debts, none of which had been addressed. Eligibility for a public trust position denied.


Financial

09/11/2015

Applicant is a 34-year-old employee of a federal contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-05963.h1


Foreign Influence

09/11/2015

Applicant is 44 years old. She has family members who are citizens and residents of Colombia. Applicant mitigated the security concerns under Guideline B, foreign influence. Clearance is granted. CASE NO: 14-05896.h1


Personal Conduct

09/11/2015

Applicant used marijuana and paid prostitutes for sex while holding a security clearance; he used marijuana and lysergic acid diethylamide (LSD) while on active duty in the Army; and he engaged in sexual activity with a 15-year-old child when he was in the Army. Personal conduct concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-05380.h1


Guideline H; Guideline E

09/11/2015

The Judge made findings about Applicant’s evidence. Applicant’s argument is not enough to rebut the presumption that the Judge considered all the evidence. Nor is Applicant’s alternative interpretation of the evidence enough to show that the Judge weighed the evidence in an arbitrary and capricious manner. Adverse decision affirmed.


Guideline F

09/11/2015

A Judge is not authorized to serve as an investigator, to do so would be inconsistent with the Judge’s obligations as an independent fact finder. Adverse decision affirmed.


Financial

09/11/2015

Applicant’s statement of reasons alleges two delinquent collection accounts totaling $28,194. His $27,016 SOR debt was the result of underemployment and loss of income. He settled the $27,016 debt. He disputed his responsibility for the $1,178 SOR debt. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-02851.h1


Financial

09/11/2015

Applicant’s statement of reasons (SOR) alleges 12 delinquent or collection accounts and one judgment totaling $19,328. He paid one $188 SOR debt in 2014, and he has not made any payments to SOR creditors in 2015. He failed to provide sufficient documentation of his progress in resolving his financial problems. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-02594.h1


Financial

09/11/2015

Applicant’s statement of reasons, as amended, allege a $74,750 charged-off debt, discharge of her debts through Chapter 7 of the Bankruptcy Code in December 2014, a federal income tax debt of $28,000, and a state income tax debt of $3,138. She currently owes a total of about $15,000 in state and federal tax debts, and both debts are in creditor-approved payment plans. She provided sufficient evidence of her progress in resolving her financial problems. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 12-10073.h1


Finances

09/11/2015

Applicant acquired delinquent debt in the late 2000s after moving to a new state and sending his eldest child to college. In 2011, he sought and received financial counseling, which proved to be highly productive. Today, the debts at issue are satisfied and Applicant is living within his means with the tools learned through counseling. Financial considerations security concerns are mitigated. Clearance is granted. CASE No.: 12-09086.h1


Guideline B; Guideline C

09/11/2015

A clearance decision under the Directive is a determination in the interests of national security and is in no sense a determination as to Applicant’s loyalty. Adverse decision affirmed.


Financial; Alcohol; Criminal Conduct

09/11/2015

Applicant mitigated security concerns under Guidelines F and G and refuted the factual allegation under Guideline J. Eligibility for access to classified information is granted. CASE NO: 12-05812.h1


Guideline F

09/09/2015

As Applicant acknowledges, a debt may be removed from a credit report for reasons other than payment such as age. Adverse decision affirmed.


Guideline F

09/09/2015

We have no authority to grant interim, conditional or probationary clearances. Adverse decision affirmed.


Guideline F

09/09/2015

The Directive presumes a nexus between admitted or proven conduct under any of the Guideline s and an applicant’s eligibility for a clearance. Adverse decision affirmed.


Foreign Influence; Foreign Preference

9/08/2015

Applicant was born in South Korea in 1970, moved to the United States in 1996,and became a United States citizen in 2012. His wife, two sons, and brother are United States citizens and residents. His mother and father, who are South Korean citizens and residents, plan to move to the United States in 2015, after they sell their South Korean property, which is now for sale. Applicant is not particularly close to his other relatives, who live in South Korea and are South Korean citizens. Applicant was given property in South Korea by his father, but it is for sale, and he has significantly more assets in the United States than outside of it. Mitigation has been shown. Clearance is granted.


Case Number: 12-08414.h1
Financial

09/04/2015

Applicant has unpaid taxes, delinquent debts following a home foreclosure and a repossession, and eight collection and charged-off accounts, which together total more than $57,000. The delinquent accounts have not been resolved. Applicant failed to rebut or mitigate the financial considerations trustworthiness concerns. Based upon a review of the case file, pleadings, and exhibits, eligibility for access to sensitive information and eligibility for a public trust position is denied. CASE NO: 12-08414.h1


Financial

09/04/2015

Applicant has not resolved his financial issues. Security concerns are not mitigated. Clearance is denied CASE NO: 14-03356.h1


Financial

09/04/2015

In 2005, Applicant filed for bankruptcy protection. The only delinquent obligation he has had since his debts were discharged was the result of a home purchase. The financial consideration security concerns have been mitigated. Clearance is granted. CASE NO: 14-01717.h1


Financial

09/03/2015

Applicant has significant overdue debts, and no evidence was introduced to show that he has taken action to attempt to resolve or reduce the debt. Mitigation has not been shown. Clearance is denied.


Financial

09/03/2015

Applicant has had overdue debts as a result of periods of unemployment and under employment. While she has now engaged the services of a law firm to help her with her debts, she has not yet paid or reduced the majority of her debts. Mitigation has not been shown. Clearance is denied.


Foreign Influence

09/03/2015

Applicant has mitigated the security concerns raised by his family ties, social ties, and financial interests in India. Clearance is granted. CASE NO: 14-04412.h1


Personal Conduct

09/03/2015

Applicant was arrested and convicted three times, including an assault and a DUI in 2003, and a DUI in 2007. Applicant has had no further arrests since 2007, and her alcohol consumption, which contributed to all three convictions, has greatly decreased. While some of Applicant's answers on a security clearance application were not accurate, Applicant did not knowingly or wilfully furnish false or misleading information to the Government. Mitigation has been shown. Clearance is granted.


Financial

09/03/2015

Applicant had overdue debts, most significantly a student loan. Evidence was introduced to show that Applicant has taken action to rehabilitate his student loan and make several monthly payments according to the plan. Mitigation has been shown. Clearance is granted.


Financial

09/03/2015

Applicant did not provide sufficient evidence to mitigate security concerns raised under the financial considerations guideline. Eligibility for a security clearance is denied. CASE NO: 14-03025.h1


Foreign Influence, Foreign Preference

09/03/2015

Applicant is 36 years old. He emigrated from Hong Kong in 1997 and became a naturalized citizen of the United States in 2012. He frequently communicates with his parents and brother who are residents and citizens of Hong Kong. He visits them and his father-in-law regularly. He possessed a valid Chinese passport that he recently invalidated. Applicant mitigated the trustworthiness concerns under Guideline C, foreign preference, but failed to mitigate them under Guideline B, foreign influence. Eligibility for access to sensitive information is denied. CASE NO: 14-01655.h1


Financial

09/03/2015

Applicant’s financial problems were initially caused by his wife when she decided to abandon her bill-paying responsibilities as well as the marriage while Applicant was on a military deployment. He eventually managed to repair his accounts, but his continuing efforts were essentially thwarted by subsequent events that were largely beyond his control: divorce, lay-offs, and lengthy periods of unemployment (from September 2007 until July 2008; from May 2010 until August 2010; and from September 2011 until November 2012). Applicant was forced to prioritize his accounts. He paid some bills off when he could, but generally he had to focus on a few essential obligations. He obtained assistance from a credit counselor and an attorney. Upon becoming employed, Applicant returned to his good-faith efforts of resolving his remaining delinquent accounts. While it took him approximately one and one-half years to do so, Applicant’s has managed to pay off or otherwise resolve all of the accounts listed in the SOR. There are clear indications that Applicant’s financial problems are under control. Applicant’s actions under the circumstances no longer cast any doubt on his current reliability, trustworthiness, and good judgment. Clearance is granted. CASE NO: 14-01602.h1


Alcohol; Criminal Conduct

09/03/2015

Applicant failed to mitigate the alcohol consumption and criminal conduct security concerns. Eligibility for access to classified information is denied. CASE NO: 12-10830.h1


Financial

09/03/2015

Applicant has not mitigated security concerns raised by her repeated failures to timely file her federal and state income tax returns. Clearance is denied. CASE NO: 12-09982.h1


Financial

09/03/2015

Applicant has significant overdue debts, and no evidence was introduced to show that they had been resolved or reduced. Also, no evidence was introduced to establish that Applicant's current financial status is stable and that he is able to resolve his past overdue debts or stay current with his recent debts. Mitigation has not been shown. Clearance is denied.


Case Number: 14-05908.a1
Guideline F

09/02/2015

Applicant arguments are not sufficient to demonstrate that the Judge failed. To consider all the evidence. Adverse decision affirmed.


Foreign Preference

09/02/2015

Applicant is a citizen of South Africa by birth, of the United Kingdom by descent, and of the United States by naturalization. Foreign preference concerns raised by his possession of South African and United Kingdom passports are mitigated by his surrender of those foreign passports to his facility security office for the duration of his employment. He has considerable ties to the United States. I am persuaded that he can be counted on to act in U.S. interests. Position of trust granted. CASE NO: 14-05940.h1


Financial

09/02/2015

Applicant is 40 years old. He had debts discharged in bankruptcy in 2005. He has since accumulated 45 delinquent debts totaling more than $30,000 that are unresolved. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-04870.h1


Foreign Preference

09/02/2015

Applicant’s statement of reasons alleges he maintains his Canadian citizenship to protect his financial interests in Canada. Applicant’s Canadian citizenship does not provide a financial benefit to him. Applicant lives in the United States, votes in U.S. elections, and intends to retire in the United States. He offered to renounce his Canadian citizenship. Foreign preference trustworthiness concerns are mitigated. Eligibility for a public trust position is granted. CASE NO: 14-04814.h1


Guideline F

09/02/2015

Applicant was erroneously informed that he had a favorable adjudication prior to the hearing. Adverse decision remanded..


Guideline F

09/02/2015

Even if Applicant’s evidence had been received by the Judge, it is unlikely to resulted in a different decision. Adverse decision affirmed.


Guideline F

09/02/2015

Applicant has the burden of providing evidence of mitigation, explanation, extenuation or rebuttal of the security concerns raised. Adverse decision affirmed.


Guideline F

09/02/2015

The security concerns under Guideline F are not limited to the risk of illegal conduct. There are also consideration, of judgment, self-control, etc. Adverse decision affirmed.


Financial Considerations

08/31/2015

Applicant incurred multiple delinquent debts. He recently paid some accounts, but he has not provided sufficient documentation to mitigate the security concerns under the financial considerations guideline. Eligibility for a security clearance is denied. CASE NO: 14-06525.h1


Alcohol; Criminal Conduct

08/31/2015

Applicant has a history of excessive alcohol consumption and criminal misconduct. He committed two recent alcohol-related criminal violations and received four citations for other traffic-related violations. He also received a reprimand from his employer for appearing to be under the influence of alcohol in the workplace. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-05754.h1


Financial; Criminal Conduct

08/31/2015

Applicant failed to mitigate security concerns raised by his history of criminal conduct and the state of his finances. In 2009 and 2013, he was arrested for driving while under the influence of alcohol. In 2014, he was convicted of federal offenses related to his involvement in a criminal conspiracy that defrauded financial institutions of over 1.5 million dollars. He was ordered to pay restitution totaling over $750,000. He has amassed delinquent debts totaling over one million dollars. He submitted no evidence that he has resolved any of his past-due debts, or paid the restitution. He failed to establish that he has reformed the behavior that led him to engage in criminal conduct. Clearance is denied. CASE NO: 14-04709.h1


Financial

08/31/2015

Applicant completed payments on a Chapter 13 bankruptcy in 2013. His 2010 foreclosure is resolved. He has been making payments on a 2012 tax liability since 2013. Financial security concerns are sufficiently mitigated. Eligibility for access to classified information is granted. CASE NO: 14-04480.h1


Financial

08/31/2015

Applicant incurred more than $40,000 in delinquent taxes and consumer debts over the past five years, and failed to document resolution of any of them despite substantial income. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-04085.h1


Finances

08/31/2015

Applicant acquired delinquent debt related to his family home. Although a separation and divorce contributed to the acquisition of his debt, he made no formal agreements or payments on the debts until after the hearing. Financial considerations security concerns are not mitigated. Clearance is denied. CASE No.: 14-03860.h1


Financial

08/31/2015

Applicant failed to mitigate the security concerns raised by his $20,000 in delinquent debts, none of which had been addressed. Eligibility for a public trust position denied.


Financial

08/31/2015

Applicant failed to file his state income tax return for tax year 2011, and owes an unspecified debt to the state. He has child support arrearages of around $36,000 that is being paid through wage withholding, and had his mortgage foreclosed in 2011. His evidence is insufficient to show that he has a track record of financial responsibility, that he does not have a current financial problem, or that his financial problem is being resolved or is under control. He failed to mitigate the Guideline F security concerns. Clearance is denied. CASE NO: 14-03286.h1


Finances, Personal Conduct

08/31/2015

Applicant acquired delinquent debt when his career suffered due to a downward trend in the national economy. Once his circumstances improved, he prioritized and addressed his debts, then implemented a comprehensive plan to satisfy them. His delay in filing his 2011 tax returns was based on misinformation, while his brief delay in filing his 2012 tax returns was after first requesting an extension to file. There is no evidence he tried to avoid his obligations or tried to defraud the government. Financial considerations and personal conduct security concerns are mitigated. Clearance is granted. CASE No.: 14-03276.h1


08/31/2015


Personal Conduct

08/31/2015

Applicant falsely stated on his 2001, 2012, and 2013 security clearance applications that he earned a college degree, when in fact he had not. He failed to mitigate personal conduct security concerns. Based upon a review of the record evidence as a whole, eligibility for access to classified information is denied. CASE NO: 14-01888.h1


Financial; Personal

08/31/2015

Applicant works for a defense contractor. She has ten delinquent debts totaling $24,002 that remain unpaid when the SOR was issued. She resolved all debts with installment payment agreements or other procedures except for two debts. She deliberately failed to disclose her delinquent debts on her trustworthiness application. Eligibility for a trustworthiness determination is denied. CASE NO: 14-03116.h1


Financial

08/31/2015

Applicant resolved the 15 collection accounts alleged in the Statement of Reasons (SOR), totaling more than $16,500. Clearance is granted. CASE NO: 14-03003.h1


Financial

08/31/2015

Applicant incurred delinquent debt because she was the sole source of income for her family; she had periods of unemployment due to medical issues; she incurred medical debts from her medical issues; and her income was drastically cut when she was not granted eligibility for access to classified information. Applicant paid a third of the SOR delinquent debts as well as other debts. Another third of the SOR debts were disputed as unknown. She established payment plans for the remaining third of her delinquent debts. Applicant mitigated security concerns based on her finances. Eligibility for access to classified information is granted. CASE NO: 14-02969.h.1


Criminal Conduct; Alcohol; Financial; Personal Conduct

08/31/2015

Applicant has four drunk-driving offenses on his record. While he has completed inpatient and outpatient treatment for alcohol dependence in 2015, it is too soon to conclude that his alcohol problems will not reoccur. He exhibited poor judgment by omitting his February 2013 drunk-driving arrest from his March 2013 security clearance application. Applicant and his spouse are addressing their serious mortgage delinquency through a Chapter 13 bankruptcy, but more progress is needed to mitigate the security risk. Clearance is denied. CASE NO: 14-02908.h1


Financial

08/31/2015

Applicant mitigated the security concerns raised by his delinquent debts by having begun to address them before the SOR was written, and resolving one of them completely. Clearance granted.


Financial

08/31/2015

Applicant is 54 years old. She failed to timely file her state and federal income tax returns. She has delinquent state and federal income taxes along with other delinquent debts. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-01836.h1


Criminal Conduct; Personal Conduct

08/31/2015

Applicant is a 50-year-old employee of a defense contractor. He refuted a falsification allegation, but failed to provide sufficient evidence to mitigate the security concerns arising from multiple domestic violence incidents. Eligibility for a security clearance is denied. CASE NO: 14-01763.h1


Financial

08/31/2015

Applicant’s financial problems initially arose in 1999, when he was significantly negatively impacted by a lengthy series of serious health issues. They were exacerbated when Applicant’s wife failed to have her self-employment income withheld, and when she had to quit her job to care for her dying mother. Applicant did not ignore his delinquent accounts. Instead, he reduced expenses; sought a mortgage modification; took out a loan from his 401(k); set up an installment agreement with the IRS; and paid off six medical accounts. While six other medical accounts remain unresolved, his difficulties in identifying the actual healthcare providers cannot be overemphasized. Nevertheless, there are clear indications that Applicant’s financial problems are under control. Applicant’s actions under the circumstances no longer cast any doubt on his current reliability, trustworthiness, and good judgment. Clearance is granted. CASE NO: 14-01439.h1


Financial

08/31/2015

Applicant incurred significant unpaid debt as a result of unforeseen events. Her personal and financial circumstances are now improved and most of her past-due debts have been resolved or are being constructively addressed. The trustworthiness concerns about her financial problems are mitigated, and her request for eligibility to occupy a public trust position is granted. CASE NO: 12-09928.h1


Financial

08/31/2015

Applicant was unable to recover financially from her husband’s illness and death. She filed a Chapter 7 bankruptcy case in 2012, and her debts were discharged the same year. Her delinquent taxes were paid in 2012, and she is making regular payments on four debts. Clearance is granted. CASE NO: 12-07449.h1


Foreign Preference

08/28/2015

Applicant, a naturalized U.S. citizen since September 2000, renewed his Brazilian passport in 2011. He did so to facilitate travel to and from Brazil and to make it easier to manage his property and banking interests there. After the hearing, he relinquished his foreign passport to his company's facility security officer. However, Applicant continues to express his concern that representing himself as a U.S. citizen will, by operation of Brazilian law, complicate and make more expensive the management of his foreign interests. He did not mitigate the trustworthiness concerns raised by his exercise of foreign citizenship in preference to his U.S. citizenship. Applicant's request for eligibility to occupy a position of trust is denied. CASE NO: 14-06346.h1


Financial

08/28/2015

Applicant is 51 years old. He experienced financial problems when he purchased a second home. He failed to provide evidence that he has resolved his delinquent debts. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-04430.h1


Financial; Personal Conduct

08/28/2015

Applicant works for a defense contractor. He has five delinquent debts listed in the SOR totaling about $14,878 He also filed Chapter 7 bankruptcy in 2003. He resolved one small debt and has not paid the remaining debts. He deliberately did not disclose his delinquent debts on his security clearance application. Eligibility for a clearance is denied. CASE NO: 14-04092.h1


Guideline H; Guideline E

08/28/2015

A judge is presumed to have considered all the evidence. Adverse decision affirmed.


Financial; Personal Conduct

08/28/2015

Applicant resolved his financial problems. However, he intentionally provided false information about his finances on his 2013 Questionnaire for National Security Positions. Clearance is denied. CASE NO: 14-03921.h1


Financial

08/28/2015

Applicant is 53 years old. He has a history of financial problems, which include a bankruptcy in 2005 and recent delinquent debts that remain unresolved. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-03151.h1


Guideline B; Guideline C

08/28/2015

Applicant was on notice of the burden on him to provide information to support his case in mitigation. Adverse decision affirmed.


Guideline B; Guideline C

08/28/2015

The Judge’s decision relied on Applicant’s good character, Applicant’s naturalization ceremony, and Applicant’s having declined a job in Ukraine. Her character is less at issue in this case, in which the focus is her circumstances. Her naturalization ceremony is not telling in a security context. Her decision to decline a job in Ukraine is consistent with a desire to live in the U.S. but adds little under Guideline B. The Decision fails to consider important aspects of the case and runs contrary to the weight of the evidence. Favorable decision reversed.


Guideline J; Guideline G; Guideline E

08/28/2015

Applicant’s argument is insufficient to show that his waiver of representation was other than knowing and intelligent. Adverse decision affirmed.


Financial

08/27/2015

Applicant is repaying a tax debt incurred in 2012. Another debt arose from circumstances beyond his control. His current finances are sound and he is not likely to experience financial problems in the future. His request for a security clearance is granted. CASE NO: 14-04557.h1


Financial

08/27/2015

Applicant is a 45-year-old employee of a federal contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-04045.h1


Drugs; Criminal Conduct

08/27/2015

Applicant is a 24-year-old employee whose history of drug involvement during 2006 2009 while he was a high-school student is mitigated by the passage of time without recurrence. He also has three convictions for various criminal offenses during 2009 2010, including a conviction for felony burglary for which he served 13 days in jail and was placed on supervised probation for five years. He twice violated probation, but it nevertheless ended a year early in 2014. His history of criminal conduct is not so far in the past in that it no longer casts doubt on his reliability, trustworthiness, or good judgment. Clearance is denied. CASE NO: 14-03967.h1


08/27/2015


Financial

08/27/2015

Applicant did not mitigate the financial considerations trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-03468.h1


Financial

08/27/2015

Applicant did not mitigate the financial considerations trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-03461.h1


Foreign Influence

08/27/2015

Applicant has mitigated the security concerns under the foreign influence guideline. His wife, children, and parents live with him in the United States. He is a naturalized citizen from Pakistan with substantial assets in the United States. He has one brother who also lives in the United States with his wife and special needs child. He has one brother who is a citizen and resident of Pakistan and who serves in the military. Eligibility for a security clearance is granted. CASE NO: 14-03123.h1


Alcohol; Criminal Conduct; Personal Conduct

08/27/2015

Applicant was arrested four times between 1993 and 2012 for driving while impaired or driving while intoxicated. She also intentionally withheld information about her alcohol-related arrests from her most recent security clearance application. Applicant still consumes alcohol despite being advised by her counselor to abstain from alcohol and despite her own admission that she is an alcoholic. Applicant's request for a clearance is denied. CASE NO: 14-02751.h1


Financial

08/27/2015

Applicant is 54 years old. She experienced financial problems when her brother, who had been sharing expenses with her, moved. She has systematically addressed her debts. The Government failed to meet its burden that she intentionally falsified her security clearance application. Guideline E, personal conduct is concluded for Applicant. She mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 14-02432.h1


Financial

08/27/2015

Applicant has made a good-faith effort to resolve the two debts alleged in the Statement of Reasons. To date, he has paid over $19,000 toward a federal tax debt and resolved a $127 collection account. Clearance is granted. CASE NO. 14-01382.h1


Financial

08/27/2015

Although Applicant has made progress in reducing her delinquent debt, it is too soon to conclude that she has mitigated the financial considerations security concerns, considering the amount of delinquent debt that remains outstanding. Clearance is denied. CASE NO: 14-01031.h1


Financial; Personal Conduct

08/26/2015

The security concerns about Applicant's personal conduct are mitigated by the passage of time, by the effects of counseling, and by a positive change in Applicant's personal and professional circumstances. Applicant's financial problems are also mitigated by his proactive response to his debts, by his repayment of most of his past-due debts, and by a demonstrated ability to responsibly manage his personal finances. His request for a security clearance is granted. CASE NO: 14-06244.h1


Financial

08/26/2015

Applicant was delinquent on five debts, in the total amount of $33,778.79. He resolved four of his debts, and is making payments on his remaining tax debt. He has filed his 2011 and 2013 Federal income tax returns. The delay in the filing of those returns was unintentional. He has mitigated the Financial Considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-05261.h1


Financial

08/25/2015

Applicant failed to mitigate the security concerns raised by his over $8,000 in delinquent debts, none of which had been addressed in the 18 months since he became re-employed. Clearance denied.


Guideline G; Guideline J

08/25/2015

A Judge has no authority to serve as an investigator in a case. Adverse decision affirmed.


Guideline F

08/25/2015

A credit report can normally be sufficient to meet the substantial evidence standard for the government’s burden of production for allegations of delinquent debt. On the other hand, it may not be sufficient to meet an applicant’s burden of persuasion as to mitigation. Adverse decision affirmed.


Guideline B; Guideline C

08/25/2015

There is a nexus between admitted or proven conduct under any Guideline and an applicant’s eligibility for a clearance. A clearance adjudication is not a test of the applicant’s loyalty to the U.S. The loyalties addressed under Guideline B include those to family members in another country, not simply the country itself. Adverse decision affirmed. CASE NO: 14-02428.a1


Financial

08/25/2015

Applicant admitted owing 12 delinquent debts totaling $10,399 and provided no evidence of efforts to resolve them or to become financially responsible in the future. He did not mitigate resulting trustworthiness concerns. Eligibility to occupy a public trust position is denied. CASE NO: 14-01822.h1


Financial

08/25/2015

Applicant is a 45-year-old employee of a federal contractor. He provided sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is granted. CASE NO: 12-09286.h1


Guideline F

08/25/2015

Applicant failed to rebut the presumption that the Judge considered all of the evidence. An ability to argue for an alternative interpretation of the record is not enough to show that the Judge mis-weighed the evidence. Adverse decision affirmed. CASE NO: 12-01500.a1


Security Violations; Information Technology; Personal Conduct

08/24/2015

Applicant is a 39-year-old employee who is seeking to retain a security clearance. Applicant engaged in workplace misconduct as a federal employee during 2013 2014 that ultimately resulted in her resignation in lieu of termination. The totality of facts and circumstances reflect a recent pattern of questionable judgment, untrustworthiness, irresponsibility, and failure to comply with rules and regulations. Clearance is denied. CASE NO: 15-00319.h1


Financial

08/24/2015

Applicant mitigated the security concerns raised by her delinquent debts. Clearance is granted. CASE NO: 14-05143.h1


Financial

08/24/2015

Applicant works for a defense contractor. He has one delinquent credit card debt totaling $32,894 that remains unpaid. He has not resolved this debt. Eligibility for a clearance is denied. CASE NO: 14-05124.h1


Financial

08/24/2015

Applicant did not present any information to explain, refute, or mitigate the financial concerns alleged in the Statement of Reasons (SOR). The $22,000 in delinquent debts alleged in the SOR remain unresolved. Clearance is denied. CASE NO. 14-04682.h1


Financial

08/24/2015

Applicant is 57 years old. He experienced financial difficulties when he was unemployed. Although he has paid four small debts, he failed to appropriately address a judgment and three large delinquent debts. Applicant failed to mitigate the financial considerations security concerns under Guideline F. Clearance is denied. CASE NO: 14-04078.h1


Financial

08/24/2015

Applicant has not mitigated the security concerns raised by his delinquent debts. Clearance is denied. CASE NO: 14-04013.h1


Financial

08/24/2015

Applicant works for a defense contractor. He has 23 delinquent debts totaling $23,586 that remains unpaid when the SOR was issued. He has not resolved these debts. Eligibility for a trustworthiness determination is denied. CASE NO: 14-03588.h1


Financial

08/24/2015

Applicant is a 51-year-old employee of a federal contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-02152.h1


Financial

08/24/2015

Applicant owed more than $25,000 in federal taxes, had a foreclosure on his home, a vehicle repossessed, and had nine additional charged-off, collection, or delinquent accounts, which totaled more than $14,000. The mortgage obligation is no longer owed and he is paying his tax obligation. He has mitigated the financial considerations security concerns. Clearance is granted. CASE NO: 14-01997.h1


Financial

08/24/2015

Applicant did not provide any evidence to explain, refute, or mitigate the financial concerns alleged in the Statement of Reasons. The 20 delinquent accounts, totaling approximately $29,000, remain unresolved. Her eligibility to occupy a public trust position is denied. CASE NO. 14-00525.h1


Financial

08/24/2015

Applicant has a history of financial problems, dating back to 1998. He has 27 delinquent debts totaling about $24,000. He has not paid or resolved any of them. Financial security concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 12-09395.h1


Financial

08/21/2015

Applicant has not mitigated the security concerns raised by his delinquent debts. Clearance is denied. CASE NO: 14-06359.h1


Financial

08/21/2015

Applicant did not present sufficient evidence to mitigate trustworthiness concerns raised by his financial situation. Notwithstanding full-time employment since 2007, Applicant accumulated over $20,000 in delinquent debt and has yet to take action to address his past-due debts. Eligibility to occupy a position of trust is denied. CASE NO: 14-05351.h1


Finances

08/21/2015

Applicant acknowledged his youth and fiscal irresponsibility led to his financial problems. He withdrew from his university and avoided his financial responsibilities by remaining voluntarily unemployed while residing in a foreign country. His student loans and university loan languished unattended for a number of years even though he had eventually gained other employment. During subsequent periods of involuntary unemployment, Applicant acted irresponsibly by playing video games, watching television, and practicing his guitar, rather than looking for employment or addressing his delinquent accounts. In February 2014, Applicant apparently matured and finally embraced the paradigm of fiscal responsibility. Of Appellant’s eight SOR-related accounts, one has been resolved, six are in the process of being resolved, and only one minor account for $361 remains. There are clear indications that Applicant’s financial problems are under control. Applicant’s actions under the circumstances no longer cast any doubt on his current reliability, trustworthiness, and good judgment. Eligibility to occupy a public trust position is granted. CASE NO: 14-04495.h1


Foreign Preference; Financial Considerations; Personal Conduct

08/21/2015

Applicant provided sufficient documentation to mitigate the security concerns under the foreign preference guideline. He surrendered his Nigerian passport. He took actions to resolve his three delinquent debts. He did not falsify his 2014 security clearance application. Eligibility for a security clearance is granted. CASE NO: 14-04307.h1


Financial

08/21/2015

Applicant mitigated security concerns raised by the accumulation of delinquent debt, which he incurred due to matters largely beyond his control. In July 2014, he filed for Chapter 13 bankruptcy and is resolving the debts through a confirmed bankruptcy plan. He has paid on a consistent, monthly basis as required by the plan. He has received financial counseling and manages his personal finances in the manner expected of those granted access to classified information. Clearance is granted. CASE NO: 14-03868.h1


Drugs

08/21/2015

Applicant has mitigated the security concerns raised by his marijuana involvement. Clearance is granted. CASE NO: 14-03794.h1


Personal Conduct

08/21/2015

Notwithstanding Applicant's reputation for security vigilance and professionalism, she exercised poor judgment in receiving $40,000 in cash from her former fianc‚ and depositing the money in her bank account in February 2013. However, in view of the unique circumstances of the conduct, combined with Applicant's disassociation from her former fianc‚ in December 2013, and her substantial evidence in mitigation, she has met her ultimate burden of persuasion under the personal conduct guideline. Eligibility for access to classified information is granted.


Drugs; Personal Conduct

08/21/2015

In 2008 Applicant used and tested positive for marijuana while he held a security clearance during his service in the U.S. Navy. He was subsequently disciplined and discharged. In his 2012 security clearance application, he failed to disclose his marijuana use while holding a security clearance. He also misrepresented the nature of his termination, type of discharge, and position he held in the Navy. He mitigated the security concerns raised under the guideline for drug involvement, but not those raised under the guideline for personal conduct. Eligibility for access to classified information is denied. CASE NO: 14-01888.h1


Financial; Personal Conduct

08/21/2015

The security concerns about Applicant's personal conduct stemming from non-judicial punishment while in the military are mitigated. Applicant's financial problems are also mitigated. His request for a security clearance is granted. CASE NO: 14-01865.h1


Financial

08/21/2015

Applicant mitigated security concerns raised by the accumulation of delinquent debt, which she incurred due to matters largely beyond her control. In July 2014, she filed for Chapter 13 bankruptcy and is resolving the debts through a confirmed bankruptcy plan. She has paid on a consistent, monthly basis as required by the plan. She has received financial counseling and currently manages her personal finances in a responsible manner. Clearance is granted. CASE NO: 14-00757.h1


Foreign Influence

08/21/2015

Applicant mitigated the foreign influence security concerns with respect to his mother, in-laws, time spent recuperating in India, and property in India. He has no conflict of interest because his sense of loyalty or obligation to India is minimal, and he has deep and longstanding relationships and loyalties in the U.S., which indicate he would resolve any conflict of interest in favor of the U.S. interest. Eligibility for access to classified information is granted. CASE NO: 12-11502.h1


Financial; Personal Conduct

08/20/2015

Applicant did not mitigate the financial considerations trustworthiness concerns. The Government failed to establish that Applicant deliberately falsified her trustworthiness application. Eligibility for a position of trust is denied. CASE NO: 14-06292.h1


Drugs

08/20/2015

From November 2010 to July 2013, Applicant illegally used marijuana, cocaine, mollies, and prescription medications while in college. He disclosed the illegal drug use in his security clearance application and during an investigative interview. He provided evidence that he no longer uses illegal substances or associates with people using illegal drugs. He is successfully performing in his employment position. He mitigated the drug involvement security concerns. Eligibility for access to classified information is granted. CASE NO: 14-04866.h1


Financial

08/20/2015

Applicant did not mitigate the financial considerations trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-02377.h1


Financial

08/20/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-02001.h1


Financial

08/19/2015

Applicant is 32 years old. He experienced financial difficulties when he was unemployed. He has paid or resolved all of his delinquent debts, except one. He understands his responsibilities and obligations regarding the remaining debt and intends to resolve it. Applicant mitigated the financial considerations security concerns under Guideline F. Clearance is granted. CASE NO: 14-06937.h1


Foreign Preference, Financial

08/19/2015

Applicant was delinquent on four debts, in the total amount of $214,473. He resolved three of them. He failed to document any effort to resolve the remaining debt of more than $12,471. Additionally, security concerns were raised because Applicant possessed a valid foreign passport issued by the United Kingdom. He has surrendered his foreign passport to his facility security officer. Applicant mitigated the foreign preference concerns, but failed to mitigate the financial concerns. Eligibility for access to classified information is denied. CASE NO: 14-06226.h1


Criminal Conduct; Alcohol

08/19/2015

Applicant mitigated security concerns following his 2012 driving under the influence conviction. He also rebutted a 2011 diagnosis of alcohol dependence. Clearance is granted.


Criminal Conduct; Drugs; Personal Conduct

08/19/2015

Applicant’s drug involvement is mitigated by the passage of time. His criminal conduct and personal conduct related to domestic violence is not mitigated. Clearance is denied. CASE NO: 14-02537.h1


Financial

08/19/2015

Applicant remains indebted to 37 creditors in the total approximate amount of $50,204. Resulting security concerns were not mitigated. Based on a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-01948.h1


Financial

08/19/2015

Applicant has resolved all of the accounts alleged in the SOR. She filed her state and federal tax returns before she submitted her November 2013 security clearance application. Clearance is granted. CASE NO. 14-01846.h1


08/19/2015


Financial

08/19/2015

Applicant is 32 years old. He failed to pay a state tax lien entered in 2009 owed for taxes from 2005. He has repeatedly made agreements to pay it and then reneged. He has an inconsistent track record for responsibly paying his debts. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 12-09829.h1


Financial

08/18/2015

Applicant’s statement of reasons (SOR) alleges seven delinquent, charged-off, or collection accounts totaling $42,860. His delinquent SOR debts were the result of divorce and his fiancé’s illness. He provided documentation establishing resolution of all SOR debts. Financial considerations security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-05838.h1


Financial

08/18/2015

Applicant mitigated trustworthiness concerns under financial considerations. Her application for a position of public trust is granted. CASE NO: 14-05475.h1


Guideline F

08/18/2015

The Judge’s credibility determination is sustainable. Adverse decision affirmed.


Guideline F

08/18/2015

Reading the Decision as a whole, we find no basis to conclude that the Judge misweighed the evidence. Adverse decision affirmed.


Guideline F; Guideline E

08/18/2015

Applicant’s concern regarding Department Counsel’s characterization of a document (which was neither put in evidence nor served on Applicant) is not frivolous. However, there is no reason to believe that it factored into the Judge’s decision. Adverse decision affirmed.


Finances

08/18/2015

Applicant routinely paid his credit cards when they were due, and he never carried a balance. That process continued during the first ten years of his marriage, but it was eventually relaxed in order to build a residence. In 2012, his divorce, divorce attorney payments for himself and his wife, $445 weekly child support payments, the poor economy, and the collapsing housing market, combined to dramatically reduce his finances to the point where he could not refinance his mortgage or continue making his normal monthly payments. The value of his property vanished, and his home value was $60,000 underwater. Applicant immediately recognized the seriousness of his situation and engaged the professional services of a law firm to represent him in negotiating with his creditors to establish repayment plans and settle the accounts. The process included Applicant making periodic payments into a law firm trust account to be used for settlement negotiations. Since that professional relationship commenced, Applicant has been making monthly payments of approximately $746. He has managed to pay off or otherwise resolve four of the accounts listed in the SOR. His law firm continues to negotiate with the remaining creditors and has amassed approximately $8,526 in escrow to apply to those remaining delinquent accounts. With the exception of those unresolved debts listed in the SOR, Applicant’s financial situation is stable and steadily improving. He is able to meet all of his other monthly financial obligations. Applicant’s financial problems appear to be under control, largely attributed to his continuing good-faith efforts to pay his creditors. Applicant’s actions under the circumstances no longer cast any doubt on his current reliability, trustworthiness, and good judgment. Clearance is granted. CASE NO: 14-02333.h1


Criminal Conduct, Personal Conduct, Financial

08/18/2015

Applicant is 54 years old. He was involved in criminal conduct from 1987 through May 2013, including two driving under the influence convictions and four battery-family violence arrests. He failed to file his federal income tax returns for at least two years; failed to pay his federal taxes for 2009; and has delinquent debts that are unpaid. He was suspended from work on two occasions. Applicant failed to mitigate the security concerns under Guidelines J, criminal conduct; E, personal conduct; and F, financial considerations. Clearance is denied. CASE NO: 14-02052.h1


Guideline F

08/18/2015

The Judge requested corroboration of Applicant’s testimony in key areas. Given the absence of corroboration, the favorable conclusions were not sustainable. Favorable decision reversed.


Financial

08/18/2015

Applicant resolved $31,509 of his alleged $33,494 debt. He remains indebted to three creditors in the total amount of $1,940. He made great progress in decreasing his total delinquent debt, and promised to continue addressing his remaining delinquencies. The evidence is sufficient to mitigate resulting security concerns. Based upon a review of the pleadings, testimony, and exhibits, eligibility for access to classified information is granted. CASE NO: 12-09057.h1


Financial

08/18/2015

Applicant incurred substantial delinquent indebtedness and failed to resolve the majority of his delinquent accounts. While he provided documentation that he resolved two small debts, he remains indebted to 12 creditors in the approximate amount of $28,774. The evidence failed to mitigate resulting security concerns. Based upon a review of the pleadings, testimony, and exhibits, eligibility for access to classified information is denied. CASE NO: 12-05163.h1


Financial; Personal Conduct

08/17/2015

Applicant has not provided documentation to support his assertion that he disputes approximately $11,000 in delinquent debts. He intentionally falsified two security clearance applications (2013 and 2014) by failing to disclose any information concerning delinquent debts, judgments, adverse information about a corporate credit card, collection accounts or failure to timely pay Federal and state taxes. Eligibility for a security clearance is denied. CASE NO: 14-06404.h1


Alcohol, Drugs, Psychological Conditions, Financial

08/17/2015

Applicant is 37 years old. The Government failed to provide sufficient evidence to raise security concerns under Guidelines G, alcohol consumption; H, drug involvement; and I, psychological conditions. These Guidelines are found in favor of Applicant. Applicant failed to file his federal income tax returns for tax years 2011 through 2014. He failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-05582.h1


Financial; Criminal Conduct

08/17/2015

Applicant accumulated nine delinquent debts totaling about $8,074, and he failed to timely file his federal and state income tax returns from 2008 through 2012. He was arrested and convicted of criminal offenses in 2010 and 2013. Clearance is denied. CASE NO: 14-05482.h1


Alcohol

08/17/2015

Applicant exhibited extremely poor judgment when he drove on two occasions after drinking large amounts of alcohol. However, the last incident was more than four years ago when he was 24 years old in graduate school. I am satisfied that he has finally learned his lesson, and the conduct will not be repeated. Clearance is granted. CASE NO: 14-04775.h1


Financial

08/17/2015

Applicant did not mitigate security concerns related to her finances. Clearance is denied. CASE NO: 14-03414.h1


Guideline F

08/17/2015

The Appeal Board does not review a case de novo. Adverse decision affirmed.


Guideline F

08/17/2015

Applicant cites to new evidence regarding the economic conditions of 2008 and 2009. The Board declines to remand. Given the facts of this case, it is unlikely that remand would produce a different result. Adverse decision affirmed.


Guideline F

08/17/2015

The Directive does not allow the Board to consider the impact of an unfavorable decision. Adverse decision affirmed.


Financial

08/17/2015

Applicant is 58 years old. He was terminated from employment in 2007 and has experienced financial instability since then. He has delinquent debts that are unpaid and unresolved. He owns real property, but does not want to sell it. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-01853.h1


Guideline E

08/17/2015

The Judge’s conclusion that Applicant false statement to the investigator was deliberate is sustainable on this record. Adverse decision affirmed.


Financial

08/17/2015

Applicant mitigated the security concerns raised by her past financial troubles, which were attributable to matters beyond her control. She resolved or is in the process of resolving the debts she incurred in raising her children on her own. She has received financial counseling and manages her personal finances in the manner expected of those granted access to classified information. Clearance is granted. CASE NO: 13-01095.h1


Guideline F

08/17/2015

It is an applicant’s task to present evidence to rebut explain or mitigate adverse facts proven by Department Counsel. In this case, the Judge admitted all the evidence presented by Applicant and made some findings based on Applicant’s testimony. Adverse decision affirmed.


Financial

08/14/2015

Applicant’s statement of reasons (SOR) alleges three delinquent or collection accounts totaling $19,353. SOR ¶¶ 1.d through 1.f allege she failed to pay her 2009 city, state, and federal taxes as required by law. She successfully mitigated five of the six SOR allegations; however, she failed to make sufficient progress resolving her delinquent federal income taxes for 2009. Financial considerations concerns are not mitigated at this time. Eligibility for access to classified information is denied. CASE NO: 14-06279.h1


Foreign Influence

08/14/2015

Applicant has mitigated the foreign influence concerns raised by his family ties to India. Clearance is granted. CASE NO: 14-03953.h1


Financial

08/14/2015

Applicant has held a clearance for nearly 30 years without apparent incident, mitigating whatever security concerns were raised by his failure to timely file his state income tax returns in 2011 and 2012. Clearance granted.


Drugs

08/13/2015

Applicant indicated on his security clearance application that he smoked marijuana recreationally, two or three times a year, between June 2011 and July 2013. He now asserts that he used marijuana only twice. There is no evidence that he has used marijuana since becoming employed by a defense contractor in February 2014, and he intends no future illegal drug use. However, his inconsistent statements about his marijuana involvement make it difficult to find sufficient reform. Clearance is denied. CASE NO: 14-04924.h1


Financial

08/13/2015

Applicant is delinquent on 4 judgment and 14 collection accounts totaling approximately $40,000. Applicant has failed to rebut or mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-04515.h1


Financial

08/13/2015

Applicant failed to provide documentation supporting his contention that he was satisfying his delinquent debts through payment plans. Clearance is denied. CASE NO: 14-03929.h1


Drugs

08/13/2015

Applicant has a 12-year history of drug abuse, which he began in 2000. He failed to provide sufficient evidence to mitigate the security concerns raised by this conduct. Eligibility for access to classified information is denied. CASE NO: 14-03854.h1


Financial

08/13/2015

Applicant did not timely file his federal and state income tax returns, or pay the taxes due, for tax years 2005 through 2012. While he has since filed most of his delinquent returns for tax years, he owes approximately $58,749 in federal and $31,000 in state income taxes, penalties, and interest. He also owes approximately $8,750 in collection debt after paying off a judgment debt. The financial considerations concerns are not fully mitigated. Clearance is denied. CASE NO: 14-01957.h1


Financial

08/13/2015

In January 2005, Applicant had her credit card debt discharged in a Chapter 7 bankruptcy. However,she has accumulated five delinquent credit card debts since March 2008. Her settlement of only one of the listed accounts is insufficient to overcome the trustworthiness concerns arising from the financial considerations guideline. Eligibility for a public trust position is denied.


Financial

08/13/2015

Since 2011, Appellant has reduced her 2008 federal and state income tax arrearage by approximately $27,000 through a combination of monthly payments, and the application of overpayments from successive tax years to the delinquent amount. She satisfied her two outstanding medical bills and is current on her credit card. Given the efforts she has made thus far, I am confident that she will continue satisfying her tax arrearage consistent with her payment plans. Applicant has mitigated the security concern. Clearance is granted. CASE NO: 12-06235.h1


Financial

08/12/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. He filed a petition for bankruptcy in 2014 and the debts were discharged, which is a legitimate means of resolving debts. He still has unresolved debts and did not produce sufficient evidence in the record to mitigate the financial security concerns. Eligibility for a security clearance is denied. CASE NO: 14-02063.h1


Financial; Personal Conduct

08/12/2015

Since 2008, Applicant has incurred approximately $32,000 of delinquent debt. He failed to disclose information about his delinquencies and a prior felony on his security clearance appellation, as required. He has provided neither documented evidence that he is satisfying the delinquencies, nor any explanation for the security clearance application omissions. Applicant has failed to mitigate the security concerns. Clearance is denied. CASE NO: 14-01889.h1


Personal Conduct

08/12/2015

Applicant has a troublesome criminal record, and he intentionally provided false information about that record on a Questionnaire for National Security Positions (SF 86). Clearance is denied. CASE NO: 12-07595.h1


Criminal Conduct

08/11/2015

Applicant is 44 years old. He had a series of arrests and convictions from 1992 to 2000. In 2014, he was charged with felony grand theft. He pled guilty, and the adjudication was withheld. Applicant failed to mitigate the security concerns under Guideline J, criminal conduct. Clearance is denied. CASE NO: 15-02983.h1


Financial; Personal Conduct

08/11/2015

Applicant owed six creditors $12,358 and allegedly falsified his security clearance application regarding his debts. He paid all of his debts in full and demonstrated that the incorrect information he provided on his security application was not deliberate. Clearance is granted.


Financial

08/11/2015

Applicant owed four creditors approximately $60,827 that included a voluntary vehicle repossession and a second mortgage default. His financial difficulties occurred after his trucking business sustained substantial losses and he experienced periods of unemployment from 2004 to 2007. Since regaining employment in January 2008, he has paid or otherwise resolved all of his debts. Clearance is granted.


Financial; Personal Conduct

08/11/2015

Applicant did not file his federal and state tax returns for years 2004 through 2011 until 2014. He incurred state and tax liens as a result. He has recently arranged a payment plan to pay the state and federal liens. He did this after completing his March 2014 security clearance application. He has not received financial counseling. He did not disclose the fact that he did not file although he knew that he had tax liens. He falsified his security clearance application. He has not mitigated the financial or the personal conduct security concerns. Eligibility for a security clearance is denied. CASE NO: 14-05264.h1


Financial

08/11/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-04291.h1


08/11/2015


Financial

08/11/2015

Applicant is 39 years old. She has numerous delinquent debts that are unpaid or unresolved. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-03077.h1


Drugs; Criminal Conduct; Personal Conduct

08/11/2015

Applicant smoked marijuana at least once, in May 2012, after being granted a security clearance. He was convicted of December 1998 and May 2012 drunk-driving offenses and of illegal possession of marijuana in May 2012. Concerns persist about Applicant’s reform of his illegal drug involvement. Clearance is denied. CASE NO: 14-02906.h1


Financial

08/11/2015

Applicant owes the IRS $46,000 for tax years 2008 through 2013 and has ten collection accounts totaling approximately $14,000. He has arranged a payment plan to repay his tax obligation. The financial considerations security concerns have been resolved. Clearance is granted. CASE NO: 14-02694.h1


Financial

08/11/2015

Applicant’s statement of reasons listed eight allegations – four collection accounts, two charged-off accounts, one state tax lien, and a failure to file his 2008 state and federal income tax returns. He has paid in full six debts, is making payments on one debt, is in the process of settling one debt, and has filed both tax returns. Clearance is granted. CASE NO: 12-10377.h1


Financial

08/10/2015

Applicant is a 62-year-old employee of a federal contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-04847.h1


Financial; Personal Conduct

08/10/2015

Applicant has not provided any documentation that he has resolved his delinquent debts. He claims he has paid four debts but did not submit any evidence to affirm his assertions. He did not falsify his security clearance application. Eligibility for a security clearance is denied. CASE NO: 14-04716.h1


Financial; Personal Conduct

08/10/2015

Applicant’s home loan and some consumer credit accounts became delinquent because of his marital separation and his daughter’s college costs. As of June 2015, he had made the first of arranged monthly payments on five past-due credit card accounts, and he made payments of $1,000 a month to resolve an $8,494 state tax delinquency. Yet, he still owes more than $50,000 in delinquent debt and at least $7,553 in past-due federal income taxes. Additionally, personal conduct concerns persist because he concealed his cohabitant relationship with a woman involved in criminal activity when he applied to renew his security clearance eligibility. Clearance is denied. CASE NO: 14-04186.h1


Drugs

08/10/2015

Applicant failed to mitigate security concerns raised by his illegal drug involvement. He used marijuana from 2001 to 2012, and failed to establish that he will not engage in similar conduct in the future. Clearance is denied. CASE NO: 14-04002.h1


Financial

08/10/2015

Applicant works for a defense contractor. He has three delinquent debts listed in the SOR totaling about $18,000. He also filed Chapter 13 bankruptcies in 2006 and 2014. He resolved the two smaller debts and is paying his mortgage through the Chapter 13 bankruptcy trustee. Eligibility for a clearance is granted. CASE NO: 14-03274.h1


Financial; Handling Protected Information; Personal Conduct

08/10/2015

Applicant mitigated the security concerns raised by his financial situation and negligence in supervising a coworker that resulted in a security violation. He resolved or is in the process of resolving the debts he acquired following a contentious divorce. He manages his finances in a responsible manner. His role in the security incident was a result of a combination of matters beyond his control and his failure to properly supervise a coworker, who inadvertently released classified equipment. No compromise of classified information resulted from the incident. Applicant established, through his words and actions, that he understands his security obligations and will discharge all his responsibilities in a manner expected of those granted access to classified information. Clearance is granted. CASE NO: 14-03001.h1


Financial; Personal Conduct

08/10/2015

Applicant has a seven-year-history of not meeting financial obligations. She has presented no evidence that explains the reasons for her delinquent debt or shows how she intends to repay the debt. She provided false information on her November 2013 public trust application about the reason for her termination from her previous employment in March 2013. Applicant has failed to overcome the trustworthiness concerns based on financial considerations and personal conduct. Eligibility for access to a public trust position is denied.


Alcohol Consumption; Psychological Conditions

08/10/2015

Applicant has mitigated the security concerns under both guidelines. He has been sober since November 2011. He attends AA and has a sponsor. Applicant sees his psychiatrist and therapist on a consistent basis. He follows his treatment plan. His prognosis is favorable. Clearance is granted. CASE NO: 10-06357.h1


Financial, Personal Conduct

08/07/2015

Applicant is 52 years old. He did not timely file his federal income tax returns from 2008 through 2012. He has numerous delinquent debts that are unpaid. He deliberately failed to disclose his financial delinquencies on his security clearance application. Applicant failed to mitigate the security concerns under Guideline F, financial considerations, and Guideline E, personal conduct. Clearance is denied. CASE NO: 14-06424.h1


Financial; Personal Conduct

08/07/2015

Applicant did not mitigate the financial considerations trustworthiness concerns. The Government established that Applicant deliberately falsified her trustworthiness application. Applicant failed to mitigate this concern. Eligibility for a position of trust is denied. CASE NO: 14-04088.h1


Financial; Drugs

08/07/2015

Applicant used marijuana on a daily basis for many years. He has unresolved financial problems. Financial considerations and drug involvement security concerns are not mitigated. Clearance is denied. CASE NO: 14-03793.h1


Alcohol; Personal Conduct

08/07/2015

Applicant has been involved in several alcohol-related incidents involving police and judicial authorities over the 30-year period from 1976 to at least 2006. Most of the incidents involved drinking and driving, but one incident involved domestic violence. While he conceded that alcohol “possibly caused disappointment” in his first marriage as well as embarrassment, he denied that it had any impact on his work, home life, friendships, school, physical or emotional health, reputation, judgment, reliability, financial responsibility, or ability to hold a clearance. Applicant said that after his most recent alcohol-related incident with police authorities, he had “finally gotten the message that [he] cannot and will not ever drink and drive again.” He acknowledged that it takes four beers for him to become intoxicated, and he admitted he drinks to intoxication two times per month. Yet, he continues to deny that he has a problem with alcohol. Applicant’s actions under the circumstances cast substantial doubt on his current reliability, trustworthiness, and good judgment. Clearance is denied. CASE NO: 14-03106.h1


Financial

08/07/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-01472.h1


Financial

08/07/2015

Applicant incurred substantial delinquent indebtedness but, despite regular full-time employment, demonstrated neither means nor effective efforts to resolve it. The evidence is insufficient to mitigate resulting security concerns. Eligibility for access to classified information is denied. CASE NO: 12-08157.h1


Financial

08/07/2015

Applicant’s statement of reasons alleges four delinquent, charged-off, or collection accounts totaling $232,188. He failed to provide sufficient documentation of his progress in resolving his financial problems. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 12-07431.h1


Drugs; Financial

08/06/2015

Applicant was unaware that his prescription usage of marijuana was against Federal Law. Once he became so aware, he sought a non-marijuana prescription to treat his ailment. He has also paid all of his medical past-due debts. Clearance is granted. CASE NO: 14-05563.h1


Guideline G

08/05/2015

The Judge made findings about Applicant’s favorable evidence and discussed that evidence in his Analysis. Applicant’s argument is not enough to rebut the presumption that the Judfge considered all the evidence. Neither is it enough to show that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Adverse decision affirmed.


Financial Considerations

08/05/2015

Applicant’s financial problems started in 2007 when over $60,000 worth of merchandise from his part-time business was either stolen from him or confiscated from him. It was never returned. The business folded. He closed another part-time business in 2008. Applicant prioritized his bills, addressing his personal bills, then his business bills with his regular wages. That process continued until he had no money left. As a result, while his personal accounts remained current, his business accounts, totaling over $82,000, became delinquent. Applicant failed to submit any documentation to support either his resolution efforts or his creditors’ demands. Despite repeated promises, he made no efforts to resolve his delinquent “business” accounts after his OPM interview in 2013. Instead, Applicant disputed the accounts with the credit reporting agencies. Those accounts were generally charged off in 2007, 2008, or 2009. It appears that the accounts fell off Applicant’s credit reports because the statute of limitations had simply run out for most of them. Delaying the resolution of delinquent debts and allowing them to become uncollectible under the state statute of limitations, does not reflect a good-faith resolution of those debts. Applicant’s actions under the circumstances cast substantial doubt on his current reliability, trustworthiness, and good judgment. Clearance is denied. CASE NO: 14-05118.h1


Financial; Personal Conduct

08/04/2015

Applicant did not intentionally provide false information about his finances on a Questionnaire for National Security Positions (SF 86) submitted in December 2013. He provided sufficient information to mitigate concerns about his finances. Clearance is granted. CASE NO: 14-06516.h1


Alcohol

08/04/2015

Applicant is a 34-year-old employee of a defense contractor. He presented sufficient evidence to mitigate the security concerns arising from his alcohol consumption. Eligibility for access to classified information is granted. CASE NO: 14-04067.h1


Financial

08/04/2015

Applicant is 58 years old. He has numerous delinquent debts that are not paid or resolved. He failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-00782.h1


Foreign Influence; Foreign Preference

08/04/2015

Applicant’s brother-in-law and sister-in-law (siblings-in-law) are citizens and residents of Iran. Applicant failed to present sufficient evidence to mitigate his and his spouse’s relationships with Applicant’s Iranian siblings-in-law. Foreign influence security concerns are not mitigated. All other security concerns are mitigated. Eligibility for access to classified information is denied. CASE NO: 12-08412.h1


Guideline F

08/03/2015

A Judge has no authority to act as an investigator in a case, as by seeking to contact witnesses, etc. To do so would be inconsistent with his or her position as an impartial factfinder. We cannot consider new evidence on appeal. Applicant has not rebutted the presumption that the Judge considered all of the evidence in the record. Adverse decision affirmed. CASE NO: 14-03541.a1


Guideline F

08/03/2015

The Judge did not err in his conclusion that Applicant’s circumstances raised security concerns. The Judge’s material findings are supported by substantial evidence. Applicant failed to rebut the presumption that the Judge considered all of the evidence. CASE NO: 14-01761.a1


Financial

07/31/2015

Applicant mitigated the security concerns raised by his $25,000 in delinquent debts by reducing his household expenses when he lost his job in February 2013 and taking steps to address his debts once he became re-employed in February 2014. Clearance granted.


Criminal Conduct

07/31/2015

Applicant was aware of his brother’s plan to rob a convenience store but said nothing to alter those plans. Instead, he froze, and failed to object. He remained in the car while the robbery took place. Applicant was subsequently convicted of armed robbery and use of a firearm during a criminal act. He was sentenced to imprisonment for 84 months (7 years), supervised release for 5 years, and ordered to pay an assessment of $200 and restitution of $1,000. He is currently on supervised release until August 30, 2016. Applicant paid his debt to society. The robbery occurred over 11 years ago, and there has been no recurrence of any criminal conduct. He exhibited remorse for his actions. His family and friends see noticeable maturity in him. Applicant continues to hold a full-time job during the week and a part-time job during weekends. His employers and coworkers speak very favorably about him, and he has been promoted by both employers. Applicant’s actions under the circumstances no longer cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility for a position of public trust is granted. CASE NO: 14-05939.h1


Financial

07/31/2015

Applicant has 16 delinquent debts totaling $67,164. His financial problems began in 2011 when he was laid off and unemployed for 15 months. Applicant filed for Chapter 13 bankruptcy protection and is on a 60-month repayment plan. Applicant is making a good-faith effort to resolve his debts and has made significant progress towards regaining financial responsibility. Clearance is granted. CASE NO: 14-05798.h1


Financial

07/31/2015

Applicant works for a defense contractor. He has five delinquent debts totaling $74,466 that remain unpaid when the SOR was issued. He also filed Chapter 7 bankruptcy in 2007. He resolved all debts with installment payment agreements or other procedures except for two debts. Eligibility for a clearance is denied. CASE NO: 14-05676.h1


Financial

07/31/2015

Applicant’s statement of reasons alleges 13 delinquent, charged-off, or collection accounts totaling $41,693. He failed to provide sufficient documentation of his progress resolving his financial problems. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-05533.h1


Financial

07/31/2015

Applicant is delinquent on six collection accounts, one charged-off account, a judgment, and four tax liens, which total approximately $34,000. There is no showing of payments having been made on the debts. Applicant has failed to mitigate the financial considerations security concerns. Clearance is denied. CASE NO: 14-05512.h1


Drugs

07/31/2015

Applicant used marijuana over a four year period on a limited basis (between 10 and 20 times) and tried non-prescribed Adderall on a single occasion in 2012. Since his last use of marijuana in 2014, Applicant has not used illegal drugs and expressed his intent never to use illegal drugs in the future. With his gained maturity, he is unlikely to engage in recurrent use of illegal drugs. Illegal substance abuse concerns are mitigated. Clearance is granted.CASE NO: 14-05460.h1


Financial

07/31/2015

Applicant mitigated security concerns related to his finances. Clearance is granted. CASE NO: 14-05028.h1


Criminal Conduct; Drugs; Personal Conduct

07/31/2015

Applicant mitigated criminal conduct security concerns as his entire criminal record consists of one drug-related arrest that occurred three years ago, and he has not engaged in similar conduct. However, he failed to mitigate drug involvement and personal conduct concerns raised by his use of marijuana and the drug-related arrest, because the disqualifying conduct occurred after he was granted a security clearance. Clearance is denied. CASE NO: 14-04163.h1


Financial

07/31/2015

Applicant’s owes $25,931 for two student loans that became delinquent after he was awarded a Chapter 13 bankruptcy discharge in September 2013. Applicant provided no documentation that these debts have been paid, settled, or otherwise resolved. Clearance is denied. CASE NO: 14-03442.h1


Financial

07/31/2015

Applicant failed to mitigate the security concerns about her significant and persistent financial problems. Her request for a security clearance is denied. CASE NO: 14-03363.h1


Foreign Influence; Foreign Preference

07/31/2015

Applicant mitigated security concerns raised by his receipt of foreign benefits and privileges prior to becoming a U.S. citizen. However, he did not mitigate security concerns raised by close family members and substantial financial interest in Pakistan. Clearance is denied. CASE NO: 14-03112.h1


Financial

07/31/2015

Applicant works for a defense contractor. She has 17delinquent debts totaling $20,894 that remain unpaid when the SOR was issued. She repaid two debts totaling $668. She has not established any plan or submitted any documents to show she is repaying the remaining debts. Eligibility for a clearance is denied. CASE NO: 14-02964.h1


Personal Conduct; Drugs

07/31/2015

Applicant violated the trust placed in him, as a registered nurse, to safeguard medications containing controlled substances. He diverted those medications for his own use because of his opiate addiction. Although Applicant claims that he has completed drug rehabilitation and is now drug free, the nature and recency of his conduct precludes mitigation at this time. His request for a security clearance is denied. CASE NO: 14-02319.h1


Criminal Conduct; Personal Conduct; Alcohol; Drugs

07/31/2015

Applicant was sentenced to 138 months in prison for possession with intent to distribute cocaine. His probation has ended. He has mitigated the criminal conduct, personal conduct, drug involvement, and alcohol consumption security concerns. Clearance is granted. CASE NO: 14-02211.h1


Financial

07/31/2015

Applicant owes over $83,000 for two delinquent debts, the largest being a $75,000 unpaid mortgage that went into collections in 2009. Although he presented some evidence that he resolved five other debts, he failed to present sufficient evidence to mitigate the outstanding financial trustworthiness concerns. Based upon a thorough review of the case file, pleadings, exhibits, and testimony, eligibility for access to ADP I/II/III sensitive information is denied. CASE NO: 14-02206.h1


Financial; Personal Conduct

07/31/2015

Applicant has paid various debts and has consolidated his student loans. He provided documentation of payments. He did not disclose any financial delinquencies in his 2013 security clearance application. In his 2013 interview he acknowledged that he fell behind on his student loans due to various reasons. He has not mitigated concerns under the personal conduct guideline. Eligibility for a security clearance is denied. CASE NO: 14-00918;.h1


Financial

07/31/2015

Applicant incurred a large credit card debt after he lost a job in 2009. He has paid that debt and there is no other derogatory financial information in his background. The security concerns about Applicant's finances are mitigated and his request for a security clearance is granted. CASE NO: 12-07219.h1


Guideline J; Guideline E

07/31/2015

Applicant’s descriptions of his felony arrests are neither consistent with the conduct of a reasonable person nor are they credible. Also, Applicant failed to notify his employer of the most recent misconduct, as he was required to do. The Judge’s analysis does not address these incidents as a cumulative whole. The record, viewed as a whole, does not support the Judge’s favorable decision. Favorable decision reversed.


Financial; Personal Conduct

07/31/2015

Applicant failed to mitigate the security concerns raised by the falsification of his clearance application, and by the financial problems he concealed. Clearance denied.


Guideline F; Guideline E

07/30/2015

Based on the record that was before her, the Judge’s reliance on Applicant’s inconsistent statements was supportable. There is no reason to disturb the Judge’s credibility determination. Adverse decision affirmed.


Drugs; Personal Conduct

07/29/2015

Applicant’s involvement with marijuana and synthetic marijuana ceased 22 months ago and he has demonstrated that he is leading a drug-free lifestyle. He has completed a favorable substance abuse evaluation, made significant lifestyle changes, and executed a signed statement of intent not to use drugs. Based on evidence presented and taking into account the whole-person concept, Applicant has mitigated security concerns pertaining to drug involvement and personal conduct. Clearance is granted.


Drugs

07/29/2015

Applicant used marijuana on a weekly basis (generally two or three days per week), on approximately 250 occasions, for a period of three years, starting in October 2010 and continuing until at least March 2014. In March 2014, Applicant smoked marijuana for two to three hours per day for seven straight days. He purchased his marijuana from several individuals, paying $60 per one-eighth of an ounce. Applicant’s actions were in violation of state and federal law. His purported abstinence since March 2014 is viewed favorably, and he should be encouraged to continue it for a more appropriate period. Applicant intends to refrain from such use in the future, and he has submitted a signed statement of intent with automatic revocation of clearance for any future violation. However, there is little evidence that Applicant has changed or avoided the environment where he used marijuana, or that he has disassociated himself from drug-using associates, suppliers, and contacts. Applicant’s actions under the circumstances cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-04570.h1


Financial

07/29/2015

Applicant's failure to file federal and state tax returns represents poor judgment and financial irresponsibility. But, he began taking corrective action to file the missing tax documentation almost two years before the SOR was issued. His honesty in forthrightly disclosing the tax issues throughout the security investigation cannot be discounted. On balance, his documented submissions in filing the returns and paying the taxes mitigates the security concerns based on financial considerations. Eligibility for access to classified information is granted.


Sexual Behavior; Personal Conduct

07/29/2015

Applicant solicited prostitutes multiple times between 1992 and 1996, and between 2009 and 2012 while residing in Europe. He provided no evidence to mitigate sexual behavior and personal conduct security concerns. Another government agency denied him access Sensitive Compartmented Information (SCI) based on his misconduct. Eligibility for access to classified information is denied. CASE NO: 14-02378.h1


Financial

07/29/2015

Applicant has successfully resolved his financial issues, mitigating any security concerns. Clearance is granted CASE NO: 14-01450.h1


Financial

07/28/2015

Applicant’s statement of reasons (SOR) alleges 17 delinquent, charged-off, or collection accounts totaling $34,955. She failed to provide sufficient documentation of her progress resolving her financial problems. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-06623.h1


Financial

07/28/2015

Applicant failed to mitigate the security concerns raised by her $68,000 in delinquent debts including delinquent education loans none of which had been addressed. Eligibility for a public trust position denied.


Financial

07/28/2015

While working as a self-employed painter, Applicant did not file federal or state income tax returns for tax years 2011, 2012, and 2013. As of October 2014, he had made no payments on a $2,500 judgment from June 2012. The financial concerns raised by a 1999 conviction of two counts of passing a counterfeit certificate are mitigated by his youth and the passage of time. He has satisfied the judgment debt, but the financial concerns are not mitigated where he has yet to file his delinquent tax returns. Clearance is denied. CASE NO: 14-05027.h1


Financial; Personal Conduct

07/28/2015

Applicant has 16 purportedly continuing delinquent accounts, totaling approximately $39,324, which had been placed for collection or charged off. She obtained more unemployment and supplemental benefits than she was entitled to receive when she failed to report increased income; she failed to pay her federal income tax for the tax year 2012; she failed to reimburse her employer after she used the corporate credit card and was in turn reimbursed; she made three payments by check, which were returned for insufficient funds; she ignored her delinquent credit union accounts, with a combined balance of $10,741, until June 2015 when she made three minimal payments for a combined total of $106.85; she has continued to ignore her remaining accounts; and she has a monthly budget deficit of minus $800. Applicant’s long-standing failure, at least until June 2015, to voluntarily repay her creditors, even in the smallest amounts, or to arrange payment plans, reflects traits which raise concerns about her fitness to hold a security clearance. There are clear indications that Applicant’s financial problems are not under control. Applicant’s actions under the circumstances cast doubt on her current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-04874.h1


Financial

07/28/2015

Applicant owes $104,678 to seven creditors. He has not provided any evidence of a good-faith effort to resolve any of these debts. No mitigating conditions apply. Clearance is denied. CASE NO: 14-04569.h1


Drugs; Personal Conduct

07/28/2015

Applicant intermittently purchased and used marijuana spanning a 26-year period from 1985 to 2011. He then deliberately falsified his February 2013 security clearance application by denying that he purchased or used marijuana during the preceding the seven years. Clearance is denied. CASE NO: 14-02822.h1


Foreign Influence

07/27/2015

Applicant and his spouse are close to their parents, who are residents and citizens of India. He has frequent contact with his parents and usually visits them every other year or so. He provides financial support to his parents, and his father is a retired Indian central Government employee. His father receives an Indian Government pension. Applicant’s property in India has an estimated fair market value of $150,000, and his property in the United States is valued at about $175,000. Foreign influence security concerns are not fully mitigated at this time. Eligibility for access to classified information is denied. CASE NO: 14-05251.h1


Financial

07/27/2015

Applicant accumulated a substantial amount of delinquent debt. He failed to present evidence of having taken responsible action to address his past-due debts. He failed to rebut or mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-03875.h1


Financial

07/27/2015

Applicant and his spouse entered into a debt repayment plan to settle $69,935 in credit card debt, mostly in her name, through monthly payments of $1,041.72 starting in April 2011. They stopped payments after September 2012 because of the lack of progress by the debt-resolution law firm. Sixteen subsequent payments, of $290 each, toward $22,628 in charged-off debt on Applicant’s credit record, are not sufficient to overcome the financial considerations concerns, given the inconsistency of those payments and persistent concerns about Applicant’s inattention to his finances. Clearance is denied. CASE NO: 14-03504.h1


Personal Conduct; Criminal Conduct

07/27/2015

Applicant has a history of criminal misconduct and poor judgment. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-02361.h1


Criminal Conduct; Personal Conduct

07/27/2015

Applicant has mitigated the security concerns under the criminal conduct guideline. This is an isolated event that occurred during a stressful time in his life. He received a Probation Before Judgment (PBJ) and has no other incidents. Applicant has mitigated the personal conduct concerns as they are based on the same incident. Applicant has an otherwise unblemished military and professional career of 29 years. Eligibility for a security clearance is granted. CASE NO: 14-02335.h1


Guideline F

07/24/2015

A party alleging bias has a heavy burden of persuasion. A jusge has no authority to promise a clearance nor is that how the Board understands the cited colloquy. Adverse decision affirmed


Financial

07/24/2015

Applicant is a 45-year-old employee of a health care contractor for the Defense Department. She has a history of financial problems or difficulties. But she presented sufficient evidence to explain and mitigate the concern stemming from her unfavorable financial history. Eligibility is granted. CASE NO: 14-03299.h1


Guideline F

07/24/2015

The Appeal Board’s authority is limited to cases with an allegation of harmful error. Adverse decision affirmed


Financial; Personal Conduct; Alcohol Consumption

07/24/2015

Applicant failed to file Federal and state income tax returns from 2003 until 2010. He also has unresolved delinquent debt. He did not provide sufficient documentation to show that he has resolved these issues. Applicant has a history of DUI's spanning his adult years. He still sometimes drinks to intoxication. He has not mitigated the three above-mentioned security guideline concerns. Eligibility for a security clearance is denied. CASE NO: 12-10453.h1


Financial

07/23/2015

Applicant mitigated the security concerns raised by her $55,000 in delinquent debts, which were largely due to circumstances beyond her control, by beginning effective steps to address her debts as soon as she regained employment. Clearance granted.


Financial

07/23/2015

Applicant did not mitigate the financial considerations trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-03901.h1


Financial

07/23/2015

Applicant accumulated six delinquent debts totaling $45,913. The debts were incurred due to a contentious divorce and business failure. Applicant has acted responsibly, given the circumstances, by utilizing the services of a debt management company. Resulting security concerns were mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is granted. CASE NO: 14-03788.h1


Financial; Drugs; Personal Conduct

07/23/2015

Applicant mitigated the financial concerns, but failed to mitigate the drug involvement and personal conduct concerns. Eligibility for access to classified information is denied. CASE NO: 14-01724.h1


Personal Conduct

07/23/2015

Applicant committed to overlapping marriages over a number of years that reflect judgment lapses and potential exposure to criminal prosecution, that raise security concerns. Additional security concerns arise over Applicant's employment separation under unfavorable circumstances and his concluded knowing and wilful omissions and misstatements about his marriages, his employment history, and his military service in e-QIPs, employment applications, and OPM interviews that are incompatible with trust and reliability required for eligibility to hold a security clearance. Personal conduct concerns are not mitigated. Clearance is denied. CASE NO: 14-04434.h1


Financial

07/22/2015

Applicant’s accumulation of a substantial amount of delinquent debt raised concerns about his continued eligibility for access to classified information. He failed to present evidence of having taken responsible action to address his past-due debts. He also failed to establish that his finances are under control. Security concerns raised by his financial situation remain. Clearance is denied. CASE NO: 14-06243.h1


Alcohol, Criminal Conduct, Personal Conduct

07/22/2015

From 2004 to 2010, Applicant was arrested or cited 12 times for criminal conduct involving alcohol consumption. As a consequence, she was incarcerated and placed on probation for periods of time. Although she presented evidence of rehabilitation since January 2013, she failed to sufficiently mitigate the trustworthiness concerns raised under Guideline G, Alcohol Consumption and Guideline J, Criminal Conduct. She mitigated the trustworthiness concerns raised under Guideline E, Personal Conduct. Her eligibility for a public trust position is denied. CASE NO: 14-05484.h1


Guideline F

07/22/2015

The presence of some mitigating evidence does not alone compel the Judge to make a favorable security clearance decision. Adverse decision affirmed.


Financial

07/21/2015

Applicant failed to mitigate the security concerns raised by her December 2013 bankruptcy discharge which relieved her of $122,000 in dischargeable debts and by her $29,000 in delinquent education loans, none of which had been addressed. Clearance denied.


Financial

07/21/2015

Applicant failed to mitigate the security concerns raised by his $25,000 in delinquent debts, none of which had been addressed. Clearance denied.


Guideline F

07/21/2015

A Judge is presumed to be impartial and a party claiming otherwise has a heavy burden of persuasion. The Board has no authority to rule on the wisdom of provisions of the Directive. Adverse decision affirmed.


Guideline f

07/21/2015

Applicant failed to file tax returns for years 2009-2012. There is no reason to conclude Applicant was denied an opportunity to present mitigating evidence. Adverse decision affirmed.


Financial, Personal Conduct

07/20/2015

Since 2007 Applicant accumulated seven delinquent debts totaling about $14,600. None of them are resolved or being resolved. He failed to disclose the debts in his security clearance application. Financial and personal conduct security concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-04471.h1


Financial

07/20/2015

Applicant’s financial problems were not caused by irresponsible, reckless, or negligent behavior. Although some of the alleged debts remain unresolved, Applicant is making a good-faith effort to repay his creditors. Clearance is granted. CASE NO. 14-02805.h1


Financial

07/20/2015

Applicant failed to mitigate the concerns raised by his unresolved delinquent debt and his deliberate falsification of his June 2011 security clearance application. Clearance is denied. CASE NO. 14-01998.h1


Financial

07/17/2015

Applicant’s statement of reasons alleges he failed to file his state tax returns for 2004 through 2006 in state A, and state A filed a tax lien in 2014, for $28,795. Applicant believed he was a resident of state B and had no obligation to file a tax return in state A. In April 2014, he paid the state tax debt owed to state A. He has no delinquent debts. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-05159.h1


Financial

07/17/2015

Applicant has not mitigated the trustworthiness concerns under the financial considerations guideline. Applicant did not present sufficient mitigation under the guideline. Eligibility for a position of public trust is denied. CASE NO: 14-04992.h1


Guideline F

07/17/2015

The hearing was the Applicant’s opportunity to produce evidence to rebutt, explain, or mitigate facts proven by Department Counsel. The Judge then had to consider all the evidence in the case. Any attempt on the part of the Judge to investigate allegations would conflict with the Judge’s role as an impartial fact finder. The Judge advised Applicant of the obligations and limitations of their respective roles.


Guideline F

07/17/2015

Applicant cites to favorable evidence but has not demonstrated that the Judge weighed the evidence in a manner that was arbitrary capricious or contrary to law. Adverse decsion affirmed.


Financial; Personal Conduct

07/17/2015

Applicant is a 56-year-old employee of a defense contractor. He refuted the security concerns under Guideline E, but failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-01796.h1


Financial

07/17/2015

Applicant failed to mitigate the security concerns raised by his $157,000 in delinquent debts, none of which had been addressed. Clearance denied.


Financial

07/17/2015

Applicant’s wife developed cancer and required several years of treatment. Of the six debts alleged in the Statement of Reasons, Applicant settled four debts; he is making settlement payments for the fifth debt; and the sixth debt is included in his debt-resolution program to be settled. Clearance is granted. CASE NO: 12-08546.h1


Financial

07/16/2015

Applicant has three unresolved collection accounts and six charged-off accounts, which total approximately $8,400. There is no showing of payments on the debts. Applicant has failed to mitigate the financial considerations security concerns. Clearance is denied. CASE NO: 14-05782.h1


Financial

07/16/2015

Applicant has student loan debts, medical debts, and consumer debts that have not been paid or resolved. He did not present any information on any payments made on the debts or plans to resolve the debts. Applicant failed to mitigate financial security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04818.h.1


Financial; Personal Conduct

07/16/2015

Applicant is a 31-year-old employee with a history of financial problems or difficulties. He provided sufficient evidence to explain and mitigate the financial considerations security concern. In addition, he did not provide a deliberately false answer in response to a question about his financial record when he completed and submitted a security clearance application in 2013. Clearance is granted. CASE NO: 14-04707.h1


Guideline B; Guideline E

07/16/2015

An SOR is not held to the strict requirements of a criminal indictment. The SOR was sufficient to place Applicant on notice that his relation with his ex-wife in China was of security concern. Adverse decision affirmed.


Financial

07/16/2015

Applicant's good-faith efforts to satisfy his delinquent debts are sufficient to mitigate the security concerns. Clearance is granted. CASE NO: 14-01813.h1


Guideline E

07/16/2015

Federal agencies and their employees are entitled to a presumption of good faith and regularity in the performance of their duties. Adverse decision affirmed.


Guideline F

07/16/2015

Credit reports are normally sufficient to meet the substantial evidence standard. Adverse decision affirmed.


Financial

07/16/2015

Applicant provided documentation to support that he has resolved the two delinquent debts alleged on the SOR. He has mitigated the security concerns under the financial considerations guideline. He met his burden to mitigate the security concerns under financial considerations. Eligibility for a security clearance is granted. CASE NO: 12-09815.h1


Drugs; Personal Conduct

07/16/2015

Applicant is a 54-year-old employee of a defense contractor. He failed to present sufficient evidence to mitigate the security concerns arising from his drug involvement and personal conduct. Eligibility for access to classified information is denied. CASE NO: 12-05028.h1


Financial; Personal Conduct

07/14/2015

In 1990, Applicant was arrested and charged with fiduciary misappropriation of $200 to $10,000, and in 2013, her employer fired her for misconduct. The allegations of fiduciary misappropriation are not recent, and the misconduct in 2013 is not sufficiently aggravated to independently establish a personal conduct security concern. Applicant’s statement of reasons alleges 14 delinquent, charged-off, or collection accounts totaling $8,593. There is insufficient evidence of progress addressing Applicant’s financial problems. Financial considerations security concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-05760.h1


Financial

07/14/2015

Applicant’s statement of reasons (SOR) alleges eight collection or delinquent accounts totaling $49,864 and discharge of his nonpriority unsecured debts under Chapter 7 of the Bankruptcy Code in 2005. Applicant paid or successfully disputed all of his SOR debts, except for student loans in SOR ¶¶ 1.d and 1.e. He disclosed he had six federal student loans, which are in an established payment plan. He also has four state student loans, which were in forbearance until May 2015. He promised to establish a payment plan to keep his four state student loans current. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-03871.h1


Financial; Criminal Conduct

07/14/2015

Applicant is a 37-year-old employee with a history of financial problems or difficulties. He provided sufficient evidence to explain and mitigate the financial considerations security concern. In addition, he was involved in two incidents of family violence in 2008 and 2012, both of which resulted in misdemeanor criminal convictions in 2008 and 2013, respectively. He is serving a sentence to probation until July 2015. Applicant's two criminal convictions for family violence offenses in a period of about five years is simply too much to overlook or explain away. Clearance is denied. CASE NO: 14-03665.h1


Financial

07/13/2015

Applicant has not established a track record of debt repayment or reduction. Ultimately, he did not present sufficient evidence to mitigate the security concerns raised by his $12,000 in delinquent debts. Clearance is denied. CASE NO. 14-02991.h1


Drugs

07/13/2015

Applicant smoked marijuana on three occasions in the last 11 years while socializing with three close friends: at a holiday party in early January 2008; at a friend’s bachelor’s party in late August 2013; and then at the friend’s wedding celebration in mid-September 2013. He regrets his drug use and does not intend to use any illegal drug in the future. Clearance is granted. CASE NO: 14-02068.h1


Guideline B

07/10/2015

The Directive presumes a nexus between admitted or proven conduct or circumsyances under any guideline and an applicant’s security eligibility. Adverse decision affirmed


Financial

07/10/2015

Applicant incurred delinquent debt due to job loss and reduction in pay. He has addressed his delinquent debts by making payment plans. He is current on his accounts. He presented sufficient documentation to mitigate the financial considerations concern. Eligibility for a security clearance is granted. CASE NO: 14-04604.h1


Guideline F

07/10/2015

Promises to pay off delinquent debt in the future are not a substitute for a track record of timely debt repayment. Adverse decision affirmed.


Financial

07/10/2015

After she was discharged from legal repayment liability for debts covered by a 2006 bankruptcy, Applicant incurred delinquent debt in excess of $31,628. She had periods of unemployment that likely contributed to her financial problems. As of December 2014, Applicant had resolved two of the debts in the SOR. It is too soon to conclude that her financial difficulties are behind her, given she still owes more than $30,000 in delinquent debt. Position of trust is denied. CASE NO: 14-02338.h1


Guideline F

07/10/2015

The hearing was Applicant’s opportunity to produce mitigating and other favorable evidence and he took advantage of that opportunity. The Board cannot consider new evidence produced on appeal. Adverse decision affirmed.


Financial

07/09/2015

Applicant is 40 years old. She and her husband had $59,000 in delinquent debt discharged in bankruptcy in 2009. She has approximately $29,000 in delinquent debt that she intends to resolve through Chapter 13 bankruptcy. Applicant’s finances continue to be a security concern. She failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-05445.h1


Financial

07/09/2015

Applicant is a 46-year-old employee of a federal contractor. She provided sufficient evidence to mitigate the security concerns arising from her delinquent debts. Eligibility for a security clearance is granted. CASE NO: 14-04996.h1


Financial

07/09/2015

Applicant is a 36-year-old employee of a defense contractor. He is alleged to be in debt to five creditors in the approximate amount of $132,942. His home was foreclosed upon in 2013. He is resolving or has resolved all of his delinquencies. Eligibility for access to classified information is granted. CASE NO: 14-03909.h1


Drugs; Personal Conduct

07/09/2015

Applicant mitigated the drug and personal conduct security concerns that arose out of her infrequent marijuana use from October 2010 to August 2013. Applicant has been candid with the Department of Defense about her illegal marijuana use, and does not intend to use any illegal drugs, including marijuana, in the future. Eligibility for access to classified information is granted. CASE NO: 14-03527.h1


Guideline F

07/08/2015

The Judge reasonably explained why the mitigating evidence was insufficient to overcome all the government’s security concerns. Adverse decision affirmed.


Drugs; Financial

07/08/2015

Applicant is a 51-year-old employee of a defense contractor. She failed to provide sufficient evidence to mitigate the security concerns arising from her drug involvement and delinquent debts. Eligibility for a security clearance is denied. CASE NO: 14-01423.h1


Guideline F

07/08/2015

The Board does not have fact finding authority, Even if Applicant’s claims are accurate, no reasonable person would have understood Department Counsel’s words as an attempt to persuade Applicant to change his election of a forum. Adverse decision affirmed


Financial

07/07/2015

Applicant's financial problems were caused solely by a business downturn between 2012 and 2013, when he chose to deplete his personal savings to meet his payroll expenses rather than lay employees off. Now, his business is thriving, he has rebuilt both his reserve and personal income, he has paid one of his outstanding debts, and he is renegotiating the other outstanding debt. Applicant has mitigated the security concern. Clearance is granted. CASE NO: 14-06147.h1


Financial; Personal Conduct

07/07/2015

Applicant violated the corporate credit card policy of his company in 2008 and 2010. He resigned in December 2010. He disclosed this information on three subsequent security clearance applications. He accepts full responsibility for his actions. He made an agreement with the company to pay the balance on the credit card. He completed his monthly obligation and resolved the debt in full in 2013. He told his current employer that he does not want a corporate credit card. He has examined his motives and understands his lapse in judgement. Eligibility for a security clearance is granted. CASE NO: 14-05268.h1


Financial

07/07/2015

Applicant did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts. Clearance is denied. CASE NO: 14-03565.h1


Alcohol, Personal Conduct

07/07/2015

Applicant is 29 years old. He had three alcohol-related incidents from 2005 to 2012, including two driving under the influence of alcohol charges. Applicant failed to mitigate the security concerns under Guideline G, alcohol consumption, and Guideline E, personal conduct. Clearance is denied. CASE NO: 14-02380.h1


Financial

07/07/2015

Applicant is a 38-year-old employee of a defense contractor. She failed to provide sufficient evidence to mitigate the security concerns arising from her delinquent debts. Eligibility for a security clearance is denied. CASE NO: 14-01834.h1


Financial

07/07/2015

Applicant is 58 years old. In 2004, she had $41,000 of consumer debt discharged in bankruptcy. She began experiencing financial problems again in 2009 when her husband was laid off, and his income was reduced. She has approximately $25,000 of unresolved consumer debt. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 12-09389.h1


Financial; Personal Conduct

07/06/2015

Applicant is a 42-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his failure to file his 2008 federal and state income tax returns and his failure to take sufficient action to resolve his delinquent debts. Eligibility for a security clearance is denied. CASE NO: 14-06554.h1


Financial

07/06/2015

Applicant failed to mitigate security concerns raised by his financial situation. He accumulated over $15,000 in delinquent debt and failed to present evidence of having taken responsible action to address his past-due debts or a reasonable basis to dispute the debts. He also failed to present evidence that his financial situation is under control. Clearance is denied. CASE NO: 14-04695.h1


Financial

07/06/2015

Applicant has yet to fully address his alleged past-due debts. Clearance is denied. CASE NO: 14-03096.h1


Financial

07/02/2015

Applicant has yet to meaningfully address her alleged past-due debts. Clearance is denied. CASE NO: 14-03217.h1


Guideline F

07/02/2015

The Board cannot consider new evidence on appeal. Adverse decision affirmed.


Guideline F

07/02/2015

The Judge’s material findings are based on substantial record evidence.


Guideline F

07/02/2015

The record of Applicant’s financial problems supports the Judge’s ultimate conclusion. Adverse decision affirmed.


Guideline H

07/02/2015

Applicant has failed to establish error. Adverse decsion affirmed.


Guideline F

07/02/2015

Applicant has successfully demonstrated error by the Judge. However, the Board concludes that Judge would have reached the same ultimate conclsion even if she had not had errors in the findings of fact.. Adverse decision affirmed.


Financial

07/02/2015

Applicant has yet to address a significant portion of his alleged past-due debts. Clearance is denied. CASE NO: 12-07981.h1


Financial, Personal Conduct

07/01/2015

Applicant incurred more than $28,000 in delinquent debts over the past decade, most of which remain unresolved. He misused a prior employer's travel credit card for about $8,000 in personal expenses, leading to several counseling sessions before his termination. He denied those facts on his security clearance application. The evidence is insufficient to mitigate resulting security concerns. Eligibility for access to classified information is denied. CASE NO: 14-03979.h1


Guideline H

07/01/2015

We cannot consider new evidence on appeal. The Judge’s finding that Applicant’s employer had a no-drug policy was error. However, the error was harmless. Applicant’s having used marijuana in the past, including ten times after having been granted a trustworthiness designation, was sufficient to raise security concerns. A verbal ambiguity in the Judge’s decision did not rise to the level of a legal error. Adverse decision affirmed. CASE NO: 14-03601.a1


Guideline F

07/01/2015

The Appeal Board’s authority to review cases is limited to those in which the appealing party has alleged harmful error. The Board cannot consider new evidence on appeal. Adverse decision affirmed. CASE NO: 14-02768.a1


Guideline H; Guideline E

07/01/2015

Applicant failed to rebut the presumption that the Judge was unbiased. We give deference to a Judge’s credibility determinations. Inconsistent statements can undermine an applicant’s credibility. The Judge’s finding that Applicant deliberately failed to disclose his drug use was supported by substantial evidence. Hearing Office decisions are not binding precedent. Adverse decision affirmed. CASE NO: 14-02696.a1


Financial

07/01/2015

Applicant incurred substantial delinquent indebtedness but, despite regular full-time employment, demonstrated neither means nor efforts to resolve the large majority of it. The evidence is insufficient to mitigate resulting security concerns. Based upon a review of the pleadings, testimony, and exhibits, eligibility for access to classified information is denied. CASE NO: 14-01962.h1


Financial

07/01/2015

Applicant incurred substantial delinquent indebtedness but demonstrated neither means nor efforts to resolve any of it. The evidence is insufficient to mitigate resulting security concerns. Based upon a review of the pleadings, testimony, and exhibits, eligibility for access to classified information is denied. CASE NO: 12-08702.h1


Financial

06/30/2015

Applicant failed to timely file his federal and state income tax returns for tax years 2011 through 2013. He is delinquent on his child support obligations, taxes, and other debts. His evidence is insufficient to show that he has a track record of financial responsibility, that he does not have a current financial problem, or that his financial problem is being resolved or is under control. He failed to mitigate the Guideline F security concerns. Clearance is denied. CASE NO: 14-06090.h1


Financial

06/30/2015

Applicant is 55 years old and is employed as a Administrative Assistant for a defense contractor. Her history of excessive indebtedness was brought on by unexpected circumstances, namely her husbands job lay-off, his difficulties in finding suitable employment, and his medical problems. Applicant has made a good faith effort to resolve her debts. Sufficient mitigation has been shown. Clearance is granted. CASE NO: 14-05242.h1


Financial

06/30/2015

Applicant has a history of financial delinquencies. She filed a Chapter 7 bankruptcy in 2000 resulting in a discharge of debts. In 2012 she filed a Chapter 13 bankruptcy, which was dismissed because she failed to make payments on a repayment plan. She subsequently continued to accumulate delinquent debts and judgments. She failed to provide sufficient evidence that she is resolving 17 of the 19 alleged delinquent debts. Resulting security concerns were not mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-04385.h1


Financial; Drug Involvement

06/30/2015

Applicant has two charged-off accounts, which total approximately $55,000. Applicant has failed to rebut or mitigate the security concerns under Guideline F, financial considerations. The drug involvement security concerns have been mitigated. Clearance is denied. CASE NO: 14-04289.h1


Financial

06/30/2015

Applicant failed to mitigate security concerns raised by a history of not meeting financial obligations. He has filed multiple petitions for bankruptcy three times in the past 20 years. His most recent bankruptcy filing lists over $65,000 in delinquent debt, with past-due taxes accounting for nearly half of the listed liabilities. Notwithstanding the presence of some mitigation, it is too soon to conclude that Applicant’s finances are under control and financial problems will not recur. Clearance is denied. CASE NO: 14-04237.h1


Financial

06/30/2015

Applicant is a 50-year-old employee who has a history of financial problems or difficulties, which were largely beyond his control, and some of which he disputes. He provided sufficient evidence to explain and mitigate the financial considerations security concern. Clearance is granted. CASE NO: 14-03531.h1


Financial

06/30/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-03496.h1


Financial

06/30/2015

Applicant failed to mitigate security concerns raised by her adverse financial history. She incurred over $10,000 in delinquent debt and failed to submit sufficient evidence that she satisfied her past-due debts, is paying the debts, or has a reasonable basis to dispute the debts. She also failed to demonstrate that her current finances are under control. Clearance is denied. CASE NO: 14-03062.h1


Financial

06/30/2015

Applicant failed to file Federal income tax returns for tax years 2007 through 2014. He failed to file state income tax returns for tax years 1984 through 2014, except for one year. He did not provide evidence that he resolved or is resolving the allegations raised by the Government. Financial security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-02718.h1


Foreign Preference

06/30/2015

When Applicant was a Bulgarian citizen she obtained a Bulgarian passport, which is now expired. She has mitigated the foreign preference security concerns. Clearance is granted. CASE NO: 14-02646.h1


Financial

06/30/2015

Applicant failed to submit evidence to show that she has a track record of financial responsibility, that she does not have a financial problem, or that her financial problem is being resolved or is under control. She failed to mitigate the Guideline F trustworthiness concerns. Eligibility to hold a position of trust is denied. CASE NO: 14-01321.h1


Financial; Personal Conduct

06/30/2015

Applicant has mitigated the security concerns caused by his financial situation. He did falsify a Government questionnaire as alleged. Clearance is denied. CASE NO: 14-01148.h1


Criminal Conduct; Finances

06/30/2015

Applicant committed a series of traffic-related offenses over a four-year period that resulted in fines she has not addressed to date in any documented way. Currently, she has no established plan to address her fines and accrued medical debts. Her cumulative arrests and unresolved fines and other debts pose continuing trust concerns that have not been mitigated. Clearance is denied. CASE NO: 14-00719.h1


Personal Conduct

06/30/2015

Applicant committed a series of traffic-related offenses over a 20-year period that resulted in fines she has not addressed to date in any documented way. Currently, she has no established plan to address her fines. Her cumulative arrests and unresolved fines pose continuing trust concerns that have not been mitigated. Eligibility to hold a public trust position is denied. CASE NO: 14-00352.h1


Drugs

06/30/2015

Applicant’s urine sample tested positive for marijuana. Notwithstanding, after considering all the evidence, I determined that Applicant unknowingly ingested the marijuana. He mitigated the drug involvement security concerns. Eligibility for access to classified information is granted. CASE NO: 12-10341.h1


Financial

06/30/2015

Applicant has ten purportedly continuing delinquent accounts, totaling approximately $19,623, which had been placed for collection, charged off, or gone to judgment. Applicant’s long-standing failure to repay her creditors, even in the smallest amounts, or to arrange payment plans, reflects traits which raise concerns about her fitness to hold a security clearance. There are no indications that Applicant’s financial problems are under control. Applicant has simply made the assertions that she paid some of her non-SOR debts and made a repayment plan for her SOR debts. Under her proposed plan, most of her debts should have already been resolved. Considering the absence of documented confirmed debt resolution and elimination efforts, Applicant’s financial issues are likely to remain. Applicant’s actions under the circumstances cast doubt on her current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 12-07849.h1


Financial

06/30/2015

Applicant failed to federal tax returns for several years and accumulated numerous delinquent debts. While he filed many of his back federal returns, he has not addressed any of the remaining back tax returns or accumulated delinquent debts. Financial concerns are not mitigated. Clearance is denied. CASE NO: 12-07787.h1


Financial

06/30/2015

Applicant is 54 years old and is employed as a Design Engineer for a defense contractor. His history of excessive indebtedness was caused by a long history of poor decision making and irresponsible behavior concerning his tax deductions. Sufficient mitigation has not been shown. Clearance is denied. CASE NO: 12-02642.h1


Case Number: 14-04059.h1
Financial

06/29/2015

Applicant incurred five delinquent debts, totaling about $7,000, and fell behind on his mortgage payments, during more than a year of unemployment after retiring from the Navy. He has taken positive steps to address the delinquencies, and has substantially resolved them. Resulting security concerns were mitigated. Eligibility for access to classified information is granted. CASE NO: 14-04059.h1


Financial

06/29/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. She did not present sufficient documentation to meet her burden of proof. Applicant has unresolved delinquent debt and has relied on some accounts being removed from her credit report for mitigation. She paid some small debt recently, but she has not been consistent with her payment plans. She has some debts that she has not addressed. Eligibility for a security clearance is denied. CASE NO: 14-03673.h1


Financial; Drugs; Alcohol

06/29/2015

Applicant mitigated the security concerns raised by financial problems that arose around 2009. He also mitigated concerns about his illegal use of drugs because he is unlikely to repeat his abuse of prescription painkillers and anti-anxiety drugs to which he became addicted in 2009. However, he did not mitigate the security concerns raised by his use of alcohol. He has received extensive counseling and treatment for his alcohol use and was diagnosed as alcohol dependent in 2009. He also has four alcohol-related arrests between 2008 and 2012. Applicant still consumes alcohol. His request for a security clearance is denied. CASE NO: 14-03643.h1


Financial

06/29/2015

Applicant is 53 years old. He had financial difficulties when he miscalculated his budget for repaying his student loans and his wife, who managed their finances, failed to tell him of the problems. He has resolved all of his delinquent debts. Applicant mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 14-03508.h1


Drug Involvement, Personal Conduct

06/29/2015

Applicant used marijuana with varying frequency from January 1996 to January 2013. His most recent marijuana use occurred while holding a security clearance, a security clearance he has held since 2006. Applicant was unable mitigate drug involvement security concerns. Clearance is denied.


Drugs; Criminal Conduct

06/29/2015

Applicant’s history of poly-drug abuse covers a period of 11 years ending in 2013. His ADHD and difficulty handling anxiety make it more likely that he will succumb to these pressures and resume self-medication with illegal drugs. He has five misdemeanor-level convictions from 2005 through 2009, and an additional 2009 driving while intoxicated conviction. More time without illegal drug use, or other criminal behavior, is necessary to provide assurance of Applicant’s successful rehabilitation and eligibility for access to classified information. He did not mitigate drug involvement and criminal conduct concerns. Clearance denied. CASE NO: 14-03102.h1


Financial; Personal Conduct

06/29/2015

Applicant is a 51-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his failure to file federal income tax returns and his failure to pay a delinquent debt. Eligibility for a security clearance is denied. CASE NO: 14-02743.h1


Financial

06/29/2015

Applicant has five purportedly continuing delinquent accounts, totaling approximately $35,115, which had been placed for collection or charged off. Applicant’s long-standing failure to repay his creditors since 2011, even in the smallest amounts, or to arrange payment plans, reflects traits which raise concerns about his fitness to hold a security clearance. There are no indications that Applicant’s financial problems are under control. Applicant has simply made the assertions that he contacted some of his creditors and arranged for debt repayment plans. In the absence of documentation to support his assertions, little weight can be given to those assertions. Considering the absence of confirmed debt resolution and elimination efforts, Applicant’s financial issues are likely to remain. Applicant’s actions under the circumstances cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-02726.h1


Financial; Drugs; Personal Conduct

06/29/2015

Applicant mitigated trustworthiness concerns under financial considerations, drug involvement, and personal conduct. Her application for a position of public trust is granted. CASE NO: 14-01256.h1


Alcohol; Personal Conduct

06/26/2015

Applicant refuted an allegation that he falsified his security clearance application, but he has not mitigated the security concerns raised by his alcohol consumption. Clearance is denied. CASE NO: 14-06032.h1


Financial, Personal Conduct

06/26/2015

Applicant is 50 years old. He failed to timely file his federal and state income tax returns from 2006 through 2012. Applicant failed to mitigate the security concerns under Guideline F, financial considerations and Guideline E, personal conduct. Clearance is denied. CASE NO: 14-05974.h1


Financial

06/26/2015

Applicant failed to mitigate security concerns raised by a history of failing to pay his financial obligations and consistent spending beyond his means. He amassed over $100,000 in delinquent debt, which he recently discharged through Chapter 7 bankruptcy. Delinquent federal taxes and student loans totaling over $70,000 remain outstanding. Notwithstanding the presence of some mitigation, it is too soon to conclude that his finances are under control and financial problems will not recur. Clearance is denied. CASE NO: 14-03548.h1


Financial

06/26/2015

Applicant’s statement of reasons listed 14 delinquent debts ranging from a low of $136 to a high of $14,215, totaling $20,995. All but one of these debts were for medical bills. The medical bills were accrued in the 2006 to 2007 timeframe. Although she recently mitigated four of her smaller debts, her recent efforts are insufficient to overcome security concerns raised. Clearance is denied. CASE NO: 14-02573.h1


Financial

06/26/2015

Applicant’s statement of reasons lists 11 delinquent, charged-off, or collections accounts and one judgment totaling $126,344. Applicant provided no documentation that these debts have been paid, settled, or otherwise resolved. Clearance is denied. CASE NO: 14-02283.h1


Guideline F; Guideline E

06/26/2015

Applicant availed himself of the opportunity to respond to the government’s case. If he believed there was additional information to present it was his responsibility to submit it. Adverse decision affirmed.


Guideline J; Guideline H; Guideline E; Guideline G; Guideline F

06/26/2015

The record contains admissions and other substantial evidence of more than a decade of criminal conduct, including some violent incidents and many involving drugs and alcohol. Favorable decision reversed.


Guideline F

06/26/2015

Applicant relies on new evidence that the Board cannot consider. Adverse decision affirmed.


Financial, Personal Conduct

06/26/2015

Applicant failed to mitigate the security concerns raised by his $23,400 in unresolved delinquent debt and his failure to disclose the delinquent accounts on his security clearance application. Clearance is denied. CASE NO. 12-06756.h1


Financial

06/25/2015

Applicant is a 40-year-old employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his delinquent debts. Eligibility for a security clearance is granted. CASE NO: 14-06574.h1


Financial

06/25/2015

Applicant is a 43-year-old employee who has a history of financial problems or difficulties consisting of eight delinquent accounts for a total of more than $50,000. He has made a good-faith effort to address his financial problems by resolving seven of the eight accounts, and it is most probable that the eighth account will be resolved within the next year. He met his burden to present sufficient evidence to explain and mitigate the financial considerations security concern. Clearance is granted. CASE NO: 14-05403.h1


Financial

06/25/2015

Applicant’s statement of reasons lists 11 collection accounts totaling $7,511. Applicant provided documentation mitigating two of the debts, but provided no documentation that the remaining nine debts have been paid, settled, or otherwise resolved. Clearance is denied. CASE NO: 14-04648.h1


Financial

06/25/2015

Applicant mitigated the security concerns raised by his delinquent debts by starting repayment plans as soon as his employment was stable, satisfying several of the SOR debts, and having a solid plan for repaying the remaining debts. Clearance granted.


Financial

06/25/2015

Applicant failed to mitigate the security concerns raised by his $18,000 delinquent education loans, for which he began repayment only after the SOR was issued. Clearance denied.


Foreign Preference; Foreign Influence

06/25/2015

Applicant’s foreign family contacts create a heightened risk of foreign exploitation, inducement, manipulation, pressure, or coercion, and an unacceptable security risk. Moreover, Applicant exercised his Taiwanese citizenship after becoming a U.S. citizen. The mitigating information taken together is insufficient to fully overcome the foreign influence and foreign preference security concerns. Clearance denied. CASE NO: 14-02632.h1


Financial

06/25/2015

Applicant mitigated the security concerns raised by his delinquent debt most of which was related to his failed business venture by addressing the bulk of the debt once he obtained stable employment and having a solid plan to address the remaining debt. Clearance granted.


Case Number: 14-01327.h1
Financial Considerations

06/24/2015

Applicant had 14 charged-off, placed-for-collection, or delinquent accounts, which totaled more than $22,000. Applicant failed to rebut or mitigate the financial considerations trustworthiness concerns. Based upon a review of the case file, pleadings, and exhibits, eligibility for access to sensitive information and eligibility for a public trust position is denied. CASE NO: 14-01327.h1


Drugs; Personal Conduct; Financial

06/24/2015

Applicant illegally purchased and used drugs between 1985 and 2013. Part of his illegal drug-related behavior occurred after he was granted a security clearance. Moreover, he falsified both his 2009 and 2011 security clearance applications (SCA) to conceal his history of drug-related behavior and criminal record. He failed to mitigate the drug involvement and personal conduct security concerns. He mitigated the financial considerations security concerns. Clearance denied. CASE NO: 14-04293.h1


Personal Conduct; Financial

06/24/2015

Applicant did not falsify his e-QIP application. Personal Conduct is found for Applicant. He did not mitigate the financial considerations concerns because of his extensive delinquent accounts. It is too soon to conclude his financial situation will stabilize because of his post-hearing Chapter 13 bankruptcy filing. Clearance is denied. CASE NO: 14-03960.h1


Guideline F

06/24/2015

The Judge offered a reasonable explanation as to why the disqualifying conduct was not mitigated. Adverse decision affirmed.


Financial

06/24/2015

Applicant did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts. Clearance is denied. CASE NO: 14-03627.h1


Financial; Personal Conduct

06/24/2015

The Government did not submit evidence to establish the personal conduct allegation. That allegation is concluded for Applicant. Applicant has unresolved financial problems. He did not mitigate the financial considerations security concerns. Clearance is denied. CASE NO: 14-03265.h1


Financial Considerations

06/24/2015

Applicant has a judgment and nine placed-for-collection accounts, which total more than $11,000. Applicant failed to rebut or mitigate the financial considerations trustworthiness concerns. Based upon a review of the case file, pleadings, and exhibits, eligibility for access to sensitive information and eligibility for a public trust position is denied. CASE NO: 14-02976.h1


Drugs

06/24/2015

Applicant has mitigated the security concerns caused by his minor drug use. Clearance is granted. CASE NO: 14-02531.h1


Financial

06/24/2015

Applicant has not mitigated the financial considerations security concern. He still has unresolved debts and tax liens. He failed to file his 2011 and 2012 tax returns until 2014. He has not presented sufficient documentation to mitigate the financial considerations concern. Eligibility for a security clearance is denied. CASE NO: 14-02471.h1


Guideline F; Guideline E

06/24/2015

There is no point in remanding the case under Guideline F because the Judge’s adverse conclusion under Guideline E is not challenged.


Financial

06/24/2015

Applicant has 2 unpaid judgments that total approximately $12,000, 5 charged-off accounts totaling approximately $17,000, and 16 delinquent accounts totaling approximately $63,000. The delinquent debts remain unpaid. Applicant has failed to mitigate the financial considerations security concerns. Clearance is denied. CASE NO: 14-01943.h1


Financial

06/24/2015

Applicant is delinquent on approximately $85,000 in student loans owed to one lender and $58,800 owed to another creditor. He has five additional unpaid collection accounts totaling approximately $3,000. Applicant has failed to mitigate the financial considerations security concerns. Clearance is denied. CASE NO: 14-01824.h1


Financial

06/24/2015

Applicant has mitigated the security concerns under the financial considerations guideline. He provided documentation to show that he has resolved his delinquent debts. Eligibility for a security clearance is granted. CASE NO: 13-01396.h1


Financial

06/24/2015

Applicant's financial problems began about nine years ago under unplanned circumstances. Applicant resolved a few of her debts, but her financial problems persist, as shown by the recent loss of her home to foreclosure and several missed car loan payments. Applicant only has acted on most of her debts in the two months before her hearing. Applicant did not meet her burden of persuasion, and her request for eligibility for access to classified information is denied. CASE NO: 12-09306.h1


Guideline F; Guideline E

06/24/2015

Applicant has not rebutted the presumption that the Judge considered all the record evidence. Adverse decision affirmed.


Financial

06/24/2015

Applicant has significant overdue debts, including owing more that $60,000 to the IRS for failure to timely file Federal tax returns for tax years 2007 through 2012. Also, no evidence was introduced to establish that Applicant's current financial status is stable and that he is able to resolve his past debts or stay current with his recent debts. Mitigation has not been shown. Clearance is denied.


Financial

06/24/2015

Applicant’s statement of reasons alleges 10 charged-off or collection accounts totaling $39,446. She paid four SOR debts, disputed one SOR debt, planned to pay one SOR debt in April 2015, and one SOR debt in May 2015, and to begin payment plans for the other debts in May 2015, except for one $95 medical debt, which she does not address. She provided sufficient documentation of her progress resolving her financial problems. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 12-03530.h1


Alcohol

06/23/2015

Applicant did not mitigate trustworthiness concerns related to her alcohol consumption. Her application for a position of public trust is denied. CASE NO: 14-04849.h1


Financial; Personal Conduct

06/23/2015

Applicant failed to establish a track record of financial responsibility. The evidence is insufficient to show clear indications that he does not have a current financial problem, or that his financial problem is being resolved, or is under control. He also failed to timely file his 2012 and 2013 federal and state income tax returns. Financial considerations security concerns are not mitigated. He did not intentionally fail to disclose his failure to timely file his tax returns for 2012 on his security clearance application. Personal conduct security concerns are mitigated. Eligibility for access to classified information is denied. CASE NO: 14-04700.h1


Financial

06/23/2015

Applicant incurred substantial delinquent indebtedness and has not filed his Federal or state income tax returns for the tax years 2010 through 2012. The evidence is insufficient to mitigate resulting security concerns. Based upon a review of the pleadings, testimony, and exhibits, eligibility for access to classified information is denied. CASE NO: 14-04608.h1


Financial

06/23/2015

Applicant has two significant debts, totaling almost $90,000, from tax liens filed against him by the Internal Revenue Service (IRS). While Applicant did submit a very recent payment plan with the IRS, no evidence was submitted to show that either debt has been resolved or reduced. Additionally no evidence was introduced to establish that Applicant's current financial status is stable and that he is able to resolve his past debts or stay current with his recent debts. Mitigation has not been shown. Clearance is denied.


Financial

06/23/2015

Applicant accumulated three major debts that he failed to adequately demonstrate if, when, and how he paid or otherwise resolved them. Without more probative evidence of resolution of the debts by payment or settlement, these debts cannot be mitigated. Financial concerns are not mitigated. Clearance is denied.CASE NO: 14-03612.h1


Financial

06/23/2015

Applicant did not mitigate security concerns related to her finances. Clearance is denied. CASE NO: 14-03574.h1


Financial

06/23/2015

Applicant has refused to pay a judgment that was awarded for medical expenses related to a car accident. Applicant was drinking before the accident, and he was convicted of driving under the influence (DUI). Clearance is denied. CASE NO: 14-03454.h1


Financial

06/23/2015

Applicant’s statement of reasons listed 22 delinquent debts ranging from a low of $44 to a high of $12,721. His financial problems began in 2005 with a vehicle accident and continued with two uncovered surgeries in 2006 and 2010. Applicant has resolved or is making a good-faith effort to resolve his debts, and has made significant progress towards regaining financial responsibility. Clearance is granted. CASE NO: 14-03203.h1


Financial

06/23/2015

Applicant has significant overdue debts, none of which has been resolved. No evidence was introduced to establish that Applicant's current financial status is stable and that she is able to resolve her past debts or stay current with her recent debts. Mitigation has not been shown. Clearance is denied.


Financial

06/23/2015

Applicant has had overdue debts as a result of the significant loss of earnings from his wife, because of her illness and the illness of their adopted daughter. He has now paid off some of the overdue debts and has been paying on a payment plan for the other debts. His financial situation is stable, and he is not overdue with any of his current financial obligations. Mitigation has been shown. Clearance is granted.


Drugs; Personal Conduct

06/23/2015

Applicant failed to mitigate the Drug Involvement and Personal Conduct security concerns. Applicant used marijuana once or twice in 2008 and up to three times in 2013. His 2013 marijuana use occurred while holding a security clearance. Eligibility for access to classified information is denied. CASE NO: 14-02518.h1


Drugs; Personal Conduct

06/23/2015

Applicant is a 42-year-old manufacturing technician who is seeking a security clearance. He did not mitigate the security concerns stemming from his (1) history of periodic marijuana use from about 1985 to about December 2010, (2) drug-related criminal conduct that resulted in serving probation for ten years during 2002 2012, (3) testing positive for marijuana while on probation, and (4) falsely understating his history of marijuana use on a 2008 security clearance application. Clearance is denied. CASE NO: 14-02468.h1


Drugs

06/23/2015

Applicant is a 61-year-old employee who is seeking a security clearance. He presented sufficient evidence to explain and mitigate the concern raised by his occasional use of marijuana over a period of many years. Clearance is granted. CASE NO: 14-02060.h1


FINANCIAL, Criminal, Personal Conduct

06/23/2015

Applicant submitted sufficient evidence to mitigate the security concerns raised by her $8,000 in delinquent debt. However, she failed to mitigate the criminal and personal conduct concerns raised by her recent criminal activity and her continued association with individuals engaged in criminal activity. Accordingly, her request for access to sensitive information is denied. CASE NO. 14-00225.h1


Financial

06/23/2015

Applicant accumulated student loan and consumer debts over a relatively short number of years, mostly attributable to income losses and unemployment. To date, he has not addressed his delinquent accounts covered in the SOR, and has not pursued financial counseling in any documented way. Applicant's efforts to date in addressing his delinquent debts are insufficient to enable him to meet his mitigation burden. Financial concerns are not mitigated. Clearance is denied. CASE NO: 14-00016.h1


Financial

06/23/2015

Applicant is 51 years old. He began having financial problems in 1996. He failed to provide sufficient evidence to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 12-08143.h1


Financial; Personal Conduct

06/22/2015

Applicant is a 45-year-old employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his delinquent debts, but failed to mitigate his deliberate falsification of responses to questions on a security clearance application. Eligibility for a security clearance is denied. CASE NO: 14-03492.h1


Financial

06/22/2015

Applicant is a 42-year-old employee who is seeking a security clearance. He has a history of financial problems or difficulties dating back to 2009, when he defaulted on a mortgage loan due to a business failure in 2008 during the economic crisis. The house was in foreclosure status for several years until it was sold in early 2014. The mortgage lender issued Applicant a Form 1099-C thereby cancelling the deficiency balance. In addition, he submitted sufficient documentation to resolve four medical collection accounts for a total of $1,923. He also submitted documentation showing that his overall financial situation is stable and he is not overextended. Clearance is granted. CASE NO: 12-05433.h1


Criminal Conduct; Financial

06/19/2015

Applicant did not mitigate the security concerns raised by his criminal conduct and delinquent debts. Clearance is denied. CASE NO: 14-05270.h1


Foreign Influence

06/19/2015

Applicant was born in Afghanistan. He immigrated to the United States in 2008, and became a naturalized U.S. citizen in 2013. His ex-wife is a naturalized U.S. citizen and they have a U.S.-born son. He was deployed and risked his life in support of U.S. interests in Afghanistan. His mother and fiancée live in Afghanistan. He failed to demonstrate that his contacts in Afghanistan do not pose a security risk, and that he is not in a position to be forced to choose between loyalty to the United States and his connections to family members. He failed to mitigate the foreign influence security concerns raised. Clearance is denied. CASE NO: 14-03619.h1


Financial; Personal Conduct

06/19/2015

Applicant refuted the allegations that he falsified his security clearance application, but he did not mitigate the security concerns raised by his delinquent debts and failure to timely file his federal and state income tax returns. CASE NO: 14-02434.h1


Guideline F

06/18/2015

The Board has no authority to remand a case simply to take in new evidence. Adverse decision affirmed.


Financial

06/18/2015

Applicant is 66 years old. He experienced financial problems when his wife became addicted to gambling. She no longer gambles and they attend counseling to address the behavior. Applicant mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 14-04267.h1


Drugs; Personal Conduct

06/18/2015

Applicant failed to mitigate the Drug Involvement and Personal Conduct security concerns. Applicant used marijuana in 2001 while holding a security clearance; used ecstasy in July 2009 and July 2010; and consumed alcohol infused with the active chemical in marijuana in 2011. He intentionally omitted his 2001 drug use on his 2005 security clearance application. Eligibility for access to classified information is denied. CASE NO: 14-04031.h1


Financial

06/18/2015

Applicant’s statement of reasons listed six delinquent debts ranging from a low of $65 to a high of $57,917. His financial problems began in 2007 when his wife lost a good-paying job and was required to stay home to care for their daughter, who had developed a learning disability. Applicant’s wife has returned to work and Applicant has received a significant raise. Applicant has resolved or is making a good-faith effort to resolve his remaining debts, and has made significant progress towards regaining financial responsibility. Clearance is granted. CASE NO: 14-03769.h1


Guideline F

06/18/2015

We do read Judges’ sentences in isolation but in light of the record as a whole. Adverse decision affirmed.


Guideline F

6/18/2015

The Judge made detailed findings about Applicant’s circumstances and discussed them appropriately in his Analysis. Adverse decision affirmed.


Financial

06/18/2015

Applicant’s financial problems were not the result of irresponsible or reckless behavior that indicates an inability to properly handle and safeguard classified information. He has made a good-faith effort to resolve his $41,000 of delinquent debt, and has established a record of financial rehabilitation and reform. Clearance is granted. CASE NO. 14-01068.h1


Financial

06/18/2015

Applicant failed to mitigate the financial considerations concerns raised by his $39,000 of unresolved delinquent debt. Clearance is denied. CASE NO. 12-08081.h1


Case Number: 14-02610.h1
Financial; Personal Conduct

06/17/2015

Applicant did not mitigate the financial considerations or personal conduct security concerns. Eligibility for access to classified information is denied. CASE NO: 14-02610.h1


Financial

06/17/2015

Applicant incurred substantial delinquent indebtedness but, despite regular full-time employment, demonstrated neither means nor efforts to resolve the large majority of it. The evidence is insufficient to mitigate resulting security concerns. Eligibility for access to classified information is denied. CASE NO: 14-02806.h1


Alcohol; Financial

06/17/2015

Applicant had several alcohol-related incidents, and incurred some formerly delinquent debt. He has resolved all of the debt, has no current alcohol problem, and has no recent incidents of security concern. Eligibility for access to classified information is granted. CASE NO: 14-02332.h1


Financial

06/16/2015

Applicant incurred significant unpaid debt, in part, due to circumstances beyond her control. However, she has not tried to pay or resolve even the smallest of her debts, despite having the means to do so. Her ongoing financial problems raise trustworthiness concerns about her judgment and reliability that have not been mitigated by her response to the Government's information. Her request for eligibility to occupy a position of trust is denied. CASE NO: 14-05657.h1


Foreign Influence

06/16/2015

Applicant is close to his mother, and his spouse is close to her father. Applicant’s mother and father-in-law are residents and citizens of India. He has frequent contact with his mother, and his spouse has frequent contact with her father. Applicant’s property interests in India have an estimated fair market value of $1,000,000, and his property interests in the United States are valued at about $15,000,000. Applicant, his spouse, his two children, his only sibling, his brother’s spouse, and his brother’s children are citizens and residents of the United States. Applicant’s connections to the United States are much greater than his connections to India. Foreign influence security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-05245.h1


Financial

06/16/2015

Applicant has not mitigated the security concerns raised by her delinquent debts. Eligibility for a public trust position is denied. CASE NO: 14-04484.h1


Personal Conduct

06/16/2015

Applicant's misconduct and discharge from military service under other than honorable conditions occurred more than 10 years ago. It is unlikely to recur and is no longer a security concern. An allegation that Applicant was either reprimanded or terminated from a civilian job in 2008 for unauthorized possession of alcohol at a work site was not supported by available information. Finally, because Applicant was not reprimanded for misusing his previous employer's cell phone in 2012, his omission of that event from his security clearance application did not constitute a deliberate false official statement. His request for access to classified information is granted. CASE NO: 14-04053.h1


Financial

06/16/2015

Applicant’s statement of reasons (SOR) alleges 28 delinquent, charged-off, or collection accounts totaling $59,257. He failed to provide sufficient documentation of his progress resolving his financial problems. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-03632.h1


Personal Conduct

06/16/2015

Applicant’s history of drug-related criminal conduct, in particular, his use of marijuana after he started working for his employer and after he was granted a secret clearance, continues to raise security concerns. Moreover, he intentionally falsified his 2008 security clearance application (SCA). His lack of honesty, judgment, and unwillingness to comply with the law raises questions about his reliability, trustworthiness, and ability to protect classified information. Clearance denied. CASE NO: 14-03207.h1


Financial

06/16/2015

Applicant's response to the Government's information was not sufficient to establish that she is working to resolve her past-due debts. Her financial problems arose from and were exacerbated by periods of unemployment. But Applicant also has been steadily employed since 2009, and has not shown that she acted responsibly to resolve her debts. The security concerns about her delinquent debts are not mitigated, and her request for a security clearance is denied. CASE NO: 14-02711.h1


Financial

06/16/2015

Applicant mitigated the security concerns raised by the presence of unresolved debts. His request for a security clearance is granted. CASE NO: 14-02439.h1


Financial

06/16/2015

Applicant has seven purportedly continuing delinquent student loans, totaling approximately $92,444, that had been placed for collection and charged off. Although Applicant initially contended being on a repayment plan, he failed to submit any documentation to support his contention that: a) he had a payment plan; and b) that he had made any payments to the creditors under the plan. Furthermore, he admitted that as of the date of the SOR, those student loans remained unpaid. There is no evidence to indicate that Applicant ever received financial counseling. It is not known what Applicant’s financial resources may be, or if he has any funds remaining at the end of each month for discretionary use or savings. While there is no evidence that any other accounts are delinquent, there is no evidence to reflect that Applicant’s financial problems are under control. Applicant has not acted responsibly by failing to address his delinquent student loan accounts and by making little, if any, efforts of working with his creditors. Applicant’s actions under the circumstances confronting him cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-02305.h1


Financial

06/16/2015

Applicant has not acted to pay or otherwise resolve delinquent debts that are almost five years old. She did not present sufficient information to show that she is likely to resolve her financial problems in the foreseeable future. The resulting security concerns about her delinquent debts are not mitigated, and her request for a security clearance is denied. CASE NO: 12-07963.h1


Financial

06/15/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04301.h1


Foreign Influence

06/15/2015

Applicant was born in Sudan and immigrated to the United States in 2001. He became a naturalized U.S. citizen in 2007. Applicant has two siblings, six half-siblings, and four in-laws, who are citizens and residents of Sudan. For 12 years he sent financial support to his mother, who lived there but recently died. Applicant failed to present sufficient evidence to mitigate the foreign influence security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04048.h1


Financial

06/15/2015

Applicant is 55 years old and is employed as a Computer Security Analyst for a defense contractor. Her delinquent back taxes owed to the IRS are being paid according to an installment agreement she reached with the Federal Government. She is resolving her delinquent debt and has learned how to avoid future delinquent debt of this sort. There is sufficient evidence of mitigation. Clearance is granted. CASE NO: 14-03923.h1


Financial

06/15/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. As a result of circumstances beyond his control, Applicant incurred delinquent debts. He was unemployed and had a medical condition. However, he has not provided evidence of any payments or payment arrangements. He also failed to file his Federal and state tax returns for 2009, 2010, and 2011. He did not file his state tax return for 2012. He promised to begin payments and filing when he became employed. However, the record does not show that he has done so. He has not met his burden. Eligibility for a security clearance is denied. CASE NO: 14-03342.h1


Personal Conduct; Foreign Influence; Financial; Alcohol

06/15/2015

Applicant was convicted of disturbing the peace for using offensive words (1986), forgery (1991), DWI (1995, 2001, and twice in 2003), and harassment (2005). Other charges were either unsubstantiated or dismissed. Applicant has acknowledged his problems with drinking and driving, and he has taken a number of positive steps to alter his behavior. He has abstained from alcohol since March 2003 – over 12 years ago. He last attended an AA meeting the morning before the security clearance hearing. His remaining criminal conduct was referred to in the SOR as personal conduct because it occurred so long ago and has not recurred since 2005 – 10 years ago. Applicant’s financial problems started sometime after 2002, after he had quit his job to become the full-time care-giver for his father. Applicant spent between $3,000 and $5,000 each month just for his father’s medication. At first, Applicant was able to handle the expenses because he had a good portfolio of investments, and his credit cards had zero balances. Applicant used whatever funds he had available to spend on his father, but after a few years, he started running short and started selling his assets. He simply ran out of money caring for his father and honoring his father’s burial request. In August 2006, with insufficient funds and no salary to continue paying any bills, Applicant filed for bankruptcy. The debts were discharged in August 2007. Applicant was born in Afghanistan, but relocated because of civil unrest during the Soviet occupation. He immigrated to the U.S. over 30 years ago. He was educated here, and eventually adopted by a native-born U.S. citizen. Applicant still has some family members in Afghanistan, but with some exceptions, his relationship with most of them is essentially non-existent, and with others, it is rather infrequent. Concerns as to Applicant’s security eligibility and suitability have been satisfied, and there is no longer any doubt regarding his current reliability, trustworthiness, and good judgment. Eligibility is granted. CASE NO: 14-02567.h1


Financial

06/15/2015

Applicant’s statement of reasons listed 13 delinquent debts ranging from a low of $177 to a high of $4,254. Her indebtedness history goes back to at least 2010. Although Applicant recently contacted several of her creditors and set up payment plans, her efforts were not enough to overcome years of financial irresponsibility. Clearance is denied. CASE NO: 14-02074.h1


Financial

06/15/2015

Applicant is 35 years old and is employed as an Electrician for a defense contractor. Her excessive indebtedness caused or contributed by having to provide all financial support for her three sons has not been mitigated by sufficient evidence of reform and rehabilitation. Clearance is denied. CASE NO: 14-02045.h1


Financial

06/12/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04248.h1


Alcohol, Criminal Conduct

06/12/2015

Applicant was convicted of underage drinking in 1996 and 1998. He was convicted of driving while intoxicated in 2007 and 2013. He remains on criminal probation until 2017. He failed to rebut or mitigate the trustworthiness concerns raised under Guideline G, Alcohol Consumption, and Guideline J, Criminal Conduct. His eligibility for a public trust position is denied. CASE NO: 14-03956.h1


Financial

06/12/2015

Applicant falsified his 2013 security clearance application concerning his substantial delinquent debt, which remains unresolved. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-03457.h1


Guideline F

06/12/2015

Applicant did not file Federal or state tax returns for the years 2006-2010. Nor did he timely file for several other years. Adverse decision affirmed.


Financial

06/12/2015

Applicant accumulated over $88,000 of delinquent debt owed to three creditors for judgments entered between 2009 and 2010. He failed to provide evidence that he paid or resolved any of the three judgments. Resulting security concerns were not mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-02765.h1


Foreign Influence; Foreign Preference

06/12/2015

Applicant’s foreign family contacts create a heightened risk of foreign exploitation, inducement, manipulation, pressure, coercion, and an unacceptable security risk. Considering Russia’s government, its relationship with the United States, and its ongoing pervasive espionage practices against the United States, Applicant’s mitigating information is insufficient to fully overcome the foreign influence security concerns under Guideline B. Eligibility for access to classified information is denied. CASE NO: 14-02428.h1


Guideline F

06/12/2015

Applicant’s appeal relies heavily on new evidence which the Board cannot consider. Adverse decision affirmed.


Guideline F

06/12/2015

There is a rebuttable presumption that the Judge considered all the evidence. Adverse decision affirmed.


Financial

06/12/2015

Applicant incurred more than $57,000 in delinquent debts over the past four years, and failed to document resolution of any of them. His home is in foreclosure. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-01483.h1


Financial

06/12/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-00431.h1


Drugs; Criminal Conduct; Personal Conduct

06/12/2015

Applicant mitigated the security concerns raised by his illegal drug involvement and incorrect responses to drug-related questions on his security clearance application. Clearance is granted. CASE NO: 12-09593.h1


Financial; Personal Conduct

06/11/2015

Applicant filed Chapter 7 bankruptcy in May 2004 and discharged his debts on December 2004. Applicant is currently delinquent on five debts, in the total amount of $48,918. His debts have not been resolved. The security concern raised by Applicant’s failure to disclose his debts on his electronic Security Clearance Application (e-QIP) was mitigated because the failure to list them was unintentional. Applicant failed to mitigate the financial concerns. Eligibility for access to classified information is denied. CASE NO: 14-05672.h1


Foreign Influence

06/11/2015

Applicant has mitigated the security concerns caused by his providing minimal financial support to foreign relatives. Clearance is granted. CASE NO: 14-05449.h1


Financial

06/11/2015

Applicant has yet to address a significant portion of her alleged past-due debts. Clearance is denied. CASE NO: 14-02386.h1


Financial

06/11/2015

Applicant has in good faith addressed her alleged past-due debt. Clearance is granted. CASE NO: 14-00937.h1


Financial

06/11/2015

Despite having been given an additional time to do so after his hearing; Applicant has failed to address his past-due debt, which totals about $64,000. Clearance is denied. CASE NO: 12-08254.h1


Foreign Influence; Foreign Preference

06/10/2015

Applicant and his spouse are close to their parents, who are residents and citizens of India. He has frequent contact with his parents and usually visits them or they visit him every other year or so. Applicant’s property in India has an estimated fair market value of $2,500,000, and his property in the United States is valued at about $1,400,000. Although foreign preference concerns are mitigated, foreign influence security concerns are not fully mitigated at this time. Eligibility for access to classified information is denied. CASE NO: 14-02277.h1


Financial

06/10/2015

Applicant’s statement of reasons alleges 25 delinquent, collection, or charged-off accounts, totaling $15,446. She failed to provide sufficient documentation of her progress resolving her financial problems. Financial considerations concerns are not mitigated. Her eligibility to occupy a public trust position is denied. CASE NO: 14-02165.h1


Financial

06/10/2015

Applicant is a 45-year-old help-desk engineer with a history of financial problems that are unresolved and ongoing. Clearance is denied. CASE NO: 14-00447.h1


Financial

06/10/2015

Applicant failed to mitigate security concerns raised by a history of failing to meet her financial obligations. She amassed a significant amount of delinquent debt, and resolved most of it through wage garnishment and a recent Chapter 7 bankruptcy. Notwithstanding the presence of some mitigation, an insufficient amount of time has passed to conclude that her finances are under control and financial problems will not recur. Clearance is denied. CASE NO: 12-05693.h1


Financial

06/09/2015

Applicant’s statement of reasons alleges four charged-off or collection accounts totaling $32,105. His debts were caused by circumstances beyond his control. He paid two debts, one debt is almost paid, and the creditor for the fourth debt agreed with his payment plan. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-03320.h1


Financial

06/09/2015

Applicant’s statement of reasons (SOR) alleges 13 charged-off or collection accounts totaling $ 22,241 and a mortgage foreclosure. His mortgage debt was resolved through a short sale; he paid 10 SOR debts totaling $20,697; and he successfully disputed the remaining three SOR debts, totaling $1,544. His delinquent debts were caused by circumstances beyond his control. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-03039.h1


Financial

06/09/2015

Applicant has either satisfied his delinquent debts, or he is paying them through payment plans. He has mitigated the financial considerations security concern. Clearance is granted. CASE NO: 14-02756.h1


Alcohol

06/09/2015

Applicant was involved in three alcohol-related driving arrests in 1986, 2005, and 2011. He provided evidence that he is not an alcohol abuser or alcohol dependent and has made significant lifestyle changes demonstrating responsible use of alcohol. Clearance is granted.


Financial

06/09/2015

Applicant failed to mitigate security concerns raised by a long track record of consistently spending beyond his means, which led to the accumulation of a substantial amount of delinquent debt. His delinquent debts total over $170,000, of which $90,000 is for past-due federal taxes. Notwithstanding the presence of some mitigation, Applicant failed to establish that his finances are under control and his financial situation continues to raise a security concern. Clearance is denied. CASE NO: 12-01500.h1


Financial

06/08/2015

Applicant has had a long-standing problem with her finances which started as early as 2006. It is unclear if she found herself with insufficient funds to continue making her routine monthly payments or if she simply chose to stop doing so, and various accounts became delinquent, and were placed for collection or charged off. One vehicle was repossessed. The SOR identified 17 purportedly continuing delinquent debts totaling approximately $25,183. Applicant was previously unemployed on several occasions during which she was generally supported by her parents. She attributed her financial problems to her periods of unemployment; her period of separation from her husband which resulted in her income being reduced from a two income household to a single income household; and having to raise four children. However, Applicant offered no explanation as to why she took no action to resolve her delinquent accounts between periods of unemployment or after she obtained her current position in March 2013. Despite her repeated promises to resolve her delinquent accounts, Applicant has essentially taken no positive actions to do so. Her long-standing failure to repay her creditors, even in the smallest amounts, or to arrange payment plans, reflect traits which raise concerns about her fitness to hold a public trust position. Applicant’s actions cast doubt on her current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-03143.h1


Financial

06/08/2015

Applicant experienced financial problems as a result of employment difficulties between 2004 and 2012. She has paid or resolved most of her past-due debts and can be relied on to complete her repayment efforts. Her current finances are sound and her past financial problems no longer cast doubt on her trustworthiness. Her request for eligibility to occupy a position of trust is granted. CASE NO: 14-02844.h1


Case Number: 14-04971.h1
Foreign Influence

06/05/2015

Applicant has not mitigated the security concerns under the foreign influence guideline. Applicant has land, an apartment, and a bank account in India of substantial interest. His mother, father, and sister are citizens and residents of India. Applicant did not present sufficient mitigation under the guideline. Eligibility for a security clearance is denied. CASE NO: 14-04971.h1


Drugs

06/05/2015

Applicant failed to mitigate the drug involvement security concern. She abused marijuana and Adderall from 2000 to 2013. Her recent drug abuse occurred while she was employed by the federal government and after she went through a character hearing, where her past drug use was raised as a potential disqualifying issue for entry into the legal profession. In light of the circumstances of her recent drug abuse, insufficient time has passed to make an affirmative favorable finding that she will not engage in similar conduct in the future. Clearance is denied. CASE NO: 14-05453.h1


Foreign Influence

06/05/2015

Applicant has been a resident of the United States since 1993. He became a naturalized U.S. citizen, and he, his wife, and their two children reside in the United States. His mother, two siblings, and his mother-in-law remain Indian citizen residents. The estimated value of Applicant’s foreign financial interests is insubstantial, especially when compared with his financial interests in the U.S. Moreover, as he was in the process of divesting himself of his two parcels of undeveloped real estate and closing his modest bank account, he will soon no longer have any foreign financial interests in India. It is very unlikely India would forcefully attempt to coerce Applicant through his mother, siblings, or mother-in-law, and Applicant is not vulnerable to direct coercion or exploitation through his wife or children. He is well respected by his friends and colleagues for his honesty, integrity, and truthfulness. Concerns as to Applicant’s eligibility and suitability to occupy a public trust position have been satisfied. Eligibility is granted. CASE NO: 14-04408.h1


Financial; Personal Conduct

06/05/2015

Applicant was delinquent on six debts, in the total amount of $106,995. He resolved three of them. He failed to document any effort to resolve the remaining three totaling $106,698. Additionally, security concerns were raised because Applicant intentionally failed to disclose his debts on his electronic security clearance application (e-QIP). Applicant failed to mitigate the financial and personal conduct concerns. Eligibility for access to classified information is denied. CASE NO: 14-04226.h1


Financial; Personal Conduct

06/05/2015

Applicant did not provide sufficient evidence to mitigate security concerns raised under the financial considerations and personal conduct guidelines. Eligibility for a security clearance is denied. CASE NO: 14-03103.h1


Guideline F

06/05/2015

The application of mitigating conditions does not turn on finding simply that one or more apply to the facts of the case. The Judge relied on the extent of applicant’s indebtedness and the paucity of mitigating evidence. Adverse decision affirmed.


Financial

06/05/2015

Applicant has not mitigated the security concerns caused by his financial situation. Clearance is denied. CASE NO: 13-01222.h1


Financial

06/04/2015

Applicant failed to mitigate the security concerns raised by his delinquent education loans, none of which had been addressed before the statement of reasons was issued, and for which repayment was not scheduled to begin until August 2015. Clearance denied.


Financial

06/04/2015

Applicant failed to submit evidence to show that he has a track record of financial responsibility, that he does not have a financial problem, or that his financial problem is being resolved, or is under control. He failed to mitigate the Guideline F security concerns. Clearance denied. CASE NO: 14-03678.h1


Financial

06/04/2015

Applicant failed to timely file his federal income tax returns for tax years 2010 through 2012. His evidence is insufficient to show that he has a track record of financial responsibility, that he does not have a financial problem, or that his financial problem is being resolved, or is under control. He failed to mitigate the Guideline F security concerns. Clearance denied. CASE NO: 14-01609.h1


Financial

06/03/2015

Applicant's response to his financial problems indicates good judgment and reliability. His current finances are sound, and the presence of unpaid debt does not present an unacceptable security concern. His request for access to classified information is granted. CASE NO: 14-05534.h1


Drugs

06/03/2015

Applicant has not mitigated the security concerns caused by his use of drugs. Clearance is denied. CASE NO: 14-04214.h1


Personal Conduct; Financial

06/03/2015

Applicant's security clearance was revoked by the Army in 2010 for financial considerations. He falsified his 2013 security clearance application concerning his clearance revocation and ongoing delinquent debts, and fabricated an innocent rationale for the revocation during security interviews. He previously falsified his 2006 security clearance application by denying substantial delinquent debt. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-01302.h1


Personal Conduct; Financial

06/03/2015

Applicant has not mitigated the security concerns under the personal conduct security guideline due to his pattern of rule violations over a period of years. He has a delinquent account that he has not resolved and has no plan in place to pay the account. Clearance is denied. CASE NO: 14-01281.h1


Financial

06/03/2015

Applicant's financial problems began after a period of unemployment and loss of overtime income. He sought financial management and debt repayment assistance in 2013, when he applied for a security clearance. He has been repaying his debts through a debt management plan since January 2014. His efforts to resolve his past-due debts reflect well on his judgment and reliability. The security concerns about his past debts are mitigated. His request for a security clearance is granted. CASE NO: 14-01130.h1


Financial

06/02/2015

Applicant accumulated seven delinquent debts totaling $22,431. He also had a Chapter 13 bankruptcy filing dismissed in 2008. He has not resolved any of his delinquencies. Resulting security concerns were not mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-04556.h1


Financial

06/02/2015

Applicant failed to file both his Federal and state income tax returns for the tax year 2005. His 2009 Federal income tax return was not filed in a timely manner. The circumstances that caused Applicant’s failure to file in 2005 and a delay in filing in 2009 were unusual, and are unlikely to be repeated. These incidents do not cast doubt on Applicant’s judgment, given the unique circumstances under which they occurred. He has acted responsibly with respect to his income tax obligations since November 2013. Financial security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO:14-02502.h1


Financial

06/02/2015

Applicant mitigated security concerns raised by the presence of delinquent debt. His past financial trouble was due to a failed business venture. After regaining his financial footing, Applicant contacted his creditors and has been resolving his past-due debts. His finances are now under control, and his past financial trouble no longer raises concerns about his judgment, reliability, and trustworthiness. Clearance is granted. CASE NO: 14-01936.h1


Financial

06/02/2015

Notwithstanding his recent bankruptcy that discharged all the Statement of Reasons (SOR) debts, Applicant’s evidence is insufficient to establish that he has a track record of financial responsibility and that his financial problems are unlikely to recur. He failed to mitigate the Guideline F security concerns. Clearance is denied. CASE NO: 14-01277.h1


Guideline F

06/01/2015

The Appeal Board cannot consider new evidence. The principal of administrative finality requires that, absent a showing that an applicant was denied an opportunity to present evidence, there is no basis to reopen a record for the presentation of additional evidence. Adverse decision affirmed. CASE NO: 14-02480.a1


Guideline F; Guideline C; Guideline B; Guideline E

06/01/2015

The Appeal Board cannot consider new evidence. Applicant failed to rebut the presumption that the Judge considered all of the evidence in the record. Adverse decisions affirmed. CASE NO: 14-02411.a1


Financial

06/01/2015

Applicant established his eligibility for continued access to classified information. He was unable to meet his financial obligations after his income decreased sharply. He resolved some of his delinquent debts through bankruptcy. His only delinquent debts that remained post-bankruptcy were student loans that he incurred in attaining his undergraduate degree. He submitted documentation that following the bankruptcy he paid his student loans on a consistent basis before they were recently placed in forbearance status while he pursues a graduate degree. He has not incurred other delinquent debt in the five years that have passed since the bankruptcy. He has received financial counseling and his overall financial situation appears to now be under control. Clearance is granted. CASE NO: 14-00956.h1


Sexual Behavior; Personal Conduct

05/29/2015

Applicant revealed, during a security clearance interview, that he had downloaded, stored, and viewed child pornography for sexual gratification over the course of several years. He concealed this information from his employer, family, and friends. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-05710.h1


Alcohol

05/29/2015

In May 2009, and October 2011, Applicant was arrested and charged with driving while under the influence of alcohol (DUI). He was on probation when arrested for the October 2011 DUI. He continues to consume alcohol to intoxication. Alcohol consumption concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-05201.h1


Personal Conduct; Criminal Conduct

05/29/2015

Applicant has mitigated the security concerns raised by marijuana involvement in 2001, an arrest for hit-and-run in 2002, and arrests for driving while intoxicated in 2009 and 2012. Clearance is granted. CASE NO: 14-04454.h1


Financial

05/29/2015

Applicant incurred about $21,000 in delinquent debts over the past seven years, and failed to document resolution of any of them. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-04192.h1


Foreign Influence

05/29/2015

Applicant has close and continuing connections with her four Syrian siblings. Clearance is denied. CASE NO: 14-03789.h1


Foreign Influence

05/29/2015

Applicant has little contact with his Korean sister. The rest of his immediate family reside in the Unites States Clearance is granted. CASE NO: 14-03779.h1


Financial

05/29/2015

Applicant’s statement of reasons alleges he failed to file his federal and state income taxes from 2010 through 2012. In 2013, before he received the SOR, he filed his tax returns and paid his taxes, which amounted to about ten percent of the amounts withheld from his salary. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-03280.h1


Criminal Conduct; Financial

05/29/2015

Applicant mitigated the security concerns raised by two convictions for driving while intoxicated in 2010 and 2011. He did not mitigate the security concerns raised by his delinquent debts. Clearance is denied. CASE NO: 14-02996.h1


Financial, Drugs

05/29/2015

Applicant’s statement of reasons alleges six charged-off debts totaling $27,857, misuse of the prescription drugs Vicodin and Xanax, and use of marijuana in May 2013. She has an established payment plan addressing her delinquent debts, and she has a track record of paying her current debts and expenses. She ended her drug abuse on June 7, 2013. Financial considerations and drug involvement concerns are mitigated. Eligibility for a public trust position is granted. CASE NO: 14-02523.h1


Criminal Conduct; Drugs

05/29/2015

Applicant’s history of drug-related conduct, in particular, his use and possession of marijuana after he was granted eligibility for a security clearance, continues to raise security concerns. His lack of judgment and unwillingness to comply with the law raise questions about his reliability, trustworthiness, and ability to protect classified information. Clearance denied. CASE NO: 14-02189.h1


Financial

05/29/2015

Applicant’s financial problems were not caused by irresponsible, reckless, or negligent behavior. Although Applicant still owes a significant amount of delinquent debt, she is making a good-faith effort to repay her creditors. Clearance is granted. CASE NO. 14-01926.h1


Foreign Influence

05/29/2015

Applicant was born in Somalia and immigrated to the United States in 1996. He became a naturalized U.S. citizen in 2008. Applicant has two cousins, who are citizens and residents of Somalia. For eight years he sent financial support to them. Two of his children are citizens of Somalia, residing with him. His nephew, who is an undocumented person from Somalia, resides with him. Applicant failed to present sufficient evidence to mitigate the foreign influence security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01529.h1


Financial

05/29/2015

Applicant has not mitigated the security concerns caused by his financial situation. Clearance is denied. CASE NO: 14-01485.h1


Personal Conduct

05/29/2015

Applicant has not mitigated the security concerns under the personal conduct security guideline due to his falsification during his 2012 investigative interview. Clearance is denied. CASE NO: 14-01056.h1


Financial

05/29/2015

Applicant’s financial problems could have been aggravated, in part, by circumstances beyond his control. Notwithstanding, he failed to present sufficient evidence to show that he acted responsibly under the circumstances, and that his financial problems are resolved or under control. Clearance is denied. CASE NO: 12-11252.h1


Financial

5/29/2015

Applicant has had a history of overdue debts, resulting primarily from a divorce and frequent relocations. However, he has only resolved one of his overdue debts, and the vast majority remain unpaid. Mitigation has not been shown. Clearance is denied.


Financial; Personal Conduct

05/29/2015

Applicant has had a long-standing problem with his finances which started as early as 2008. It is unclear if he found himself with insufficient funds to continue making his routine monthly payments or if he simply chose to stop doing so, and various accounts became delinquent, and were placed for collection or charged off. The SOR identified four purportedly continuing delinquent debts totaling approximately $11,863 that had been placed for collection or charged off. He denied having delinquent accounts in his application for a security clearance. Despite his promises to resolve his delinquent accounts, Applicant has essentially taken no positive actions to do so. His lack of candor, in addition to his long-standing failure to repay his creditors, even in the smallest amounts, or to arrange payment plans, reflect traits which raise concerns about his fitness to hold a security clearance. Applicant’s actions cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 12-03377.h1


Financial

05/29/2015

Applicant is 41 years old. He has six delinquent debts totaling more than $29,000 that are unpaid or unresolved. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 11-15104.h1


Financial

5/28/2015

Applicant has had a history of overdue debts. His financial difficulties occurred because of several factors including unemployment or underemployment of him and his wife, medical challenges, and an auto accident in which he was involved. He is paying or has paid off the many of his overdue debts. However, two debts, one quite significant, have not been addressed. Mitigation has not been shown. Clearance is denied.


Financial

05/28/2015

Applicant has a history of not being able to meet her financial obligations resulting in a 2005 Chapter 7 bankruptcy. Applicant also has significant current overdue debts, including owing more that $16,000 to the IRS for failure to timely file Federal tax returns for tax years 2011 and 2012, and additional overdue debts that have not been resolved or reduced. No evidence was introduced to establish that Applicant's current financial status is stable and that she is able to resolve her past debts or stay current with her recent debts. Mitigation has not been shown. Clearance is denied.


Foreign Influence, Foreign Preference

05/28/2015

Applicant has mitigated the security concerns caused by her foreign sister, banking interest, and prior possession of a foreign passport. Clearance is granted. CASE NO: 14-02427.h1


Financial, Personal Conduct

05/28/2015

Applicant was unable to make payments on two mortgages for his home because of his undergoing a divorce; and as a result of the economic downturn he could not sell his house in a short sale. While he attempted to quitclaim his home to another purchaser, he never received approval from the mortgage holder for the quitclaim sale or notice from the mortgage holder that his debts were resolved. Finally, no evidence was introduced to show that his current financial situation is stable. Mitigation has not been shown. Clearance is denied.


Financial

05/27/2015

Applicant failed to establish his eligibility for continued access to classified information. He incurred delinquent debt following the divorce from his ex-wife in 2010. He did not submit documentation to substantiate his claims of debt repayment or provide a reasonable basis to dispute the outstanding debt. His delinquent debts remain unresolved and total approximately $35,000. Applicant failed to demonstrate that his financial situation is under control and, despite the presence of some mitigation, security concerns regarding his finances remain. Clearance is denied. CASE NO: 14-06125.h1


Financial

05/27/2015

Applicant did not mitigate the financial considerations trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-04112.h1


Drugs

05/27/2015

Applicant is a 63-year-old senior database administrator with a history of illegal drug involvement consisting of using marijuana during the years of 2011 2013. His marijuana use took place while he possessed a security clearance. Clearance is denied. CASE NO: 14-03547.h1


Foreign Influence; Foreign Preference

05/27/2015

Applicant mitigated concerns raised by her foreign familial ties to Ukraine, as she would resolve any attempt to influence her through her foreign familial connections in favor of the United States. She immigrated to the United States with her husband over a decade ago, and in a relatively short period of time established deep and long lasting roots in the United States. Her loyalty to the United States is unquestionable. She has properly handled and safeguarded sensitive information for over a decade and the record established that she can be entrusted with classified information. Clearance is granted. CASE NO: 14-02563.h1


Financial

05/27/2015

Applicant's inability to keep current with her debts occurred during an 18-month period when her ex-husband stopped paying child support. His resumption of child support payments in 2012, together with a reduction of her health expenses in 2015, has enabled Applicant to get her finances under control. I conclude Applicant has mitigated the security concern. Clearance is granted. CASE NO: 14-02227.h1


Guideline F

05/27/2015

The Judge said or nothing that would persuade a reasonable person that he lacked the requisite impartiality. Adverse decision affirmed.


Financial

05/27/2015

Applicant's sole delinquent debt, totaling approximately $68,000, stems from a loan she cosigned with her parents to open a restaurant in 2006. In 2008, the restaurant failed and they defaulted on the loan. Applicant initially thought that the loan had been resolved as part of several issues related to the dissolution of the business, but later discovered that it was still outstanding, having been transferred to an unknown creditor. After four years of exhaustive research, Applicant, with the help of an attorney, tracked down the creditor and negotiated a payment plan. In the six months since she identified the creditor, she has, consistent with a payment plan, paid $10,000 towards the resolution of the debt and is on schedule to satisfy the debt over the next 30 months, as agreed. Applicant has mitigated the security concern. Clearance is granted. CASE NO: 14-01647.h1


Guideline f

05/27/2015

The Board does not read sentences in isolation. Adverse decision affirmed.


Drugs, Financial

05/26/2015

Applicant has a long history of serious drug abuse, which he began to address in 2010. He also has a long history of financial problems, which he began to address within the past two months. He failed to provide sufficient evidence to mitigate the security concerns raised under the drug involvement of financial considerations guidelines. Eligibility for access to classified information is denied. CASE NO: 14-05942.h1


Financial

05/26/2015

Applicant’s statement of reasons listed a 2005 Chapter 7 bankruptcy and 11 debts. Given the time elapsed, his 2005 bankruptcy is of limited security significance. Applicant has paid or is resolving 10 of the 11 debts, and has a reasonable basis to dispute the 11th debt. Clearance is granted. CASE NO: 14-04507.h1


Alcohol, Criminal Conduct, Personal Conduct

05/26/2015

Applicant was arrested, charged, and convicted of driving under the influence of alcohol for offenses in 1990 and 2013. After the 2013 DUI, he reduced his alcohol consumption, attended Alcoholics Anonymous (AA) meetings, and improved his work performance. He consumes alcohol responsibly. He receives support from family and friends. Alcohol consumption, criminal conduct, and personal conduct concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-04395.h1


Financial

05/26/2015

Applicant is a 50-year-old employee with a history of financial problems or difficulties consisting of federal income tax problems and collection accounts. He did not produce sufficient evidence to rebut, extenuate, mitigate, or explain his unresolved federal income tax problems. Clearance is denied. CASE NO: 14-03618.h1


Financial

05/26/2015

Applicant has not mitigated the financial considerations security concern. He still has an unresolved home equity loan in the amount of $48,000. He does not have a plan in place to resolve the debt, but he intends to do so. He has not presented sufficient documentation to mitigate the financial considerations concern. Eligibility for a security clearance is denied. CASE NO: 14-02394.h1


Financial; Personal Conduct

05/26/2015

Applicant is 31 years old and is employed as a Office Manager for a defense contractor. Her excessive indebtedness caused by her partner's unemployment and underemployment; and her failure to answer the questions truthfully on her security clearance application concerning her finances, has not been mitigated by sufficient evidence of reform and rehabilitation. Clearance is denied. CASE NO: 14-02349.h1


Criminal; Alcohol Consumption; Personal Conduct

05/26/2015

Applicant is 32 years old and is employed as a Diver Technician for a defense contractor. His history of alcohol abuse and criminal conduct resulting in two alcohol- related arrests and convictions, and one non-alcohol related arrest, the most recent of which occurred in 2011, for which he remains on probation, has not been mitigated by sufficient evidence of reform and rehabilitation. Applicant also falsified his security clearance application in regard to his arrest history. Clearance is denied. CASE NO: 14-02347.h1


Financial

05/26/2015

Applicant is 48 years old and employed as a Lead Technical Integrator by a defense contractor. Applicant's history of excessive indebtedness, brought on by a series of poor financial decisions, resulted in him filing for bankruptcy, and his house being foreclosed upon. He also failed to file his state and Federal income tax returns and became indebted for back taxes for tax years, 2010, 2011, and 2012. These situations have been resolved. Sufficient evidence in mitigation has been shown. Clearance is granted. CASE NO: 14-01313.h1


Financial

05/26/2015

Applicant failed to mitigate the security concerns raised by his five sizeable delinquent property accounts, most of which were still pending modification or foreclosure. Clearance denied.


Foreign Preference

05/26/2015

Applicant is 46 years old and employed as a Senior Technical Writer by a defense contractor. Applicant's foreign preference for Canada, evidenced by her strong loyalties, her citizenship, and her financial assets in Canada, which out weight her assets in the United States, has not been mitigated. Clearance is denied. CASE NO: 12-01333.h1


Drugs

05/22/2015

Applicant mitigated security concerns related to his history of illegal drug use while in high school and college. Clearance is granted. CASE NO: 14-04492.h1


Financial

05/22/2015

Applicant did not mitigate security concerns related to her finances. Eligibility for a public trustworthiness position is denied. CASE NO: 14-04252.h1


Foreign Influence

05/22/2015

Applicant was born in China and immigrated to the United States in 1989. He became a naturalized U.S. citizen in 1999. Applicant’s mother, two siblings, and mother-in-law are citizens and residents of China. He sends his mother financial support. Applicant failed to present sufficient evidence to mitigate the foreign influence security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04242.h1


Financial

05/22/2015

Applicant’s decision to strategically default on mortgage and home equity line of credit loans on his home occurred under unusual circumstances caused by an issue with the home’s title, which are not likely to recur. Clearance is granted. CASE NO. 14-03778.h1


Financial

05/22/2015

Applicant’s financial problems appear to be, in part, due to circumstances beyond her control. Notwithstanding, she failed to present sufficient evidence to show that she acted responsibly under the circumstances, and that her financial problems are resolved or under control. Clearance is denied. CASE NO: 14-03777.h1


Financial

05/22/2015

Although Applicant mitigated some of his delinquent debts, he failed to mitigate the security concerns raised by his $45,000 in delinquent educational loans, which were in a rehabilitation period with an extremely low monthly payment. Applicant failed to demonstrate that he would be able to make the new, higher monthly payment that would be instituted once the rehabilitation was complete. Clearance denied.


Financial; Personal Conduct

05/22/2015

Applicant has failed to mitigate the financial considerations and personal conduct concerns raised in the SOR. The $30,000 of delinquent debt alleged in the SOR remains unresolved. Applicant’s claim that he accidentally omitted derogatory financial information from his January 2014 security clearance application is not credible. Clearance is denied. CASE NO. 14-03069.h1


Criminal Conduct; Personal Conduct

05/22/2015

Applicant mitigated the trustworthiness concerns about his criminal and personal conduct. His consumption of alcohol was the underlying cause of most of the documented criminal offenses. Of his own volition, Applicant has not consumed alcohol or driven a car for about five years. His omissions from his security clearance application of adverse information in his background were unintentional, and he did not fail to cooperate with a government investigator during his subject interview. Applicant's request for eligibility to occupy a position of trust is granted. CASE NO: 14-02877.h1


Financial

05/22/2015

Applicant has either paid, or in good faith addressed all of her alleged past-due debts. Clearance is granted. CASE NO: 14-02003.h1


Financial; Personal Conduct

05/22/2015

Applicant owes significant past-due and delinquent debts consisting mainly of unpaid student loans and medical accounts. She also has private commercial debts that are past due or delinquent. Applicant's debts arose, in part, from circumstances beyond her control. But those circumstances have not been present for several years and she has not acted responsibly to pay or otherwise resolve her debts. Applicant's request for eligibility to occupy a position of trust is denied. CASE NO: 14-01133.h1


Foreign Influence; Personal Conduct; Financial

05/22/2015

Applicant mitigated the foreign influence and personal conduct allegations in this case. He no longer is married to a Russian citizen and does not have any intention of seeing her again. He did not submit sufficient documentation to show that he has mitigated the financial issues, including late filing of tax returns. He has not met his burden of proof. Security clearance is denied. CASE NO: 13-00938.h1


Financial

05/21/2015

Applicant mitigated concerns raised by the foreclosure of his former home during the recent economic recession. He demonstrated that he tried to resolve the debt in good faith before the home was foreclosed. He also established that he has a reasonable basis to dispute the debt alleged. Clearance is granted. CASE NO: 14-04871.h1


Financial; Personal Conduct

05/20/2015

Applicant is a 54-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his failure to file federal income tax returns for 2006-2011 in a timely manner and his deliberate falsification of a response to a question on a security clearance application. Eligibility for a security clearance is denied. CASE NO: 14-03562.h1


Financial

05/20/2015

Applicant is 51 years old. She has delinquent debts that are unresolved. She failed to mitigate the Guideline F, financial considerations, trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-03541.h1


Sexual Behavior; Criminal Conduct; Information Technology; Personal Conduct

05/20/2015

Applicant has failed to mitigate the security concerns raised by his use of a government-issued to computer to solicit prostitutes between 2009 and 2012, as well as his January 2013 guilty plea to solicitation charges. Clearance is denied. CASE NO. 14-03306.h1


Guideline F

05/20/2015

Nothing in the record supports Applicant’s contention that she was subject to ridicule or prejudice by the Judge and Department Counsel. Adverse decision affirmed.


Financial

05/20/2015

Applicant failed to file her federal and state income tax returns for a number of years and incurred a federal tax lien covering taxes owed for the same years. While she believes the tax preparer she employed has since filed her returns for the listed years, she cannot be certain. Nor is she certain that the IRS tax lien covered in the SOR is fully satisfied. Financial concerns were not mitigated. Clearance is denied. CASE NO: 14-02746.h1


Drugs

05/20/2015

Applicant illegally purchased and used drugs with varying frequency from 2007 to 2013. Considering the period, frequency, his recent use, and the type of drugs he experimented with, Applicant’s evidence is insufficient to mitigate the drug involvement security concerns. Clearance is denied. CASE NO: 14-01722.h1


Guideline F

05/20/2015

The Judge’s challenged credibility determination is sustainable given Applicant ‘s failure to disclose judgements against him after he had attended court hearings related to them. Adverse decision affirmed.


Financial

05/19/2015

Applicant is a 30-year-old employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his delinquent debts. Eligibility for a security clearance is granted. CASE NO: 14-05450.h1


Financial

05/19/2015

Applicant failed to mitigate the security concerns raised by his $56,000 in delinquent debts, where he took no meaningful effort to address his debts until after he received the statement of reasons, and where he had yet to reach a resolution regarding his delinquent Federal income taxes. Clearance denied


Financial

05/19/2015

Applicant is 50 years old. She failed to timely file her 2011 and 2013 federal and state income tax returns. She filed them in December 2013 and received federal tax refunds and owed a small amount for state taxes. She admitted her mistake and such conduct is unlikely to recur. Applicant mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 14-03957.h1


Financial

05/19/2015

Applicant has mitigated the security concerns under the financial considerations guideline. Applicant's delinquent debts are the result of circumstances beyond her control. She paid many of the delinquent debts. She has shown good-faith efforts in paying the largest debt that her husband did not pay. Eligibility for a security clearance is granted. CASE NO: 14-03862.h1


Financial

05/19/2015

Applicant has yet to address past-due debts in excess of $17,000. Clearance is denied. CASE NO: 14-03032.h1


Foreign Influence

05/19/2015

Applicant and her spouse’s foreign family contacts in China create a heightened risk of foreign exploitation, inducement, manipulation, pressure, coercion, and an unacceptable security risk. The mitigating information taken together is insufficient to fully overcome the foreign influence security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01811.h1


Financial

05/19/2015

Applicant is 37 years old. He experienced financial problems after a divorce. He failed to provide sufficient evidence to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-01761.h1


Financial

05/19/2015

Applicant’s financial problems were not caused by his frivolous or irresponsible spending, and he did not spend beyond his means. Instead, they were largely beyond his control. They arose in 2010, when he was working in Afghanistan and his first wife took money out of his bank account and maximized a credit card account just prior to their divorce. Because of her actions, the divorce, his location in Afghanistan, and his current wife’s unspecified medical issues, Applicant had insufficient money to maintain his monthly payments. As a result, various accounts became delinquent were and placed for collection, or charged off. A vehicle was repossessed. Upon becoming aware of the delinquent status of some of his accounts, Applicant cashed out his 401(k) retirement account and contacted his creditors in an effort to resolve his delinquent accounts. Of Appellant’s seven SOR-related accounts, six have been resolved. The remaining account has not yet been resolved, although Applicant has repeatedly attempted to acquire the necessary information regarding his repossessed vehicle. Applicant’s actions do not cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is granted. CASE NO: 14-01678.h1


Financial

05/19/2015

Applicant did not mitigate security concerns related to his finances. Clearance is denied. CASE NO: 14-01476.h1


Financial

05/19/2015

Applicant’s statement of reasons (SOR) alleges three charged-off accounts totaling $25,491 and four accounts past due in the amount of $1,599. Her debts were caused by circumstances beyond her control. On March 11, 2015, her nonpriority, unsecured debts were discharged under Chapter 7 of the Bankruptcy Code. She received a fresh financial start, and she does not have any new delinquent debt. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-00340.h1


Financial

05/19/2015

Applicant's financial problems began after a series of layoffs that occurred over two years between 2009 and 2011. Since his employment has stabilized, he has gradually begun addressing his debts, either satisfying them in their entirety or satisfying them through payment plans. Applicant has mitigated the security concern. Clearance is granted. . CASE NO: 12-06481.h1


Financial

05/19/2015

Applicant is 53 years old. He has numerous delinquent debts that are not resolved. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 12-02329.h1


Financial

05/18/2015

Applicant was previously unemployed from April 2009 until June 2009, and again from March 2014 until November 2014. While the loss of his salary during the first brief period of unemployment would be expected to have some financial impact on him, it appears that he was still receiving his military retirement. Applicant offered no evidence of a good-faith effort to resolve any of his debts between June 2009 and March 2014, and he essentially ignored them until relatively recently. He failed to submit any documentation to support his contentions that any of his delinquent accounts were either resolved or that repayment arrangements had been agreed to. Likewise, there is the absence of documentation regarding possible debt consolidation, disputes, or any contacts with his creditors before April 2015. It is not known what Applicant’s financial resources may be, or if he has any funds remaining at the end of each month for discretionary use or savings. There is no evidence to reflect that Applicant’s financial problems are under control. Applicant’s inactions under the circumstances cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 12-06526.h1


Financial

05/15/2015

Applicant is 53 years old. He experienced financial problems due to unemployment, underemployment, and the loss of his wife’s income due to her medical condition. He has been systematically resolving his debts since 2012. Applicant mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 14-04754.h1


Financial; Personal Conduct

05/15/2015

Applicant accumulated a number of judgments and delinquent debts referred to collection during recurrent periods of unemployment and at a time when he had no medical insurance to cover medical incidents. Since his return to full-time employment, he has satisfied two judgments but has made no tangible progress in addressing his remaining debts. Financial concerns are not mitigated. Security concerns over his omissions of judgments and debts referred to collections are refuted. Clearance is denied. CASE NO: 14-03635.h1


Financial

05/15/2015

Applicant has not mitigated the security concerns raised by his delinquent debts and failure to timely file a state tax return. Clearance is denied. CASE NO: 14-03488.h1


Drugs

05/15/2015

Applicant used marijuana illegally on a frequent basis during his last year of high school and throughout his college enrollment. Since graduating and entering the professional work force, he has ceased using marijuana and established a record of sustained abstinence for almost two years. Considering his level of frequent marijuana use over a six-year period and his limited period of cessation of marijuana use, security concerns are not mitigated. Clearance is denied. CASE NO: 14-01803.h1


Financial; Personal Conduct

05/15/2015

Applicant did not intend to falsify her e-QIP application. Personal Conduct concerns are mitigated. She failed to provide sufficient evidence to mitigate the security concerns related to her finances. Clearance is denied. CASE NO: 14-00480.h1


Financial

05/15/2015

Applicant accumulated a number of delinquent debts: some tax-related, some related to student loans, some related to medical services, one related to a defaulted mortgage, and one linked to a federal agency. Applicant failed to provide documented evidence to absolve him of security concerns over the stability of his finances. Applicant did not mitigate financial concerns. Clearance is denied. CASE NO: 13-01176.h1


Financial, Personal Conduct

05/14/2015

Applicant is 41 years old. He was the victim of a real estate fraud scheme that took years to settle. It caused him to have financial difficulties. He has payment plans for his debts and resolved others. During this time, he stole a gift card from his employer. He pled nolo contendere to felony grand larceny. His charge was withheld for adjudication. He completed the terms of his sentence in 2009. Applicant mitigated the security concerns under Guideline F, financial considerations, and Guideline E, personal conduct. Clearance is granted. CASE NO: 14-05967.h1


Guideline B

05/14/2015

The Directive presumes a nexus between admitted or proven conduct under any of the Guidelines and an applicant’s worthiness for a clearance. A Judge is not obligated to hold a record open for the presentation of additional evidence, especially when neither party requests it. Adverse decision affirmed. CASE NO: 14-02950.a1


Guideline C; Guideline B

05/14/2015

The Appeal Board cannot consider new evidence. Neither can it consider the effect that an unfavorable decision may have on an applicant. A Judge must evaluate the evidence as a cumulative whole. Adverse decision affirmed. CASE NO: 14-02496.a1


Financial

05/13/2015

Applicant is a 36-year-old software configuration management specialist with a history of financial problems or difficulties dating back to at least 2010, when she and her husband sought relief via a Chapter 13 bankruptcy case, which was dismissed in 2011 without confirmation of a payment plan. Excluding two minor medical collection accounts of no importance, she is now facing about $22,599 in unpaid collection accounts, and there has been no payment activity on those debts since about 2010. Clearance is denied. CASE NO: 14-03444.h1


Drugs, Personal Conduct, Financial

05/13/2015

Applicant has a history illegally using marijuana and failed to disclose that information in her March 2013 e-QIP. She is resolving her student loans, but has not addressed delinquent medical debts. She failed to rebut or mitigate the trustworthiness concerns raised under Guideline H, Drug Involvement, Guideline E, Personal Conduct, or Guideline F, Financial Considerations. Based upon a review of the pleadings and exhibits, her eligibility for a public trust position is denied. CASE NO: 14-02878.h1


Financial

05/13/2015

Applicant irresponsibly accrued significant past-due and delinquent credit card and other debt between 2004 and 2012. Although she now is more attentive to her personal finances, her actions to resolve her debts are too recent to mitigate the trustworthiness concerns about her finances. Applicant did not establish that her financial problems are under control and will not recur. Applicant's request for eligibility to occupy a position of trust is denied. CASE NO: 14-02784.h1


Criminal Conduct, Personal Conduct

05/13/2015

In September 2013 Applicant was convicted of two felonies, which occurred when he shot his son during a physical altercation. He pled guilty to the charges. He remains on supervised probation until 2017. His family and community are aware of his personal conduct, reducing his vulnerability to exploitation. Criminal conduct security concerns are not mitigated. Personal conduct security concerns are mitigated. Eligibility for access to classified information is denied. CASE NO: 14-02664.htl


Alcohol Consumption

05/13/2015

Applicant has mitigated the security concerns under the alcohol consumption guideline. He entered inpatient treatment for alcohol and his health concern for his liver disease. He stopped drinking in 2012. His physician reports that his liver enzymes have improved without alcohol. Eligibility for a security clearance is granted. CASE NO: 14-02263.h1


Financial; Personal Conduct

05/13/2015

The security concerns about Applicant's personal conduct stemming from a 2011 shoplifting arrest are mitigated. However, Applicant did not mitigate the security concerns raised by the Government's information about her financial problems. Her request for a security clearance is denied. CASE NO: 14-02011.h1


Financial

05/13/2015

Applicant’s statement of reasons listed 10 delinquent debts totaling $16,178. Her debts range from a low of $61 to a high of $8,274. She provided no documentation that any of these debts have been paid, settled, or otherwise resolved. Clearance is denied. CASE NO: 14-01563.h1


Financial

05/13/2015

Applicant’s financial problems were not caused by irresponsible, reckless, or negligent behavior. Although he still owes a significant amount of delinquent debt, he is making a good-faith effort to repay his creditors. Clearance is granted. CASE NO. 14-01052.h1


Financial

05/13/2015

Applicant established her eligibility for access to classified information, which was called into question by the accumulation of delinquent debt during a period of financial turmoil. Her recent financial problems are directly linked to a lengthy period of unemployment and underemployment. After regaining full-time employment, Applicant resolved her past-due debts. Before this period of financial instability, Applicant managed her finances in a responsible and conscientious manner. She is again in firm control of her finances and demonstrated that she possess the pertinent qualities required of those granted access to classified information. Clearance is granted. CASE NO: 14-00921.h1


Financial

05/13/2015

Applicant is a 35-year-old employee of a federal contractor. He provided sufficient evidence to mitigate the security concerns arising from his delinquent debts. Eligibility for a security clearance is granted. CASE NO: 12-08508.h1


Sexual Behavior; Personal Conduct

05/13/2015

Applicant engaged in a long-distance extramarital affair with a friend’s wife for more than 20 years. However, the Department of Defense is aware of the affair because Applicant listed it on his Questionnaire for National Security Positions; the affair is over; and Applicant told his wife about the affair. Clearance is granted. CASE NO: 12-06311.h1


Foreign Preference; Foreign Influence

05/12/2015

Applicant no longer holds an Iranian passport. He would renounce his Iranian dual nationality if he could, as would his wife and their two children. He has little contact with his Iranian based relatives. Clearance is granted. CASE NO: 14-03947.h1


Guideline F

05/12/2015

Given the extent and ongoing nature of Applicant’s debts, the Judge’s adverse decision is sustainable. Adverse decision affirmed.


Foreign Influence

05/12/2015

Applicant mitigated the foreign influence concerns related to her ties to Peru. Clearance is granted.


Financial

05/12/2015

Applicant is 38 years old and employed as an Electrician for a defense contractor. His history of excessive indebtedness, brought on by unemployment, underemployment, and job relocation, has been mitigated by sufficient evidence of reform and rehabilitation. Clearance is granted. CASE NO: 14-03275.h1


Financial

05/12/2015

Despite having been given four months to do so; Applicant has failed to address his past-due debt, which totals about $2,400. Clearance is denied. CASE NO: 14-02041.h1


Guideline C

05/12/2015

There is a presumption of good faith and regularity on the part of DOHA judges as they decide cases. Adverse decision affirmed.


Guideline h; Guideline J and Guideline E

05/12/2015

This record does not support a conclusion that Department Counsel induced Applicant to forego his right to counsel. Adverse decision affirmed.


Personal Conduct, Drugs

05/12/2015

Applicant is 27 years old. From 2007 to 2010, while attending college, he used marijuana with varying frequency. He has not used illegal drugs since 2010 and does not intend to in the future. He completed two security clearance applications in 2011 and intentionally failed to disclose his drug use. He lied to a government investigator in January 2012 when he denied prior drug use. He did not disclose his past drug use until he was confronted with the facts. Applicant mitigated the security concerns under Guideline H, drug involvement, but failed to mitigate the Guideline E, personal conduct, security concerns. Clearance is denied. CASE NO: 12-05861.h1


Drugs

05/11/2015

Applicant is 29 years old. He was granted a security clearance in approximately 2008. From June 2012 until January 2014 he used marijuana one to two times a week while holding a security clearance. Applicant failed to mitigate the security concerns under Guideline H, drug involvement. Clearance is denied. CASE NO: 14-05385.h1


Financial

05/11/2015

Applicant did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts. Clearance is denied. CASE NO: 14-04664.h1


Financial

05/11/2015

Applicant owes over $100,000 in delinquent consumer credit card debt. Most of the debt, if not all, was incurred during his second marriage. Four credit card judgments have been satisfied through wage garnishment, but more progress is needed toward resolving his delinquent debt to mitigate the security concerns about his financial judgment. Clearance is denied. CASE NO: 14-02102.h1


Financial

05/11/2015

Applicant provided proof that he resolved six of the eight alleged delinquent debts. He is resolving the remaining two delinquent debts, which have a combined balance of about $11,400, through monthly payments. He is demonstrating a good-faith effort to resolve financial obligations. Financial security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 12-08055.h1


Financial

05/08/2015

Applicant is a 43-year-old employee of a defense contractor. She provided sufficient evidence to mitigate the security concerns arising from her delinquent debts. Eligibility for a security clearance is granted. CASE NO: 14-04429.h1


Drugs; Personal Conduct

05/08/2015

Applicant used marijuana approximately a dozen times between late 2000 or early 2001 and December 2012. He exhibited poor judgment by using marijuana while holding a Department of Defense security clearance. The drug involvement and personal conduct concerns are mitigated by the passage of time and by his intent not to use any illegal drug in the future. Clearance is granted. CASE NO: 14-04303.h1


Foreign Influence

05/08/2015

Applicant has worked for the same U.S. defense contractor since 1993. He has owned his U.S. home since September 1995. He has been a U.S. citizen since 1996. In sum, his strong ties to the United States overcome the dwindling foreign family-member ties and contacts that remain under the guideline for foreign influence. Eligibility for access to classified information is granted.


Foreign Influence

05/08/2015

Since leaving India nearly 20 years ago, Applicant has completed his education, successfully built a career, married, become a father, become a U.S. citizen, and made notable domestic financial investments. The roots he has established in the United States with his immediate family outweigh his loyalties to his relations remaining in India. I find that Foreign Influence security concerns are mitigated. Clearance is granted. CASE No.: 14-02200.h1


Financial

05/08/2015

Applicant’s statement of reasons alleges three charged-off accounts totaling $13,110 and a foreclosed $225,000 mortgage account. He paid one debt, has an established payment plan on one debt, and received an Internal Revenue Service (IRS) Form 1099-A on his mortgage debt, indicating the fair market value of the foreclosed property was greater than principal outstanding. He provided sufficient documentation showing his progress resolving his financial problems. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-00923.h1


Financial

05/08/2015

Applicant’s statement of reasons listed 10 delinquent debts totaling $21,973. His debts range from a low of $125 to a high of $15,000. He also failed to pay and file his federal income taxes from 2002 to 2005. Applicant provided insufficient documentation that these debts have been paid, settled, or otherwise resolved. Clearance is denied. CASE NO: 11-12617.h1


Guideline F

05/07/2015

The Board concludes that any error by the Judge were minor and did not affect the outcome of the case. Adverse decision affirmed.


Financial

05/07/2015

Applicant is a 60-year-old electronic technician with a history of financial problems or difficulties dating back to 2009, when he defaulted on a mortgage loan after a protracted attempt to refinance the loan, which ended in foreclosure. He resolved two charged-off accounts for $310 and $399, but he has done little to resolve an unpaid judgment from 2010 for about $6,814 and back taxes from multiple tax years for about $14,000 owed to the IRS. Clearance is denied. CASE NO: 14-03247.h1


Drugs; Personal Conduct

05/07/2015

Applicant experimented with marijuana over a period of several years while vacationing with her sister. She ceased using marijuana in 2012 and has no intention of ever resuming her use of the substance. Applicant mitigated security concerns over her past drug use. Additional security concerns over her falsification of her 2005 public trust application are mitigated as well based on her prompt, good-faith disclosures in an ensuing 2005 OPM interview. Clearance is granted. CASE NO: 14-03175.h1


Guideline; Guideline e

05/07/2015

The Judge made findings abour Applicant’s evidence. Adverse decision affirmed.


Foreign Influence

05/06/2015

Applicant has mitigated the security concerns caused by her foreign father-in-law, as well as her parents. Her parents have moved to the United States. Clearance is granted. CASE NO: 14-02431.h1


Financial; Drugs

04/30/2015

Applicant has not used any illegal drugs since September 2013. She clearly, unequivocally, and credibly committed to remaining drug-free. She has established a plan to resolve her financial problems, and she has taken significant action to implement that plan. Financial considerations and drug involvement security concerns are mitigated. Clearance is granted. CASE NO: 14-05172.h1


Financial

04/30/2015

Applicant works for a defense contractor. He has six delinquent debts totaling $16,931 that remain unpaid. Applicant refuses to pay them because he claims they will disappear from his credit report in 2016. Also, he will not pay because they originated from a failed romantic relationship. Eligibility for a clearance is denied. CASE NO: 14-04757.h1


Financial

04/30/2015

Applicant mitigated the security concerns under the financial considerations guideline. As a result of circumstances beyond his control, Applicant incurred delinquent debts. He settled and or paid all of the delinquent debts. Applicant presented sufficient information concerning the matter to provide mitigation. He has met his burden. Eligibility for a security clearance is granted. CASE NO: 14-03473.h1


Foreign Influence

04/30/2015

Applicant has mitigated the security concerns caused by his foreign in-laws, banking, and property interest. Clearance is granted. CASE NO: 14-03264.h1


Financial; Personal Conduct; Criminal Conduct

04/30/2015

Applicant has not mitigated the security concerns raised by her delinquent debts and long record of irresponsible behavior. Clearance is denied. CASE NO: 14-03198.h1


Financial

04/30/2015

Applicant failed to mitigate the security concerns raised by her $25,000 in delinquent debts, none of which had been addressed. Clearance denied.


Alcohol Consumption, Criminal Conduct

04/30/2015

Applicant mitigated the security concerns generated by his history of problem alcohol consumption. Clearance is granted. CASE NO: 14-03016.h1


04/30/2015


Financial

04/30/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-02562.h1


Financial; Personal Conduct

04/30/2015

Applicant has unresolved delinquent debts. He did not provide documentary information to mitigate the concerns under financial considerations guideline. Eligibility for a security clearance is denied. CASE NO: 14-02476.h1


FINANCIAL

04/30/2015

Applicant contests the Defense Department’s intent to deny her eligibility to occupy a public trust position in the defense industry. Applicant failed to mitigate the security concerns raised by the $69,000 in delinquent federal tax debt alleged in the Statement of Reasons (SOR). Accordingly, her request for access to sensitive information is denied. CASE NO. 14-02472.h1


Personal Conduct, Criminal Conduct

04/30/2015

Applicant has a history of criminal incidents and ordinance violations spanning 11 years, beginning while he was in military service and continuing through employment with a defense contractor. He remains on criminal probation for a March 2013 conviction. During this entire period of time he held a security clearance. Based upon a review of the record evidence as a whole, he failed to mitigate the personal and criminal conduct security concerns. Eligibility for access to classified information is denied. CASE NO: 14-02178.htl


Financial

04/30/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01973.h1


Foreign Influence

04/30/2015

Applicant mitigated the foreign influence security concerns. Eligibility for access to classified information is granted. CASE NO: 14-01522.h1


Criminal Conduct; Alcohol

04/30/2015

Applicant works for a defense contractor. He has held a security clearance since 2003. He has four arrests for alcohol-related incidents between 1999 and 2012. Applicant mitigated the criminal conduct and alcohol-related security concerns by his subsequent actions to avoid such situations and refrain from the excessive consumption of alcohol. Eligibility for a clearance is granted. CASE NO: 14-01446.h1


Financial; Foreign Influence

04/30/2015

Applicant failed to mitigate the security concerns raised by a longstanding credit card debt he deliberately incurred with no intention of repaying. Also, security concerns about possible foreign influence owing to his family ties to the Republic of Korea remain unresolved. Applicant's request for a security clearance is denied. CASE NO: 14-00797.h1


Financial

04/30/2015

Applicant had ongoing financial difficulties following a July 2007 bankruptcy discharge. As of October 2014, he was delinquent on a credit card account, on his mortgage, and on his student loan. He satisfied his credit card debt and brought his home loan current with pension funds. Yet, his history of late payments on his home loan and his inconsistent payments on his federal student loan debt continue to cast doubt about his financial judgment. Clearance is denied. CASE NO: 14-00524.h1


Financial

04/30/2015


Financial

04/30/2015

Applicant's ongoing financial problems and her failure to address them render her an unacceptable candidate for occupying an automatic data processing (ADP) position. CASE NO: 12-06057


Case Number: 14-03991.h1
Financial

04/29/2015

Applicant is a 42-year-old linguist with a history of financial problems or difficulties stemming from a combination of circumstances largely beyond his control. He initiated a good-faith effort to resolve some matters, but he largely ignored two collection accounts totaling more than $28,000, and he has no plans to address those debts. Clearance is denied. CASE NO: 14-03991.h1


Financial

04/29/2015

Applicant incurred student loan and consumer debts she could not immediately repay when she had trouble finding steady employment. She has repaid several of her past-due consumer debts and her student loans are again in good standing. The trustworthiness concerns about her financial problems are mitigated, and her request for eligibility to occupy a public trust position is granted. CASE NO: 14-04763.h1


Financial

04/29/2015

Applicant did not provide sufficient evidence to mitigate the trustworthiness concerns raised by her history of delinquent debts. Eligibility for access to sensitive information is denied. CASE NO: 14-03300.h1


Financial

04/29/2015

Applicant has a long-standing problem with his finances which started as early as 2010. The SOR identified 21 purportedly continuing delinquent debts totaling approximately $23,396 that had been placed for collection. He found himself with insufficient funds to continue making his routine monthly payments and various accounts became delinquent, and were placed for collection. Applicant noted that the delinquent accounts occurred before he had a real understanding of credit and how it may affect his life. He also referred to the mistakes in his life, procrastination being chief among them, as well as the naïve nature in which he treated credit. He admitted that he made no payments on any of the accounts listed in the SOR. Despite an outstanding reputation in the state Army National Guard, as well as his deployments to Iraq and Afghanistan, there are continuing doubts as to Applicant’s reliability, trustworthiness, or good judgment. Eligibility is denied. CASE NO: 14-02799.h1


Drugs; Personal Conduct; Criminal Conduct

04/29/2015

Applicant is a 32-year-old employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his marijuana use. Eligibility for a security clearance is granted. CASE NO: 14-02598.h1


Financial

04/29/2015

Applicant failed to timely file federal tax returns for tax years 2011 and 2012, but has since filed her returns and is current in her payment agreement with the IRS. She accumulated additional debts following her husband becoming ill and unable to contribute more than modest resources to the family's finances. To date, Applicant has not addressed her debts or developed any concrete payment plan and is delinquent with all of her debts listed in the SOR. Financial concerns are not mitigated. Clearance is denied. CASE NO: 14-01918.h1


Financial

04/29/2015

Applicant's debts arose from circumstances beyond his control. In response to his financial problems, Applicant acted promptly and reasonably to resolve his debts through a Chapter 13 bankruptcy repayment plan. His current finances are sound and he is not likely to incur such delinquencies in the future. The security concerns about his past debts are mitigated. His request for a security clearance is granted. CASE NO: 12-07179.h1


Foreign Influence; Personal Conduct

04/28/2015

Applicant failed to mitigate the foreign influence security concerns, but he did mitigate the personal conduct concerns. Eligibility for access to classified information is denied. CASE NO: 14-03200.h1


Drugs

04/28/2015

Applicant is a 36-year-old accountant with a history of illegal drug involvement consisting of using and buying marijuana during the years of 1996 2013. Clearance is denied. CASE NO: 14-02947.h1


Financial

04/28/2015

Applicant has a history of financial problems. He recently filed a Chapter 13 bankruptcy case, but it is too soon to conclude that he will resolve those problems through the bankruptcy. Clearance is denied. CASE NO: 14-02383.h1


Guideline J; Guideline H; Guideline E

04/28/2015

Applicant did not rebut the presumption that the Judge considered all of the evidence in the record. The Appeal Board is not permitted to consider the adverse impact of an unfavorable decision. Adverse decision affirmed. CASE NO: 14-01443.a1


Financial

04/28/2015

Applicant has not mitigated the security concerns raised his delinquent debts and his failure to timely file his federal and state income tax returns. Clearance is denied. CASE NO: 12-10072.h1


Drugs; Personal Conduct

04/27/2015

Applicant smoked marijuana on three occasions before he graduated from college in 2012. That conduct is mitigated. However, he intentionally provided false information about his marijuana use on his 2011 Questionnaire for National Security Positions. Clearance is denied. CASE NO: 14-04563.h1


Financial

04/27/2015

Applicant has established a plan to resolve his financial problems, and he has taken significant action to implement that plan. Clearance is granted. CASE NO: 14-04404.h1


Financial

04/27/2015

Applicant did not mitigate security concerns related to his finances. Clearance is denied. CASE NO: 14-02928.h1


Financial

04/27/2015

Applicant accumulated delinquent debts over a considerable number of years. Most of these debts were attributable to recurrent periods of unemployment. While he was able to resolve his earlier debts through a successful bankruptcy discharge in 2005, he has since accumulated additional delinquent debts, some reduced to judgment, that he has not addressed since his return to full-time employment in 2013. Applicant's efforts to date in addressing his delinquent debts are insufficient to enable him to meet his mitigation burden. Financial concerns are not mitigated. Clearance is denied. CASE NO: 14-02768.h1


Drug Involvement; Personal Conduct

04/27/2015

Applicant falsified his 2013 security clearance application. He used marijuana in 2011 while holding a security clearance. He has not mitigated the security concerns. Eligibility for a security clearance is denied. CASE NO: 14-02696.h1


Criminal; Drug; Personal Conduct

04/27/2015

Applicant has eight arrests for public intoxication between 2009 and 2014. He used marijuana in 2012. He failed to make a disclosure on his security clearance application and has several job terminations before his current employment. Applicant did not mitigate the criminal conduct, drug involvement, and personal conduct concerns. Eligibility for a clearance is denied. CASE NO: 14-01742.h1


Financial; Personal Conduct

04/24/2015

Applicant routinely failed to timely file her federal and state income tax returns over a multi-year period (2010 through 2013) despite having the assistance and guidance of accountants and professional income tax return preparers – assistance and guidance she rejected. Timely extensions were usually requested to enable her to get organized and gather the appropriate tax records, and each year she intended to timely file her income tax returns herself. Instead, she procrastinated and routinely failed to do so. The IRS issued Applicant several inquiries regarding the non-filing of some of her federal income tax returns, but those inquiries were followed by Applicant’s continued inaction. Likewise, the IRS issued notices of intent to seize her state tax refunds or other property, and demanded immediate payments. Most of her delinquent federal and state income tax returns were not filed until after the SOR was issued. Applicant’s explanations for her failures are simply not credible. There are continuing doubts as to Applicant’s reliability, trustworthiness, or good judgment. Eligibility is denied. CASE NO: 14-04381.h1


Drugs

04/24/2015

Applicant has mitigated the security concerns caused by his minor drug use. Clearance is granted. CASE NO: 14-04101.h1


Finances

04/24/2015

Applicant endured multiple personal and physical setbacks adversely affecting her finances. While these setbacks mitigate security concerns regarding the creation of her delinquent debts, they do not mitigate her failure to address any one of them in a regular, and committed manner. Financial considerations security concerns remain unmitigated. Clearance is denied. CASE No.: 14-03946.h1


Financial

04/24/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-03467.h1


Alcohol; Criminal Conduct; Personal Conduct

04/24/2015

Applicant was granted security clearance eligibility in late 2004, having mitigated a history of alcohol-related criminal conduct from 1967 to 2000. In June 2004, he denied any intent to drink alcohol in the future. Between October 2006 and May 2011, Applicant was arrested twice for drunk driving, twice for being intoxicated in public, and once for risk of injury to a child after drinking. Alcohol has not impaired his work, but the recurrence of alcohol-related criminal incidents raises an unacceptable security risk, particularly where he has had no formal alcohol counseling. Clearance is denied. CASE NO: 14-03377.h1


Financial

04/24/2015

Applicant is 53 years old. He experienced financial problems when his son became sick and his wife had to stop working to care for him. He has two delinquent mortgage debts. He has applied to have one of the mortgage loans modified and is waiting for the completion of the process. He settled the other debt through three monthly payments in 2010. Applicant mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 14-03061.h1


Drugs

04/24/2015

A 31-year-old finance manager, Applicant presented sufficient evidence of reform to mitigate the concern raised by his history of drug abuse consisting of the occasional use of marijuana, including use after being granted a security clearance in 2005. Clearance is granted. CASE NO: 14-02479.h1


Guideline F

04/24/2015

The presence of some mitigating evidence does not alone compel the Judge to make a favorable security clearance decision. Adverse decision affirmed.


Guideline B; Guideline C; Guideline F; Guideline E

04/24/2015

Applicant is a citizen and resident of Canada. Applicant participates in or has already benefitted from the following Canadian government programs: subsidized college education, health insurance, pension plan, and social insurance. He has traveled on a Canadian passport, and has a Canadian driver’s licence. Applicant’s parents, siblings children and domestic partner are also citizens and residents of Canada. Adverse decision affirmed.


Foreign Influence

04/23/2015

Applicant has a close and continuing relationship with his family in India. Clearance is denied. CASE NO: 14-04993.h1


Financial, Personal Conduct

04/23/2015

Applicant's home was foreclosed because of his undergoing a divorce during the economic downturn, which made it impossible to sell his house. He does not owe anything on the house. Additionally, Applicant resolved four of his five credit card debts and is paying off the fifth debt. He currently has no overdue debts, and his financial situation is stable. When Applicant completed a Security Clearance Application he had a good-faith belief that he did not have any overdue debts. Mitigation has been shown. Clearance is granted.


Drugs

04/23/2015

Applicant is a 43-year-old employee of a health care contractor for the Defense Department. He presented sufficient evidence of reform to mitigate the concern raised by his history of drug abuse consisting of the occasional use of marijuana from 1990 to January 2014. Eligibility is granted. CASE NO: 14-04628.h1


Financial

04/23/2015

Applicant has had significant overdue debts as a result of her undergoing a medical discharge from the United States Army and having subsequent difficulty finding comparable employment. Applicant has resolved or is in the process of resolving her smaller overdue debts. However, her larger, more significant debts have not been resolved or reduced. Mitigation has not been shown. Clearance is denied.


Financial

4/23/2015

Applicant, who with her husband owns a business that earns more than a million dollars a year, had one significant overdue debt, which resulted from an error. When Applicant became aware of the overdue debt, she negotiated a settlement and paid off the debt. Applicant does not have any other overdue debts. Mitigation has been shown. Clearance is granted.


Financial

04/23/2015

Applicant has mitigated the security concerns raised by his delinquent debts. Clearance is granted. CASE NO: 14-04405.h1


Financial

04/23/2015

Applicant is 41 years old and employed as a Test Engineer by a defense contractor. His excessive indebtedness is being resolved. Sufficient mitigation has been shown. Clearance is granted. CASE NO: 14-03877.h1


Financial

04/23/2015

Applicant is working after being unemployed for an extended period. Of the eight debts alleged in the Statement of Reasons, Applicant paid five debts; the creditor forgave one debt; he successfully disputed owing one debt; and he has been making monthly payments since December 2014 on the last debt. Clearance is granted. CASE NO: 14-03874.h1


04/23/2015


Foreign PreferenceDIGEST: Through his exercise of dual citizenship privileges with his adopted country of Australia, Applicant demonstrated a split preference for Australia and his birth country of the United States. Foreign preference concerns are not mitigated. Clearance is denied.

04/23/2015

Through his exercise of dual citizenship privileges with his adopted country of Australia, Applicant demonstrated a split preference for Australia and his birth country of the United States. Foreign preference concerns are not mitigated. Clearance is denied. CASE NO: 14-03221.h1


Financial

04/23/2015

Applicant did not file federal income tax returns when they were due for tax years 2007 through 2012. He filed the returns in September 2014, but he owes a substantial amount of back taxes. Clearance is denied. CASE NO: 14-02925.h1


Drugs; Personal Conduct; Financial

04/23/2015

Applicant regularly abused marijuana for 30 years, until he failed a urinalysis test in 2009 while on probation for an alcohol-related conviction. He falsified a 2002 security clearance application concerning his drug abuse, and failed to file required Federal income tax returns. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-02636.h1


Drugs; Personal Conduct

04/23/2015

Applicant has used marijuana for about 34 years and intends to use it in the future. He was also less than candid about his usage in 1991 and 2002 on Questionnaires, and in a 1992 interview. Clearance is denied. CASE NO: 14-02491.h1


Drug Involvement; Alcohol Consumption

04/23/2015

Applicant is 27 years old and is employed as a Project Manager for a defense contractor. His history of illegal drug use, involving marijuana, ecstacy, hallucinogenic mushrooms, and Xanax without a prescription, combined with a pattern of alcohol abuse that allegedly stopped in 2013, has not been sufficiently mitigated. He continues to associate with individuals who use illegal drugs. Clearance is denied. CASE NO: 14-02231.h1


Financial

04/23/2015

Applicant has significant overdue debts, and evidence was introduced to show that only one debt had been resolved or reduced. Also, no evidence was introduced to establish that Applicant's current financial status is stable and that she is able to resolve her past debts or stay current with her recent debts. Mitigation has not been shown. Clearance is denied.


Foreign Influence

04/23/2015

Applicant is 31 years old and employed as a Consultant by a defense contractor. His foreign contacts that include his mother, who is a native-born American citizen, and a half-brother, who are residents, and possibly citizens of Cuba, do not pose a security risk. Sufficient mitigation has been shown. Clearance is granted. CASE NO: 14-01521.h1


04/23/2015


Financial

04/23/2015

Applicant failed to mitigate the security concerns raised by his $62,000 in delinquent debts, none of which had been addressed. Clearance denied.


Case Number: 14-02330.h1
Personal Conduct

04/21/2015

Applicant was authorized to use a government-contracted rental car while on temporary duty (TDY) to travel outside the local TDY area to visit his mother and sisters on two long weekends. He was also authorized to charge gasoline for this visit on his government-travel credit card. He timely reported damage to the government-contracted rental car. Applicant was not authorized to receive payment for transportation expenses outside the local TDY area to visit his mother and sisters; however, he had a good-faith belief that he could submit his gasoline receipts for travel outside the local TDY area for reimbursement after his TDY. Personal conduct security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-02330.h1


Financial

04/21/2015

ADP case. Applicant has successfully mitigated the trustworthiness concerns about her finances. Eligibility for access is granted CASE NO: 14-02220.h1


Financial

04/21/2015

Applicant was for many years a decorated combat warrior who spent significant periods deployed. He maintained strong dedication to his military and civilian service while paying less attention to his marital and financial issues. His numerous deployments hampered his ability to ensure his taxes were timely filed. He was clearly naive about financial matters. Even after learning that his wife had not timely filed their federal income tax return for the tax year 2008, he continued to rely on her to file subsequent income tax returns. Applicant may have been confused regarding when and by whom his federal income tax returns were filed, but he was not ignorant of his legal responsibilities, even though he had not obtained any financial guidance. His failure to take more timely decisive action during the three-year period from April 2009 through April 2011 is acknowledged. However, he finally took the first step in resolving the 2008, 2009, and 2010 taxes when he engaged the professional services of a tax consulting company to represent him in negotiations with the IRS to resolve his federal income tax liability. Those federal income tax returns were either filed by the tax consulting company or constructed by the IRS for him. Applicant has in place a repayment arrangement with the IRS. Under his installment agreement, he makes a monthly payment of $1,502 to the IRS. There are no longer doubts as to Applicant’s reliability, trustworthiness, or good judgment. Eligibility is granted. CASE NO: 14-01894.h1


Financial

04/20/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-04004.h1


Financial

04/20/2015

Applicant’s statement of reasons (SOR) alleges seven delinquent or charged-off debts totaling $1,795,085. Four mortgage debts on three condominiums were owed to the same creditor and accounted for $1,789,824 of this debt. The creditor-bank foreclosed on the three condominiums. Applicant received IRS Form 1099-As on two of the condominium debts. The creditor obtained a $500,000 judgment on the third condominium debt, and this debt is unresolved. The other six SOR debts are resolved. Applicant did not make sufficient progress resolving this $500,000 judgment. Financial considerations security concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-03285.h1


Financial

04/20/2015

Applicant has mitigated the security concerns under the financial considerations guideline. He has addressed the majority of the medical accounts in the SOR. He is working on resolving the judgment connected to his rehabilitation bill with his insurance company. Eligibility for a security clearance is granted. CASE NO: 14-02343.h1


Guideline F, Guidelie E

04/17/2015

The challenged finding and conclusions regarding falsification are sustainable. Applicant has not demonstrated that the Judge’s decision to close the record 26 days after the hearing was arbitrary or capricious. Adverse decision affirmed.


Guideline H, Guideline E

04/17/2015

The Judge credibility determination is sustainable based on the record evidence. Adverse decision affirmed.


Financial

04/17/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-02827.h.1


Financial

04/17/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. He has not timely filed state tax returns and has unresolved delinquent debt. Eligibility for a security clearance is denied. CASE NO: 14-01960.h1


Financial

04/17/2015

Applicant and his spouse filed a Chapter 7 bankruptcy petition in March 2003 to resolve approximately $40,000 in medical debt, her student loan debt, and some past-due credit card balances. In November 2011, they lost their previous residence through a foreclosure sale. They have continued to struggle financially, in part, because of her unemployment and their decision to keep their children in private schools. They owe approximately $14,000 in delinquent property taxes for 2011 and 2012 on their current home. Applicant did not show a sufficient record of repayment that could have alleviated the financial security concerns. Clearance is denied. CASE NO: 14-01756.h1


Guideline F

04/17/2015

Applicant’s citation to favorable evidence is not sufficient to rebut the presumption that the Judge considered all the evidence. Adverse decision affirmed.


Financial

04/17/2015

Applicant and his spouse filed a Chapter 7 bankruptcy petition in March 2003 to resolve approximately $40,000 in medical debt, her student loan debt, and some past-due credit card balances. In November 2011, they lost their previous residence through a foreclosure sale. They have continued to struggle financially, in part because of her unemployment and their decision to keep their children in private schools. They owe approximately $14,000 in delinquent property taxes for 2011 and 2012 on their current home. Applicant did not show a sufficient record of repayment that could have alleviated the financial security concerns. Clearance is denied. CASE NO: 14-01756.h1


Financial

04/16/2015

Applicant accumulated a number of debts (many of them medically-related) between 2012 and 2013 following her separation and ensuing reduction of income. She has since filed a Chapter 7 bankruptcy petition on the advice of her lawyers and expects to receive a discharge within six months. Financial concerns are mitigated. Clearance is granted. CASE NO: 14-04860.h1


Financial; Personal Conduct

04/16/2015

Applicant did not intentionally provide false information about her finances on questionnaires submitted in 2011 and 2014, but she has unresolved financial problems. Clearance is denied. CASE NO: 14-03856.h1


Financial

04/16/2015

Applicant is a 59-year-old employee of a defense contractor. She provided sufficient evidence to mitigate the security concerns arising from her failure to file income tax returns as required. Eligibility for a security clearance is granted. CASE NO: 14-03149.h1


Financial

04/16/2015

Applicant filed a Chapter 13 bankruptcy in October 2010 and expects to complete her payment plan in October 2015. She incurred several debts, primarily medical debts, after filing her bankruptcy petition, and she is making payments on them. Clearance is granted. CASE NO: 14-02550.h1


Financial

04/16/2015

Applicant did not mitigate security concerns related to his finances. Clearance is denied. CASE NO: 14-01594.h1


Financial

04/16/2015

Applicant is a 42-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his delinquent debts. Eligibility for a security clearance is denied. CASE NO: 12-07908.h1


Financial

04/16/2015

The Statement of Reasons (SOR) alleges Applicant had five past-due, charged-off, or collection accounts totaling more than $25,000. A creditor wrote off one delinquent account after Applicant paid approximately $1,900, and Applicant asserts he paid $1,200 on another debt. Even with payment of these two delinquent accounts, he has failed to mitigate the financial considerations security concerns. Clearance is denied. CASE NO: 12-06236.h1


Financial

04/16/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 12-05179.h1


Personal Conduct

04/16/2015

Applicant is 57 years old. He discharged his firearm into the ceiling of his home and was convicted of disorderly conduct. He was distressed due to marital problems that have been resolved through counseling. He had two driving under the influence of alcohol convictions in 1983 and 1993. Applicant mitigated the security concerns under Guideline E, personal conduct. Clearance is granted. CASE NO: 11-15188.h1


Alcohol Consumption

04/15/2015

Applicant mitigated the security concerns generated by his history of problem alcohol consumption. Clearance is granted. CASE NO: 14-04038.h1


Foreign Influence

04/15/2015

Applicant has regular and frequent contact with his two brothers and three sisters who are citizens and residents of Afghanistan. The foreign influence security concerns are not mitigated. Clearance is denied. CASE NO: 14-03922.h1


Guideline F

04/15/2015

Guideline F is not concerned only with the possibility that an applicant might sell classified information to pay his debts. A Judge must examine an applicant’s financial circumstances for what they may reveal about his judgment and reliability. Applicant failed to rebut the presumption that the Judge considered all of the evidence. Adverse decision affirmed. CASE NO: 14-03392.a1


Financial

04/15/2015

Applicant failed to mitigate the security concerns raised by his $78,000 debts, none of which had been addressed. Clearance denied.


Financial

04/15/2015

Applicant established his continued eligibility for access to classified information. He accumulated a substantial amount of delinquent debt while underemployed. After regaining full-time employment, he contacted his overdue creditors, negotiated debt repayment plans, and satisfied his debts. He hired an accountant, who prepared and filed his previously unfiled tax returns. He does not owe any delinquent tax debt. He has timely filed his tax returns and lived within his means over the past two years. He is now firmly in control of his finances and has made significant changes in his approach and manner in which he manages his finances, mitigating security concerns raised by his past financial issues. Clearance is granted. CASE NO: 14-02687.h1


Financial

04/15/2015

Applicant did not mitigate security concerns related to his finances. Clearance is denied. CASE NO: 14-01925.h1


Financial

04/15/2015

Applicant is a 44-year-old employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his delinquent debts. Eligibility for a security clearance is granted. CASE NO: 14-01802.h1


Finances

04/15/2015

Applicant has sufficient income to address a delinquent home loan, but has yet to adhere to a specific plan to satisfy the delinquency. Financial considerations security concerns remain unmitigated. Clearance is denied. CASE No.: 14-01798.h1


Financial

04/15/2015

Applicant’s statement of reasons alleges five delinquent or collection accounts totaling $50,654. He failed to provide sufficient documentation of the progress to resolve his financial problems. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-01144.h1


Alcohol, Criminal Conduct

04/15/2015

Applicant received multiple criminal citations for alcohol-related driving incidents between 1996 and 2012. He has since moderated his drinking, left his former bartending work, chosen to never again drive after imbibing any alcohol, and made other changes in his life to avoid the risk of losing his driver’s license, job, or facing imprisonment due to another alcohol-related incident. He mitigated alcohol consumption and criminal conduct security concerns. Clearance is granted. CASE No.: 14-00920.h1


Financial; Personal Conduct

04/15/2015

Applicant has unresolved delinquent debts. He abused his government credit card on two occasions. He did not provide sufficient information to mitigate the concerns under financial considerations or personal conduct guidelines. Eligibility for a security clearance is denied. CASE NO: 12-08417.h1


Guideline F

04/15/2015

Applicant failed to rebut the presumption that the Judge considered all of the evidence. Applicant’s circumstances were sufficient to raise Guideline E concerns about his judgment and reliability. Adverse decision affirmed. CASE NO: 11-14899.a1


Financial

04/14/2015

Applicant’s statement of reasons (SOR) alleges three debts totaling $105,345 and a Chapter 13 bankruptcy dismissed in December 2011. He brought his mortgage to current status, and paid his vehicle loan. After his Chapter 13 bankruptcy was dismissed, Applicant did not make sufficient progress bringing his Chapter 13 debts to current status. Financial considerations security concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-03515.h1


Financial

04/14/2015

Applicant disagrees with a state’s determination that he owes state income taxes from when he was working in a foreign country, but he did not prove that it was an incorrect determination. Clearance is denied. CASE NO: 14-03288.h1


Foreign Influence

04/14/2015

Given Applicant's deep and longstanding relationships in the United States, he can be expected to resolve in favor of the U.S. interest any potential conflict of interest that may arise based upon his family ties to the country of Pakistan. Clearance is granted. CASE NO: 14-02282.h1


Financial

04/14/2015

Applicant has successfully resolved his tax situation with the IRS, mitigating any security concerns. Clearance is granted CASE NO: 14-02171.h1


Financial

04/14/2015

Applicant is 54 years old. She had debts discharged in bankruptcy in 2005. Subsequently, she accumulated 22 delinquent debts totaling over $14,000 that are unpaid or unresolved. She disclosed many of her delinquent debts on her security clearance application placing the Government on notice that she had financial problems. She was arrested in the 1980s and 1990s for various financial offenses that are mitigated by the passage of time. Applicant mitigated the Guideline E, personal conduct trustworthiness concerns, but failed to mitigate the Guideline F, financial considerations trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-01384.h1


Financial

04/14/2015

Applicant incurred eight debts attributable to his 2010 divorce. He mitigated three of those debts; however, he failed to mitigate the five remaining debts. Two of the unmitigated debts are a 2008 credit card judgment for $11,624 and a 2009 credit card judgment for $8,159. Applicant has not shown a good-faith effort to repay his creditors even though he has had the opportunity and means to do so. Clearance is denied.


Financial

04/13/2015

Applicant's financial problems arose when she lost her job as a result of her company's unexpected relocation in 2010. However, her current financial stability and her efforts to resolve her past-due debts reflect well on her judgment and reliability. Applicant's request for eligibility to occupy a position of trust is granted. CASE NO: 14-04922.h1


Alcohol

04/13/2015

From 2007 to 2012, Applicant engaged in binge alcohol consumption, and in 2012, he was diagnosed as alcohol dependent. He received alcohol-related treatment or counseling four times, and each time, he subsequently resumed his alcohol consumption. He has never been arrested for or convicted of an alcohol-related offense. In December 2012, he finally recognized the depth of his alcohol problem, and he ended his alcohol consumption. Alcohol consumption security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-04074.h1


Financial

04/13/2015

Although Applicant's current ability to resolve her debts has been hindered by the unexpected loss of her home by fire, she has been experiencing financial problems for at least ten years and most of her debts did not arise from circumstances beyond her control. She did not document efforts to pay or otherwise resolve any of her past-due debts. Applicant's request for eligibility to occupy a position of trust is denied. CASE NO: 14-03259.h1


Financial; Personal Conduct

04/13/2015

Applicant incurred about $43,000 in delinquent debts over the past seven years, and failed to document resolution of any of them. She was fired from her previous job for making personal long-distance calls on the company's telephone. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-02251.h1


Foreign Influence

04/13/2015

Applicant is 24 years old. His father is a citizen of China and owns a business there. His grandparents are citizens and residents of China. Applicant attended high school in China and worked for his father’s business. Applicant failed to mitigate the security concerns under Guideline B, foreign influence. Clearance is denied. CASE NO: 14-01460.h1


Financial

04/13/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. He has not provided documentation to show that he has resolved his delinquent debts. Eligibility for a security clearance is denied. CASE NO: 13-01262.h1


Finances

04/13/2015

Applicant allegedly owed eight delinquent debts totaling $119,306, five of which were student loans for himself and his wife. Applicant provided proof that he began repaying his delinquent student loans in early 2014. His wife’s student loans, which he cosigned, total $34,054. They became delinquent in 2009 and remain unresolved except that two SOR allegations concern just one of them. Between 2009 and 2011, he invested over $43,000 in a personal business that failed. Financial security concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 12-07099.h1


Foreign Preference

04/10/2015

Applicant is 53 years old and is employed as an Aerospace Engineer for a defense contractor. His foreign preference for Germany could create the potential for conduct resulting in the compromise of classified information. Clearance is denied. CASE NO: 14-05457.h1


Alcohol; Criminal Conduct

04/10/2015

Applicant has three alcohol related convictions in the last 11 years. He is still on probation as a result of his 2011 DUI. Clearance is denied. CASE NO: 14-03410.h1


Financial

04/10/2015

Applicant is 66 years old and is employed as an Aircraft Mechanic for a defense contractor. Applicant's delinquent indebtedness brought on, primarily, through no fault of his own, by a car accident, and a bad mortgage loan, has been mitigated by sufficient evidence of reform and rehabilitation. Clearance is granted. CASE NO: 14-02260.h1


Personal Conduct

04/10/2015

Applicant is 23 years old and is employed as a Software Developer for a defense contractor. His self-reported one-time marijuana use in 2013 while holding a security clearance; his alleged use of hacking tools and software applications that were against company policy resulting in him being fired; and his failure to admit on his security clearance application that he had been fired from previous employment has been mitigated by sufficient evidence of reform and rehabilitation. Clearance is granted. CASE NO: 14-01586.h1


Guideline E; Guideline F

04/10/2015

Applicant cites to his having held a clearance while in the military and to other evidence that, he believes, shows that he is worthy of a clearance. Applicant’s argument is not enough to rebut the presumption that the Judge considered all the evidence in the record or that he mis-weighed the evidence. There is no reason to believe that Applicant’s failure to have responded to the FORM was due to inadequate notice of his right to submit evidence. Adverse decision affirmed.


Guideline F

04/10/2015

The Judge made findings about Applicant’s most recent bankruptcy filing and about her work record. Applicant’s argument that the Judge did not take into account the circumstances surrounding her bankruptcy filing and her excellent work record is not sufficient to rebut the presumption that the Judge considered all of the evidence in the record. Adverse decision affirmed.


Financial

04/10/2015

Applicant is 34 years old and is employed as an Aviation Technician for a defense contractor. His excessive indebtedness caused by circumstances beyond his control; namely, his house being foreclosed upon when he lost his job and separated from his wife, has been resolved by sufficient evidence of reform and rehabilitation. Clearance is granted. CASE NO: 11-13463.h1


Financial

04/09/2015

Applicant owes 20 delinquent debts totaling more than $57,000 that she demonstrated neither the means nor the inclination to resolve. She did not mitigate resulting trustworthiness concerns. Eligibility to occupy a public trust position is denied. CASE NO: 14-03739.h1


Financial; Personal Conduct

04/09/2015

Applicant accrued significant debt over the past ten years. She presented evidence of payments made on three student loans and she satisfied a satellite television account the day after her hearing. In 2010, Applicant was convicted of a drug- related offense after buying marijuana for a friend. The record as a whole reflects continued poor financial decisions, a lack of action to resolve her debts, a willingness to commit criminal conduct, and a deliberate misuse of personally identifiable information (PII) in her personal affairs. Applicant's request for eligibility to occupy a position of trust is denied. CASE NO: 14-03099.h1


Drugs

04/09/2015

Applicant mitigated security concerns related to his history of illegal drug use while in high school and college. Clearance is granted. CASE NO: 14-02778.h1


Financial

04/09/2015

Applicant owes approximately $26,308 in delinquent debt with no evidence of payment or current payment plans. Some documented progress toward resolving or settling these debts is needed before I can conclude that his financial difficulties are no longer of security concern. Clearance is denied. CASE NO: 14-02597.h1


Guideline H; Guideline E

04/09/2015

Applicant’s use of marijuana qualified as “drug abuse” as defined by the Directive. Applicant failed to rebut the presumption that the Judge considered all of the evidence. We have not established a “bright line” rule as to the recency of drug use. We give deference to a Judge’s credibility determination. Hearing Office Cases are not binding on other Hearing Office Judges or on the Appeal Board. Arguments by either side are not evidence. Adverse decision affirmed. CASE NO: 14-01847.a1


Guideline F; Guideline E

04/09/2015

The Judge’s findings, including that Applicant had deliberately falsified his application, were based upon substantial record evidence. Applicant failed to rebut the presumption that the Judge considered all of the evidence. We give deference to a Judge’s credibility determination. Hearing Office cases are not binding on other Hearing Office Judge or on the Appeal Board. Adverse decision affirmed. CASE NO: 14-01607.a1


Financial

04/09/2015

Applicant is a 58-year-old partner in a company that has defense contracts. He failed to provide sufficient evidence to mitigate the security concerns arising from his delinquent debts. Eligibility for a security clearance is denied. CASE NO: 14-00597.h1


Financial

04/09/2015

Applicant had unpaid federal tax and five charged-off or collection accounts which totaled approximately $15,000. His tax obligation remains unpaid. Applicant has failed to rebut or mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-00205.h1


Criminal Conduct; Personal Conduct

04/09/2015

Applicant has a brief two and one-half year history of criminal conduct between March 2008 and December 2010 involving three incidents, two of which occurred under very unique or unusual circumstances. He also violated his employer’s security policy when he failed to report his 2010 arrest. Over four years have elapsed since Applicant’s most recent criminal behavior occurred. Since then, he has taken substantial steps to minimize the probability of recurrence. He is constructively involved in his community. Applicant’s acceptance of responsibility for his past misconduct, his acknowledgment of his shortcomings, and the subsequent period without recurrence of criminal conduct are all indications of successful rehabilitation. There are no longer doubts as to Applicant’s reliability, trustworthiness, or good judgment. Eligibility is granted. CASE NO: 14-04813.h1


Guideline F

04/08/2015

Applicant has not rebutted the presumption that the Judge considered all of the evidence in the record. Neither is his disagreement with the Judge’s weighing of the evidence sufficient to show that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Adverse decision affirmed.


Financial

04/08/2015

Applicant did not file multiple federal income tax returns when they were due. Clearance is denied. CASE NO: 14-01461.h1


Financial

04/08/2015

Applicant has mitigated the security concerns under the financial considerations guideline. He has resolved a past-due mortgage loan account. The bank has acknowledged that he no longer owes anything on the mortgage loan account. Eligibility for a security clearance is granted. CASE NO: 14-01421.h1


Guideline H

04/08/2015

In his answer to the SOR, Applicant stated that, if necessary, he would sign a statement not to use drugs again. However, he provided no such statement. The Judge also made a sustainable finding that, given the lack of evidence, it is impossible to know how many times Applicant used marijuana. Adverse decision affirmed.


Financial

04/07/2015

In December 2005, while he was working on a temporary assignment in his hometown, some 345 miles from his permanent duty location, without any assurances that the assignment would become long-term, Applicant purchased a residence for $114,900. The financial problems associated with the national economic crisis subsequently resulted in massive layoffs in his field. It also terminated his anticipated relocation. Applicant was able to sustain his first and second mortgages while his sister resided in the residence. Once she moved out and he was unable to locate renters, the financial burden began as he was required to make his monthly mortgage payments in addition to his rent payments. The burden was simply too great. Applicant tried selling the residence, but three short-sales fell through when the first mortgage lender refused to agree to the sales. The residence remained vacant for nearly eight months. The first mortgage holder foreclosed on the mortgage, and in May 2014, the property was sold at public auction for $20,100. No deficiency judgment was pursued. Applicant still owes the second mortgage holder the unpaid balance of that mortgage, but Applicant’s attorney is attempting to work with his second mortgage creditor in an effort to settle the outstanding balance. Applicant has no other delinquent accounts. Applicant’s actions under the circumstances do not cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is granted. CASE NO: 14-03822.h1


Guideline F

04/07/2015

The government is not precluded from making an adverse security clearance decision even where an Applicant had previous favorable decisions. Adverse decision affirmed.


Guideline F

04/07/2015

The Judge’s conclusions regarding Applicant’s failure to file taxeswere sustainable based on the record before her. Adverse decision affirmed.


Financial; Personal Conduct

04/07/2015

ADP case. Applicant has not mitigated the trustworthiness concerns raised by her past-due debts, and her falsifications on a Government questionnaire. Finding of eligibility is denied. CASE NO: 13-01366.h1


Guideline F

04/07/2015

A Judge is under no obligation to hold the record open after a hearing especially if neither party requests it. Adverse decision affirmed.


Foreign Preference

04/06/2015

Applicant, who is 28 years old, is a United States born citizen. He applied for and received a passport from the Philippines, which he was able to do because his parents, who are now United States citizens, were Philippine citizens when he was born. Applicant only applied for his Philippine passport for convenience, and he has subsequently cut his passport into small pieces and mailed it to the Philippine Consul General, indicating that he was returning his Philippine passport, and he would not be reapplying for it in the future. Mitigation has been shown. Clearance is granted.


Drugs; Personal Conduct

04/06/2015

Applicant’s history of drug-related criminal conduct, in particular, his use of marijuana after he started working for his employer and after he submitted his most recent security clearance application, continues to raise security concerns. Moreover, he intentionally made a false statement to a government investigator about his drug use. His lack of honesty, judgment, and unwillingness to comply with the law raise questions about his reliability, trustworthiness, and ability to protect classified information. Clearance denied. CASE NO: 14-03153.h1


Drugs

04/06/2015

Applicant used an illegal substance on four occasions after having been granted a security clearance, the last time in May of 2013. Clearance is denied. CASE NO: 14-02713.h1


Financial

04/06/2015

Applicant’s problems arose from his continued irresponsible failure to timely file his federal income tax returns for the tax years 2009, 2010, 2011, and 2012. Applicant attributed his failure to file them to a variety of reasons, none of which were beyond Applicant’s control. Furthermore, although Applicant failed to timely file his own federal income tax returns, he was able to timely file his ex-wife’s federal income tax returns. Applicant had numerous opportunities over the years to resolve his repeated failures to timely file his income tax returns, but he failed to do so. Instead, he made promises which, for a variety of reasons that he offered to explain his procrastination, he failed to fulfill. His initial action was generated in November 2013 after the IRS had filed a tax levy for his 2009 taxes. His next action was to file his Form 1040 for the tax year 2010 in April 2014. Applicant’s eventual responses and actions regarding his income tax returns for the tax years 2011 and 2012 did not occur until two weeks after the SOR was issued. Applicant’s actions under the circumstances cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-02226.h1


Financial

04/06/2015

Applicant is 49 years old. He experienced financial problems when his wife spent money beyond their means. He has resolved the debts he could and is living within his means. Applicant mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 14-02214.h1


Guideline F

04/06/2015

The Judge gave Applicant additional time in which to submit documents after the close of the record. Delay in Applicant’s receipt of hearing transcript did not impair his ability to submit documents or to prepare his appeal. Applicant did not rebut the presumption that the Judge considered all of the evidence. Adverse decision affirmed. CASE NO: 14-01284.a1


Criminal Conduct; Personal Conduct

04/06/2015

Applicant was arrested for marijuana possession in 1998, and pled guilty to a lesser charge. Applicant knowingly and willingly furnished false and misleading information in response to questions on security clearance applications completed by him in 2002, 2008, and 2013, and from a Government investigator, regarding whether he had been subject to any arrests or charges involving alcohol or drugs. Mitigation has not been shown. Clearance is denied.


Guideline F

04/06/2015

Failure to discharge a debt is a continuing course of conduct. Therefore, it can fairly be described as a “history” of not paying debt. Disagreement with a Judge’s weighing of evidence is not enough to show that the Judge erred. Adverse decision affirmed. CASE NO: 14-00234.a1


Foreign Influence

04/03/2015

Applicant mitigated the security concerns raised by her siblings who still live in Pakistan by demonstrating that none of them have any connection to the Pakistani government and none of them reside in areas at particular risk for terrorist activity. Clearance granted.


Financial

04/03/2015

Applicant failed to mitigate the security concerns raised by her nearly $17,000 delinquent debt because the debts had lingered for many years despite her apparent ability to begin to address them, and because she only undertook to resolve the debts when she received the SOR. Clearance denied.


Financial

04/03/2015

Applicant accumulated a number of delinquent debts following a marital separation, divorce, and loss of employment. Since returning to full-time employment in 2011, she has made no tangible progress in addressing her debts. Her lack of payment progress does not demonstrate a sufficient track record of financial responsibility to meet minimum criteria necessary for eligibility to hold a security clearance. Security concerns over applicant's omissions of a 1997 felony charge and many of her delinquent debts are mitigated. Clearance is denied.CASE NO: 14-00376.h1


Financial

04/03/2015

Applicant's student loans total almost $80,000. They came due after he left school in 2002, but he has not made any payments or otherwise addressed those debts since 2007. Despite having the means to do so, Applicant also has not paid or otherwise tried to resolve six other debts, which total about $2,300. Applicant's request for eligibility to occupy a position of trust is denied. CASE NO: 12-05561.h1


Financial

04/02/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. Applicant has unresolved delinquent debt with no plans in place to resolve the debts. He is in a repayment status with the IRS for two federal tax liens. A state tax lien is automatically deducted from his pay. All other debts remain unresolved. Eligibility for a security clearance is denied. CASE NO: 14-04398.h1


Alcohol

04/02/2015

Applicant is 34 years old. He had a history of alcohol-related incidents before being diagnosed with alcohol dependence in 2006. After treatment, he abstained from alcohol consumption for five years before resuming infrequent use. He has recommitted himself to total abstinence, attends Alcoholics Anonymous, and has a sponsor. Applicant mitigated the security concerns under Guideline G, alcohol consumption. Clearance is granted. CASE NO: 14-03931.h1


Guideline F

04/02/2015

Applicant’s arguments are not sufficient to show that the Judge’s evaluation of his credibility, and hence his claims of mitigation are unreasonable. Adverse decision affirmed.


Guideline E

04/02/2015

Nothing in the record would likely persuade a reasonable person that the Judge lacked the requisite impartiality. Applicant has not met his heavy burden of persuasion to establish bias. The Judge’s findings are sustainable. Adverse decision affirmed.


Financial

04/01/2015

Applicant's inability to pay his student loan and other debts arose from circumstances beyond his control. But he has acted responsibly in addressing his student loans as his resources have allowed. In concert with positive information about his judgment and reliability, this record is sufficient to mitigate the trustworthiness concerns raised by the Government's information. Applicant's request for eligibility to occupy a position of trust is granted. CASE NO: 14-03832.h1


Financial

03/31/2015

Applicant is a 49-year-old employee of a defense contractor. She failed to provide sufficient evidence to mitigate the security concerns arising from her delinquent debts. Eligibility for a security clearance is denied. CASE NO: 14-03910.h1


Alcohol Consumption

03/31/2015

Applicant has a history of alcohol-related arrests and was diagnosed with alcohol dependence. She completed her court-ordered outpatient treatment program and has maintained her abstinence for over four years. Applicant mitigated security concerns. Over her past problems with alcohol abuse. Clearance is granted. CASE NO: 14-03887.1


Drugs

03/31/2015

Applicant’s history of drug-related conduct, in particular, her use of marijuana after she was granted eligibility for a position of trust, continues to raise security concerns. Her lack of judgment and unwillingness to comply with the law raise questions about her reliability, trustworthiness, and ability to protect classified information. Clearance denied. CASE NO: 14-03601.h1


Finances

03/31/2015

Applicant has a history of failing to file federal and state income tax returns, and accumulating delinquent debts and unpaid taxes since 2005. He failed to provide evidence that he paid or resolved any of the allegations raised by the Government. Financial considerations’ security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-03577.h1


Drugs; Personal Conduct

03/31/2015

Applicant mitigated security concerns raised by his past marijuana use and employment termination after revealing his past drug use on a security clearance application. Over five years have passed since Applicant last used marijuana. In the intervening years, he has established a track record of responsible behavior, leading to a conclusion that his past security-significant conduct is unlikely to be repeated. Clearance is granted. CASE NO: 14-03334.h1


Drugs; Personal Conduct

03/31/2015

Applicant is a 31-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his use of marijuana on active duty in the military while holding a security clearance. Eligibility for a security clearance is denied. CASE NO: 14-03297.h1


Foreign Influence

03/31/2015

Given Applicant's deep and longstanding relationships in the United States, he can be expected to resolve in favor of the U.S. interest any potential conflict of interest that may arise based upon his family ties to China. Clearance is granted. CASE NO: 14-03287.h1


Foreign Influence

03/31/2015

Applicant left his native India and came to the United States in 1997 to further his education. He remained, became successful in his career, married, had two children, and became a U.S. citizen. Foreign influence security concerns are mitigated. Clearance is granted.


Financial

03/31/2015

Applicant has three debts totaling approximately $15,000, which he is attempting to address. His financial problems were contributed to by the death of his mother and eldest daughter. His second daughter was, at one time, in a coma, and expenses during and after her recovery have also impacted his finances. He has mitigated the financial considerations security concerns. Clearance is granted. CASE NO: 14-02979.h1


Financial

03/31/2015

Applicant owed four debts, including mortgage arrearages, totaling $30,479. He has not resolved any of the debts. Eligibility for a trustworthiness position is denied. CASE NO: 14-02581.h1


Financial

03/31/2015

Although Applicant’s financial problems were caused by events beyond his control that occurred between 2011 and 2014, he has not taken any steps to resolve his $42,000 in outstanding delinquent debt. Clearance is denied. CASE NO. 14-02070.h1


Financial; Personal Conduct

03/31/2015

Applicant owed three debts, including a mortgage, totaling $43,270. He deliberately did not disclose his financial delinquencies on his security clearance questionnaire. Eligibility for a clearance is denied. CASE NO: 14-01884.h1


Security Violations: Personal Conduct

03/31/2015

Applicant committed a security violation by inserting a personal thumb drive into a classified system to download unclassified files for transfer to an unclassified system. He later used the same thumb drive in two company laptops. His company found that he deliberately disregarded security requirements and was grossly negligent in the handling of classified material. Applicant was suspended for five days without pay and debriefed from classified access. Clearance is denied.


Criminal Conduct, Drugs:

03/31/2015

Applicant is 36 years old. He was arrested numerous times and was convicted of domestic violence, driving under the influence, obstructing government operations and running a stop sign. He had numerous criminal offenses nolle prossed. He was acquitted of a drug trafficking charge and had another drug charge overturned on appeal. It has been six years since his last arrest. Applicant provided considerable rehabilitation evidence. He has mitigated the security concerns under Guideline J, criminal conduct, and Guideline H, drug involvement. Clearance is granted. CASE NO: 14-01845.h1


Financial

03/31/2015

Applicant incurred substantial delinquent indebtedness but, despite regular full-time employment and apparent surplus income, demonstrated neither means nor efforts to resolve the large majority of it. The evidence is insufficient to mitigate resulting security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01810.h1


Personal Conduct

03/31/2015

Applicant’s full disclosure of her employment termination during her background investigation interview before being confronted with the facts and her positive work performance with her current employer over the past five years mitigated personal conduct security concerns. Clearance is granted. CASE NO: 14-01778.h1


Financial

03/31/2015

Applicant failed to mitigate the financial considerations and criminal conduct concerns alleged in the SOR. His $5,400 in delinquent debt remains unresolved and he failed to submit any information to mitigate his 2009 and 2010 arrests. Clearance is denied. CASE NO. 14-01576.h1


Financial

03/31/2015

Applicant incurred several delinquent small business debts, after turning over daily operations to an employee, when he started work for a larger company. He fully resolved all of them after learning of their existence, and has sufficient income to remain solvent. Resulting security concerns were mitigated. Eligibility for access to classified information is granted. CASE NO: 14-01270.h1


Financial

03/31/2015

Since 2007, Applicant has incurred approximately $33,000 of delinquent debt. He has made no documented plans to satisfy it, and it remains outstanding. Clearance is denied. CASE NO: 14-01032.h1


Financial

03/31/2015

Applicant incurred 13 debts totaling $18,964. She has either satisfied, arranged payments to which she has adhered, or successfully disputed her outstanding debts. Applicant has demonstrated a good-faith effort to regain financial responsibility. Clearance is granted. CASE NO: 14-00200.h1


Criminal Conduct; Personal Conduct

03/31/2015

Applicant has mitigated the security concerns under the criminal conduct concerns due to passage of time and rehabilitation. He has not mitigated the personal conduct concerns due to a falsification on his 2012 security clearance application. Clearance is denied. CASE NO: 12-06414.h1


Foreign Influence; Foreign Preference

03/30/2015

Applicant has mitigated the security concerns under Guideline B for foreign influence. His sister lives in Egypt, but is an American citizen. Applicant is a naturalized U.S. citizen who has lived in the United States since 1982. He has some property in Egypt that is about 3% of his net worth in the United States. He voted in the 2012 Egyptian election while in the United States. He has no plans to do so in the future. He has mitigated the security concerns under Guideline C for foreign preference. Eligibility for a security clearance is granted. CASE NO: 14-02846.h1


Guideline D; Guideline E

03/30/2015

There is no particular length of time that would place an applicant’s drug use sufficiently in the past so as to mitigate concerns arising therefrom. That is a matter within the discretion of the Judge. The Judge’s whole-person analysis complied with the requirements of the record. Adverse decision affirmed. CASE NO: 14-02203.a1


Guideline F

03/30/2015

The Judge considered non-alleged conduct in its proper context. Applicant was not denied notice of the security concerns against him, nor was he otherwise denied due process. Applicant has not rebutted the presumption that the Judge considered all of the evidence in the record. The Appeal Board has no authority to make findings of fact. Adverse decision affirmed. CASE NO: 14-01941.a1


Finances

03/30/2015

Applicant owed four delinquent debts totaling $29,000. He provided proof that he had previously resolved two timeshare debts, which totaled $13,650. He is resolving two credit card debts, which now have a combined balance of about $11,000. He is demonstrating a good-faith effort to resolve financial obligations. Financial security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 12-06896.h1


Financial

03/27/2015

Applicant is 54 years old. He experienced financial problems when he developed serious medical issues and was uninsured due to unemployment. Later he was denied health insurance because of his pre-existing conditions. All of Applicant’s debts were related to medical expenses. He paid many of them, but is unable to resolve the larger ones at this time. Applicant mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 14-03976.h1


Foreign Influence; Foreign Preference

03/27/2015

Applicant failed to mitigate the foreign influence and foreign preference trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-03219.h1


Drugs; Criminal Conduct

03/27/2015

Applicant used marijuana from June 2005 until 14 months before the hearing. He signed a statement of intent with automatic revocation of clearance for any future illegal drug involvement. The passage of time since his last usage is limited, but is sufficient to mitigate the drug involvement concern. The criminal conduct security concern is also mitigated. Clearance is granted. CASE NO: 14-02143.h1


Alcohol

03/27/2015

Applicant is a 52-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his multiple driving under the influence of alcohol offenses. Eligibility for a security clearance is denied. CASE NO: 14-01806.h1


Financial

03/27/2015

Applicant admits he acquired over $350,000 in delinquent debt. He claimed to have devised a reasonable plan for addressing his debts, and to successfully implementing and executing a debt consolidation repayment plan, but insufficient substantiating evidence was offered. Applicant failed to meet his burden and mitigate financial security concerns. Eligibility for a security clearance is denied. CASE NO: 14-01610.h1


Financial

03/27/2015

Applicant incurred more than $20,000 in delinquent debts that he could not afford to repay. He discharged over $44,000 in debt through bankruptcy in September 2014, but failed to demonstrate changed circumstances that would preclude future delinquencies. The evidence is insufficient to mitigate resulting security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01526.h1


Financial

03/27/2015

Applicant’s repeated skipping from her apartment leases without making her final rent payments, her long-standing failure to repay creditors between 2005 and 2015, or to arrange payment plans reflects traits which raise concerns about her fitness to hold a security clearance. Promises were repeatedly made by Applicant, but they have remained unfulfilled. She has simply made the assertions that repayment arrangements had been agreed to, or that she was making payments. In the absence of documentation to support her assertions, little weight can be given to those assertions. It is not known what Applicant’s current financial resources may be, or if she has any funds remaining at the end of each month for discretionary use or savings. Thus, there are no indications that Applicant’s financial problems are under control. Considering the relative absence of confirmed debt resolution and elimination efforts, Applicant’s financial issues are likely to remain. Applicant’s actions under the circumstances cast doubt on her current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-01238.h1


Drug; Personal Conduct

03/25/2015

Applicant was marijuana ten times from 2001~2014. His last usage was less than a year ago while employed by a federal contractor. Clearance is denied. CASE NO: 14-04675.h1


Financial

03/25/2015

Applicant’s statement of reasons listed four debts – (1) a collection account for $1,235, (2) a collection account for $4,336, (3) a collection account for $9,401, and (4) a collection account for $3,972. The first account was sold to the creditor in debt (2) and is a duplicate. Applicant settled and paid debts (2) and (3), and is making payments on debt (4). These debts stem from Applicant’s 2006 divorce. All debts have been resolved or are being resolved. Clearance is granted. CASE NO: 14-04213.h1


Financial Considerations

03/25/2015

Applicant has mitigated the security concerns under the Financial Considerations guideline. She has addressed her delinquent debts. She has met her burden. Eligibility for a security clearance is granted. CASE NO: 14-02802.h1


Financial

03/25/2015

Applicant failed to mitigate security concerns raised by her history of not meeting financial obligations. Her delinquent debts total over $75,000. She did not submit evidence showing that she has addressed her debts or to substantiate her dispute of the debts. She failed to establish that her financial situation is under control. Clearance is denied. CASE NO: 14-00467.h1


Guideline F

03/25/2015

There is a rebuttable presumption that a Judge is impartial and unbiased. A party seeking to overcome the presumption has a heavy burden. Adverse decision affirmed.


Financial

03/25/2015

Applicant failed to mitigate security concerns raised by her history of not meeting financial obligations. Although her financial problems relate, in part, to periods of unemployment and underemployment, she has been employed full time since 2011 and failed to establish that her financial situation is under control. Clearance is denied. CASE NO: 14-00321.h1


Guideline F

03/25/2015

Applicant’s arguments fail to rebut the presumption that the Judge considered all thg evidence. Adverse decision affirmed.


Financial

03/24/2015

Applicant’s statement of reasons alleges 12 delinquent judgments or collection debts totaling $15,142. She did not provide documentary evidence of any payments to address the SOR debts. She did not provide sufficient evidence of her progress resolving her SOR debts. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-04669.h1


Foreign Preference; Foreign Influence

03/24/2015

Applicant mitigated the security concern generated by her possession of a German passport, German national identity card, and acceptance of a stipend from a German, non-profit foundation. Her relatives, friends, and professional acquaintances living in Germany do not generate a security risk. Clearance is granted. CASE NO: 14-03983.h1


Alcohol

03/24/2015

Applicant is 62 years old. He was convicted of driving under the influence of alcohol in 1982. He was arrested in 2011 after his son’s wedding and charged with driving under the influence of alcohol. He was found not guilty, but admitted he was intoxicated at the time of the arrest. Applicant mitigated the security concerns under Guideline G, alcohol consumption. Clearance is granted. CASE NO: 14-03456.h1


Financial

03/24/2015

Applicant is 51 years old. She had more than $89,451 of delinquent debt discharged in Chapter 7 bankruptcy in January 2015. She failed to timely file her 2009, 2010, 2011, and 2012 federal income tax returns. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-03451.h1


Financial; Personal Conduct

03/24/2015

Applicant’s earlier financial problems were caused by frivolous or irresponsible spending, and he did spend beyond his means. As a result, he filed for bankruptcy and had his debts discharged in 1992, 2001, and 2009. He lost two automobiles to repossession after falling behind in his payments. He failed to timely pay his federal income tax liabilities during the period 2008 through 2012. He failed to timely file his federal income tax return for 2013. Applicant was very naïve about financial matters, never having had financial counseling or guidance when he was growing up. His spending conduct eventually evolved into a more responsible form. After finally doing well financially, his new significant financial problems started in late 2004 and carried over past mid-2005 when two hurricanes struck within months of each other and badly damaged his residence. Applicant exhausted his savings when the insurance was insufficient to cover the repairs. Applicant obtained the assistance of an attorney to assist him with his federal income tax problems. He has been enrolled in an installment agreement with the IRS and is routinely making his monthly payments. There are clear indications that Applicant’s financial problems and associated personal conduct are under control. His actions under the circumstances do not cast doubt on his current reliability, trustworthiness, or good judgment. Eligibility is granted. CASE NO: 14-01909.h1


Financial

03/24/2015

Applicant mitigated the trustworthiness concerns arising from her financial considerations. Eligibility for access to sensitive information is granted. CASE NO: 14-02467.h1


Financial

03/24/2015

Applicant’s financial problems were caused by circumstances beyond his control. Although he has significant debt, Applicant demonstrated financial responsibility handling his financial problems by communicating with creditors, and making payments consistent with his financial ability. Considering the circumstances of this particular case, Applicant’s financial problems do not show he currently lacks judgment, reliability, or trustworthiness. Clearance granted. CASE NO: 14-01789.h1


Alcohol

03/24/2015

In 2008, 2009, and 2012, Applicant was arrested for alcohol-related offenses. He has not had any incidents with police or the courts since 2012. He ended his alcohol consumption on August 1, 2012. He attends Alcoholics Anonymous (AA) meetings to reinforce his abstinence. Alcohol consumption security concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-01310.h1


Foreign Preference

03/24/2015

Applicant failed to mitigate security concerns arising from his possession and use of a current foreign passport. Clearance is denied. CASE NO: 14-00968.h1


Financial

03/24/2015

Applicant’s statement of reasons alleges 30 debts totaling $94,606. Problems beyond his control caused his financial problems, and he acted responsibly under the circumstances. He has made significant progress resolving his delinquent SOR debts. Financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 12-09934.h1


Financial

03/24/2015

Applicant admits that he was not diligent in handling his financial affairs. He accumulated delinquent debt, including student loans and other accounts in the amount of about $100,000. He still has unresolved debt in the amount of about $62,000. He has not provided documentation of any payments or a payment plan to address the debts. Eligibility for a security clearance is denied. CASE NO: 12-04476.h1


Case Number:
Financial

03/23/2015

Although Applicant’s financial problems were caused by events beyond his control, he has not taken any steps to resolve his $61,000 in outstanding delinquent debt. Clearance is denied. CASE NO. 14-01566.h1


Drugs

03/23/2015

In 2009, Applicant used cocaine. She has mitigated the drug involvement security concerns. Clearance is granted. CASE NO: 14-04654.h1


Financial

03/23/2015

Applicant's financial problems arose from circumstances beyond her control. When she has had the means to do so, she has paid or otherwise resolved her debts. Information about her judgment and reliability is sufficient to mitigate the trustworthiness concerns raised by the Government's information. Applicant's request for eligibility to occupy a position of trust is granted. CASE NO: 14-03801.h1


Alcohol

03/23/2015

Applicant was convicted of misdemeanor driving under the influence (DUI) in 2007 following a 2006 DUI arrest, and was convicted of reckless driving in 2013 following a 2012 DUI refusal test arrest. He was evaluated by a drug and alcohol counselor and found not alcohol dependent, and completed all court-ordered alcohol treatment. Applicant has made lifestyle changes since his DUI refusal test arrest that embrace very moderate alcohol consumption. Clearance is granted.


Financial

03/23/2015

Applicant had seven charged-off and six collection accounts totaling almost $55,000. In 2014, judgments were entered against Applicant on four of the delinquent accounts. The delinquent accounts have not been resolved. Clearance is denied. CASE NO: 14-00812.h1


Alcohol; Criminal Conduct

03/20/2015

Applicant is a 56-year-old employee of a defense contractor. She provided sufficient evidence to mitigate the security concerns arising from her consumption of alcohol and driving while intoxicated offenses. Eligibility for a security clearance is granted. CASE NO: 14-03855.h1


Financial

03/20/2015

Applicant owes a $4,278 judgment from 2011 and two collection debts of $964 and $2,353. He paid off a car loan in lieu of paying these debts to reduce his overall debt burden. Applicant failed to demonstrate any progress toward resolving his delinquent debts. Clearance is denied. CASE NO: 14-03338.h1


Financial

03/20/2015

Applicant’s statement of reasons alleges a bankruptcy, three delinquent collection debts, and a state tax lien totaling $17,752. On June 27, 2014, her husband satisfied the state tax lien for $16,371, which constituted 92 percent of their delinquent SOR debt. She and her husband have three remaining SOR debts totaling $1,381 to resolve. Her debts resulted from unemployment, underemployment, and medical problems. She promised to pay her SOR debts when her financial circumstances improve. She has a track record of paying her current debts and expenses. Financial considerations concerns are mitigated. Eligibility for a public trust position is granted. CASE NO: 14-02699.h1


Financial

03/20/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-02480.h1


Financial

03/20/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-02048.h1


Financial; Personal Conduct

03/20/2015

Applicant’s earlier financial problems were caused by frivolous or irresponsible spending, and he did spend beyond his means. As a result, he filed for bankruptcy and had his debts discharged in 1992, 2001, and 2009. He lost two automobiles to repossession after falling behind in his payments. He failed to timely pay his federal income tax liabilities during the period 2008 through 2012. He failed to timely file his federal income tax return for 2013. Applicant was very naïve about financial matters, never having had financial counseling or guidance when he was growing up. His spending conduct eventually evolved into a more responsible form. After finally doing well financially, his new significant financial problems started in late 2004 and carried over past mid-2005 when two hurricanes struck within months of each other and badly damaged his residence. Applicant exhausted his savings when the insurance was insufficient to cover the repairs. Applicant obtained the assistance of an attorney to assist him with his federal income tax problems. He has been enrolled in an installment agreement with the IRS and is routinely making his monthly payments. There are clear indications that Applicant’s financial problems and associated personal conduct are under control. His actions under the circumstances do not cast doubt on his current reliability, trustworthiness, or good judgment. Eligibility is granted. CASE NO: 14-01909.h1


Financial

03/20/2015

Applicant’s payments to resolve a $2,578 judgment debt are not enough to overcome the concerns about her financial judgment raised by approximately $17,155 in delinquent debt. Eligibility for a public trust position is denied. CASE NO: 14-00999.h1


Criminal; Drugs; Personal Conduct

03/20/2015

Applicant has not mitigated the security concerns caused by his criminal conduct, drug involvement, and falsification of a government questionnaire. Clearance is denied. CASE NO: 14-00285.h1


Foreign Influence

03/20/2015

Although Applicant has demonstrated a preference for the United States, he failed to mitigate the foreign influence concerns raised by his relationship with his mother and siblings who are citizens and residents of Afghanistan. Clearance is denied. CASE NO. 14-00226.h1


Alcohol; Criminal Conduct

03/20/2015

A 52-year-old engineer, Applicant has taken sufficient action to address and overcome the security concerns stemming from two alcohol-related incidents resulting in misdemeanor criminal convictions in 1986 and 2012. Clearance is granted. CASE NO: 12-10555.h1


Drugs; Personal Conduct

03/19/2015

Applicant’s drug use in high school, which occurred before he enlisted in the U.S. Marine Corps, received a security clearance, and subsequently was employed by a defense contractor, is mitigated. He has refuted the allegation that he deliberately falsified a security clearance application submitted in connection with his enlistment in the Marine Corps. CASE NO: 14-05840.h1


Financial

03/19/2015

Applicant is 43 years old. She defaulted on student loans totaling more than $67,000 and did not responsibly address these debts. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-03289.h1


Financial

03/19/2015

Applicant has not mitigated the security concerns raised by his delinquent debts and failures to timely file his federal and state income tax returns. CASE NO: 14-03059.h1


Personal Conduct; Criminal Conduct

03/19/2015

Applicant has not mitigated the security concerns raised by his criminal conduct. Clearance is denied. CASE NO: 14-02984.h1


Finances, Personal Conduct

03/19/2015

Applicant accumulated two delinquent credit card debts totaling over $50,000 that he was unable to begin resolving until 2012, due to some circumstances beyond his control. He paid one debt and is repaying the other, demonstrating a good-faith effort to resolve financial obligations. In 2001 Applicant’s employer reprimanded him for accessing and distributing inappropriate materials through emails on his work computer. In 2013 Applicant’s employer reprimanded him for accessing inappropriate materials on his work computer, misusing company time, and disseminating to the public information on the company’s website without authorization. Financial security concerns are mitigated. Personal conduct security concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-02832.h1


Guideline K; Guideline M; Guideline E

03/19/2015

Judge’s error about Applicant’s age was harmless. The Judge’s material findings were supported by substantial evidence. Applicant failed to rebut the presumption that the Judge considered all of the evidence. Findings and conclusions of a state administrative hearing did not satisfy the requirements for applying the doctrines of res judicata or collateral estoppel. The Appeal Board gives deference to a Judge’s credibility determinations. Adverse decision affirmed. CASE NO: 14-00998.a1


Personal Conduct

03/19/2015

Applicant failed to mitigate the personal conduct security concerns. He kept without permission a computer-based application that he developed for his former employer. He previously stated during security interviews and on his security clearance application that the application contained the personally identifiable information of thousands of individuals, but at hearing recanted his earlier admissions. Applicant’s past conduct and inconsistent statements about his conduct continue to raise doubts about his current reliability and trustworthiness. Clearance is denied. CASE NO: 14-00996.h1


Financial

03/19/2015

Applicant has always managed her finances responsibly; however, she recently experienced significant financial problems that were caused by circumstances beyond her control. Nonetheless, she is acting in a prompt and good-faith manner to resolve her past-due debts. In so doing, she has demonstrated good judgment, integrity, and reliability. Her request for eligibility to occupy a position of trust is granted. CASE NO: 12-05715.h1


Financial

03/19/2015

Applicant failed to mitigate the security concerns raised by his $22,000 delinquent debt. Most of the debt had not been addressed, and the three debts that had been addressed were not addressed until after Applicant received the SOR. Clearance denied.


Drugs; Criminal Conduct; Personal Conduct

03/18/2015

Applicant failed to mitigate the Drug Involvement, Criminal Conduct, and Personal Conduct security concerns. Drug Involvement and Criminal Conduct security concerns arose out of Applicant’s marijuana use between May 2000 and May 2005, to include its use while holding a security clearance after February 2003. Additionally, he was arrested in February 2000 and May 2005 for drug offenses. Personal Conduct security concerns arose out of Applicant’s false answers to questions about his drug abuse history on a 2013 Electronic Questionnaires for Investigative Processing (e-QIP). Eligibility for access to classified information is denied. CASE NO: 14-02706.h1


Drugs

03/18/2015

Applicant failed to mitigate the Drug Involvement security concerns that arose from her drug use in May 2013, while holding a security clearance. Eligibility for access to classified information is denied. CASE NO: 14-01518.h1


Foreign Preference; Foreign Influence

03/17/2015

A 45-year-old engineer, Applicant is a native-born citizen of India who immigrated to the United States in 1995 and became a naturalized U.S. citizen in 2005. She met her burden to present sufficient evidence to explain and mitigate the foreign influence and foreign preference security concerns stemming from her ties or connections to India. Clearance is granted. CASE NO: 14-03629.h1


Financial

03/17/2015

Applicant filed Chapter 7 bankruptcy three times, and her debts were discharged in 1997, 2005, and 2014. She did not provide sufficient evidence to mitigate the security concerns raised by her history of financial problems. Clearance is denied. CASE NO: 14-03108.h1


Financial

03/17/2015

Applicant filed a Chapter 13 bankruptcy petition in 2005 due to his father’s death, his mother’s financial needs, and his wife’s loss of employment. He completed the payment plan in 2008. He began accumulating debts in late 2008, began a payment plan for his largest debt in July 2012, sought credit counseling in October 2014, and began resolving his other debts in November 2014. Security concerns raised by his delinquent debts are mitigated. Clearance is granted. CASE NO: 14-03075.h1


Financial

03/17/2015

Applicant has delinquent taxes, state tax liens, delinquent student loans, unpaid second mortgages, past-due accounts, and collection accounts. He has resolved a portion, but not enough of his delinquent debts. Financial considerations remain a security concern. He has resolved the foreign influence, foreign preference, and personal conduct security concerns. Clearance is denied. CASE NO: 14-02411.h1


Financial

03/17/2015

A 56-year-old investigator, Applicant has a history of financial problems or difficulties stemming from a combination of overextending himself and circumstances largely beyond his control. He has initiated a good-faith effort to resolve his financial problems, and he is making adequate forward progress. He met his burden to present sufficient evidence to explain and mitigate the financial considerations security concern. Clearance is granted. CASE NO: 14-02399.h1


Financial

03/17/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01675.h1


Financial; Drug Involvement

03/17/2015

The security concerns raised by Applicant’s less than $5,000 in outstanding delinquent debt are mitigated. However, Applicant failed to mitigate the concerns surrounding his 35-year history of cocaine use. Clearance is denied. CASE NO. 14-01454.h1


Financial Considerations

03/17/2015

Applicant's financial problems stemmed from a lengthy unemployment. Since gaining full-time employment, she has been methodically satisfying her debts through a well-organized payment plan. Under these circumstances, I conclude Applicant has mitigated the financial considerations security concern. Clearance is granted. CASE NO: 14-01317.h1


Financial; Personal Conduct

03/17/2015

Applicant did not mitigate the financial considerations or the personal conduct security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01230.h1


Financial; Personal

03/16/2015

Applicant has nearly $15,000 in past-due debts. He failed to disclose these debts on his e-QIP. Clearance is denied. CASE NO: 14-02856.h1


Alcohol Consumption

03/16/2015

Applicant mitigated the security concerns generated by his history of problem alcohol consumption. Clearance is granted. CASE NO: 14-02571.h1


Alcohol; Criminal

03/16/2015

Applicant has two alcohol related convictions, one in 2009 and one in 2013. He is still on probation as a result of his most recent conviction. Clearance is denied. CASE NO: 14-02520.h1


Financial

03/16/2015

Applicant is a 63-year-old employee of a defense contractor. She provided sufficient evidence to mitigate the trustworthiness concerns arising from her financial problems. Eligibility for a position of trust is granted. CASE NO: 14-02364.h1


Financial

03/16/2015

Applicant is a 46-year-old employee of a federal contractor. She provided sufficient evidence to mitigate the security concerns arising from her financial problems. Eligibility for a security clearance is granted. CASE NO: 14-02309.h1


Financial

03/16/2015

Applicant failed to mitigate the security concerns raised by his $20,000 delinquent debt, none of which had been addressed. Clearance denied.


Financial; Personal Conduct

03/16/2015

Applicant has unresolved financial problems, and he intentionally provided false information about his finances on his 2014 Questionnaire for National Security Positions. Clearance is denied. CASE NO: 14-01828.h1


Financial

03/16/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. He has unresolved delinquent debt and did not present a plan that addressed the delinquent debts. Eligibility for a security clearance is denied. CASE NO: 14-01601.h1


Financial

03/16/2015

Applicant mitigated the security concerns under the financial considerations guideline. He relied on bad advice when he bought a home in 2005. He realizes that was a mistake and understands that he should have sought legal advice. Eligibility for a security clearance is granted. CASE NO: 14-01583.h1


Criminal Conduct

03/16/2015

Applicant mitigated security concerns raised by his use of marijuana and minor offenses that he committed while in college. He has not used marijuana or been involved in other criminal activity in the past five years. Clearance is granted. CASE NO: 14-01565.h1


Guideline F

03/15/2015

Applicant has not rebutted the presumption that the Judge considered all of the evidence. Neither has he shown that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Hearing Office decisions are not binding on other Hearing Office Judges or on the Appeal Board. Adverse decision affirmed. CASE NO: 14-03754.a1


Financial

03/13/2015

Applicant incurred eight debts in the aggregate of $67,421. Seven of those debts were student loans totaling $66,973. She consolidated her student loans and began making monthly payments on them ten months before her SOR was issued. Applicant also has a part-time job to pay down her debt. Her remaining debt will be repaid as soon as funds become available. Clearance is granted. CASE NO: 14-03411.h1


Drugs; Personal Conduct

03/13/2015

Applicant admitted sharing a marijuana cigarette with friends one time after his March 2007 wedding on a cruise ship. He denied adverse actions for workplace misconduct on his security clearance application, after receiving a policy-required verbal warning for taking a day of leave without pay with prior agreement from his supervisor. Resulting security concerns were mitigated. Eligibility for access to classified information is granted. CASE NO: 14-02572.h1


Foreign Preference; Foreign Influence

03/13/2015

Applicant is a native of Israel and a naturalized U.S. citizen. He has surrendered his Israeli passport to his facility security officer. His spouse and children are native-born U.S. citizens. His mother and brother are citizens and residents of Israel. His daughter recently moved to Israel, became an Israeli citizen, and joined the Israeli Defense Forces (IDF). His brother is a citizen and resident of Israel, retired from the IDF after 20 years of service. Foreign preference concerns are mitigated, but foreign influence concerns are not mitigated. Eligibility for a public trust position is denied. CASE NO: 14-02496.h1


Drugs; Alcohol; Personal Conduct

03/13/2015

Applicant mitigated the drug, alcohol, and personal conduct security concerns that arose out of his infrequent recreational drug use from September 2010 to October 2013 and his alcohol consumption during college. Applicant has been candid with the Department of Defense about his illegal drug involvement, and does not intend to use any illegal drugs, including marijuana, in the future. His alcohol consumption since graduating with his bachelor's degree has been significantly reduced and is responsible. Eligibility for access to classified information is granted. CASE NO: 14-02363.h1


Financial

03/13/2015

Applicant settled three of the four debts alleged; the creditor issued an IRS Form 1099-C cancelling the fourth debt; and he has been making payments to the IRS to address the tax consequences generated by the 1099-C. Financial considerations security concerns are mitigated. Clearance is granted. CASE NO: 14-02101.h1


Financial

03/13/2015

Applicant’s financial problems were caused by circumstances beyond his control. Although he has significant debt, Applicant demonstrated financial responsibility handling his financial problems by communicating with creditors, making payments consistent with his financial ability, and working three jobs. Considering the circumstances of this particular case, Applicant’s financial problem does not show he currently lacks judgment, reliability, or trustworthiness. Clearance granted. CASE NO: 14-01712.h1


Guideline F; Guideline E

03/13/2015

Applicant has not overcome the presumption that the Judge considered all the evidence. Adverse decision affirmed.


Financial, Personal Conduct

03/13/2015

Applicant’s statement of reasons alleges two debts totaling $41,198. Applicant has established payment plans which are in the process of resolving both debts. In October 2010, he was terminated from his employment as a federal police officer for excessive or unauthorized absences from work and for refusing to trim his beard sufficiently to enable him to wear a gas mask. Ability to wear a gas mask was a condition of his employment. He believed he was entitled to wear a beard because of his sincerely-held Muslim beliefs. He was sent home from work because of his beard. His violation of workplace rules is not recent; not having a beard is not a condition of his current employment in information technology; and additional violations of work place rules are unlikely to recur. Financial considerations and personal conduct concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-00284.h1


Guideline K; Guideline C; Guideline E

03/13/2015

Applicant could not reasonably have believed that he had authority to remove classified documents (which were not relevant to his employer’s immediate needs) from another government agency outside official channels. Favorable decision reversed.


Financial

03/13/2015

As a result of Applicant’s divorce in 2006, several periods of unemployment and underemployment, and an injury at a time when she had no medical insurance, she accumulated 12 delinquent debts totaling about $29,646. After being advised by an attorney that debt consolidation was not a viable option, she filed a petition for Chapter 7 bankruptcy. Security concerns raised by her financial problems are mitigated. Clearance is granted. CASE NO: 12-07561.h1


Financial; Personal Conduct

03/12/2015

After Applicant gave his wife a general power of attorney, she opened and operated a restaurant and incurred numerous debts in his name. He testified that he does not care about the debts and does not intend to pay them. He did not disclose the debts on his security clearance application because he was unaware of them. Security concerns raised by his failure to disclose his debts are mitigated, but the concerns raised by his delinquent debts are not mitigated. CASE NO: 14-03291.h1


Financial

03/12/2015

Applicant’s charged-off or in collection accounts alleged in the Statement of Reasons (SOR), totaling approximately $20,000 and his student loans totaling approximately $47,000 have been included in a debt consolidation plan. The financial considerations security concerns have been resolved. Clearance is granted. CASE NO: 14-01181.h1


Guideline F

03/12/2015

A party’s disagreement with a Judge’s weighing of the evidence or an ability to argue for a different interpretation of the evidence is not enough to show that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Promises to pay off debts in the future are not a substitute for a track record of debt resolution. Adverse decision affirmed. CASE NO: 14-00860.a1


Guideline F

03/12/2015

Applicant was not denied an opportunity to present evidence, nor was he denied any other aspect of due process afforded by the Directive. Applicant has failed to rebut the presumption that the Judge considered all of the evidence in the record. A different interpretation of the evidence is not enough to show that the Judge mis-weighed the evidence. Adverse decision affirmed. CASE NO: 12-02596.a1


Drugs

03/11/2015

Applicant used marijuana about six times between 2008 and 2012, while she was in college. Although she still associates with one friend with whom she used marijuana, that friend also has not used any illegal drugs since 2012. Security concerns about Applicant's use of illegal drugs are mitigated by her change of circumstances and by an appropriate period of abstinence. Applicant's request for a security clearance is granted. CASE NO: 14-02736.h1


Drugs

03/11/2015

Applicant used marijuana sporadically between July 1998 and August 2013. He did not present information sufficient to mitigate the security concerns about his drug use. His request for a security clearance is denied. CASE NO: 14-02674.h1


Guideline G; Guideline J

03/11/2015

Applicant relies on new evidence which the Board cannot consider. Adverse decision affirmed.


Foreign Influence

03/11/2015

Applicant mitigated the security concerns raised by the presence of his family members in India. Applicant's request for a security clearance is granted. CASE NO: 14-02209.h1


Financial

03/11/2015

Applicant failed to mitigate security concerns arising from his history of failing to pay his taxes and other financial obligations. He took no action to resolve his tax debts until his overdue creditors took action to force him to repay his debts. He has several judgments that remain unresolved. His financial situation raises doubts about his continued eligibility for access to classified information. Clearance is denied. CASE NO: 14-01386.h1


Finances

03/11/2015

Applicant accumulated two delinquent debts in 2011 that totaled less than $20,000. Circumstances beyond his control contributed to the financial problems. He has made monthly payments on both debts since May 2014. Based upon a review of the pleadings, exhibits, and testimony, eligibility for access to classified information is granted. Resulting security concerns were mitigated. CASE NO: 14-00946.h1


Guideline F

03/11/2015

The Board cannot consider new evidence on appeal. Adverse decision affirmed.


Financial

03/11/2015

Applicant owes federal taxes, a judgment, deficiencies owed on car loans after the vehicles were repossessed, and other miscellaneous delinquent debts. He did not provide sufficient evidence to mitigate the security concerns raised by his history of financial problems. Clearance is denied. CASE NO: 14-00714.h1


Financial; Personal; Criminal

03/11/2015

Applicant has nearly $30,000 in past-due debts. He failed to disclose these debts on his e-QIP. He is also still on probation as a result of his most recent conviction. Clearance is denied. CASE NO: 14-00427.h1


Criminal; Sexual

03/11/2015

Applicant's sexual indiscretion occurred nearly two years ago. The criminal charge has been dismissed, and his wife appears to be aware of his indiscretion. Clearance is granted. CASE NO: 14-00391.h1


Financial

03/10/2015

Applicant is a 45-year-old prospective employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-04282.h1


Financial

03/10/2015

Applicant accumulated delinquent debts during recurrent periods of unemployment following his discharge from active-duty military service in 2012. For lack of sustained full-time employment while attending college, he could not address his debts. However, he did enjoy periods of full-time employment between 2012 and 2014, and made little manifest effort to pay his past-due obligations. Applicant's efforts to date are insufficient to enable him to meet his mitigation burden. Financial concerns are not mitigated. Clearance is denied. CASE NO: 14-03570.h1


Financial; Personal Conduct

03/10/2015

Applicant did not mitigate the security concerns raised by the Government's information about his financial problems. He also did not mitigate security concerns raised by the Government's information showing he tried to conceal adverse information about his finances when he submitted a security clearance application in March 2013. His request for a security clearance is denied. CASE NO: 14-03426.h1


Financial

03/10/2015

Applicant paid 10 of 12 debts alleged; the creditor agreed that there was no balance due on a debt; and he has been making monthly payments since September 2014 on the last debt. Financial considerations security concerns are mitigated. Clearance is granted. CASE NO: 14-02630.h1


Foreign Influence

03/10/2015

Applicant has mitigated the security concerns under the foreign influence guideline. Applicant is a naturalized U.S. citizen. His wife, parents, and brothers all reside in the United States. Applicant presented sufficient information to mitigate the foreign influence security concerns. Eligibility for a security clearance is granted. CASE NO: 14-01896.h1


Guideline F; Guideline E

03/09/2015

We cannot consider new evidence on appeal. Judges can consider non-alleged conduct on such issues as mitigation, credibility determinations, etc. Promises to pay off debts in the future are not a substitute for a track record of debt resolution. The effect that an adverse decision may have on an applicant is not relevant. Adverse decision affirmed. CASE NO: 14-03497.a1


Financial

03/09/2015

Applicant is a 35-year-old employee of a defense contractor. He is alleged to be indebted on a delinquent home equity line of credit (HELOC) in the approximate amount of $57,614. This debt became delinquent as a result of circumstances beyond his control, and he is acting responsibly under the circumstances. Eligibility for access to classified information is granted. CASE NO: 14-03257.h1


Drugs

3/09/2015

Applicant used and purchased marijuana one time in 2008 and ecstasy on two occasions in 1999, while holding a security clearance. She credibly testified, and she submitted a sworn personal statement, that she did not intend to use any illegal substance in the future. Applicant did not list her marijuana usage and purchase on a 2013 Security Clearance Application, but her omission was inadvertent, and when she met with a Government investigator approximately two weeks later she revealed her drug usage without being confronted by the investigator. Mitigation has been shown. Clearance is granted.


Financial

03/09/2015

Applicant has significant overdue debts, and all the debts except one have not been resolved or reduced. No evidence was introduced to establish that Applicant's current financial status is stable and that she is able to resolve her past debts or stay current with her recent debts. Mitigation has not been shown. Clearance is denied.


Guideline B

03/09/2015

Applicant failed to rebut the presumption that the Judge considered all of the evidence in the record. Disagreement with the Judge’s weighing of the evidence is not enough to show that the Judge mis-weighed the evidence. Hearing Office decisions are not binding on other Hearing Office Judges or on the Appeal Board. Adverse decision affirmed. CASE NO: 13-01297.a1


Financial

03/09/2015

Applicant has refuted the allegations that he failed to file federal and state income tax returns as required. He has mitigated the security concerns raised by his delinquent debts. Clearance is granted. CASE NO: 12-09720.h1


Drugs

03/09/2015

Applicant took one puff of a marijuana cigarette on one occasion in 2011, while holding a security clearance. With the exception of when he was a Freshman in college in 1996, this was the only other time that he ever used an illegal drug, and he self-reported it on his Security Clearance Application. He credibly testified and submitted a personal statement, stating that he did not intend to use any illegal substance in the future. Mitigation has been shown. Clearance is granted.


Finances

03/06/2015

Applicant’s financial problems began in 2004 and continued into 2014. In 2008 the Government raised security concerns based on his delinquent debts. He did not establish a meaningful track record of responsibly managing and resolving his debts. He failed to rebut or mitigate the Government’s security concerns raised under Guideline F, Financial Considerations. His eligibility for a security clearance is denied. CASE NO: 14-03176.h1


Financial

03/06/2015

Applicant accumulated a substantial medical debt associated with his treatment of injuries he incurred in 2011 while rescuing his son from a crosswalk. Once he learned of the outstanding debt in 2013, he contacted the creditor and arranged a debt repayment plan. He has continued to pay down this debt with monthly payments and has established a sound repayment plan with the resources available to him. Financial concerns are mitigated. Clearance is granted. CASE NO: 14-03067.h1


Drugs

03/06/2015

Applicant’s history of drug-related criminal conduct, in particular, his use of cocaine after he started working for his employer, continues to raise security concerns. His lack of judgment and unwillingness to comply with the law raise questions about his reliability, trustworthiness, and ability to protect classified information. Clearance denied. CASE NO: 14-02151.h1


Finances

03/06/2015

Applicant accumulated over $20,000 of delinquent debts between May 2007 and August 2010, which are unresolved. He failed to provide evidence that he paid or resolved any of the ten alleged delinquent debts. Resulting security concerns were not mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-00201.h1


Financial Considerations

03/06/2015

The only debt that Applicant has not either satisfied or been paying through a payment plan is a debt for less than $500 that he does not recognize and has not been able to identify. Applicant has mitigated the financial considerations security concern. Clearance is granted. CASE NO: 12-04005.h1


Financial

03/04/2015

ADP case. Applicant has not mitigated the trustworthiness concerns raised by her past-due debts. Finding of eligibility is denied. CASE NO: 14-02273.h1


Financial

03/04/2015

Applicant and his spouse could not make payments on some of their credit cards when rental properties they owned were not fully rented, and there was a fire at one of the properties. Approximately $17,076 in credit card debt was placed for collection. The financial considerations are mitigated because the debts have been resolved. The personal conduct concerns raised by his failure to disclose any financial delinquencies on his security clearance application are not fully mitigated. Clearance is denied. CASE NO: 14-01782.h1


Financial

03/03/2015

Applicant failed to mitigate security concerns raised by his financial situation. He has a long history of financial problems and has amassed a substantial amount of past-due federal tax debt that remains unresolved. His financial situation raises concerns about his suitability to hold a security clearance. Clearance is denied. CASE NO: 14-02207.h1


Financial

03/03/2015

Applicant provided compelling evidence that his father opened accounts in his name without his authorization. All of the debts alleged in the SOR have been successfully disputed. Clearance is granted. CASE NO: 12-05918.h1


Case Number:
Financial

03/02/2015

Although half of the delinquent debt alleged in the SOR remains unresolved, it is not a source of vulnerability for Applicant. Clearance is granted. CASE NO. 14-00423.h1


Financial

03/02/2015

Applicant's financial problems arose from circumstances beyond his control and are not indicative of his judgment and reliability. Although he is still repaying his debts, he has not incurred any new liabilities, he has made payments as his means have allowed, and he is now engaged in a structured repayment of his total debt through a recently-approved Chapter 13 bankruptcy petition. He has sufficient income to complete the Chapter 13 plan with enough remaining each month to avoid such financial difficulties in the future. His request for a security clearance is granted. CASE NO: 14-03474.h1


Financial

03/02/2015

Applicant committed tax filing lapses with both his federal and state tax returns for certain years, accumulated delinquent consumer-related and mortgage-related debts, and incurred an adverse judgment associated with a divorce over the course of a three-year period. He has made progress in filing his back tax returns and addressing his federal tax and consumer debts. His efforts to date are still relatively modest and lack sufficient documented progress with his state tax debts, outstanding judgment, and home equity loan deficiency to permit safe predictions about his stabilizing his finances. His efforts to date, while encouraging, are insufficient to enable him to meet his mitigation burden. Financial concerns are not mitigated. Clearance is denied. CASE NO: 14-03373.h1


Financial; Personal Conduct

03/02/2015

Applicant did not mitigate the security concerns raised by her failure to timely file her tax returns or pay her taxes. She also has several past-due or delinquent debts that have not been paid or otherwise resolved. Also, Applicant has held a security clearance for almost 25 years, but deliberately withheld from her most recent security clearance application relevant and material information about her finances. Her request for continued access to classified information is denied. CASE NO: 14-02387.h1


Financial

03/02/2015

Applicant struggled financially because of a divorce and unemployment. She fell behind on two credit card accounts, a car loan, and three medical debts. She failed to remove her name from a utility account when she and her ex-husband separated. On their divorce, they owed a collection balance of $4,914 for gas services, of which $2,317 is still unpaid. Applicant has resolved a $1,018 credit card judgment and arranged to repay her $5,495 in remaining delinquent debt through automatic debits from her bank account. Position of trust is granted. CASE NO: 14-02325.h1


Financial

03/02/2015

Applicant has made a good-faith effort to resolve the $29,000 in delinquent debts alleged in the SOR. To date, he has paid $11,000 toward the resolution of his delinquent debt. Clearance is granted. CASE NO. 14-01880.h1


Personal Conduct

03/02/2015

Applicant mitigated the personal conduct security concerns. Eligibility for access to classified information is granted. CASE NO: 13-01340.h.1


Alcohol

03/02/2015

Although Applicant has been sober for the past eight months, it is too soon to conclude that he has mitigated the security concern regarding his alcohol consumption given his history of excessive drinking, diagnosis of severe alcohol dependence, and multiple relapses. Applicant failed to mitigate the security concern. Clearance is denied. CASE NO: 12-06794


Financial

02/27/2015

Applicant did not mitigate the financial considerations trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-02306.h1


Guideline K; Guideline M; Guideline E

02/26/2015

Security violations strike at the very heart of the industrial security clearance program. Adverse decision affirmed.


Financial

02/26/2015

Applicant's financial problems arose from circumstances beyond her control and are not indicative of her judgment and reliability. Although she still struggles to resolve her past debts, Applicant has not incurred any new liabilities, she has paid those debts that are within her means to pay, and she has successfully disputed several debts listed on her credit reports. Her current finances allow her to meet her current obligations and do not present a security concern. Her request for eligibility for access to classified information is granted. CASE NO: 14-02140.h1


Financial

02/26/2015

Applicant is 35 years old. She has 19 delinquent debts totaling more than $31,000 that are unpaid or unresolved. She failed to mitigate the financial considerations trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-02126.h1


Financial; Personal Conduct

02/26/2015

Applicant discharged more than $60,000 in debt in a 2005 bankruptcy, then incurred more than $180,000 in additional unresolved delinquent debt. He falsified his security clearance application concerning his financial record. Resulting security concerns were not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-01236.h1


Financial

02/26/2015

Applicant has failed to credibly address his past-due debt, which is in excess of $87,000. Clearance is denied. CASE NO: 14-01040.h1


Drugs, Personal Conduct

02/26/2015

From June 2008 to April 2013, Applicant illegally used marijuana recreationally. He also purchased it during that time period. Applicant asserted that he stopped using it two months before he began his current position and no longer uses it. He did not provide independent evidence to corroborate his statements. He failed to mitigate the security concerns raised under Guideline H, Drug Involvement. The allegations under Guideline E, Personal Conduct, are found in his favor. Clearance is denied.


Financial; Personal Conduct

02/26/2015

Applicant has made a good-faith effort to address all of the alleged past-due debts. He did not falsify his e-Qip as to his debts. Clearance is granted. CASE NO: 14-00426.h1


Guideline E; Guideline F

02/26/2015

A review of the record shows Department Counsel’s conduct was consistent with the standards of his position. Adverse decision affirmed.


Foreign Influence

02/26/2015

Applicant is 46 years old. She owns one piece of real estate in India worth approximately $15,000 and has two bank accounts with a combined balance of $213. She is attempting to sell the real estate and then will close the bank accounts. She has substantial assets in the United States. She maintains contact with a friend in India, who is not a security concern. Applicant mitigated the Guideline B, foreign influence security concerns. Clearance is granted. CASE NO: 12-10290.h1


Guideline F

02/26/2015

There is no presumption of error below. The appealing party has the burden of demonstrating error. Adverse decision affirmed.


Personal Conduct; Sexual Behavior

02/25/2015

Applicant is 40 years old. While serving as a police officer, both on-duty in uniform and off-duty, he engaged in sexual intercourse on four occasions with prostitutes. Applicant failed to mitigate the security concerns under Guideline E, personal conduct, and Guideline D, sexual behavior. Clearance is denied. CASE NO: 14-03638.h1


Foreign Influence; Foreign Preference

02/25/2015

Colombian-born Applicant is a naturalized U.S. citizen who has resided in the United States for a decade. His wife is a Colombian citizen residing in the United States waiting to become a naturalized U.S. citizen; his mother is a dual citizen of the United States and Colombia, currently residing in Colombia after many years in the United States; his stepfather is a dual citizen of the United States and Argentina, currently residing in Colombia after many years in the United States; and other members of his family, as well as his in-laws, are all Colombian citizen/residents. Applicant’s extended family members have had no relationship with the Colombian government or its military or intelligence services, and there is no evidence that they have ever been approached or threatened by a terrorist or anyone affiliated with the Colombian government, military, or intelligence services. Applicant owns two properties in Colombia which are of insubstantial value that he is willing to relinquish to his mother if required to do so. He also has a Colombian passport which he has used on two occasions since he was naturalized. Applicant is willing to relinquish his Colombian passport and renounce his Colombian citizenship if asked to do so, but there is no evidence that he was ever asked to take either action. While there is always the possibility of kidnappings, drug-related violence, or terrorist attacks, against otherwise innocent individuals such as Applicant, there have been no reports of U.S. citizens – such as Applicant – being targeted in Colombia simply because of their nationality. There are no questions or doubts as to his security eligibility and suitability. Clearance is granted. CASE NO: 14-01996.h1


Financial

02/24/2015

Applicant is a 43-year-old employee of a defense contractor. She is alleged to be indebted to 18 creditors in the approximate amount of $109,258. Her debts were incurred as a result of circumstances beyond her control, but she failed to establish that she acted responsibly under the circumstances. Eligibility for access to classified information is denied. CASE NO: 14-03376.h1


Foreign Influence

02/24/2015

Applicant’s statement of reasons alleges and the record establishes that Applicant has significant connections to the People’s Republic of China. His mother lives in China; he frequently communicates with her; he visited her in 2011 and 2013; and he purchased a residence for her. Foreign influence concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-02648.h1


Financial

02/24/2015

Applicant is indebted to nine creditors on delinquent accounts totaling $96,297. He demonstrated little effort to resolve his delinquencies. The evidence is insufficient to mitigate resulting security concerns. Based upon a review of the pleadings, testimony, and exhibits, eligibility for access to classified information is denied. CASE NO: 14-02628.h1


Case Number: 14-00473.h1
Financial

02/23/2015

Applicant has mitigated the financial considerations security concern. She provided sufficient information to show that due to circumstances beyond her control, she encountered financial difficulty with a home mortgage loan. She has acted responsibly and is addressing the issue. She has paid the other delinquent debts on the SOR, with the exception of one for which she is making payment arrangements. Eligibility for a security clearance is granted. CASE NO: 14-00473.h1


Financial

02/23/2015

Applicant incurred about $7,000 of delinquent debts after having about $5,700 in debt discharged through a 2008 bankruptcy. Since obtaining her current job, she has taken positive steps to resolve these delinquencies. Resulting security concerns were mitigated. Eligibility for access to classified information is granted. CASE NO: 14-02021.h1


Financial

02/23/2015

Applicant has not mitigated the trustworthiness concerns under the financial considerations guideline. Applicant has two state tax liens and other delinquent debts. She provided no documentation to support a claim that some of them have been paid. Applicant did not present sufficient information concerning the matter to provide mitigation. She has not met her burden. Eligibility for a position of trust is denied. CASE NO: 14-01910.h1


Financial

02/23/2015

After Applicant was afforded a financial fresh start through a Chapter 7 bankruptcy discharge in November 2002, he took on new debt that became delinquent because of a lengthy unemployment. He has yet to resolve about $10,312 in past-due credit card debt and a $39,000 home equity loan debt. Clearance is denied. CASE NO: 14-01596.h1


Financial; Personal Conduct

02/20/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. Applicant did not file her 2010 through 2013 Federal and state income tax returns until August 2014. She has held a security clearance for many years. On her security clearance application, she did not disclose that fact that she had not timely filed her taxes. She has not met her burden. Eligibility for a security clearance is denied. CASE NO: 14-03641.h1


Financial

02/20/2015

Applicant is a 57-year-old employee of a defense contractor. She failed to provide sufficient evidence to mitigate the security concerns arising from her financial problems. Eligibility for access to classified information is denied. CASE NO: 14-03589.h1


Criminal Conduct, Financial, Personal Conduct

02/20/2015

Applicant’s statement of reasons alleges Applicant pleaded guilty to conspiracy to steal government property and structuring money transactions. He was sentenced to 21 months in prison and restitution of more than $140,000. He has been making payments to address the restitution. Applicant disclosed sufficient facts on his March 15, 2013 Electronic Questionnaires for Investigations Processing (e-QIP) (SF 86) about his background for the Government to assess his worthiness to be entrusted with access to classified information. Financial considerations and personal conduct concerns are mitigated; however, criminal conduct concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-03248.h1


Financial

02/20/2015

Applicant accumulated four delinquent debts over a period of years dating to 2008. His efforts in addressing his debts were insufficient to absolve him of security concerns over the stability of his finances. Applicant did not mitigate financial concerns. Clearance is denied. CASE NO: 14-02896.h1


Drugs; Personal Conduct; Financial

02/20/2015

Applicant used marijuana on and off from 1992 to June 2014, including at times while she held a Department of Defense security clearance. She falsely denied any illegal drug involvement when she applied for a security clearance in October 2013. She no longer intends to use any marijuana, but it is too soon to conclude that her marijuana abuse will not reoccur. The drug involvement and personal conduct concerns are not mitigated. The financial considerations concern because of her alleged failure to file her state income tax return for tax year 2012 is mitigated. Clearance is denied. CASE NO: 14-01783.h1


Financial

02/20/2015

Applicant is a 62-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-01503.h1


Financial

02/20/2015

Applicant is a 59-year-old employee of a defense contractor. She failed to provide sufficient evidence to mitigate the trustworthiness concerns arising from her financial problems. Eligibility for a position of trust is denied. CASE NO: 14-01414.h1


Financial

02/20/2015

Applicant owes approximately $12,916 in unresolved delinquent debt, including an outstanding state tax lien. Clearance is denied. CASE NO. 14-00012.h1


Criminal Conduct; Drugs; Alcohol; Personal Conduct; Financial

02/20/2015

Applicant’s criminal history is lengthy and varied. It commenced in 1999, when he was 19 years old, and continued until 2010, when he was 29 years old. Applicant was involved in a number of incidents that resulted in arrests, criminal charges, convictions, and sentences. He was also acquitted of some charges and other charges were dismissed. Some of the incidents involved alcohol, some involved marijuana and LSD, and others were a combination of alcohol and a hot temper. Influenced by too much alcohol, Applicant soon found himself in a spiral of self-destruction becoming involved in an extensive array of criminal conduct. Nothing fazed him, for arrests, convictions, jail, probation, and fines, had no positive impact on him. His environment – undergraduate and graduate school – was generally the environment of alcohol and marijuana. In addition, he encountered financial difficulties. Applicant grew up in poverty, and never developed an appreciation for self-control. While he was apparently book-smart, his social skills were associated with naivety, and he used alcohol or marijuana to fit in with his peers. Once Applicant escaped his university environment and entered his current professional environment, things changed. A new paradigm was established when Applicant cast aside his criminal behavior, ceased using marijuana, and stopped consuming alcohol. He has abstained from marijuana since January 2008. He embraced abstinence from alcohol in June 2011. There have been no criminal incidents since 2010. Given his appreciation of life without the burdens of alcohol and marijuana, his good employment record, and his repeatedly stated remorse for his past actions, Applicant appears to have been successfully rehabilitated, and his criminal conduct is unlikely to recur. It no longer casts doubt on Applicant’s reliability, trustworthiness, or good judgment. He has resolved all of his delinquent debts, and there are clear indications that his financial problems are under control. Applicant’s actions under the circumstances no longer cast doubt on his current reliability, trustworthiness, and good judgment. Clearance is granted CASE NO: 13-00596.h1


Financial, Personal Conduct

02/20/2015

Applicant stopped making payments on his second mortgage in 2009 and on his first mortgage in 2011, resulting in about $100,000 of delinquent debt. He demonstrated neither the means nor reasonable efforts to resolve either obligation. He denied having delinquent debts on his security clearance application. The evidence is insufficient to mitigate resulting security concerns. Eligibility for access to classified information is denied. CASE NO: 12-08101.h1


Financial

02/19/2015

Applicant has delinquent debts that began accumulating in 2008 and remain unresolved. He also has a history of failing to timely file federal and state income tax returns for at least seven years. He failed to mitigate the trustworthiness concerns raised under Guideline F, Financial Considerations. His eligibility for a public trust position is denied. CASE NO: 14-01615.h1


Drugs

02/17/2015

Applicant used marijuana four times in 2009, while holding a security clearance. He credibly testified, and he submitted a sworn personal statement, that he had never before or since used any illegal drug and he did not intend to use any illegal substance in the future. Mitigation has been shown. Clearance is granted.


Financial

02/17/2015

Applicant has had overdue debts as a result of her husband suffering a serious injury, which caused a loss of his foot and termination from his employment. Applicant and her husband have now paid the majority of their debts and they have been resolving their other overdue debts. Applicant's financial situation is stable, and she is not overdue with any of her current financial obligations. Mitigation has been shown. Clearance is granted.


Financial

02/17/2015

Applicant currently has overdue debts totaling more than $200,000, resulting from a downturn in the economy after he borrowed money to purchase and run two franchise restaurants. He has made three payments of $500 toward one of the debts, and for more than six years after they became overdue, he made no payments at all toward this debt, or any of the other debts listed on the SOR. Applicant only started making payments after the SOR was issued. Based on Applicant's history, it is too soon to conclude that he will reduce the vast majority of his overdue debt. Mitigation has not been shown. Clearance is denied.


Criminal Conduct; Drug Involvement; Personal Conduct

02/17/2015

Applicant's 18 year crack cocaine addiction resulted in 29 criminal incidents from 1991 through 2009. Although she testified that she has been drug free since December 2009, in 2013, Applicant knowingly and willingly furnished false and misleading information in responses to several questions on a security clearance application and from a Government investigator. Mitigation has not been shown. Clearance is denied.


Guideline F; Guideline E

02/13/2015

The Board does not agree with Applicant’s interpretation of the Judge’s comments regarding Applicant’s wife and their checking account. Adverse decision affirmed.


Financial

02/13/2015

Applicant is a 57-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-01709.h1


Guideline F

02/13/2015

Credit reports are generally sufficient to meet the Government’s burden of production. Adverse decision affirmed.


Guideline H; Guideline E; Guideline F

02/13/2015

The Judge’s conclusion that Applicant deliberately falsified his Security Clearance Application is consistent with the record evidence. Adverse decision affirmed.


Guideline F

02/13/2015

Applicant’s contains factual assertion not part of the record thus theu constitute new evidence which the Board cannot consider. Adverse decision affirmed.


Foreign Influence; Foreign Preference

02/12/2015

A 62-year-old aerospace engineer, Applicant is a native-born citizen of Egypt who has been a naturalized U.S. citizen since 1987 and a cleared employee working in the defense industry since 1990. He met his burden to present sufficient evidence to explain and mitigate the foreign influence and foreign preference security concerns stemming from his ties or connections to Egypt. Clearance is granted. CASE NO: 14-02536.h1


Financial

02/12/2015

Applicant is a 55-year-old employee of a defense contractor. He failed to provide sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is denied. CASE NO: 14-02166.h1


Foreign Preference

02/12/2015

Applicant has not expressed a willingness to renounce his British citizenship, and has not destroyed, surrendered or invalidated his British passport. Clearance is denied. CASE NO: 14-02025.h1


Financial

02/12/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01974.h1


Foreign Influence

02/12/2015

Applicant was born in the United States but went to Taiwan when he was a young child with his parents who are citizens and residents of Taiwan. He returned to the United States after completing schooling in Taiwan to continue his education and work. He has frequent contact with his parents, frequent contact with two Taiwanese citizens who reside in the United States, and infrequent and casual contact with other Taiwanese citizens residing in the U.S. or Taiwan. Applicant presented sufficient information to mitigate foreign influence security concerns. Eligibility for access to classified information is granted. CASE NO: 14-01640.h.1


Financial

02/12/2015

Applicant is a 67-year-old manager working part time for a federal contractor. He provided sufficient evidence to mitigate the security concerns arising from his financial problems. Eligibility for a security clearance is granted. CASE NO: 14-01428.h1


Financial

02/12/2015

Applicant is 53 years old. He had debts discharged in bankruptcy in 2004. Since then he accumulated 13 delinquent debts totaling approximately $36,990, which remain unpaid or unresolved. Applicant failed to mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-00517.h1


Alcohol Consumption; Drug Involvement; Personal Conduct

02/12/2015

Applicant has a history of alcohol-related incidents and use of cocaine from March 2008 until October 2013. He falsified his security clearance applications and mislead the Government until 2013 regarding any use of cocaine. He has not mitigated the security concerns under the above guidelines. Eligibility for a security clearance is denied. CASE NO: 13-00926.h1


Drugs; Personal Conduct

02/11/2015

Applicant failed to mitigate the drug involvement and personal conduct concerns. He used cocaine from 2005 to 2012. His last use occurred after he accepted a position with a defense contractor and was aware of his employer’s drug-free workplace policy. Under the circumstances, Applicant’s conduct raises unresolved questions about his judgment and his conduct is too recent to mitigate concerns that he would engage in similar conduct in the future. Clearance is denied. CASE NO: 14-03223.h1


Financial

02/11/2015

Applicant incurred about $38,000 of delinquent debts between 1998 and 2009. Over the past four years he has taken positive steps to address the delinquencies, and substantially resolved them. Resulting security concerns were mitigated. Eligibility for access to classified information is granted. CASE NO: 14-02691.h1


Criminal Conduct; Financial; Personal Conduct

02/11/2015

Applicant was convicted of breach of peace offenses committed in January 2013 and February 2013, and for assault and violation of probation in May 2012. He falsified his security clearance application by not disclosing the 2013 charges. Applicant’s lengthy unemployment contributed to his financial problems, but it does not mitigate the financial considerations security concern in light of the irresponsibility documented when he squandered more than $100,000 of an insurance settlement. Concerns persist about his judgment, reliability, and trustworthiness. Clearance is denied. CASE NO: 14-02221.h1


Financial

02/11/2015

Applicant incurred substantial delinquent indebtedness but, despite reporting more that $1,500 in monthly surplus income, demonstrated neither means nor efforts to resolve any of it. The evidence is insufficient to mitigate resulting security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01744.h1


Financial

02/11/2015

Applicant incurred about $20,000 of delinquent debts while he was in college, most of which arose from post-accident medical expenses that should have been paid by his medical insurance. He has taken positive steps to address the delinquencies. Resulting security concerns were mitigated. Eligibility for access to classified information is granted. CASE NO: 14-01616.h1


Financial

02/11/2015

Applicant has not mitigated the trustworthiness concerns raised by her delinquent debts. Eligibility for a public trust position is denied. CASE NO: 14-01150.h1


Financial

02/11/2015

Applicant has not mitigated the trustworthiness concerns raised by her 26 unresolved debts. Eligibility for a public trust position is denied. CASE NO: 14-00436.h1


Alcohol; Drugs; Personal Conduct

02/11/2015

After his second driving while impaired offense, Applicant received inpatient detoxification treatment and had aftercare counseling for diagnosed alcohol dependence. The alcohol consumption concerns are mitigated by his abstention from alcohol since July 2011 with no intent to drink alcohol in the future. The drug involvement and personal conduct concerns because of alleged marijuana abuse while holding a security clearance were not established. Clearance is granted. CASE NO: 12-02853.h1


Case Number: 14-00635.h1
Financial; Criminal Conduct

02/10/2015

Applicant accumulated a number of delinquent obligations, both consumer debts and student delinquencies. Since receiving the SOR, he has addressed a few of his consumer and student loan debts and received a payment plan proposal from one of his student loan lenders. However, he has limited payment documentation on his consumer and student loan debts. His efforts to date, while encouraging, are not enough to establish a track record consistent with minimum eligibility criteria. Financial concerns are not mitigated. Applicant's criminal charges, while admitted, have since been favorably resolved and are mitigated. Clearance is denied. CASE NO: 14-00635.h1


Drugs

02/10/2015

Applicant used a variety of drugs to include marijuana, prescription medication Dexadrine, mushrooms, LSD, cocaine and hashish over a 16-year period. Additionally, he used marijuana six months after he was employed by a defense contractor and informed of his employer’s zero tolerance drug policy. Clearance is denied.


Foreign Preference

02/10/2015

Applicant’s statement of reasons (SOR) alleges and the record establishes that Applicant is a dual citizen of the United States and Germany. She possesses a German passport that was issued in 2008 and is valid until 2018. She declined to relinquish or destroy her German passport. Foreign preference concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-01966.h1


Guideline F

02/10/2015

The Judge’s material findings are supported by substantial evidence. Applicant has not rebutted the presumption that the Judge considered all of the evidence. Reliance on the noncollectability of a debt does not constitute a good faith effort to pay debts. Debts belonging to a business may have a bearing on an applicant’s judgment and reliability. The Judge’s wholeperson analysis considered Applicant’s security concerns in light of the entire record. Adverse decision affirmed. CASE NO: 14-01231.a1


Guideline F

02/10/2015

The Judge’s material findings are supported by substantial evidence. Applicant’s additional debt and the passage of time without meaningful debt resolution constitute significant derogatory information that was not previously adjudicated. Therefore, the Judge did not err in concluding that Applicant’s circumstances raised security concerns despite a prior favorable adjudication. Applicant has not rebutted the presumption that the Judge considered all of the evidence. Adverse decision affirmed. CASE NO: 14-00398.a1


Alcohol Consumption; Criminal Conduct, Personal Conduct

02/10/2015

Applicant’s alcohol consumption, criminal conduct, and personal conduct security concerns are mitigated by the passage of time and his successful rehabilitation. His past questionable behavior does not raise questions about his current reliability, trustworthiness, and ability to protect classified information. Clearance granted. CASE NO: 12-06004.h1


Financial; Personal Conduct

02/09/2015

Applicant is 46 years old and employed as a Senior Field Engineer by a defense contractor. His excessive indebtedness caused by a series of unexpected health problems caused his delinquent debts. Since his medical treatment has been successful, Applicant has been able to work full time, has reduced his expenses, and is addressing his indebtedness. He plans to be completely debt free in three to six months. Applicant did not intentionally conceal his delinquent debts from the Government on his security clearance application. Applicant was careless and hurried while completing the security clearance application, and did not provide accurate information in response to questions concerning his finances. He regrets this mistake, and plans to be much more careful in the future. Clearance is granted. CASE NO: 14-02982.h1


Foreign Influence

02/09/2015

Applicant is 29 years old and employed as a Test Engineer by a defense contractor. Her foreign contacts in India that include her older sister and her husband's family, namely her father-in-law, mother-in-law, sister-in-law and brother-in-law do not pose a security risk. Sufficient mitigation has been shown. Clearance is granted. CASE NO: 14-02179.h1


Financial

02/09/2015

Applicant's debts do not indicate poor judgment or a lack of trustworthiness. His current finances are sound, and the presence of unpaid debt does not present a security concern that Applicant will commit improper or illegal acts to obtain money. His request for continued access to classified information is granted. CASE NO: 14-02137.h1


Criminal Conduct, Financial

02/09/2015

Applicant’s statement of reasons (SOR) alleges 36 delinquent, collection, or charged-off accounts, totaling $11,699. She was also convicted of writing checks with insufficient funds in 2000, 2007, 2008, 2010, and 2013 as well as other misdemeanor-level offenses. She did not make sufficient progress resolving her financial problems to mitigate financial considerations concerns. Criminal conduct concerns are not mitigated. Her eligibility to occupy a public trust position is denied. CASE NO: 14-02077.h1


Financial

02/09/2015

Applicant is 55 years old and employed as a Project Manager by a defense contractor. Her history of excessive indebtedness caused by circumstances beyond her control, namely loss of employment and a divorce, have been mitigated by sufficient evidence of reform and rehabilitation. Applicant is making payments to her creditors, and is in the process of filing for Chapter 7 Bankruptcy. Clearance is granted. CASE NO: 14-01875h1


Financial, Personal Conduct

02/09/2015

Applicant’s statement of reasons alleges 26 delinquent, collection, or charged-off accounts, totaling $29,287. She did not make sufficient progress resolving her financial problems to mitigate financial considerations concerns. Personal conduct concerns are mitigated because she did not intend to deceive the Government when she failed to list all of her financial problems on her Electronic Questionnaires for Investigations Processing (e-QIP) version of an application for a public trust position (SF 86). Her eligibility to occupy a public trust position is denied. CASE NO: 14-01205.h1


Financial

02/09/2015

Applicant is 44 years old and is employed as an HVAC Technician for a defense contractor. His history of excessive indebtedness has not been mitigated. Clearance is denied. CASE NO: 13-01344.h1


Financial

02/06/2015

Applicant has a history of failing to address his finances in a timely manner. He still owes approximately $21,720 to the IRS for back taxes for the 2008, 2009, and 2011 tax years. He has not mitigated the Financial Considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-03392.h1


Financial; Personal Conduct

02/06/2015

Applicant incurred eight debts in the aggregate of $20,000. He incurred these debts after a lengthy period of unemployment. Since he secured employment, he has paid or is in the process of paying off seven of the eight debts and as soon as he has the funds, he will begin paying the eighth debt. Applicant refuted the allegation that he falsified his February 2013 security clearance application by failing to list his debts. Clearance is granted. CASE NO: 14-03137.h1


Financial

02/06/2015

Applicant is a 37-year-old employee of a defense contractor. He is alleged to be in debt to four creditors in the approximate amount of $47,167. His rental property was foreclosed upon in 2011. He filed for Chapter 7 bankruptcy in November 2011, but it was dismissed in February 2012. He has acted responsibly with respect to his debts by resolving them all. Eligibility for access to classified information is granted. CASE NO: 14-02733.h1


Foreign Influence

02/06/2015

Applicant has mitigated the security concerns under the foreign influence security guideline. He has worked for many years in the contracting field, and held a position of public trust. Applicant and his wife are naturalized U.S. citizens. His two children are U.S. citizens. He presented sufficient information to meet his burden of proof in this case. Eligibility for a security clearance is granted. CASE NO: 14-02256.h1


Financial

02/06/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. She took no action on her two SOR debts and does not intend to do so, as they are charged off accounts on her credit report. Eligibility for a security clearance is denied. CASE NO: 14-01956.h1


Drugs

02/06/2015

Applicant is a 28-year-old employee of a federal contractor. The security concern stemming from his drug involvement (using marijuana during the years of 2011 2013) is not mitigated. Clearance is denied. CASE NO: 14-01173.h1


Personal Conduct

02/06/2015

Applicant intentionally provided false information about his criminal record on his Questionnaire for National Security Positions. Clearance is denied. CASE NO: 14-01155.h1


Financial

02/06/2015

Applicant failed to file his federal and state tax returns for tax years 2010 to 2012. He failed to show sufficient progress getting his six tax returns filed. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-01121.h1


Financial

02/06/2015

Applicant accumulated five credit card debts during a business-downturn that adversely affected her husband's gas supply and repair business. Utilizing a debt consolidation firm, she has repaid most of the delinquent debts and has established a favorable track record. Financial concerns are mitigated. Clearance is granted. CASE NO: 14-00891.h1


Financial

02/06/2015

Applicant lost his home to foreclosure in November 2011. He owed about $74,702 in delinquent debt as of April 2014, including $54,990 on a second mortgage and $11,591 for a timeshare. His belated efforts to resolve his debts do not fully mitigate the financial judgment concerns. Clearance is denied. CASE NO: 14-00673.h1


Financial; Personal Conduct

02/05/2015

Applicant’s initially significant financial problems started some time in 2007 or 2008 because money was tight due to his wife not working, his son had some medical issues, and they had relocated. He was also unemployed for six months in 2011. Well before the SOR was issued, Applicant resolved some of his delinquent accounts and then, with the assistance of a credit repair firm, started addressing the remaining accounts. He successfully disputed some of the adverse listings appearing in his credit reports that also appear as allegations in the SOR. There are clear indications that Applicant’s financial problems are under control. Applicant’s actions under the circumstances no longer cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is granted. CASE NO: 14-02704.h1


Drugs

02/05/2015

Applicant is a 38-year-old employee of a federal contractor. The security concern stemming from his drug involvement (using and buying marijuana during the years of 1996 2013) is not mitigated. Clearance is denied. CASE NO: 14-02216.h1


Drug Involvement

02/05/2015

Between April 2011 and at least July 2013, Applicant consumed marijuana in edible form or smoked it in joints. She admitted using marijuana after her security clearance had already expired. Her use of marijuana on at least six to eight occasions over that lengthy period was primarily to self-medicate, but apparently also for fun and relaxation, for she used it as a substitute for alcohol. At some point, despite having been previously granted a security clearance (that had already expired), and having been forewarned of the Government’s heightened sensitivity regarding marijuana use by federal civil servants and federal contractors, Applicant used marijuana when she was in her late 40’s and early 50’s. While the sale of marijuana for medical use in the state may have been legal in that state for the person to whom it was sold, it was illegal under federal law. Applicant illegally used marijuana prescribed for someone else. Applicant’s actions under the circumstances cast substantial doubt on her current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-01411.h1


Guideline G; Guideline J; Guideline E

02/05/2015

Applicant has not rebutted the presumption that the Judge considered all of the evidence. An ability to argue for a different interpretation of the evidence is not sufficient to show that the Judge mis-weighed the evidence. Hearing Office decisions are not binding on other Hearing Office Judges or on the Appeal Board. We have no authority to remand a case simply for the purpose of taking in new evidence. The Judge examined Applicant’s circumstances in light of the entirety of the evidence. Therefore, there is no error in his wholeperson analysis. Adverse decision affirmed. CASE NO: 14-00976.a1


Guideline F

02/05/2015

Department Counsel’s comments in the File of Relevant Material could not reasonably be construed as having a deleterious effect on Applicant’s procedural rights. Any error in the Judge’s finding is harmless. The Appeal Board cannot consider new evidence on appeal. DOHA has no authority to grant a probationary clearance. Adverse decision affirmed. CASE NO: 14-00474.a1


Financial; Alcohol

02/04/2015

Applicant has a history of financial delinquencies and has been convicted three times for Driving Under the Influence of Alcohol (DUI). He has not demonstrated the good judgment required to hold a security clearance. He failed to mitigate the Financial Considerations or Alcohol Consumption security concerns. Eligibility for access to classified information is denied. CASE NO: 14-03060.h1


Foreign Influence

02/04/2015

Applicant failed to mitigate the foreign influence security concerns. Eligibility for access to classified information is denied. CASE NO: 14-02950.h1


Financial

02/04/2015

Applicant had two charged-off accounts and two collection accounts. He has taken insufficient action to resolve the financial considerations security concerns. Clearance is denied. CASE NO: 14-01677.h1


Financial

02/04/2015

Applicant’s financial problems were not the result of irresponsible or reckless behavior that indicates an inability to properly handle and safeguard classified information. He has resolved all of the debts alleged in the SOR, and his finances are under control. Clearance is granted. CASE NO. 14-01650.h1


Drugs

02/04/2015

Applicant illegally used and purchased marijuana from 2005 to 2013, and tested positive for illegal substances twice during that time period. He failed to rebut or mitigate the Government’s security concerns raised under Guideline H, Drug Involvement. His eligibility for a security clearance is denied. CASE NO: 14-01500.h1


Financial; Personal Conduct

02/04/2015

Applicant did not intentionally provide false information about her finances on her Questionnaire for National Security Positions, but she has unresolved financial problems. Clearance is denied. CASE NO: 14-01279.h1


Financial

02/03/2015

Applicant accumulated three credit card debts during a business-downturn that adversely affected her retail sales business. She has since settled each of her delinquent accounts and is currently debt-free. Financial concerns are mitigated. Eligibility for holding a public trust position is granted. CASE NO: 14-03236.h1


Financial

02/03/2015

Applicant’s statement of reasons alleges one delinquent mortgage account for $173,000. The debt was resolved through a short sale. He received the Internal Revenue Service forms 1099-A and 1099-C from his mortgage creditor, and he filed appropriate documents with the IRS. All of his debts are current. He established his financial responsibility, and financial considerations concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-02164.h1


Financial; Personal Conduct

02/02/2015

Applicant's debts do not indicate poor judgment or a lack of trustworthiness. He has been proactive in trying to resolve his financial problems, which arose from circumstances beyond his control. His current finances are sound and do not present a security concern. His request for continued access to classified information is granted. CASE NO: 12-07103.h1


Guideline B; Guideline K; Guideline E

02/02/2015

The weight of the evidence contravenes the Judge’s favorable conclusions. Applicant’s brother is suspected of serving as a courier for an Israeli intelligence officer (IO). There is evidence that IO called Applicant. Applicant’s niece worked a high-ranking Israeli official. Also, Applicant had security significant workplace incidents. Favorable decision reversed.


Alcohol

01/30/2015

Applicant has a long history of abusing alcohol. His alcohol use has led to four DUI charges and three convictions. Despite in-patient treatment for alcohol, Applicant has relapsed on several occasions. Although he is currently abstaining from alcohol use, the evidence is insufficient to mitigate resulting security concerns. Based upon a review of the pleadings, testimony, and exhibits, eligibility for access to classified information is denied. CASE NO: 14-02771.h1


FINANCIAL

01/30/2015

Although Applicant has a willingness to repay the delinquent debts she accumulated after years of financial mismanagement, she has not articulated a plan to do so. She has also failed to demonstrate a track record of financial rehabilitation or reform. Accordingly, her request for access to sensitive information is denied. CASE NO. 14-02449.h1


Personal Conduct; Alcohol Consumption

01/30/2015

Applicant has a lengthy history of inappropriate and criminal conduct, characterized for the purposes of his security clearance review as personal conduct and alcohol consumption, commencing in 2005, and it has continued through at least July 2013. His incidents were varied: alcohol-related, drug-related, driving violations, purely criminal in nature, or deliberate falsifications on a personnel security questionnaire. Applicant was administratively discharged from the U.S. Army under honorable conditions with a general discharge certificate due to his misconduct. Repeated punishment did not serve as a deterrent, for he was subsequently arrested on numerous occasions. Applicant’s actions under the circumstances cast substantial doubt on his current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-01736.h1


Drugs

01/30/2015

Applicant mitigated the Drug Involvement security concerns that arose out of his infrequent recreational drug use from 2004 to August 2013. Applicant has been candid with the Department of Defense about his illegal drug involvement, and does not intend to use any illegal drugs, including marijuana, in the future. Eligibility for access to classified information is granted. CASE NO: 14-00836.h1


Criminal Conduct, Personal Conduct

01/30/2015

Applicant was arrested for domestic violence in December 2012. Shortly after his arrest, he attempted suicide by drug overdose. His parents discovered him in a coma and summoned help. Applicant was hospitalized and remained in a three-day coma. In February 2013, his former wife was granted a five-year restraining order against him. In February 2013, Applicant pled guilty to the lesser charge of menacing and was placed on probation for one year, and ordered to undergo counseling and anger management. Despite Applicant having undergone extensive psychological and substance abuse treatment, criminal and personal conduct security concerns remain. Clearance is denied.


Financial; Drugs; Alcohol; Personal Conduct

01/30/2015

Applicant is a 25-year-old employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his financial problems, drug involvement, alcohol consumption, and personal conduct. Eligibility for a security clearance is granted. CASE NO: 14-00624.h1


Case Number:
Financial; Personal Conduct

01/29/2015

Applicant failed to mitigate the security concerns raised by his violation of his employer’s standards of conduct rules and non-fraternization policies. In the aftermath of his termination, Applicant has experienced financial problems that have resulted in the accumulation of $13,700 in unresolved delinquent debt. Clearance is denied. CASE NO. 12-04456.h1


Case Number: 12-04762.h1
Foreign Influence

01/29/2015

Applicant is a naturalized U.S. citizen from India. He has immediate and extended family members who are citizens and residents of India. Although India presents some heightened risk concerns due to its collection practices and its human rights record, it is a democratic country with many important bilateral relationships with the United States in trade, defense, and nuclear energy. Any risks associated with Applicant's family members residing in India are manageable ones. Security concerns associated with Applicant's family members being citizens and residents of India are mitigated. Clearance is granted. CASE NO: 12-04762.h1


Financial

01/29/2015

Applicant is 40 years old. He experienced financial issues when he had difficulty renting his investment property. He responsibly resolved all of his financial issues. Applicant mitigated the security concerns under Guideline F, financial considerations. Clearance is granted. CASE NO: 14-02647.h1


Financial; Criminal Conduct

01/29/2015

Applicant owes approximately $105,000 in delinquent debt, including almost $75,000 in child support. He is on probation after serving three years in prison for attempting to commit illegal sexual contact, enticing a minor by computer, and violating a condition of release in July 2008. Clearance is denied. CASE NO: 14-02059.h1


Financial; Personal Conduct

01/29/2015

Applicant failed to timely file his federal income tax returns for 2010, 2011, and 2012. Several accounts were also placed for collection or charged off. Applicant’s financial problems arose when he was going through his second divorce. For a substantial period before as well as thereafter, he was overwhelmed by the entire situation: he was in a poor mental state and he was focused on reconciling with his ex-wife. In addition, his first ex-wife and her husband were both unemployed, and in order to provide for his children, he assisted them monetarily whenever he could. Applicant was clearly naive about financial matters for he did not know that he should have filed his tax returns even if he did not have the funds to pay his taxes. He was unaware that the IRS accepted installment agreements. Something finally changed. There was no federal income tax lien or SOR to motivate him. Applicant’s tax returns have been filed. Under an installment agreement, Applicant pays the IRS $230 every two weeks. He no longer has any delinquent accounts. Applicant has received financial counseling, vowed to timely file his income tax returns, reduced his expenses, and does not use credit cards. Applicant’s actions under the circumstances no longer cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is granted. CASE NO: 14-01999.h1


Guideline H; Guideline E

01/29/2015

The Judge’s possible error regarding his conclusions under Guideline E is harmless given his conclusions under Guideline H. It is not inconsistent for a Judge to find an applicant’s presentation credible and still find that the applicant has not met his burden of persuasion. Adverse decision affirmed.


Financial

01/29/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-01649.h.1


Guideline F

01/29/2015

Applicant’s assertions that he has been unable to reach his creditor are not sufficient to rebut the presumption that the Judge considered all of the evidence. Adverse decision affirmed.


Financial

01/29/2015

Applicant has four unresolved collection accounts totaling more than $25,000. He has failed to rebut or mitigate the security concerns under Guideline F, financial considerations. Clearance is denied. CASE NO: 14-01424.h1


Guideline F

01/29/2015

Our authority is limited to cases in which the appealing party has alleged the Judge committed harmful error. Adverse decision affirmed.


FINANCIAL

01/29/2015

Applicant’s financial problems were not caused by irresponsible, reckless, or negligent behavior. She has sought financial counseling and is making a good-faith effort to resolve her delinquent accounts. Her eligibility for access to sensitive information is granted. CASE NO. 14-01137.h1


Guideline F

01/29/2015

A person with a history of failing to meet tax obligations may be said not have demonstrated the high degree of judgment and reliability required for access to classified information. Adverse decision affirmed.


Mental

01/29/2015

Applicant was diagnosed by a duly qualified mental health professional with a condition that may impair her judgment, reliability, or trustworthiness, after exhibiting irresponsible and violent behavior. She offered insufficient evidence to mitigate resulting security concerns. Eligibility for access to classified information is denied. CASE NO: 13-01191.h1


Personal Conduct

01/29/2015

Applicant mitigated the personal conduct security concerns. Eligibility for access to classified information is granted. CASE NO: 12-04191.h.1


Financial

01/29/2015

Applicant has not mitigated the security concerns under the financial considerations guideline. He had some personal difficulties, but he did not act responsibly to address his delinquent debts. Eligibility for a security clearance is denied. CASE NO: 12-02817.h1


Financial

01/29/2015

Applicant has struggled financially because of lost income due to her spouse’s medical disability and her own medical issues. However, she also issued insufficient funds checks and defaulted on several consumer credit accounts. In October 2014, she began paying $391 a month under a Chapter 13 bankruptcy filed in August 2014. She has yet to demonstrate that she can handle her financial affairs fully responsibly. Clearance is denied. CASE NO: 12-01755.h1


Guideline F

01/28/2015

A Judge is presumed to have considered all of the evidence. The Appeal Board cannot consider new evidence on appeal. A party’s disagreement with the Judge’s weighing of the evidence is not enough to show that the Judge mis-weighed the evidence. Adverse decision affirmed. CASE NO: 14-01564.a1


Guideline K; Guideline E

01/28/2015

Applicant was not denied due process. DOHA Judges enjoy a presumption of regularity and good faith in the performance of their duties. Applicant has not shown that the Judge mis-weighed the evidence. Adverse decision affirmed. CASE NO: 14-00683.a1


Guideline D; Guideline J; Guideline G; Guideline E

01/28/2015

Applicant has not rebutted the presumption that the Judge considered all of the evidence. Refusal to provide truthful answers to lawful questions by investigators will normally result in denial of a clearance. Adverse decision affirmed. CASE NO: 14-00606.a1


Financial

01/27/2015

Applicant’s statement of reasons (SOR) alleges 26 delinquent, charged-off, or collection debts totaling $16,350. He paid one debt for $832. He did not make sufficient progress resolving his other SOR debts. Financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 12-11009.h1


Financial; Personal Conduct

01/26/2015

When Hurricane Katrina struck, it destroyed Applicant’s business. For a substantial period thereafter, he was overwhelmed with hurricane-related priorities such as providing for his family, shelter, and keeping his job, as well as simple oversight on his part. He attempted to save his primary residence and a rental property, but was unable to do so. Applicant had three accounts with relatively minor balances that were delinquent and placed for collection. Once he learned of their existence and located the proper creditors, he paid those accounts in full. A federal tax lien was the unfortunate result of miscommunication between the state and the IRS which led to the IRS treating Applicant’s destroyed business as a continuing enterprise. The IRS eventually corrected the error and released the lien. The failure to file his income tax returns was due to his reliance on his accountant’s filing the returns under his power of attorney. When he found out she had not filed them as he thought she had, Applicant turned to another accountant. There are clear indications that Applicant’s financial problems and associated personal conduct are under control. His actions under the circumstances do not cast doubt on his current reliability, trustworthiness, or good judgment. Eligibility is granted. CASE NO: 14-03157.h1


Finances, Criminal Conduct

01/26/2015

A bench warrant for a city tax issue from 2007 is mitigated due to the passage of time and Applicant’s maturation. A lack of documentary evidence regarding the current state of his delinquent debts, however, sustains financial considerations security concerns. Clearance is denied. CASE No.: 14-00767.h1


Financial

01/26/2015

Applicant neglected to pay his quarterly or estimated federal and state taxes during several tax years and owes a significant tax debt. Notwithstanding, Applicant established payment plans with the IRS and his state when he filed his taxes or shortly thereafter, and has been somewhat consistent with his payments. He sought the assistance of an attorney and accountant to rectify his situation. He understands he needs to maintain financial responsibility to possess a security clearance. Applicant did not falsify his 2011 SCA. Clearance granted. CASE NO: 12-04078.h1


Financial

01/23/2015

Applicant is a 50-year-old employee of a defense contractor. He was alleged to be in debt in the approximate amount of $63,177.99. His financial difficulties were caused by circumstances beyond his control and he has acted responsibly with respect to his debts. Eligibility for access to classified information is granted. CASE NO: 14-04572.h1


Financial

01/23/2015

Applicant is a 46-year-old employee of a defense contractor. Based on a review of the pleadings, exhibits, and testimony, I conclude that Applicant has mitigated the security concerns raised under the guideline for Financial Considerations by showing that the debts were due to circumstances beyond his control and that he has acted responsibly by resolving or making payments on all of his delinquent accounts. His request for a security clearance is granted. CASE NO: 14-03572.h1


Foreign Influence, Financial

01/23/2015

Applicant is a citizen and resident of United States. He has stronger connections to the United States than to Belarus. Applicant’s statement of reasons (SOR) alleges six delinquent debts totaling $134,578. He did not make sufficient progress resolving his SOR debts. Foreign influence concerns are mitigated; however, financial considerations concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-01394.h1


Guideline F

01/23/2015

The Directive does not authorize the Board to consider the adverse impact of an unfavorable decision. Adverse decision affirmed.


Guideline F

01/23/2015

Applicant has not rebutted the presumption that the Judge considered all the evidence. Adverse decision affirmed.


Financial

01/22/2015

Applicant is 53 years old and employed as an Integrator or Project Manager by a defense contractor. Transitioning from the military to civilian life, Applicant lived beyond his means. He failed to file his state and federal income tax returns for tax years 2009, 2010, 2011 and 2012, and became delinquently indebted for back taxes. He has since hired a tax advisor, filed the state and federal income tax returns in question, and paid his tax liability. Sufficient mitigation is shown. Clearance is granted. CASE NO: 14-03390.h1


Financial

01/22/2015

Applicant is 39 years old and employed as a Software Developer by a defense contractor. His excessive indebtedness has not been resolved. Sufficient mitigation has not been shown. Clearance is denied. CASE NO: 14-02989.h1


Alcohol; Criminal Conduct

01/22/2015

Applicant is 32 years old and employed as a Airplane Mechanic by a defense contractor. Applicant's history of alcoholism from 1998 to the present, including four DUI convictions, and one conviction for Disorderly Conduct involving alcohol, has not been mitigated by sufficient evidence of reform and rehabilitation. Applicant remains on probation until July 2015. Clearance is denied. CASE NO: 14-02655.h1


Financial

01/22/2015

Applicant is a 45-year-old employee of a federal contractor. The evidence shows Applicant has a history of financial problems or difficulties, which is ongoing and unresolved. Applicant did not present sufficient evidence to explain and mitigate the concern stemming from her unfavorable financial history. Eligibility is denied. CASE NO: 14-02298.h1


Foreign Influence

01/22/2015

Applicant is 39 years old and employed as a Project Manager by a defense contractor. His foreign contacts in Turkey that include his parents and extended family members do not pose a significant security risk. Sufficient mitigation has been shown. Clearance is granted. CASE NO: 14-02135.h1


Drugs; Personal Conduct

01/22/2015

Applicant is 33 years old and employed as a Project Engineer by a defense contractor. His history of illegal drug use while holding a security clearance is inexcusable. In addition, he deliberately failed to disclose his drug use on his 2005 security clearance application. Sufficient mitigation has not been shown. Clearance is denied. CASE NO: 14-01847.h1


Drugs; Alcohol

01/22/2015

Applicant is 30 years old and employed as a Software Engineer by a defense contractor. Applicant's history of illegal drug use including marijuana and ecstacy; painkillers, hydrocodone and oxycodone; and xanax, without a prescription, coupled with excessive alcohol abuse resulted in a serious addiction that has not been mitigated. Clearance is denied. CASE NO: 14-01715.h1


Financial, Personal Conduct

01/22/2015

Applicant is 47 years old. He has 16 delinquent debts that are unpaid or unresolved. He deliberately failed to disclose he had delinquent debts on his security clearance application. Applicant failed to mitigate the financial considerations and personal conduct trustworthiness concerns. Eligibility for access to sensitive information is denied. CASE NO: 14-01703.h1


Financial

01/22/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-01299.h.1


Financial

01/22/2015

Applicant did not mitigate the financial considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01284.h1


Financial

01/22/2015

Applicant is 58 years old. He failed to file his 2006 through 2009 federal income tax returns on time. He failed to mitigate the security concerns raised under Guideline F, financial considerations. Eligibility for access to classified information is denied. CASE NO: 14-00857.h1


Financial; Personal Conduct

01/22/2015

Applicant is 59 years old and employed as a Material Processor by a defense contractor. His excessive indebtedness has not been resolved. In addition, he deliberately failed to disclose material information on his security clearance application regarding his finances. Sufficient mitigation has not been shown. Clearance is denied CASE NO: 12-10266.h1


Financial

01/21/2015

Applicant accumulated nine delinquent debts totaling $87,887. Applicant provided documentation he addressed one debt. He failed to present sufficient evidence that he has addressed the remaining delinquencies. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is denied. CASE NO: 14-02569.h1


Financial; Criminal Conduct; Personal Conduct

01/21/2015

In 2010, Applicant was charged with various violations of the Uniform Code of Military Justice (UCMJ), and convicted by a Special Court-Martial of two violations of Article 121, UCMJ. He was sentenced to 85 days confinement, reduction from E-7 to E-5, ordered to forfeit $1,500, and fined $3,800. When asked on his e-QIP about any police record, he lied. Applicant also had substantial delinquent debts, totaling approximately $31,546 that had been placed for collection or charged off. Yet, when asked on the same e-QIP about his financial record, Applicant again lied. He subsequently admitted falsifying his responses. He offered no explanation for his falsifications. There are some indications that Applicant’s financial problems are not under control and he may simply file for bankruptcy to avoid paying his delinquent debts. Applicant’s actions under the circumstances cast substantial doubt on his current reliability, trustworthiness, and good judgment. Eligibility is denied. CASE NO: 14-01506.h1


Handling Protected Information; Personal Conduct

01/21/2015

Applicant has held a top secret security clearance for 30 years. Applicant’s employer determined that during a nine-year period (in 2003, 2010, 2011, and 2012), Applicant’s actions violated various security policies and procedures. Most of those incidents constituted “security infractions,” and none of them constituted “security violations” under the NISPOM Supplement. The FSO concluded that the incidents were not due to Applicant’s deliberate disregard, gross negligence or a pattern of negligence under the NISPOM. Applicant expressed his contrition for the incidents and made tangible efforts to avoid repeating the lapses involved by increasing his level of vigilance. Applicant’s actions do not cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is granted. CASE NO: 14-00053.h1


Financial

01/20/2015

Applicant is a 35-year-old employee of a defense contractor. He failed to mitigate the security concerns arising from his child support arrearages. Eligibility for a security clearance is denied. CASE NO: 14-03133.h1


Financial

01/20/2015

Applicant has not mitigated the security concerns raised by (1) his liability for unpaid state taxes that he incurred as a part owner of a limited liability company, and (2) his liability for a defaulted mortgage loan, not related to the limited liability company, that he incurred as a result of his failure to exercise due diligence before purchasing a residential rental property. Clearance is denied. CASE NO: 14-02526.h1


Financial

01/20/2015

Applicant accumulated a number of delinquent debts during a difficult period in 2009-2013 when his business struggled with lowered revenues. Since his return to gainful employment, he has made modest efforts in addressing his delinquent credit card debts. With almost 90 per cent of his accrued delinquent debts still outstanding. His efforts, while encouraging, are not enough to establish a track record consistent with minimum criteria necessary for eligibility to hold a security clearance. Financial concerns are not mitigated. Clearance is denied.CASE NO: 14-02016.h1


Guideline B; Guideline F

01/20/2015

Applicant failed to make a prima facie showing that he had submitted evidence that did not make it into the record. The error in the Judge’s findings did not likely affect the outcome of the case. Adverse decision affirmed. CASE NO: 14-00967.a1


Financial

01/20/2015

Applicant is a 44-year-old consultant employed by a defense contractor. He has ten outstanding debts, totaling close to $170,000, some of which have been delinquent since 2008. His financial problems are partially attributed to unemployment and the housing-market downturn. Notwithstanding, he failed to establish financial responsibility in the handling of his debts. Clearance denied. CASE NO: 14-00856.h1


Guideline F

01/20/2015

DOHA personnel provided Applicant with sufficient information about his right to present evidence. Applicant has suffered no due process violation. The Judge did not err in concluding that Applicant’s debts raised security concerns. His having previously lost a clearance due to bad debt should have placed him on notice of the possible impact financial problems can have on clearance eligibility. We cannot consider new evidence on appeal. A Judge has no authority to serve as an investigator. The impact that an unfavorable decision might have on an applicant is not relevant. Adverse decision affirmed. CASE NO: 14-00434.a1


Financial

01/20/2015

Applicant's debts do not indicate poor judgment or a lack of trustworthiness. He has been proactive in resolving his financial problems, and has established a meaningful track record of repayment since 2011. His current finances are sound and do not present a security concern. His request for continued access to classified information is granted. CASE NO: 12-07211.h1


Financial

01/20/2015

Applicant incurred four debts related to the inability to sell his home in a depressed housing market during the timeframe of 2008 to 2012. After extraordinary efforts and due diligence, he eventually entered into a consent final judgment with his lender in October 2012. Applicant has since favorably resolved his four debts mitigating security concerns. Clearance is granted. CASE NO: 12-05610.h1


Guideline B

01/20/2015

The Judge’s findings are supported by substantial evidence. The Directive presumes a nexus between admitted or proven conduct under any of the Guidelines and an applicant’s eligibility for a clearance. In-laws can pose a security risk. The nature of the foreign government and the presence of terrorist activity are important considerations. Adverse decision affirmed. CASE NO: 12-01295.a1


Financial

01/16/2015

Applicant mitigated the security concerns under the financial considerations guideline. As a result of circumstances beyond his control, Applicant incurred delinquent debts. He settled and or paid all of the delinquent debts except for one collection account. He made many responsible efforts to settle the debt and had at various times made payments. The account was sold many times and Applicant still intends to pay the debt. Applicant contacted the collection agencies each time the debt was sold. He was told by the last company that the account is closed and he could not make any payments to them. He is financially sound and has the ability to pay the debt when he gets information from the current company. Applicant presented sufficient information concerning the matter to provide mitigation. He has met his burden. Eligibility for a security clearance is granted. CASE NO: 14-03170.h1


Finances; Personal Conduct

01/16/2015

Applicant’s most significant financial problem arose because of erroneous reporting of delinquent accounts, totaling over $150,000, belonging to individuals other than himself who happened to have similar first and last names, sometimes with different spelling of the first name and sometimes with a completely different middle name. Applicant was able to identify six such individuals who resided at various different addresses in seven different states. He steadfastly denied the accounts were his and disputed them. His disputes were successful and the derogatory information was removed from his credit report. He has no delinquent accounts. Applicant’s actions do not cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is granted. CASE NO: 14-03156.h1


Financial

01/16/2015

Applicant is a 61-year-old employee of a federal contractor. He has a history of financial problems or difficulties stemming from ownership of a second residential property that was subject to foreclosure in 2011. Nevertheless, the documentary evidence demonstrates that he has now largely resolved his financial problems. He met his burden to present sufficient evidence to explain and mitigate the financial considerations security concern. Clearance is granted. CASE NO: 12-07530.h1


Financial

01/16/2015

After his divorce, Applicant was legally liable to repay approximately $24,093 in delinquent credit card debt incurred during his marriage and a home equity loan charged off with a balance of $89,991. He made small payments on three credit card debts in September 2014 after a collection agency filed for judgments. Applicant filed a Chapter 7 bankruptcy petition in October 2014, but his case was still pending as of the close of the record. The financial considerations concerns are not sufficiently mitigated. Clearance is denied. CASE NO: 12-07204.h1


Financial

01/15/2015

Applicant is a 40-year-old employee of a defense contractor. He failed to mitigate the security concerns arising from his delinquent debts. Eligibility for a security clearance is denied. CASE NO: 14-02962.h1


Finances; Personal Conduct

01/15/2015

Applicant’s initial financial problems started in November 2010 when he and his wife separated and continued to May 2013 when they were finally divorced. His finances were dramatically impacted when his wife was awarded a significant portion of the family assets, and he was made responsible for the family liabilities, including the cost of relocating his wife’s mother across country. Applicant reduced discretionary expenses and attempted to continue paying his creditors to the best of his ability. Nevertheless, some accounts became delinquent and were placed for collection or charged off. In April 2014, he filed for bankruptcy under Chapter 13. As of December 2014, Applicant had paid the bankruptcy trustee $11,500 to be disbursed among his creditors. Applicant pays the trustee $2,000 each month, and it is anticipated that by August 2016, his delinquencies will be eliminated. The divorce court ordered the parties to jointly file for the tax years 2011 and 2012. Applicant complied with the requirement that he provide his wife all the documentation so she could have the forms completed and filed by a specific tax preparation service. It was Applicant’s ex-wife who failed to timely file their income tax return. Applicant did not discover that fact until 2013 when the tax preparation service submitted documentation for his signature for both tax years 2011 and 2012. Applicant’s actions under the circumstances do not cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is granted. CASE NO: 14-02913.h1


Financial

01/15/2015

Applicant failed to mitigate security concerns raised by his financial problems and failures to timely file his federal and state income tax returns. Clearance is denied. CASE NO: 14-02503.h1


Foreign Preference; Foreign Influence

01/15/2015

Applicant has mitigated the security concerns under the Foreign Preference and Foreign Influence guidelines. He has substantial assets in the United States and has become a naturalized U.S. citizen. Applicant surrendered his U.K. passport to his corporate officer. He has worked for the United States for almost 13 years as a logistics officer. He has met his burden. Eligibility for a security clearance is granted. CASE NO: 14-02475.h1


Financial

01/15/2015

Applicant is a 61-year-old employee of a defense contractor. He provided sufficient evidence to mitigate the security concerns arising from his delinquent debts. Eligibility for a security clearance is granted. CASE NO: 14-01877.h1


Financial; Personal Conduct

01/15/2015

Applicant mitigated the financial concerns, but failed to mitigate the personal conduct concerns. Eligibility for access to classified information is denied. CASE NO: 14-01567.h1


Financial

01/15/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 14-00666.h.1


Foreign Influence;

01/15/2015

Applicant was born in India. He came to the United States at the bequest of a defense company. He is a naturalized U.S. citizen and has worked for a defense contracting company since 2003 without incident. His wife and children are U.S. citizens. He has family members who live in India. He has significant net worth in the United States, which outweighs his assets in India. He is in the process of selling the property in India. He has mitigated the security concerns under Guideline B (Foreign Influence). Eligibility for a security clearance is granted. CASE NO: 12-08409.h1


Financial

01/15/2015

Applicant did not mitigate security concerns related to his finances. Clearance is denied. CASE NO: 12-03826.h1


Financial

01/15/2015

Applicant mitigated the financial considerations security concerns. Eligibility for access to classified information is granted. CASE NO: 11-14379.h.1


Financial

01/14/2015

Applicant is a 38-year-old employee of a federal contractor. The evidence shows Applicant has a history of financial problems or difficulties. But Applicant presented sufficient evidence to explain and mitigate the concern stemming from her unfavorable financial history. Eligibility is granted. CASE NO: 14-02481.h1


Personal Conduct, Financial

01/14/2015

Applicant’s statement of reasons alleges three debts totaling $35,931. Applicant paid one debt, successfully disputed one debt, and is negotiating the settlement of the third debt. He was not aware of any delinquent debts when he completed his August 16, 2013 Electronic Questionnaires for Investigations Processing (SF 86). Financial considerations and personal conduct concerns are mitigated. Eligibility for access to classified information is granted. CASE NO: 14-01050.h1


Guideline K; Guideline M

01/13/2015

The Judge’s resolution of evidentiary conflicts and his findings of fact are sustainable. An ability to argue for an alternative interpretation of the evidence is not enough to show that the Judge weighed the evidence in a manner that was arbitrary, capricious, or contrary to law. Adverse decision affirmed. CASE NO: 14-00963.a1


Guideline H; Guideline E

01/13/2015

Applicant has demonstrated error. The appropriate resolution is to return the case for the Judge remedy the error. Adverse decision remanded.


Guideline F

01/13/2015

Applicant was advised of his rights. Pro se Applicants are expected to take reasonable steps to protect their rights. Adverse decision affirmed.


Guideline F

01/13/2015

The Judge examined the relevant data and articulated a satisfactory explanation for the decision. The decision is sustainable on this record. Adverse decision affirmed.


Guideline F

01/13/2015

Applicant has not rebutted the presumption that the Judge considered all of the evidence. Applicant bore the responsibility of presenting evidence in mitigation. The Judge’s weighing of the evidence is supportable. Adverse decision affirmed. CASE NO: 12-03354.a1


Financial

1/12/2015

Applicant has two debts in the amounts of $90,007 owed to the Defense Finance and Accounting Service following his involuntary disenrollment from the Naval Reserve Officer Training Corps at the conclusion of his college senior year, and $15,253 owed to a bank serving the military community. Applicant has been unable or unwilling to adequately address these debts. Clearance is denied. CASE NO: 14-01708.h1


Financial; Personal Conduct

01/12/2015

Applicant reportedly accumulated delinquent debts based on his credit reports that identified his name and social security number. While presumptions attached to the accuracy of these credit reports, Applicant successfully disputed these debts. Security concerns raised over Applicant's omissions of delinquent debts listed in his credit report were successfully refuted and mitigated any judgment lapses associated with his omissions. Clearance is granted. CASE NO: 14-01667.h1


Case Number: 11-12769.h1
Financial

01/09/2015

Applicant has a history of accumulating delinquent debt, beginning in 1994. He failed to provide sufficient evidence that he paid or resolved any of the alleged delinquent debts totaling more than $19,000, and including federal and state tax liens. Resulting security concerns were not mitigated. Based upon a review of the pleadings and exhibits, eligibility for access to classified information is denied.


Financial; Personal Conduct

01/09/2015

Applicant has not mitigated the security concerns raised by his delinquent debts and his deliberate failure to disclose them on his security clearance application. Clearance is denied. CASE NO: 14-03497.h1


Drugs; Personal Conduct

01/09/2015

Applicant used marijuana sporadically between 1997 and 2009, at times while he held a security clearance for his duties in the military. He also deliberately withheld the fact of his drug use from security clearance applications in 1999 and 2001. However, his personal and professional circumstances have significantly improved, he has abstained from illegal drug use for over four years, and he fully disclosed his drug involvement in his application for his first industrial security clearance. His past misconduct no longer reflects adversely on his judgment, truthfulness, and reliability. Applicant's request for a clearance is granted. CASE NO: 14-02218.h1


Finances

01/09/2015

Applicant has an outstanding reputation for honesty, integrity, and trustworthiness. The SOR identified three delinquencies totaling approximately $16,070. Applicant’s financial problems were not caused by frivolous or irresponsible spending, and he did not spend beyond his means. Instead, those problems were occasioned by his son’s emotional issues and destructive actions. He punched holes in walls, smashed dashboards and car windows, and lost his job. As a single parent and loving father, Applicant assisted his son financially, to his own financial peril. The combination of the poor economy, increasing gasoline prices, and Applicant’s work, took its toll, and Applicant was forced to prioritize his monthly payments because of an inability to make his normal payments. To his credit, Applicant took control over the perilous financial situation and contacted his creditors in an effort to make repayment arrangements. He reduced unnecessary expenses. Applicant’s overall repayment strategy has been successful, and he has resolved, or is in the process of resolving, with only one exception, all of his delinquent debts. Applicant’s actions under the circumstances do not cast doubt on his current reliability, trustworthiness, and good judgment. Eligibility is granted. CASE NO: 14-02198.h1


Financial

01/09/2015

Applicant is a 61-year-old employee of a defense contractor. He has seven outstanding debts that became delinquent in about 2012, totaling $47,400. His financial problems are partially attributed to his divorce. Notwithstanding, he failed to establish financial responsibility in the handling of his debts. Clearance denied. CASE NO: 14-01459.h1


Foreign Influence; Personal Conduct

01/09/2015

Applicant's decisions concerning her visit to China, and possibly North Korea, on a nine-day church-sponsored 2008 trip entailed some risk. The evidence is sufficient to mitigate resulting security concerns. Eligibility for access to classified information is granted. CASE NO: 13-01359.h1


Case Number: 14-00914.h1
Drugs

01/08/2015

Applicant has not mitigated the security concerns caused by his use of drugs. Clearance is denied. CASE NO: 14-00914.h1


Financial

01/08/2015


Financial

01/08/2015

Applicant fell behind on her debts following two periods of unemployment and a surgery. Since securing employment, she has paid or otherwise resolved all of her debts, mitigating security concerns. Clearance is granted. CASE NO: 14-03432.h1


Drugs

01/08/2015

Applicant used illegal drugs for about 20 years, most recently in January 2013. Given the scope of his drug use, his current period of abstinence is insufficient to mitigate the associated security concerns. His request for a security clearance is denied. CASE NO: 14-03346.h1


Financial

01/08/2015

Applicant is a 38-year-old employee of a federal contractor. The evidence shows Applicant has a history of financial problems or difficulties, which is ongoing and unresolved. Applicant did not present sufficient evidence to explain and mitigate the concern stemming from her unfavorable financial history. Eligibility is denied. CASE NO: 14-01688.h1


Financial

01/07/2015

Applicant has mitigated the security concerns raised by her delinquent debts. Clearance is granted. CASE NO: 14-03437.h1


Finances

01/07/2015

Applicant has an outstanding reputation for honesty, integrity, and trustworthiness. She was beset by an unexpected number of medical situations: a very difficult pregnancy; the birth to a premature daughter with a small hole in her heart; tubes were inserted in her daughter’s ears; Applicant injured her back, necessitating back surgery on two separate occasions; and Applicant had surgery to fuse a neck vertebra. In addition to the medical costs, Applicant’s husband endured seven years without a pay raise and was unable to obtain another job because of a hiring freeze. The housing market crashed, and Applicant was forced to short-sale their residence. The SOR identified 16 purportedly continuing delinquencies totaling approximately $8,555. All but one of those accounts are medical debts. None of the medical accounts in the credit reports, as well as in the SOR, reflect a creditor’s name, so she has been attempting to identify the individual medical providers. She has already paid off approximately $8,000 in non-SOR medical bills but has been unable to pay them all off at once. Her husband received a promotion the day before the hearing, and she will have a new monthly net remainder of approximately $1,607 available for paying her remaining bills. Applicant’s actions under the circumstances do not cast doubt on her current reliability, trustworthiness, and good judgment. Eligibility is granted. CASE NO: 14-02810.h1


Guideline F; Guideline E

01/07/2015

The Judge addressed Applicant’s debt payments, but his conclusion that they were minimal, with little impact on her overall debt situation, was consistent with the record that was before him. Adverse decision affirmed.


Guideline F

01/07/2015

Applicant had not provided any information about her income, expenses, or her husband’s circumstances. The available information was not sufficient to mitigate the concerns arising from Applicant’s delinquent debts. Adverse decision affirmed.


Financial

01/06/2015

Applicant is a 43-year-old employee of a federal contractor. He has a history of financial problems or difficulties consisting largely of defaulted student loans. He has borrowed money from his cohabitant and made a lump-sum payment of $20,000 to settle the student loans. He met his burden to present sufficient evidence to explain and mitigate the financial considerations security concern. Clearance is granted. CASE NO: 14-02750.h1


Financial

01/06/2015

Applicant’s statement of reasons (SOR) alleges 17 delinquent collection or charged-off debts or judgments totaling $33,571. She failed to provide sufficient documentation of her progress resolving her financial problems. Financial considerations concerns are not mitigated. Eligibility for access to sensitive information is denied. CASE NO: 14-00988.h1


Financial

01/06/2015

Applicant did not provide sufficient evidence to mitigate the security concerns raised by his history of delinquent debts. Clearance is denied. CASE NO: 12-09038.h1


Foreign Influence; Foreign Preference; Personal Conduct; Financial

01/06/2015

Applicant is a citizen and resident of Canada. He has strong connections to Canada. Financial considerations and personal conduct concerns are mitigated; however, foreign influence and foreign preference concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 12-04023.h1


Financial

12/24/2015

Applicant provided no documentation to establish any action he took to resolve or pay his delinquent debts. He deliberately did not provide full and complete information concerning his debts on his security clearance application. Eligibility for access to classified information is denied. CASE NO: 14-04281.h1


Financial

12/08/2015

Applicant did not timely file his federal and state tax returns for tax years 2009, 2010, and 2011. He anticipated a refund and did not believe he had to file for three years. He filed the tax returns as soon as he was advised of his incorrect belief. He filed subsequent years’ tax returns on time. His finances are sound and he has no delinquent debt. Applicant mitigated financial security concerns. Eligibility for access to classified information is granted. CASE NO: 12-09056.h.1


Financial DIGEST: Applicant demonstrated a good-faith effort to resolve his delinquent

11/03/2015

Applicant demonstrated a good-faith effort to resolve his delinquent accounts. Clearance is granted. CASE NO. 14-03212.h1


Financial

10/30/2015

Applicant incurred significant medical and other debt because of two severe blood illnesses and long periods of unemployment when she was ill and after being laid off. Applicant has hired an attorney, paid his fees, and is filing a Chapter 7 bankruptcy to resolve her financial issues. Applicant mitigated trustworthiness concerns based on her finances. Eligibility for a position of public trust is granted. CASE NO: 14-06456.h.1


Financial

10/13/2015

Applicant incurred delinquent debt when her husband lost commissions from his insurance salesman position during the economic downturn starting in 2007. Applicant and her husband filed a Chapter 13 bankruptcy to facilitate a short sale of their house. The bankruptcy was dismissed because she stopped making the bankruptcy payments pending the short sale of their house. Applicant moved back to her original house and is current with her primary and secondary mortgage. She paid a credit card debt, and attempted to make payment arrangements with creditors on a small medical debt and a credit card debt. Applicant mitigated trustworthiness concerns based on her finances. Eligibility for a trustworthiness position is granted. CASE NO: 14-05373.h1


Financial

10/05/2015

Applicant incurred delinquent debt when she divorced, moved to be near family, but could not find financially sound employment. She relied on credit cards to purchase necessities for her and her children. She paid her smaller debts; three debts were forgiven by the creditors and she paid the taxes on the forgiven debts; and she is current with payment plans for paying the remaining debts. Applicant mitigated security concerns based on her finances. Eligibility for access to classified information is granted. CASE NO: 11-14860.h.1


Financial

09/04/2015

Applicant’s past-due mortgage was settled by a deed of trust. A vehicle repossession resulted in a $7,500 refund. Although other delinquent accounts have yet to be paid, Applicant has mitigated the financial considerations security concerns. Clearance is granted. CASE NO: 14-04944.h1


Criminal Conduct; Financial

08/13/2015

Applicant had 19 criminal offenses from 2002 until 2012. He has delinquent debt he has not attempted to resolve. Applicant has not presented sufficient information to mitigate either criminal conduct or financial security concerns. Eligibility for access to classified information is denied. CASE NO: 14-02892.h.1


Financial

07/28/2015

Applicant incurred debt that he was able to satisfy when he was employed in a good-paying job. When he was abruptly terminated in January 2009, he could no longer pay the debts and they became delinquent. Thereafter he only accumulated limited debt he could not satisfy. He dutifully sought employment but did not find good-paying employment until June 2011. He has been employed in another position since January 2013 that pays well. Even though gainfully employed since June 2011, Applicant has not made efforts to pay his past-due financial obligations. He has not mitigated security concerns based on his finances. Eligibility for access to classified information is denied. CASE NO: 14-02587.h.1


Case Number: 12-07478.h.1
Drugs; Alcohol: Criminal Conduct; Personal Conduct

06/30/2015

Applicant was arrested, convicted, and served six months in jail for underage drinking of alcohol and driving while intoxicated while a college student from 2004 until 2007. He completed all aspects of his sentence for these offenses including probation. He completed his education and is now licensed as a certified public accountant. He was convicted in August 2011 of driving while intoxicated. He voluntarily admitted using marijuana while holding a security clearance in October 2011. Applicant has changed his life style and is now mature and professional. He changed his circle of friends to those that do not use drugs or consume alcohol and to his immediate family members. Applicant presented sufficient information to mitigate drug involvement, alcohol consumption, criminal conduct, and personal conduct security concerns. Eligibility for access to classified information is granted. CASE NO: 12-07478.h.1


Financial

05/22/2015

Applicant incurred delinquent debt while on active duty and later when she assumed the care of two children from her partner rather than place them in the foster care system. Applicant resolved over half of the amount of the delinquent debts. She is paying other debts under payment plans. She has a plan to resolve her remaining debts after she finishes the payment plans she has in place. Applicant mitigated financial security concerns. Eligibility for access to classified information is granted. CASE NO: 14-03169.h.1


Drug Involvement

04/24/2015

Applicant lightly and sporadically used marijuana over a 40 year period with some periods of non-use. His last use of marijuana was in April 2013. Applicant did not present sufficient information to mitigate the security concerns for his use of marijuana over this time. Eligibility for access to classified information is denied. CASE NO: 14-00775.h.1


Alcohol consumption; Drug Involvement

04/21/2015

Applicant abused a variety of illegal drugs and consumed alcohol excessively for over 25 years. He has not consumed alcohol to excess since 2009 but he still consumes alcohol and does not participate in any alcohol rehabilitation programs. Applicant used an illegal drug, ayahausca, three times in a foreign country where it is legal, as a way to control his use of illegal drugs. He has not used illegal drugs, except for ayahausca, since January 2012. Applicant has not presented sufficient evidence to show rehabilitation and a change in circumstances. Eligibility for access to classified information is denied. CASE NO: 14-03282.h.1


Case Number: 14-01928.h.1
Foreign Influence

03/24/2015

Applicant’s mother, four brothers, four sisters, and his in-laws are citizens and residents of Afghanistan. He has frequent contact with them by telephone. There is a heightened risk for a security concern for family members in Afghanistan. Applicant has not presented sufficient information to negate the heightened risk of exploitation, manipulation, coercion, and duress. Eligibility for access to classified information is denied. CASE NO: 14-01928.h.1


Financial

12/14/2015

The debts listed in the SOR arose as a result of Applicant's unemployment and frivolous spending. His unemployment is a circumstance beyond Applicant's control. Applicant's finances are under control; he paid several debts; and he is working to resolve his remaining debts. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-03310.h1


Guideline F

12/11/2015

Applicant contends that the record evidence is dated. It is an applicant’s responsibility to present evidence in rebuttal, explanation, extenuation, or mitigation. If Applicant believed that the evidence contained in the FORM was incomplete, it was her responsibility to supplement it. Adverse decision affirmed.


Financial

12/10/2015

The debts listed in the SOR arose as a result of Applicant's cancer treatment and a labor strike, circumstances beyond Applicant's control. Applicant's finances are under control; he paid several debts; and he is working to resolve his remaining debts. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 12-10324.h1


Drugs, Personal Conduct

12/10/2015

While on a date with a woman he had known for a short while in March 2011, Applicant allowed her to inject him with heroin. He had not previously used the drug and nearly died. He distanced himself immediately from this woman. He has adopted a positive lifestyle, and he does not associate with drug users. He is well-respected at work and by his close friends. Based on all the evidence of record, he has mitigated the government's security concern about his drug involvement and personal conduct. Clearance is granted. CASE NO: 12-09936


Drugs

11/25/2015

Applicant used various illegal drugs over a nine-year period of time. He eventually decided that he did not want drugs to be part of his lifestyle and ceased his use. He voluntarily reported his drug use on his security clearance application. He has been forthright and honest about his past drug use. Applicant has mitigated the security concerns regarding his drug involvement. Clearance is granted. CASE NO: 14-05601.h1


Drugs, Personal Conduct

11/24/2015

Applicant used marijuana for six years to relieve his constant physical pain and to help him sleep following injuries from a motorcycle accident. He used marijuana while holding a security clearance. He does not intend to use marijuana in the future. He did intentionally falsify his 2011 security clearance application. Based on all the evidence of record, he has not mitigated the government's security concern about his drug involvement and personal conduct. Clearance is denied. CASE NO: 14-03734


Drugs, Personal Conduct

11/21/2015

Applicant experimented with marijuana in 2012 and early 2013 while holding a security clearance. He has not used marijuana since January 2013 and expressed an intent not to use marijuana in the future. He did intentionally falsified his 2013 security clearance application. Based on all the evidence of record, he has not mitigated the government's security concern about his drug involvement and personal conduct. Clearance is denied. CASE NO: 14-03033


Financial; Personal Conduct

11/21/2015

Applicant's finances are now under control. Applicant has paid his SOR debts, and he is currently living within his income. He has mitigated the security concerns about his security worthiness under Guideline F. However, Applicant intentionally falsified his answers on his 2010 application for a public trust position (SF85P) and his 2012 security clearance application about the reason for his loss of a job in 2004. He has not mitigated the security concerns about his person conduct. Eligibility for a security clearance is denied. CASE NO: 12-07729.h1


Mental; Personal Conduct

11/21/2015

Applicant has been diagnosed with bipolar I disorder. In the last 10 years, he has been hospitalized at least three times for treatment of his disorder. He is not compliant with his treatment and medication protocols. He fails to follow the rules in the workplace and has lost two jobs as a result. He has not mitigated the security concerns under Guidelines I and E. Applicant's security clearance is denied. CASE NO: 12-01132


Financial; Personal Conduct

11/16/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are now under control, and he is working on resolving his remaining judgment. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-06282.h1


Financial

11/15/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are now stable, and she is working on resolving her remaining debts. She has mitigated the concerns about her security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-04820.h1


Financial

10/16/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are now under control. She has mitigated the concerns about her trustworthiness under Guideline F. Eligibility for a public trust position is granted. CASE NO: 14-03869.h1


Foreign Influence

10/16/2015

Applicant s wife was born and raised in a rural area of the People's Republic of China (PRC). She is a permanent resident of the United States, who is living in the United States. She will be eligible for United States citizenship shortly. She has no immediate family in the PRC and she has no contacts with the PRC government. Applicant established that he would place the United States above her extended family members. He has mitigated the foreign influence security concerns arising under Guideline B. His security clearance is granted. CASE NO: 14-00117.h1


Financial

10/09/2015

Applicant has resolved a majority of the SOR debts, and he is paying one debt under a payment plan. He has mitigated the security concerns under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-04304.h1


Financial

10/09/2015

Applicant incurred significant tax debt from the sale of a rental property and from the close of a business. She also incurred other debts from her business. These debts remain unresolved. She has not mitigated the trustworthiness concerns under Guideline F. Eligibility for a position of public trust is denied. CASE NO: 14-04285.h1


Financial; Personal Conduct

10/07/2015

Applicant filed her federal and state income tax returns in 2012 and soon after developed a plan to pay her tax debt. She has paid or resolved many debts arising from financial problems created in 2008 and 2009 by her spending habits. She violated a company rule once, when she used a company credit card for personal purchases. She has mitigated the security concerns about her finances and personal conduct under Guidelines F and E. Applicant's security clearance is granted. CASE NO: 14-04455


Financial

10/06/2015

Applicant and a co-worker embezzled money from their employer, a bank, 27 years ago. Applicant pled guilty and served five years of probation. She has not been involved with the criminal justice system again. Since this time, Applicant has made appropriate decisions to manage her limited finances. She has mitigated the trustworthiness concerns raised about her finances. She is granted eligibility for a public trust position. CASE NO: 14-06085.h1


Financial

10/05/2015

The debts listed in the SOR remain unpaid. Applicant failed to provide documentation showing that she is paying her education loans or that she is not responsible for the remaining debts of concern to the Government. She has not mitigated the concerns about her trustworthiness under Guideline F. Eligibility for a position of public trust is denied. CASE NO: 12-11343.h1


Financial

10/02/2015

Applicant failed to timely file his federal income taxes in 2005, creating a problem with filing his more recent taxes. By 2009, he hired an accountant to help rectify his finances, and he contacted the Internal Revenue Service (IRS) to resolve his tax issues. He began small and sporadic payments on his taxes in 2009, and as his income improved, he increased his payments to the IRS for several years. He resolved his tax debts. He has mitigated the security concerns under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-05509.h1


Financial

09/30/2015

The debts listed in the SOR arose six years ago and under circumstances beyond Applicant's control. Applicant's finances are now under control, and he has resolved the debts. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-04998.h1


Financial

09/15/2015

The debts listed in the SOR arose as a result of his former wife's financial decision making, a circumstance beyond Applicant's control. Applicant's finances are under control; he paid several debts; and he is working to resolve his remaining debts. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-05659.h1


Financial

09/15/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are now under control, and she is working on resolving her remaining debts. She has mitigated the concerns about her trustworthiness under Guideline F. Eligibility for a position of trust is granted. CASE NO: 14-03813.h1


Financial

09/11/2015

Applicant's finances became a problem when her husband stopped working, and they later separated. She has worked to resolve her debts and has succeeded in paying many unresolved debts. She lives within her financial means. She has mitigated the concerns about her security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 12-03335.h1


Financial

09/04/2015

Applicant has a repayment plan for her past-due taxes and has made her initial payments. She manages her current income and a smaller debt is resolved. She has mitigated the trustworthiness concerns under Guideline F. Eligibility for a position of public trust is granted. CASE NO: 14-03350.h1


Financial

08/31/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are now under control, and he is working on resolving his debts. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-03765.h1


Financial

08/27/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant failed to provide sufficient information showing that he is not responsible for his unpaid mortgage debt. He has taken responsibility for the one remaining debt. He has not mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance is denied. CASE NO: 14-04482.h1


Financial

08/21/2015

The only debt listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are under control, and he is working to resolve this debt. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-04279.h1


Financial

08/19/2015

The debts listed in the SOR arose from Applicant's failed business. He did not provide any evidence showing the efforts he has taken to resolve his outstanding debts. He has not mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance and access to sensitive information is denied. CASE NO: 14-05292.h1


Financial

08/19/2015

Applicant and her husband began a long process in 2010 to resolve their debts. Applicant's debts are now under control. She resolved many of her past-due debts. She complies with the payment plan she developed for her tax debts and is working towards the resolution of her remaining debts. She has mitigated the trustworthiness concerns under Guideline F. Eligibility for a position of public trust is granted. CASE NO: 14-03162.h1


Financial

08/14/2015

Applicant failed to timely file his federal and state income taxes for several years. On his own initiative, he filed his federal taxes and developed repayment plans for any unpaid taxes. He has almost fully resolved his state tax debt. He has mitigated the security concerns under Guideline F. Eligibility for a public trust position is granted. CASE NO: 14-04498.h1


Financial

08/13/2015

Applicant has failed to file his federal and state income taxes since 2009 and he has not paid one small debt. He has not mitigated the security concerns under Guideline F. Eligibility for a security clearance is denied. CASE NO: 14-04093.h1


Financial

08/11/2015

Applicant provided evidence that he is paying his largest past-due debt and that he has paid or resolved the other debts identified in the Statement of Reasons. His finances are under control. He has mitigated the security concerns about his trustworthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-02542.h1


Foreign Preference; Criminal Conduct; Personal Conduct

08/10/2015

Applicant lives with a British citizen, who lawfully entered the United States and married a United States citizen from whom she separated more than 10 years ago. Her estranged husband failed to file the paperwork for her permanent legal status after their marriage. Balancing his relationship with her and the favorable relationship between the United Kingdom and the United States, Applicant has mitigated the security concerns about foreign influence. The Government has not established that Applicant is involved in any criminal conduct. Applicant did not intentionally falsify his 2003 SF-85P. His security clearance is granted. CASE NO: 14-02024.h1


Financial

08/07/2015

Applicant and his former wife separated. They were unable to pay the mortgages on their home, and the mortgage lender foreclosed. Under his state's antideficiency statute, Applicant has resolved his mortgage debts. He manages his income and expenses. He has mitigated the concerns about his trustworthiness under Guideline F. Eligibility for a position of trust and access to sensitive information is granted. CASE NO: 14-03357.h1


Financial

08/06/2015

Applicant's three largest debts are education loans, which he consolidated into one loan. He has been paying regularly on this debt since April 2014. He paid the smallest debt in 2013. Since his debts were discharged in bankruptcy 10 years ago, Applicant has lived frugally and not acquired any new debts. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-06159.h1


Financial

07/24/2015

The debts listed in the SOR arose after Applicant lost his job of more than 23 years. He has been unable to find steady employment in the last seven years. Applicant has and continues to take steps to improve his skills and increase his work opportunities. Within his limited income, he has taken small steps to resolve his debts. He has mitigated the security concerns raised under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-05581.h1


Financial

07/24/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's debts are now under control, and she is in compliance with the payment plans she has developed for her six remaining debts. She has mitigated the concerns about her security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-05535.h1


Financial

07/09/2015

While the debts listed in the SOR arose, in part, from some circumstances beyond Applicant's control, she has not resolved most of her debts. She has not mitigated the concerns about her security worthiness under Guideline F. Eligibility for a security clearance is denied. CASE NO: 12-11431.h1


Financial

07/06/2015

The sole debt listed in the Statement of Reasons (SOR) concerns a mortgage. Applicant sold the property and resolved the debt. Applicant's finances are under control. She has mitigated the concerns about her trustworthiness under Guideline F. Eligibility for a position of trust and access to sensitive information is granted. CASE NO: 14-03204.h1


Financial

06/30/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are under control, and she has resolved or is in the process of resolving her debts. She has mitigated the concerns about her trustworthiness under Guideline F. Eligibility for a position of trust and access to sensitive information is granted. CASE NO: 14-02707.h1


Financial, Drugs

06/30/2015

Applicant used marijuana regularly as a high school and college student. He stopped using marijuana after college graduation. He resumed his marijuana use three years later, while he was seeking a security clearance. After failing a work-place drug test, he again stopped his marijuana use less than one year ago. He has resolved some of his debts, but he has not taken enough steps to take control of his finances. He has not mitigated the security concerns raised by his finances and drug involvement. Clearance is denied. CASE NO: 14-01617


Financial

06/23/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are now under control, and she is working on resolving her debts. She has mitigated the concerns about her security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-05408.h1


Financial

06/23/2015

The debts listed in the SOR arose during Applicant's first marriage and because of his former spouse's spending habits. Applicant's finances are under control, and he has resolved his debts. He has mitigated the concerns about his trustworthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-04558.h1


Financial

06/17/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are under control, and he is working on resolving his remaining unpaid debts. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-03126.h1


Financial

06/17/2015

Applicant's debts listed in the SOR arose when he purchased a home and lacked sufficient income to meet his mortgage payments and other expenses. Applicant has not provided sufficient documentation to show that he has resolved his debts. He has not mitigated the concerns about the security concerns raised under Guideline F. Eligibility for a security clearance is denied. CASE NO: 14-03030.h1


Financial

05/29/2015

Applicant failed to timely file his federal and state income taxes for several years. Twice on his own initiative, He developed repayment plans for any unpaid taxes plus the penalties, fees, and interest for his late filings. He developed a payment plan for his largest debt and one small debt. Applicant's finances are under control, and he has resolved or is resolving his debts. He has mitigated the security concerns under Guideline F. Eligibility for a security clearance is granted. CASE NO: 14-05487.h1


Alcohol, Personal Conduct, Drugs, Criminal Conduct

05/27/2015

Applicant pled guilty to Driving Under the Influence (DUI) in 2008 and to violating a local alcohol-related ordinance in 2013. He provided information about his marijuana use and alcohol arrests on his security clearance application. He agreed to the revocation of his security clearance should he again use illegal drugs. He mitigated the security concerns about his alcohol consumption, personal conduct, drug involvement, and criminal conduct. Clearance is granted. CASE NO: 14-02478


Financial

05/27/2015

Applicant failed to timely file his federal and state income tax returns from 2005 through 2012. He has filed five of his seven federal tax returns, but he has not shown that he filed his state tax returns or the remaining two federal tax returns. He has not mitigated the security concerns under Guideline F. Eligibility for a security clearance and access to sensitive information is denied. CASE NO: 14-01271.h1


Financial

05/22/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are under control, and he has resolved his debts. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance and access to sensitive information is granted. CASE NO: 14-02513.h1


Financial

05/12/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are under control, and he has resolved his debts. He has mitigated the concerns about his trustworthiness under Guideline F. Eligibility for a position of trust and access to sensitive information is granted. CASE NO: 14-03438.h1


Financial

04/30/2015

Applicant incurred financial problems after he and his wife lost their jobs almost simultaneously. After six months of unemployment, Applicant returned to work and started the slow process of repaying his debts. His small and few unpaid debts do not raise a security concern. He has mitigated the Government's security concerns under Guideline F. Clearance is granted. CASE NO: 11-14499.h1


Drugs, Personal Conduct

04/28/2015

Applicant uses medical marijuana to relieve frequent and intense headaches. He occasionally uses marijuana provided by friends for recreational purposes. He used marijuana while holding a security clearance and plans to continue to use marijuana for medical purposes. He did not intentionally falsify his 2004 and 2008 security clearance applications. Based on all the evidence of record, he has not mitigated the government's security concern about his drug involvement and personal conduct. Clearance is denied. CASE NO: 14-03667


Financial

04/27/2015

Applicant has not shown that he has resolved the most significant debts listed in the SOR. Applicant has not provided documentation indicating that his debts are resolved and are under control. Intentional falsification of his security clearance application has not been established under Guideline E. He has not mitigated the concerns about his security worthiness under Guideline F. Eligibility for access to classified information is denied. CASE NO: 14-03242.h1


Financial

04/23/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are under control, and he is paying his debts. He has mitigated the concerns about his trustworthiness under Guideline F. Eligibility for a position of trust and access to sensitive information is granted. CASE NO: 14-03462.h1


Personal Conduct; Foreign Influence

04/16/2015

. Applicant's parents, sister, and one brother are citizens and residents of Morocco. One brother is a citizen and resident of France, and his remaining brother is estranged from him and his family. His father's past position in the Moroccan army and Applicant's long-ago criminal conduct do not raise a security concern. Applicant did not intentionally falsify his answers on his security clearance application. He has mitigated any security concerns of the Government. His security clearance is granted. CASE NO: 13-01324.h1


Foreign Influence

04/15/2015

Applicant became a U.S. citizen in 2006 and renounced his Indian citizenship. He lost all rights attached to his Indian citizenship. He and his wife's assets in India account for less than 10% of their overall wealth and are not a security concern as most of his largest assets are in the United States. He does not receive and will not receive any benefits from the Indian government. His contacts with family members in India are not a concern because of the favorable relationship between India and the United States, and the efforts of the Indian government to limit terrorist activities. He has mitigated the trustworthiness concerns about his foreign influence. His trustworthiness determination is granted. CASE NO: 14-02299.h1


Financial; Personal Conduct

04/13/2015

Applicant failed to file his federal and state income tax returns in 2009 and 2010. He has filed his 2010 federal income tax return, but he has not filed the other returns. He has not mitigated the security concerns about his finances and personal conduct under Guidelines F and E. Applicant's security clearance is denied. CASE NO: 14-02695


Foreign Preference

04/03/2015

Applicant was born in the United States and raised in the Netherlands, where her parents are still citizens. Her mother resides in the Netherlands, and her father resides in Germany. Applicant possesses a Netherlands passport, which she declines to surrender or destroy. She has not mitigated the security concerns under Guideline C. Eligibility for a security clearance is denied. CASE NO: 14-02867.h1


Financial

04/03/2015

The debts listed in the SOR arose under circumstances beyond Applicant's control. Applicant's finances are under control. He has worked to pay his debts and has developed a reasonable payment plan for the resolution of his remaining tax debts. He has mitigated the concerns about his trustworthiness under Guideline F. Eligibility for a security clearance is granted. CASE NO: 12-07941.h1


Financial

03/23/2015

Applicant resolved one SOR and has been paying the remaining SOR debt under a payment plan started in July 2013. Applicant's finances are under control as he pays his customary living expenses, and he is paying his one remaining debt. He has mitigated the concerns about his security worthiness under Guideline F. Eligibility for a security clearance and access to classified information is granted. CASE NO: 14-01850.h1


Financial

03/20/2015

Applicant's debts listed in the SOR arose when she lost her long-term job, a circumstance beyond her control. Applicant's has not provided documentation that indicates that her finances are under control. She has not mitigated the concerns about her trustworthiness under Guideline F. Eligibility for access to sensitive information is denied. CASE NO: 14-03070.h1


Alcohol, Personal Conduct

03/06/2015

Applicant consumed alcohol socially and sporadically starting in high school. In 2007, his wife asked for a divorce. While he and his wife remained married for another five years, his consumption of alcohol increased as a method of coping with his wife's request for a divorce. By 2011, his alcohol use had become a problem. In 2013, a co-worker reported his use of alcohol at work. In October 2013, he began treatment for his alcoholism. He consumed his last alcoholic beverage in November 2013. He has remained sober and is committed to his sobriety. He has mitigated the security concerns about his alcohol consumption and his personal conduct. Clearance is granted. CASE NO: 14-01357


Financial

02/20/2015

Applicant has failed to provide any evidence that he is paying his past-due debts or that his finances are under control. He has not mitigated the security concerns about his trustworthiness under Guideline F. Eligibility for a security clearance and access to classified information is denied. CASE NO: 14-01122.h1


Financial

02/10/2015

Applicant's financial problems arose after the death of his wife, from property damage from tenants, and from flooding. He has paid or is resolving all of the debts in the SOR. He has a payment plan to resolve his remaining debts. He has mitigated security concerns under Guideline F. His eligibility for a security clearance is granted. CASE NO: 14-02160.h1


Financial

02/10/2015

Applicant's debts occurred as a result of circumstances beyond his control. He has resolved many of his delinquent debts, and he has a plan to resolve his remaining debts. He obtained a second job to help him pay his debts. Applicant's finances are under control. He has mitigated the security concerns raised under Guideline F. Eligibility for access to classified information is granted. CASE NO: 12-06258.h1


Drugs, Criminal Conduct, Personal Conduct

02/03/2015

Applicant became addicted to a prescription drug. He wrote unauthorized prescriptions to obtain the drug. The police arrested him for forgery, and he pled guilty to a misdemeanor forgery offense. He participated in several drug rehabilitation programs for three years, completing his participation at the time he completed his informal probation. Seven months later, he started using the drug again. His need for the drug increased, and the decisions he made to support this need created more problems for him. After losing his job in February 2013, he decided he needed to eliminate the drug from his life. He voluntarily sought treatment and has been involved in ongoing counseling and recovery for two years. Although he made significant changes in his life and continues toward full recovery one day at a time, his recent violations of trust reflect negatively on his integrity. He has not mitigated the trustworthiness concerns about his drug involvement and personal conduct, but he has mitigated the trustworthiness concerns about his criminal conduct. Clearance is denied. CASE NO: 14-01542


Foreign Preference; Foreign Influence

01/21/2015

Applicant was born in Poland. He immigrated to Canada in 1990 and became a Canadian citizen in 1995. He immigrated to the United States in 1999 and became a U.S. citizen in 2012. His wife and younger son are citizens and residents of the United States. He returned his Polish and Canadian passports to the appropriate consulate in the United States as soon as he learned these passports presented a problem. His small retirement account in Canada is de minimus when compared to his assets in the United States. He has mitigated the security concerns about his foreign preference. A foreign influence security concern has not been established. His security clearance is granted. CASE NO: 14-01468.h1


Financial

01/16/2015

Applicant's financial problems arose from his decision to default on his home mortgage and home-equity loan. Any remaining debt on his primary mortgage is resolved by operation of law. He has not resolved the substantial judgment obtained against him for the home-equity loan. He has not mitigated the security concerns under Guideline F. Clearance is denied. CASE NO: 14-00234.h1


Financial

01/14/2015

Applicant's financial problems arose from his loss of employment, work injury and divorce in 2007. He paid or is paying the debts listed in the SOR, and he paid other past-due debts not listed in the SOR. He has taken control of his finances, and he lives within his financial means. He has mitigated the security concerns raised by his finances. Clearance is granted. CASE NO: 14-00186.h1


Financial

01/09/2015

Applicant's financial problems arose when he and his former girlfriend ended their relationship, and he assumed responsibility for their debts in 2007. Since then, he has worked to resolve his debts, one at a time. Applicant has taken control of his debts and finances. He lives within his income. He has mitigated the security concerns under Guideline F. Clearance is granted. CASE NO: 12-05862.h1


Financial

05/22/2015

Applicant is a 46-year-old employee of a defense contractor. She is in debt to one creditor, although that debt was alleged twice on the Statement of Reasons (SOR), in the approximate amount of $23,737. She has acted responsibly with respect to her debt by reaching a settlement with her creditor. She has the means to make her monthly payments until this debt is fully resolved. Eligibility for access to classified information is granted. CASE NO: 14-04799.h1


Financial

05/22/2015

Applicant is delinquent on eight debts, in the total amount of $71,375. He failed to produce documentation to show he has addressed any of his delinquencies. He has not mitigated the Financial Considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-01599.h1


Financial

05/22/2015

Applicant was delinquent on three debts, in the total amount of $49,041. He resolved one debt. Another debt was recently cancelled by the creditor, involving $17,441. He failed to document any effort to resolve the remaining $16,892 collection account. He has not mitigated the Financial Considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 12-01430.h1


Financial

04/30/2015

Applicant failed to file both his Federal and state income tax returns for the tax years 2006 through 2012. He was also alleged to be indebted to the Federal Government in the amount of $6,600 in unpaid taxes. While he satisfied his delinquent tax obligation, he failed to meet his burden to show that he has filed his Federal and state income tax returns. Financial security concerns are not mitigated. Eligibility for access to classified information is denied. CASE NO: 14-03528.h1


Financial

04/15/2015

Applicant has a history of failing to address her finances in a timely manner. She has resolved her delinquent property tax and has filed her Federal and state income tax returns for tax years 2010 through 2012, but she failed to produce documentation to show she has addressed her remaining delinquencies. She has not mitigated the Financial Considerations security concerns. Eligibility for access to classified information is denied. CASE NO: 14-03400.h1


Financial

03/03/2015

Applicant accumulated two delinquent student-loan debts totaling $19,675. Her delinquencies were due to